Top cloud security controls you should be using
Most organizations use at least some form of cloud storage, yet security issues are still a top concern. Data loss and security breaches are always in the news, with some of the most high profile data breaches to happen in 2018 so far including those that occurred at Reddit, Timehop, and FedEx. What this shows us is that even large companies can make mistakes that seriously compromise the security of their data. A 2017 survey conducted by Clutch revealed that while confidence in cloud storage security is high among small businesses, most are not doing enough themselves to protect their cloud storage. After all, cloud security requires involvement from the user, as well as the provider. We go over some of the top cloud security controls your business should be using to help ensure your data is adequately protected. Why do you need cloud security control? Every day, sensitive information continues to fall into the wrong hands. That’s according to Breach Level Index, as of August 2018. While cloud computing can be great for businesses, providing several benefits such as cost savings and data portability, it does come with certain information security risks. To protect your business against vulnerabilities, you need to put specific controls and standards into place. That’s where cloud security controls come in. They help to address, evaluate, and implement cloud security. They can include the following types of controls. Deterrent: These serve as a warning to potential attackers, warning of possible adverse effects if they were to proceed in their attempt, thereby helping to deter unlawful access. Preventative: These controls strengthen the system against attacks, protecting and managing vulnerable parts of the storage. Corrective: These help to reduce the consequences of an attack, which typically involves limiting damage. This could take place during or after the incident occurs. Detective: These controls will identify or detect an attack, and then respond to the incident. If an attack is detected, the detective control will signal to the corrective and preventative controls in an attempt to minimize damage. Using different types of controls will help to limit and prevent potential damage when using cloud storage solutions. What seems to be the problem? What businesses need to understand is that you cannot rely on your provider to do all the hard work. The issue is not that the cloud environment itself is insecure, but that customers are failing to configure their networks, applications, and data accurately. For instance, let’s take a look at what went wrong with Timehop. On 7 July 2018, the company was affected by a significant data breach that included email addresses, names, dates of birth, and phone numbers being taken. What was the issue? A cloud account that didn’t have multi-factor authentication. For Reddit, although they had two-factor authentication in place, their SMS-based authentication was not as secure as it needed to be. As for FedEx, the problem traces back to Bongo International LLC, a company bought by FedEx back in 2014, which had been storing sensitive client data on an open Amazon S3 bucket. The data had been available for public access for several years, having been collected from 2009 to 2012. Data can be put at risk in many different ways, so it’s essential to have the proper controls in place from the start. Find out what you are responsible for Many cloud services will offer some level of security. What companies need to do is find out exactly what they are responsible for when it comes to securing the data that is uploaded to the cloud. Ignorance is no excuse. Speak to your provider and find out which cloud security controls you are responsible for and what services they offer. Whatever tools are at your availability, make sure you use them all. Ultimately, you are responsible for securing your data, so take advantage of any security tools at your disposal, then make sure you take care of the rest. Limit cloud access A good way to reduce risk is to limit who has access to the sensitive information you are storing. Public cloud storage resources, such as Amazon’s S3 bucket, should not allow external access. Leaving SSH open is another common mistake. You should only allow those who must use the data directly to carry out their job to have access to the data. You can grant temporary access on an as-needed basis to any additional employees. Make the most of the identity and access control tools used by most major cloud providers, so you always know who has access to your data. When granting access, you have the option to limit what data someone has permission to access. Delegate appropriate permissions as needed and remove or disable accounts if an employee leaves the company. Keep your data secure One of the most common mistakes that companies make is to leave data unencrypted. You want to be sure that even if all other security measures fail, you have at least encrypted your data as a last measure of protection. While some providers offer encryption, companies should still use their own encryption techniques alongside these. Your decryption keys should remain within the company so that you can maintain control over these at all times. Learn from past mistakes Even large companies make mistakes when it comes to cloud security. You cannot merely rely on your provider to handle all aspects of security. Users need to ensure they are using current cloud security controls to ensure their data remains secure. The good thing is that we can learn from others’ mistakes. You can take extra precautions and implement certain controls and standards to improve security. Just make sure you pay attention to what is happening in the world of cloud security and update standards and controls accordingly. Read Also : What You Are Paying For With A Virtual Data Room Top 10 Computer Security Mistakes
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What No One Tells You About Working Remotely
