World Unlocked: Amex Gold Vs. Chase Sapphire Preferred – Which Is Better?

Published on: 19 October 2023 Last Updated on: 30 October 2024
World Unlocked: Amex Gold Vs. Chase Sapphire Preferred – Which Is Better?

International travel is a popular contender in people’s bucket lists. Revenge travel post-pandemic has motivated several individuals to list countries they want to visit before they die. While immersing yourself in a different culture and enriching your wisdom with knowledge from other nations is exciting, it also comes with heavy financial considerations.

Travel expenses transcend flight tickets and hotel accommodations, though these take up a considerable part of the budget. The other crucial concerns that must be prioritized are food expenses, land transportation, activities, and even souvenirs. When traveling interstate, these may require a meager and fixed amount you can easily budget. Traveling to another country with their unique currency is a different story.

Some factors, including conversion rate and transaction fees, must be accounted for, especially when using credit cards. Using credit cards offers convenience, but their foreign transaction fees can eat into your budget, typically charging 3% of the purchase amount in foreign currency. Thus, the best way to optimize your travel expenses is to use credit cards designed for travel. They usually come with zero transaction fees for foreign currencies.

In this article, we will compare the two crème de la crème among all these no foreign transaction fees credit cards – Amex Gold vs Chase Sapphire Preferred – and evaluate how they fare with their overall suitability for international travel.

The American Express Gold Card: A Culinary Approach to Travel

Coming in as a heavyweight contender in the premium credit card arena is the Amex Gold Credit Card. When traveling is a hobby you do only on special occasions, Amex Gold can give you so much more for your ordinary days. It shines with its generous 4x bonus reward points on your restaurant visits, takeout sprees, and everyday groceries.

On your travel days, Amex Gold also proves to be a reliable companion for your travel expenditures – especially for your gastronomic excursions. The whole American Express network has global recognition, with its card widely accepted worldwide. Using your card for your dining will even award you 4x bonus points and a 3x reward for flight tickets.

Beyond the global acceptance and generous award points, this travel credit card also offers a suite of premium travel benefits. From travel insurance, points transfer with their travel partners, and even a $100 credit for a minimum 2-night stay on their hotel collection to having access to their Global Assist® Hotline.

Their Global Assist® Hotline lets you enjoy your travel with peace of mind, knowing you will have safeguards for emergency situations. Their assistance covers a range of needs, including medical referrals, legal aid, and even lost passport replacement.

Here’s a link to a complete guide to all of Amex Gold credit card benefits:

https://fortune.com/recommends/credit-cards/american-express-gold-card-review

With this solid range of convenience in your hands, it is only fitting that this credit card comes with a hefty annual fee and high APR for a pay-over-time feature. If you look forward to lounge access for your pre-travel experience, you will also be in for a big disappointment, as the Amex Gold card does not provide any lounge access.

The Chase Sapphire Preferred Card: A Versatile Traveler’s Ally

Another premium travel card is the Chase Sapphire Preferred, enjoyed by many cardholders for its flexibility and generous travel rewards program. With their Ultimate Rewards Portal, you can earn 5x bonus points for your flights, hotel rooms, and other travel experiences. On some promotional periods, they even offer 5x bonus points on select theme park tickets available to purchase through the portal, including Universal Studios, Legoland, SeaWorld, etc. This is especially suitable for traveling families or those who enjoy theme park activities.

Nevertheless, on your off-travel days, you can still enjoy other perks, such as their 3x bonus points offer for online grocery purchases, subscriptions to streaming platforms, and even on your restaurant indulgence. Currently, the credit card also offers 5x bonus points on your Lyft rides, so be sure to maximize your commute.

The real perk that comes with the Chase Sapphire is its flexibility with transferring points. Their 1:1 transfer partners make all your earned bonus points worth the incurred expenses. Suppose your favorite hotel line is offering a great deal on premium suites with their hotels on a desired destination. They are offering it for a minimal price of 30,000 points plus applicable taxes and fees. With Chase Sapphire Preferred, you can convert your Ultimate Rewards Points into the rewards program of that hotel line to pounce on that great offer.

Find their comprehensive list of transfer partners in this article.

These great rewards also come with a price of $95 annual fee. They also do not offer any intro APR for new cardholders. Nevertheless, these financial sacrifices can be valuable with all the travel conveniences the card offers, which unfortunately can also be earned only when you book through their portal.

Overall, transaction fee concerns, although entirely erased by these cards, are just one aspect that completes the complexities of international travel. The overall cost-benefit analysis must be made on the basis of the card’s rewards program, annual fees, and other travel-related perks. The choice of a suitable credit card must be weighed on the basis of personal preferences, travel habits, and financial goals.

