Tag: Holiday Season

Using Project Management to Maximize the Holiday Season at Work

Holidays are a stressful time for all of us. You are pushed and pulled to the limits to get everything done before the festivities can begin. This constant stress can push you to the limits at work, especially as you try to juggle multiple tasks before the year comes to a close. Project management is the ideal way to gain control over your work responsibilities. The ability to manage your projects judicially will help you prioritize and complete what needs to be done before the holidays start. No matter what the task is at hand, you can use project management skills to advance the progress at work while reaping the rewards of your time off during the holiday season. Define the Scope of Every Project You Are Handed: For starters, you need to look at the full scope of every project that comes your way now as well as into the future. This means that you have to decide if you have the time or the resources to complete what the project will require. It can be tempting to jump in head first without fully understanding what you are getting yourself into. You need to stop and think before you start and determine if the project is really possible. Saying no to projects that will cause you more headaches than necessary is all right. Don’t beat yourself up over it as you have looked at the full scope of the project at this point and decided that the parameters are beyond your control. Go Digital with Your Business Operations: One of the easiest ways to make your projects go off without a hitch during the holiday season is to adopt a digital system. Papers are messy. They get lost and are no way to operate in this day and age. Take the time to evaluate a platform that will do it all for you. There is a myriad of apps available today that can delegate and prioritize everything that needs to be done each day. These automatic systems will give you the time you need to focus on more pressing tasks and help you to maximize your day without forgetting an important detail or nuance. Utilize Your Team and All of Their Skills: Now that you have a digital system in place and you have defined exactly what needs to be done for an upcoming project, you need to get your team onboard. Assess where each member of your department can help you the most. Utilize their skills to your advantage to get the project done before the holidays hit. You need everyone’s help at this point in the year, and most employees will be grateful to lend the helping hand. Taking on all the responsibilities of the office is not a wise way to manage your time. Get the help you need and do not be afraid to delegate. You too want some time off this holiday season. Create a Plan That Works and Fits Your Timeline: With everyone at the ready to help you with your projects, you need to develop a strong plan that will fit the timeframe you have left for the year. Think about every step of the project and the amount of time it will take to complete it. Can it be done in the time you have available? If you answered with a resounding “yes” you are ready to move forward and commence the project. If you are unsure that it can be done, don’t take the risk. You will only disappoint others and end up with an unsatisfied client. Be upfront about how long a project will take and establish a friendlier timeline that will work for everyone involved in the project. Access the Risk and Execute: By now you are gung-ho on getting your project going, but you need to heed a little caution to make sure that you have thought about all the risks that could potentially occur. You may wind up over budget or exceed the time capacity you have outlined. Think about these considerations before you execute the project, so you are prepared to handle anything that comes your way. With a little bit of patience and some forethought, you can avoid pitfalls that many projects succumb to over the holidays. Knowing in advance what can go wrong will help you ready for any issues that could crop up. When you are sure, you have thought of everything move forward with the project execution. Close Out Your Project Before the End of the Year: Now’s the time to get moving on your project. Time is of the essence, but you have utilized your project management skills to make the most of the time available before the holiday season gets here. Do not stall or procrastinate on your projects as this will only cause you to worry as you try to relax and have some fun over the holiday season. Using these tips can help you close out those pressing projects before the festivities start. You will be able to leave the office behind and find that the project management skills you have put in place now will help you in the coming year. You can make a difference in how you complete your projects and reduce the stress that befalls many during the holidays. So, get moving on your projects now and get ready to enjoy the holidays without work hanging over your head. Read Also: Tips On Project Statement Writing Proper Management Of Tech Debt Is Necessary For Successful Business

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credit card Fraud

Credit Card Fraud the Holiday Season: Things to Consider for Next Year

Congratulations! You made it through another holiday season, hopefully, unscathed by fraudulent use of your credit cards. While the winter holiday season is generally a time full of goodwill, a time when people try to see the best in each other (or at least be less pessimistic), criminals aren’t dissuaded by the thought of getting coal in their stockings. They think nothing of the problems that their unlawful behavior causes for the rest of us. In 2014, criminals cost Americans nearly $15 billion over the holiday season through credit card fraud, retail theft, fraudulent returns, and even counterfeit money. There’s no way of calculating the amount of time lost by victims of credit card fraud in the resulting hassle of straightening out the situation with their credit card company or the police. It’s never too early to start getting ready for next winter’s holidays, and many of the sensible shopping tips designed to keep your financial information safe can be practiced at any time of the year. As with many things in life, making the effort to take precautions can save you a lot of aggravation in the long run. When you are out shopping, stay alert. Don’t leave your wallet in your coat or in your purse unattended – not to use the dressing room, go back to the buffet line or visit the restroom. Don’t leave it in plain sight in your car, either. Criminals who want to steal your personal information are very good at watching and waiting for you to step away. They are also known to work in teams with one person distracting you while another snatches your wallet. Many times, purchases are made before the card’s owner even knows it’s missing. Of course, many of us prefer the convenience of shopping online. A recent study shows that card, not present (CNP) fraud attempts occurred in 2015 in one out of every 86 transactions, up significantly from one of every 114 transactions the previous year. Furthermore, the popularity of “buy online and pick up in-store” is a fresh opportunity for many cyber thieves, because most retailers don’t mandate re-running cards when consumers come for their purchases. While banks and credit card companies absorbed 90 percent of the fraudulent transactions reported in 2014, unsuspecting consumers continue to put themselves at risk by browsing in free Wi-Fi zones, using public mobile hotspots, or shopping online at unverified websites. Also, clicking on links in emails rather than going to the websites of well-known retailers by typing them in the address bar can lead to trouble. All of these scenarios make it much easier for hackers to intercept online transactions, passwords and financial information. Credit cards are preferable to cash, which could be counterfeit and is virtually impossible to track and to debit cards, which do not offer much protection against future loss. And credit card companies are supposed to help their clients in cases of fraudulent use. If you suspect someone has hijacked your card or card number, notify your card issuer immediately to cancel the card and arrange for a replacement. Most card companies cap your liability at zero dollars if you report the unauthorized credit card charges soon after discovering them, and under the Fair Credit Billing Act, you can be held liable only for the first $50. You should also file a police report. If you have several credit cards, stick to using just one for shopping to help contain the damage in case the worst happens. And it never hurts to check your credit report. Federal law allows you to get a free copy of your credit report every 12 months from the three credit reporting companies. Consider spacing out your requests to every four months to ensure year-round coverage. The reports can be requested by visiting the annual credit report website, by calling 1-877-322-8228, or by writing to: Annual Credit Request Service PO. Box 105281 Atlanta, GA 30348-5281 While credit card fraud cases tend to increase around the winter holidays, your personal and financial information can be misappropriated at any time. By being vigilant, you should be able to prevent thieves from stealing your identity and ruining your cheer, any day of the year. About the Author Thomas Bunch is a business bankruptcy attorney in Lexington, Ky at the Bunch and Brock Law Firm. He has served Central Kentucky for over 5 decades and is an active participant in the Lexington Community.

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