Remote working has been on the rise for some time now, with thousands of organizations the world over embracing more flexible working options to accommodate their employees and provide them with a better work-life balance. Additionally, many professionals are themselves catching onto this millennial style of working, having realized that their job shouldn’t determine where they choose to live or confine them to any one particular region or country. The progress in digital technology over the past decade has led to a significant difference in the way we organize our lives, meaning we have the freedom to move around more while still holding down a steady career. Nevertheless, some people are still coming to terms with this newer form of working, so we’re here to bust some of the most common myths surrounding remote working and what it really means to take on such a flexible approach to work. Myth #1 Become a Millionaire by Working from Home You may have come across many such clickbait-type ads in the course of your browsing the internet, claiming how easy it is to make yourself a small fortune by working from home, without even having to do any real work. Unfortunately, this happens to be one of the biggest myths about remote work. Just like any other office-based job, you will actually be required to put in the same level of hard work, if not more, as your boss is maybe even more likely to check up on you to be satisfied that you’re reaching your set targets and not slacking off watching daytime tv in your PJs all day. Myth #2 You’ll never get promoted when you work remotely People may assume that just because you don’t physically show up at your place of work every day, your superiors will have no way of knowing how hard you work. This is a common misconception since most companies that support remote working keep close tabs on their employees’ tasks. Hence, if your work is up to scratch, there’s no reason why your efforts won’t be recognized and rewarded accordingly. Myth #3 You have to work the same hours as the rest of your non-remote team With the exception of Skype meetings and the like, one of the major advantages of remote working is the fact that you won’t be expected to work a regular 9-to-5. Very often, you’ll get to make your own hours and as long as the work is done efficiently, your employers won’t care when you work. In fact, as long as you’ve got a laptop and a Wi-fi connection, the rest should not be an issue. This gives you more flexibility to plan your work around your life, rather than the other way around. If you need to run errands or go to the gym, for example, you can do so. Working remotely also leaves you with more time to do the things you love, whether spending time with friends or family or just relaxing with a cup of coffee, entertained by the options online gaming provides. With so much extra time on your hands, your quality of life will definitely take a turn for the better. Myth #4 You’ll get bored, lonely, and depressed when working remotely Sure you may occasionally miss the office small talk and water-cooler chit-chat while working remotely. However, most organizations that promote remote working have set up instant communication channels so you can be in touch with your colleagues easily, even though you won’t be seeing them on a daily basis. Additionally, there are now many remote working communities that act to reduce these feelings of loneliness and may increase productivity levels by mimicking office environments. If you’re thinking about taking the plunge into the world of remote working, you should now have a better understanding of how it works and what to expect. All in all, we believe remote working is the way forward, and many more companies are likely to adopt this approach in the near future. Read Also : 5 Of The Highest Paid Remote Jobs Go For A Better Legal Job In 2018!
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9 Money Tips For Millennial Injury Lawyers in Los Angeles
While millennial lawyers are increasingly becoming the dominant force in the legal profession, it’s also important to start their financial life on the right foot. In some cases, it’s just normal to assume that young lawyers have to worry about money. With a significant and growing percentage of lawyers today, they may find it tougher to maintain their earning capacity while becoming successful in the legal industry. Also, they often struggle when it comes to managing their own finances. So if you’re a freshly-minted millennial injury lawyer in Los Angeles, here are 9 money tips you should consider from the very beginning. 1. Re-examine your student loans After taking the bar examinations, your student loans aren’t going anywhere. Depending on how much you earn as an injury lawyer, it’s also better to get on top of your student loans as early as possible. Instead of suffering, find out whether you qualify for easier repayment plans. This way, you’ll not end up spending a lot of money on long-term student loans. If your personal circumstances have changed significantly, re-assessing your pay-down strategy will be a very good option to consider. 2. Settle any credit card debt immediately Whether you get yourself a loan while studying for the bar, credit card debts shouldn’t be kept around for so long. As a millennial injury lawyer, paying off any of your credit card debt should be a top priority as soon as you have the means to do so. By doing it, you’ll be able to stay on top of your finances while making a name in the legal profession. 3. Start saving as much as you can Regardless of the amount, putting some money aside will always be beneficial. Besides, saving is something you’ll eventually do as you grow old. With the kind of finances you may have as a millennial injury lawyer, it’s perfect to start keeping some money on your bank accounts. You’ll never know when you’re going to need your savings for emergency purposes. Even if it’s just a little bit, you may still need extra money to cover some unexpected expenses later on. 4. Identify your goals As soon as you finish taking the bar exams, you’ll eventually have to think about your next move. Even if you haven’t practiced law long enough, it’s best to start thinking about your goals and your future. You need to realistically assess the next few years of your career. Besides, you have the education and means to do what’s important to you. On top of your career decisions, you should first determine whether you want to start your own law firm or work for someone else. By knowing your career goals beforehand, you’ll also be able to plan your financial resources efficiently. But if you choose to work for other law firms, you should know how to negotiate your salary. Perhaps, you possess the necessary legal knowledge and skills, hence you get paid for them. 5. Choose your material pleasures wisely With your first job as an injury lawyer, rewarding yourself for the hard work can be a fulfilling thing to do. While you shouldn’t deny yourself all material pleasures you can get, it’s important to only choose something that makes you happy. Moreover, don’t get easily overwhelmed by all the materials things around you as it may lead to an uncontrollable urge to spree. Perhaps, you can anchor your reward based on the available budget you have at the moment. Doing so will not be financially draining on your end. 6. Plan your retirement savings properly Once you finish law school and land your first job as a millennial injury law, planning out your retirement savings early will go a long way. If possible, max out your retirement funds for your future use. Put a considerable percentage of your salary into a retirement account and then slowly escalate that percentage. By doing it, you can retire in a financially stable manner. 7. Set an emergency fund In addition to your savings and retirement account, having an emergency fund can certainly be helpful. For some reason, living in Los Angeles can be very difficult. Even if you have money in your pocket, it will still be insufficient when emergency situations arise. Thus, it’s worth the time, money, and energy to establish emergency savings with at least a few months’ worths of expenses. 