Read Also:

Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

MUST VISIT PLACES IN THE WORLD

Top 11 Must Visit Places In The World (2024 Update)

Much has been said about some of the world’s most enchanting destinations. In fact, the earth is replete with so many such places that no single list is ever exhaustive. There are some must visit places in the world which you should visit. If you are someone who enjoys the thrill of visiting new countries and gathering experiences, you should pay attention to our list. While traveling through a travel company can be a great option, leading travel experts suggest that driving around and discovering places will help generate better experiences and add to the convenience. All you need to do is get help from an International Driving Guide, and you will be well on your way to exploring all the wonderful places that we have mentioned on the list. The places in this article are not only famous for their aesthetic quality but their rich history as well. Here Are The Top 11 Must Visit Places In The World The following are the top 11 must visit places in the world: 1. Giza, Egypt If there ever was a destination that eloquently narrates a country’s history and that of its people, then it has to be Giza. The pyramids of Giza tell the tale of Egypt from as far back as 4,500 years ago! Three of these mammoth structures were built by three different ancient Egyptian Pharaohs and were to be used as royal tombs, among other purposes. In theory, the pyramids were primarily meant to serve as a transitional stage through which the ancient Pharaoh in question could transform into a god in his afterlife. But tombs were not the only feature within the structures. Deep within the pyramids are temples, palaces as well as detailed hieroglyphics and pictorial depictions of the Egyptians’ way of life and belief systems. The tallest of the pyramids stands at an impressive 481 feet above the ground. Also, they are larger than most football arenas that hold events like Superbowl. These constructions are engineering marvels that continue to baffle scientists of today not only due to their sheer size but also due to the fact that structurally. Basically, they have defied time and remained one of the world’s still-standing ancient wonders. This is one of the must visit places in the world. 2. Pamukkale, Turkey Pamukkale, which literally translates to ‘cotton castle’ in Turkish, is a UNESCO World Heritage site in Western Turkey. It features a hillside with terrace slabs of white calcite-rich waters. The mineral waters emanate from the underground, where they are heated by hot volcanic lava. As the hot water makes its way to the ground on the top, it mixes with the calcium-rich rocks just beneath the earth’s surface and emerges on the ground as hot-milky colored water. As it cools, it forms slabs of a terrace and natural hot spas. The spas have been used by locals and visitors alike, who bathe and swim in the warm water for its health benefits.  Among the ailments the spas can cure include rheumatism, high blood pressure, kidney stones, stroke, and circulatory problems. The stunning scenery made by these mineral waters is reminiscent of a fairy tale movie. Between the fluffy white precipitate covering the landscape and the milky water, one feels teleported to a strange and mystical yet very relaxing world. 3. Marrakech, Morocco If you are as fond of medieval cities as I am, then Marrakech is worth checking out. Located in Western Morocco, Marrakech is a rich tapestry of quaint Berber architecture. The city’s main square, Jemaa El Fna, doubles up as a bustling market with colorful wares, from intricate mats and carpets to henna artists and ornate pots.  Amid the whiffs of incense and a myriad of other scents, you will encounter snake charmers and street performers in equal measure. Among the most remarkable features that the city has, is the Koutoubia Mosque, which was built in the 12th Century. The city also has gorgeous gardens as well as a 19th Century palace known as the Bahia Palace. Should you need a break from the hustle and bustle of Marrakech, a trip up the nearby Atlas Mountains might be just the change you need. The temperature on these ice peaked Mountains is as different from the stifling heat of Marrakech as can be. This is one of the must visit places in the world. 4. Lake Louise, Canada This perfect postcard destination has a surreal feel to it that is almost impossible to put into words. Set in the Canadian Rockies, the deeply turquoise blue lake is sandwiched between two ice-peaked Rocky Mountains. A picture-perfect vista that is bound to inspire anyone, the Lake has activities all year round. It is the Rocky Mountains that host skiing enthusiasts all year long, not to mention hikers and campers. In fact, out of Canada’s ski resorts, Lake Louise is the second largest. It is also one of the largest ski resorts in North America. Arguably, the Lake is most beautiful during the summer. When its waters melt and resume their trademark turquoise blue hue against the ice-peaked backdrop of the Rockies. Grizzly bears are among some of the inhabitants you can expect to see in this neighborhood, alongside Cougars and Moses. Interestingly, the environment around Lake Louise manages to be tame and wild all at once. While the place retains its virgin natural appeal, there is a serenity to it that pulls you in and does not let go. 5. Petra, Jordan The lost city of Petra was built in the 3rd Century by the Nabateans. It is one of the new seven wonders of the world and one of the most stunning cities to visit. The lost city is located in the Jordanian desert and is a must-see for history buffs. Rather than construct the city from scratch, the architects behind this lost city carved it out of the pink sandstone cliffs that dot the desert landscape. The result? – a spectacular maze of intricately carved temples, stables, storerooms, tombs, and palaces! The red hue of the sandstone cliffs from which the lost city was carved has earned it the moniker ‘Rose City.’ Part of what makes this UNESCO World Heritage site so impressive is the fact that it boasts a sophisticated water supply system. In fact, it used to provide livelihood to its over 30,000 inhabitants! So far, archeologists have managed to reveal half of the city, which already measures a whopping 100 Square Miles. 6. Maldives The Maldives in the Indian Ocean must be your top option if you want to experience beaches. Basically, the Maldives is an archipelago consisting of 1000 islands. Generally, crystal-clear waters, overwater bungalows, and beautiful marine life attract tourists from all over the world. 7. Niagara Falls, United States of America These are the thundering waters present at the US-Canada border. In fact, it is one of the most mesmerizing views in the United States. Apart from that, once you visit there, you will get multiple viewpoints to experience the majestic falls. However, do not forget to get a boat tour near the Niagara Falls. 8. Rome, Italy This is one of the oldest cities in the world and was the capital of the Great Roman Empire. Currently, it is the capital of Italy. Basically, you will find some of the best architectural gems in this city, and tourist spots are countless. Apart from that, if you are a history buff, this place is already on your bucket list. 9. The Great Wall of China Another architectural grandeur of the ancient world is the Great Wall of China. Moreover, this place has a rich history and stunning landscapes. Being one of the seven wonders of the world, it consists of a series of walls and fortifications. Additionally, when you visit this place, try to climb up the stairs to add to your adventurous achievement. 10. Paris, France They say it is the “City of Love.” However, it is more than that. Paris has a rich social and cultural history. Apart from that, it is also famous for its architectural gems and a variety of tourist destinations. Moreover, Paris is also one of the best places to visit for food lovers. 11. The Himalayas (India, Nepal, and Bhutan) The Himalayas are the highest mountain range in the world and contain two of the biggest peaks. For instance, whether you are looking for adventure or a spiritual retreat, the Himalayas have it all. Moreover, you will get some of the best natural wonders in this area. Pack Your Bags Now These are the must visit places in the world. For the curious mind, there is always one more new thing to learn, one more spectacular place to visit and tons of interesting peoples and cultures to discover. Of course, there are “more must visit places in the world.” What do you have in mind? Please share your opinions and experiences in the comments section below. Read Also: Exploring Amazing Things And Places In And Around Bangalore Healthy and Hearty: 5 Iconic Spots to Eat in Chicago The Ultimate London Bucket List for 2019 The Highest Mountains In The World