8. Keep your money separate from your partner until marriage Ideally, millennial lawyers should be well informed when it comes to relationship and marital issues. For your financial security, you should be well aware of the dangers of mixing your bank accounts from that of your romantic partner at least until marriage. But with today’s generation, you may commit these mistakes that may also end up hurting you financially. As a promising millennial injury lawyer, you can protect yourself by keeping your finances separate until you have the proper legal protections of marriage. 9. Enhance your earning capability If you want a financially healthy career as a lawyer, it’s wise to make every effort to boost your earning capabilities. Perhaps, you can do it by managing client relationships. Remember, the advantage of having a good client relationship is the increased likelihood of repeated business as well as high income. In Conclusion Generally speaking, lawyering is a lucrative profession nowadays. Whether you’re accused of a crime or you’re persecuted by someone else, injury lawyers are always there to protect your rights and freedom. However, being a law office like a brain injury attorney Los Angeles doesn’t mean you have to take your finances for granted. Rather, it can be the best time to make and save more money for your future. Thus if you want to get the most out of your earnings, simply take these tips into consideration and enjoy the financial benefits later on. Read Also : Choosing & Relying Upon The Best Personal Injury Lawyers 6 Important Questions To Ask A Personal Injury Lawyer
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Top 10 Computer Security Mistakes
So you’ve gone out and purchased a brand new laptop, and now you have plans of using that laptop in the workplace. Well, for anyone who has experience running a company, knows that laptops can be conduits for spyware and viruses. Once data is being processed, thought must go into who is capable of stealing it, where they might store it, how they could archive it, and how valuable the data is to the company. Well, if you want to ensure you’re never in any unfortunate positions, then I suggest you check out my list of common mistakes most new computer users make. 1. Connecting to an Unsecure Network If the network is open, then it should be fine for you to connect to, right? I wouldn’t say that. You should always be suspicious of open networks, especially ones at hotels and airports. If it’s possible for you to connect to a network without using a password or agreeing to any terms, then there is a good chance you could be leading yourself into a trap. 2. Opening Attachments from Unsolicited Emails You want to check the content of your emails, if anything in it looks suspicious, or if the sender is asking you to do something that you do not feel comfortable doing then there is a good chance its spam. Check the sender, if you’re not familiar with the person, then try searching for the email on any of the major search engines. If you’re at your workplace, then consider contacting your email administrator for verification on whether or not the email is spam. 3. Using Common Passwords While the vast majority of people are wise enough not to fall into this trap, especially when signing up for services online, there are still many work colleagues that have a knack for using basic passwords, like their birthday or their username123. You’ll want to re-work your password by combining uppercase letters, numbers and uncommon symbols. If you chose London as your password, then you could rejig it to something like L0nd3N. Even though it isn’t the most complex password, it would be much more difficult for a hacker to guess. 4. Not Making Backups When it comes to archiving files, many end users make the common mistake of backing up data too infrequently. I can see how the lazy approach can be more comforting, but if your company files are that important to you, then you’ll want to ensure that they are backed up as often as possible, using a number of different mediums, such as the cloud, external hard drives, etc. 5. Leaving Your Webcam Enabled It’s a great idea for you to familiarise yourself with your webcam so that you can determine when it’s disabled or active. Hackers are very adept at hacking into your webcam, especially in the workplace, and they can even record meetings if you’re not careful. Covering the webcam with tape won’t do much since audio can still be recorded; it’s for this reason why you’ll want to ensure its disabled when not in use. 6. Searching the Deep Web The deep web, unfamiliar to most internet users, is the shady part of it, not accessible from the major search engines like Bing and Google. Work systems should be used for work only, there are many deep websites out there that will stick malicious code onto your computer and use that to track whatever you say and do. 7. Assuming Your Hard Drive Will Never Fail In this world, there are two different kinds of computer users, those who have lost computer files and those who will eventually lose computer files. You want to back things up as often as you can. You also want to think about alternative media, like using an external hard drive to save certain confidential data onto it. 8. Using a Suspicious Thumb Drive Everyone needs a place to store their work documents. If you’re in the office, it’s not uncommon for you to find a thumb drive lying around. My advice is not to use it, especially if you don’t know where it came from, that’s because there’s a good chance it could have a virus on it. 9. Using the Same Password across Accounts It’s very important that you make a habit of changing your passwords. It’s not uncommon for end-users to keep the same password for many years. That is something you do not want to do. For business-critical, sensitive data, you want to ensure that all passwords are changed at least once every three months. Make sure all your accounts have different passwords. Having multiple passwords for your many accounts reduces the chances of all your accounts being compromised. With the increasing amount of cyber-attacks, the age of your password, along with its length and complexity are far more important today. 10. Agreeing to Install Anti-Virus Software Have you ever visited a website that asked you whether or not you wanted to check your system for a virus? You may have asked how or why it knew you needed a virus scan. In most cases these prompts to install antivirus software are in fact attempts to install malicious software on your system. Read Also : Would Your E-commerce Website Pass The Cybersecurity Test? Here Are 3 Things You Could Be Doing Wrong How To Securely Wipe Your Confidential Data From A Hard Drive
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Confused Of Choosing The Stream? Read This!
Are you confused of choosing the stream? The entire class 10th journey is both challenging and confusing for most of the students. Challenging because they are chasing the dream of scoring well and confusing because they have to decide which stream to choose in class 11th. The chosen stream will determine their future and thus should be picked keeping all the aspects in mind. To select the right stream, a student has to deeply analyze the pros and cons of both the fields and whether they will be able to make a mark or not. A clear idea will also help the students to apply for the right scholarship exams after the 10th. After all, scholarships are the best way to back the preparation for competitive exams regarding finances. After knowing this also if you still confused of choosing the stream then follow my article to get your answers. To choose the right stream and apply for the right scholarship exams after the 10th, here are a few questions that you need to ask yourself. Confused Of Choosing The Stream Analyze Your Skill There are several factors you have to take care of before selecting your stream:- Your analytical skills. Remembrance capacity of your brain. Subjects in which you can excel and continue to grow in your career. Are you confused of choosing the stream? The amount of money you can spend in pursuing your career. Do you have the nake to learn new things in a short time span? These are some of the crucial questions that you need to address if you want to select the stream of your choice. Questions for Aspiring Engineers Are you good at your analytical ability? Do you have an interest in solving complex mathematical problems? Are you of the habit of experimenting with things? Do you have a practical approach to solving problems? Do you like playing challenging games and puzzles like Sudoku? If you have nodded a yes to all these questions, then you should definitely opt for the PCM stream in class 11th and start preparing for JEE. The initial preparation for engineering calls for a lot of hard work and rigorous practice. As a budding engineer, you will need to apply the concept of math and science to solve any problem that you face. There is no doubt that the work of the engineers is challenging, but it is enjoyable as well. With hard work and commitment, an engineer has the potential to bring about a positive change in the functioning of the world. However, before you make a decision, be sure of going through all the engineering disciplines thoroughly to know in which field you actually want to make a career. To make a sound decision, take out time to understand the role and responsibilities of engineers in different sectors. It is a rewarding profession, so be sure to explore the possibilities. After you have made a choice, give it the right direction through the right approaches. Start by applying for scholarship exams after the 10th and join a reputed coaching institute to back your preparation. Questions A Student Need To Address Before Choosing the stream? Are you good at serving humanity? Do you like studying the human body? Are you planning to study biology overall? Do you have the nack to serve people? Are you good at being a team player? Do you like building a close relationship with people? If you have nodded a yes to all these questions, you should opt for the PCB stream in class 11th and start preparing for NEET. Just like engineering, the study of medicine calls for a lot of patience and hard work. However, this profession gains a lot of respect and offers a sense of satisfaction for saving and improving lives. Also, this is one of the most diverse fields as there are many specialties and subspecialties to choose from. The real challenge lies in the completion of the course. It takes anywhere between 8-11 years to start practicing as a doctor. Moreover, all these years call for sheer dedication and hard work. When you choose medical sciences as a career, keep in mind that it might be at times disheartening to see your friends with a stable job. However, remember, being in this noble profession will make you earn respect in society. Final Words Hence, if you are confused of choosing the stream then this article can be of great help for you to address all your queries in the best possible ways. You have to understand the facts before making your choices in the right direction. Do not make your choices in grey while you want to choose the best stream for your career. Ensure that you do not have any doubts left with it. Read Also: Ten Ways Technology Is Impacting Modern Education Top Things To Know Before Entering A Medical Career
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How India Is Transformed After The Success Of Ed-Tech Startups?
In the startup ecosystem, India stands in the third position, and it has been estimated that since 2012, there have been more than 200 Ed-tech startups that are emerging. From the global education perspective, the Ed-tech startups have gained a prominent position with almost 1.5 million school boarding 260 million students. In addition to this, there are more than 35,000 colleges and 750 universities. A few years ago, the startups that surfaced showed a tremendous change in people’s perception of how students can learn and grow and implement the acquired knowledge well in their professional field. Present scenario of online education With success in Ed-tech startups, students from small districts get the opportunity to feel close to their dreams. The success of Ed-tech startups has been able to eliminate the problems of high-quality education. Due to the advancement in technology, the students residing in the underdeveloped parts of the country also get the facility to achieve their dream easily. With the introduction of technology, the students are now able to take part in the online classes and complete their preparation efficiently. The online education market is also growing from 1.96 Billion and reaching up to 9.6 million in 2021. This is an opportunity both for the existing students and the new entrants. Among the Ed-tech startups, some of them struggled to secure a firm position while others went through a sudden death within 18-24 months of its initiation. The Transformation From The Traditional Mode The traditional model of learning has changed in more than one way with the introduction of interactive textbooks, increases of web-based research, expanding the audience. In the change of educational system, mobile phones play a vital role, and the device has become quite popular in engaging students. The cloud-based learning platform is catering to more than four million students worldwide. The various learning applications are helping students to get the required information at their fingertips and are easily available. How Are The Ed-Tech Startups Benefiting The Students? The education startups are trying to cater to a large audience through online tutoring, book updates, online test preparations, and others. With the advent of technology, students are able to enhance their quality of education. The reach of education has been widened with the help of technology, and innovative ideas are introduced in this technology-based education. With this, the students are able to watch high-quality videos on their mobile devices. It also ensures that people who have access to low internet bandwidth also have access to learning by interacting with online teachers. The advantage of the eLearning video is that it enables the student to grasp a better idea about the concerned topic. This also benefits the students who are willing to prepare for the high-ranking tough examinations such as UPSC online, and others. Apart from readily available study materials, the students also get to learn from the online programs that are offered to the students. For any doubts and explanations about the curriculum, the online classes have an experienced team of teachers to cater to the needs of the students. Influence Of Technology-Based Applications With the help of digital aids, the students are able to decide upon what they wish to learn. In addition, the online mode of education also helps the students to go for self-analysis and therefore, improve their strong and weak points easily. The various Ed-tech startups help to provide online test series and study material to the students, and they only need to log in for free and start practicing. Some of the startups have designed their application in such a way that it enables the students to access the application both in the online and offline mode as well. For interactive sessions, get hands-on with the application today. Thus, these applications are of immense help for the students who are planning to qualify for examinations such as UPSC, IAS, and other banking sector examinations. Other than the preparation, the students can also apply for online and distance courses and get the required certification. In search of excellent online tutors, students from primary classes to higher classes are influenced by the websites. It is also evident in the last few years as parents, teachers, and students are taking help more the online technology including that of urban and semi-urban regions of India. The various Ed-tech startups are dealing with online courses and professional courses as well. It offers more than 200 professional courses including project management, quality management, IT security management, and others. If students are planning to appear for any competitive exams, scholarships exams such as IAS, UPSC, and others, then these online applications would be of utmost help for them. Therefore, digital platforms are changing the ways of learning and offering high-quality educational content to students around the world, and in this way, education is transformed to the next level. Apart from this, there are also certain impacts of social media. The form of digital literacy should be introduced in school-level education. Digital media has impacted greatly on the students. Read Also : 4 Emerging Trends In The Education Sector Online Services To Help Student Ten Ways Technology Is Impacting Modern Education
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4 Warning Signs your Marriage is in a Serious Trouble
It’s safe to say that no one decides to marry expecting a divorce. If you were sure your marriage wasn’t going to last long, you would have spent your money on wedding preparations or walk down the aisle. However, marital challenges are something every couple faces. There are issues that could lead you and your spouse from a justice of the peace to a divorce attorney’s office. Here are signs your marriage is in deep trouble. 1. You’re contemplating an affair You may be tempted to have an affair for many reasons. For instance, you may be longing for the excitement that comes with a new relationship. Or you want to have a passionate, sensual session with a different partner. Some people think of having an affair because they want attention and appreciation or simply want to connect with a person you think is more similar to you than your partner. Regardless of the reason, you’re seeking another partner; sexual affairs are a warning sign of serious trouble in your marriage. These actions won’t solve your marital unhappiness. In fact, a cheating spouse and all other related infidelity issues often create unintended troubles. Once your emotional energy goes outside your marriage, all the problems that need immediate attention to take a back seat. More marital problems linger and even become worse. Deceit, guilt, lies, and shame are often by-products of cheating and lead to separateness and avoidance. Trust corrodes, and suspicion runs high. If your marriage was experiencing minor issues before your decision to stray, it would be in deep problems soon. Therefore, your extra-marital fantasies are simply a warning sign that you need to get your marriage on track. 2. You fight about the same issue regularly Let’s face it; marriage and minor conflicts go hand in hand. After all, it’s nearly impossible for two people to successfully live under the same roof with an argument no matter how minor it is. That isn’t a problem. While not all problems in a marriage can be fully resolved, if you realize you have been arguing over the same issue repeatedly and you never appreciate each other’s point of view, your marriage is headed for trouble. Frequents fights over the same issue make marriages unpleasant and you and your partner will begin focusing more on the negative side of your relationship. 3. Escalating arguments and fights In addition to fighting over the same issue repeatedly, if these arguments are growing in intensity, things might be going southwards. Escalating fights and arguments result in physical or verbal abuse, both of which can’t be accepted in a marriage relationship. 4. Having less time for each other For some people, everything is more important than having time for their partners. Whether its work, hobbies, relatives, kids, friends, and more, everything seems to take precedence over their marriage. What happens is that you and your spouse stop being close friends and your emotional connection suffers. You stop having sex like you used to do and over time, the connection and affection you had for each other fades away, which is why you should always try to keep the connection alive, regardless of how much sex you're having. If any of these risk factors sound familiar, it’s imperative that you take the right action to get your marriage on track. Read Also : Divorce Lawyers In Houston Texas: A Short Guide On Saving Your Marriage Benefits Of Using Divorce Lawyers
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5 Essential Tips to Choosing the Right Gaming Chair
If you walk around many offices or living rooms you will see all types of high-quality sofas and executives chairs mainly because people want maximum comfort when working or relaxing at home. It makes sense since most of us spend the better part of the day working or resting after a long day. If you are a PC gamer, it is certain the routine is quite different; I bet you spend most of your time in front of your gaming console of the computer. But do you have the right gaming chair? Do Really Need a Special Seat for Gaming? No matter how comfortable your couch or office seat is, they may not be the best options for long gaming hours. They don’t offer the best position and soon you will realize that your lower back hurts after a short while. Just as you require the best graphics cards, a high-resolution screen, and quality peripheral devices, a comfortable gaming chair is necessary to boost your gaming experience. It is designed to provide correct posture, comfort, and luxury irrespective of how many hours you are glued to the game. If you want to improve your gaming skills and enjoy your free time in a stylish and healthy way, then a quality gaming seat should be a top priority. How to Choose the Right Gaming Seat : There are many different types of gaming chairs which come in different designs, sizes and high-tech features. If you have no idea of what features you need to look for, it can be quite difficult to choose the right one for your budget and needs. Below are five top tips to help you purchase the most appropriate gaming seat for the best price possible. 1. Consider the type of the seat In the market today, you will find hundreds of amazing gaming chairs, each of which has been designed for specific needs. The best approach is to first understand your gaming needs so as to choose a seat that is specifically made to meet those specific requirements. The most popular types of gaming seats are the video rocker, ideal for gamers who like it closer to the floor, the racing seat, for high PC desk and the computerized racing simulator cockpit which is packed with several advanced features. Another option is the bean-bag type that is best for its cushioning and space-economy. 2. Choose the right size The ideal gaming chair should fit your body size and allow free movement to ensure optimal comfort. If you are not sure about the right size, you can try it out before you purchase. If you are buying from an online store, confirm the dimensions and compare with the seat you already have. 3. Customization A quality seat should have features that help adjustment of the backrest, the armrests, and the height to attain the best posture and leg angle. 4. Cost The prices for gaming chairs vary depending on the quality and luxury features. If you are looking for more customization options, you must be ready to spend a few extra dollars. However, it is important to choose a seat that gives you the value of your money. One that fits within your budget but still accommodates your gaming needs. 5. Advanced Features Some seats come with more advanced features that make your gaming enjoyable and complete. You may be interested in a tumbler, cat or even a mouse stand and you can get all these in your gaming seat. It is always important to compare different seats from various stores to settle on the best deal possible. For more information on how to choose the best gaming seat, visit ultimategamechair.com Read Also : Online Gaming Websites That Make Money
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7 Reasons Why Teenagers Pay Extra For Car Insurance
Car insurance for teenagers is more expensive than experienced drivers. Teenagers, who are at a very young and vulnerable stage of life, often lack any formal driving experience. They learn the skills of driving in this age and polish it with practice. The motor vehicle associations understand the susceptibility of their age and therefore the cost of car insurance for teenagers is higher. In order to understand this concept in detail, we have laid down 7 reasons that “why teenagers pay extra for car insurance”: No Proven Track Record of Driving The insurance companies consider the driving history of the applicant before issuing insurance premiums. In the case of teenagers, there is no proven track record of driving. Since they are at the beginner’s stage of learning, there is no evidence to support their expertise on the road. The risk factor stays high in this case. In general, the people who have proven driving track record without any mention of traffic violations and accidents in their names can avail significant discounts on their car insurance policies. The insurance companies need some statistical proof to make a judgment about the driving skills of applicants- which is not possible in the case of teenagers. Therefore, they cannot assume whether the teenage driver is a safe or reckless driver. In order to cover their risk, they raise the cost of car insurance for teenagers to ensure some safety measures. However, at the age of 19, the insurance plan becomes affordable as you already have 1-2 years driving experience by this time. You can get car insurance here for 19 years olds. Lack of Experience It takes time in learning a skill and achieving expertise in it. Learning to drive certainly takes more time and effort as we face different situations every day on the road. The young drivers need to dedicate a lot of practice hours to polish their skills before they can take their own vehicle independently on the road. The amount of time spent behind the wheel is a considerable factor in enhancing the driving abilities of young drivers. In the case of teenagers, their lack of experience can put them to test while facing real-life driving situations. Their reaction time may be slower than an experienced driver which is much needed when you are in actual driving practice. It is often seen that the young drivers get into a panic very easily when they face unusual situations on the roads. There are research studies to support the fact that most of the accidents that involve youngsters are due to their delay in reaction to the situations that prevail. Emotional Distraction Young people often get stuck with emotional issues. Their vulnerable age often brings out the “rebellious” attitude which may result in anger, sadness, extreme happiness, excitement, overreaction, anxiety, etc. They have very less understanding of dealing with their own emotions which may cause serious troubles while driving. For example- despite many public advertisements, youngsters use their mobile phones while driving. The overconfidence can lead to the accident-prone situation very easily. Youngsters often pool their vehicles and go for diving expeditions. Mutual talking and discussions while driving can distract their attention from the road. It is also common for youngsters to appreciate unusual sights on the road and get diverted from their driving spree. Insurance companies take these facts into account and use substantial proofs to put forth their risk level before issuing car insurance to teenagers. Increased Tendency Towards Speed and Racing There is no denial of the fact that teenagers love formula races and speed games. When they sit behind the steering, they get tempted to race with the cars on their track. Sometimes they have their own bunch of friends racing while driving. The scientific studies have reported that teenagers are easily aggravated by smoking, drugs and alcoholic tendencies. Under the influence of these factors, they may be instigated to adopt risky behaviors while driving. The understanding of the risks and their implications can be attained only with age and experience. The insurance companies state that the lower rates of premiums for the experienced drivers are supported by the statistics that prove that they are less prone to accidents as compared to teenage drivers. The Risk of the Insurance Companies The teenage drivers are at a higher state of financial risks for the insurance companies. The higher the probability of being at risk of accidents raises the probability of higher expenditure of the insurance companies. Therefore, in an attempt to cover the risks associated with the young drivers, they raise the cost of the policy. The Statistical Proofs We have already discussed various factors that may cause teenagers to become riskier while driving. It should be mentioned that our studies are based on statistical findings from various reports. These reports emphasize the high probability of teenage drivers being involved in road accidents. The data has been collected by the years of research that bring the car insurance firms at a higher edge of risk. The Make and Model of the Vehicle We often get to hear that the teenagers are gifted their “favorite vehicle” on their birthday or any other occasions. Although this practice is popular in rich and affluent families, these days even the middle-class segment has roped into the trend. Thanks to the easy loaning facilities! However, parents often forget about the risk associated with allowing teenagers to drive new and expensive cars with high-speed parameters. The insurance companies charge more from their clients who want to purchase insurance of a premium car for their teenager ward. The reason is clearly stated- higher speed parameters of the vehicle are directly proportional to the high financial risk factor of insurance companies. Conclusion Teenagers pay extra for car insurance due to the high amount of risk associated with their age and the levels of maturity. There are facts to support the rash driving incidents leading to fatal accidents in many cases that involve teenagers. Therefore, the higher rates of insurance are just a precautionary measure by the insurance companies. They intend to ensure that the applicant, as well as the company, must be fully prepared to deal with the possible risky outcomes due to driving errors. Higher is the risk of the insurance company, higher is the cost of the premium. Read Also : Tips For Reducing Car Insurance Costs Tips To Lower Your Insurance Costs
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Premises Liability in Indiana
What is Premises Liability? Premises Liability is the legal idea that if someone is injured on your property due to unsafe structures, mismanagement, or other instances of dangerous conditions, you are liable for the injury. Property owners are expected to maintain safe conditions on their property, and if they fail to do so, are held responsible for any accidents that may occur due to their negligence. If you or a family member have been injured on someone else's property, you may be eligible for financial compensation due to medical bills, lost income, distress, pain, and suffering, or wrongful death. What are Indiana's Laws on Premises Liability? Indiana determines Premises Liability based on the nature of the injury and the nature of your presence on the property. The injuries could be from things such as a dog bite, a slip, and fall due to improper maintenance, falling objects, exposure to dangerous substances, or a variety of other hazardous scenarios. In addition to the nature of your injury, Indiana considers the circumstances of your presence on the property when deciding the owner’s “duty of care.” This is divided into three categories: Invitees - Invitees are held in the highest regard in a Premises Liability case, as they are invited onto the property from the owners. It is the responsibility of the owner to suitably warn an invitee of any potential hazards or dangerous conditions. If the property owner has invited an individual onto their property and failed to properly warn the invitee of a hazard that resulted in injury, they are held liable. Licensees - A licensee is an individual who has permission to access a property, but for their own purposes. The property owner is still has a higher “duty of care” to a licensee than a trespasser, but only in that they must inform a licensee of a hazardous condition if the owner explicitly knows about the hazard, or that it is very likely the licensee would be unable to identify the hazard on their own. Trespassers - Trespassers have the lowest duty of care in an Indiana Premises Liability case, because they have entered the property on their own accord, and without permission from the property owner. This does not always mean that they are not entitled to compensation due to an injury, but the circumstances are generally more complicated. If the trespasser is a child, there is a higher duty of care than an adult who knowingly enters a property without the express permission of the property owner. I’ve been injured, should I consider a Premises Liability suit? Regardless of the circumstances of your injury, it is in your best interest to consult with a personal injury attorney in Carmel Indiana regarding your situation. Many law offices will provide a free consultation to explore the circumstances of your injuries, the hazardous conditions that led to your injury, and your rights. There is a statute of limitations for any Premises Liability suits in Indiana, so it is recommended that you pursue this case in a timely manner. Read Also : What You Need To Know To Win Your Slip & Fall Case How To Choose A Personal Injury Lawyer
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Health benefits drinking less soda
There is an interesting study in California that compares the intake of calories for schools which has banned soda water vending machines. It was found that on average that students consume 158 fewer calories daily. These studies are of course not conclusive but it is encouraging to see that reducing the amount of soda being consumed can help to cut down on the amount of sugar a child can take. I personally wish that more such studies can be conducted to show folks that cutting down these sugary drinks can help to reduce the obese problem that is facing America right now. In my previous post on New York City banning soda water, I argued that this is the right policy decision although it is likely to face much resistance from the companies that manufacture of best soda maker. This is where studies such as what I have highlighted comes into play because they provide strong support for governmental policies. With scientific proof, it is being much harder to gain support from the rest of the community. That being said, I also foresee the cases where companies will undertake their own research and prove that drinking soda water has no correlation with obesity. This is the kind of games that the Tabaco companies have been playing and I see soda water manufacturers doing the same thing. In fact, I am not so sure that smoking and drinking excessive soda water should not be on the same level of concern in everyone’s mind. Readers, if you see more such reports, please share them here so that collectively, we can know for sure what are the health benefits of drinking less soda water. 5 Reasons Why You Need a Carbonated Water Maker The carbonated water machine is about the size of a coffee maker and uses no batteries or electricity. All the work is done by a CO2 canister placed in the back of the machine. It only takes a few seconds to enjoy nearly unlimited amounts of sparkling water and soda. Here are 10 reasons why you need a carbonated water maker: 1. You Control the fizziness For seltzer loves, one of the best parts of a carbonated water maker is that you get to control the fizziness of your drinks. Some people prefer a gentle fizz. Others like lots and lots of bubbles. Usually, it only takes 2-3 button presses to fully carbonate a liter of water. I always add an extra push of the button. 2. Drink Healthy Not only do you control the fizziness, you also control all of the ingredients. This provides an excellent opportunity to teach your family about healthy alternatives to high-fructose corn syrup name brand sodas. Instead of sugary syrups, why not use a squeeze of lime juice or a splash of cranberry juice. You can also make your own flavors with ginger, tea bags, or anything else you find in your kitchen. In addition to flavors, you also control the water source. You can use ordinary tap water, or you can use chilled water from a water filter. 3. It is good for the environment Many people would argue that this is the most important benefit of owning a home carbonated water maker. Most of these machines include one or more reusable soda bottles that are good for three years or more. By reusing your bottles instead of throwing them away, you greatly reduce your plastic bottle waste. Reusing is even better than recycling. Secondly, these machines help you reduce your carbon footprint. There is no point in paying for someone else to manufacture, fill up, and then truck plastic bottles around the country when you have all the materials at home. 4. Cut your grocery store bill The CO2 canisters included with most carbonated water machines are good for about 60 liters of carbonated water. Large sizes are also available. Name brand sparkling water can cost several dollars per liter at the store. Home seltzer machines can make a liter of carbonated water for about 15-20 cents per liter. 5. Unlimited Carbonated Water, Seltzer Water, and Club Soda Since you have all the materials at your fingertips, these machines can make virtually unlimited amounts of carbonated water on demand. If you run out of soda at a birthday party or club soda at a cocktail party, it only takes a few seconds to make more. You won’t have to run off to the store to buy more. Read Also : 10 Reasons To Stop Drinking Alcohol Today The Effects Of Drinking And Driving Under The Legal Age Of 21
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What are the types of debt that can be discharged in bankruptcy?
When it comes to unmanageable debts, it is common to think for a bankruptcy to avoid further issues. The law gives us the opportunity to discharge our debts through bankruptcy in order to recover our financial status. In this article, we are going to talk about the types of debt that can be discharged in bankruptcy. Some of the debts cannot be discharged, but they can be restructured to allow you to pay them easily. Others can be completely eliminated, which will give you the opportunity to keep most of your belongings, rather than selling them to pay off. How does it work? There are two main types of bankruptcy that can be found in Chapter 7 and 13. “Chapter 7 allows you to clean a great variety of debts in a short period of time, while the later Chapter is used to keep your assets in touch.” says Bankruptcy Lawyer Boca Raton With some cases, you’ll have to sell some of your property to pay off creditors. However, if you don’t own much property, you might be qualified as a “no asset” case, which would save you a lot of headaches. Debts that can be forgiven by Chapter 7 include the following: Personal loans Medical Bills Credit card debt Utility bills Repossession deficiency balances Auto accident claims Lease debts Student loans Attorney fees Civil court judgments. With Chapter 13, you can reorganize and consolidate your payments to prevent having any penalties. This way, you can pay most of your debt in a period of three to five years. Upon completion of the repayment plan, you will be discharged by most of the debts that remain. This Chapter is suitable for individuals who wish to keep their assets and those whose income is too high to classify for Chapter 7. To apply for Chapter 13, you must have a solid source of income and enough money left to add them towards your new payment plan. Debts cleaned by Chapter 13: Unsecured Debts Medical Bills Personal Loans Credit card debt utility bills lawsuit judgments income tax obligations The chances are that you’re going to repay some of the amounts through the repayment plan, but the remaining will be discharged. 1. Secured Debts : This chapter allows you to remove debts such as a second mortgage through lien stripping. This way, it will be marked as a non-priority unsecured debt It is important to check all of your debts whether they can be split up. For example, you can split your car loan into two parts - secured & unsecured. Obviously, the secured portion must be paid, while the other one will disappear after the repayment plan is completed. Debts discharged ONLY by chapter 13 Debts accumulated through a property settlement agreement in a divorce Retirement account loans Fines & Penalties owed to the government Condominium Fees Debts from previous bankruptcy that were denied for discharge Debts from malicious damage to a property What Bankruptcy can’t discharge Of course, you can’t discharge all debts using these two Chapters. By using the first one, you will still have to repay the debts after discharge. While using the second, the debts will remain after the repayment plan is completed. Furthermore, if you’d like to keep your personal belongings such as a house or a car, you can’t omit payments Non-dischargeable debts: Debts accumulated due to a personal injury caused by driving under the influence. Student loans Fines and penalties for violating laws Child & Family support Income tax debts within the past three years. If your creditor is against your request to discharge the following debts, they might be classified as non-dischargeable. Debts from willingly causing an injury to a person or property Debts owed due to a divorce settlement Debts due to fraudulent activity Credit purchases for luxury goods within the last two months. Bankruptcy will surely not solve your financial problems, but it will ease your situation, allowing you to make timely payments and recover quickly. Read Also : Debunking 7 Notorious Bankruptcy Myths Major Financial Problems That Can Affect A New Business What Are The Benefits Associated With Crowdfunding For Businesses?
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