READ MOREDetails

6 Reasons Why Every Woman Should Travel Solo

There always seems to be an extra safety precaution for women to consider when traveling. However, you do not always need a friend or companion to accompany you when you travel. Traveling solo is not as bad as it seems; in fact, it is beneficial in more ways than one. Here are some reasons why women should travel solo. It is an eye-opener Have you ever felt like you want to get away from it all; like that is the only way you can think in harmony? Well, traveling solo gives you that feeling, especially if it is the first time you are doing it. Traveling solo gets you out of your comfort zone and exposes you to some adventure and the complications that go with it. These complications and your response to them help you determine your weaknesses. After you overcome them, however, you get to realize your strengths and build on them. You will certainly have that spark in your eye by the time you get back. You get to network and socialize You are bound to interact with strangers throughout your travel. If your trip is a professional one, then it offers the ideal chance to network with other professionals in your line of work and possibly broadens your career. If it is a personal trip, on the other hand, you get to socialize and make new friends. Individuals have unique personalities, but you cannot defy the fact that women have greater value for their social circles. As such, traveling will help nourish your society; besides, you never know what new friendships may lead to. It is liberating The tendency of women to travel with a companion makes it seem as though there is an unwritten rule against traveling alone. But then again, there seems to be a lot of unwritten rules concerning women. It is such norms that hold women and the society back, and this is an era when women are breaking the unwritten rules. As such, you definitely should fly solo simply because you can. It may be scary at first, but it will make you feel liberated and much happier by the time you get back. It builds self-confidence The positive thing about challenges is that they become stepping stones once you overcome them. Even in the corporate world, the best way to move up the ladder is to overcome challenges that come your way with style. For women dealing with traveling solo, the ‘challenge’ becomes the ideal stepping stone to higher confidence and self-esteem levels. Traveling may be hectic for a while, but it will feel empowering when you overcome all the challenges. The realization that you can handle it will make you more confident and leave you looking forward to the next solo trip. It is adventurous   There is no place like home. However, distant places hold many new things, and the feeling of being in a place when no one knows you is thrilling. However, it may difficult to experience this adventure if you dwell too much on the fear oflo. As such, do your best to settle in when you arrive at your destination. Additionally, be sure to spend as much time as you can spare outdoors exploring your temporary home. Try out the cuisine, do some shopping, dance the tension off, and do every fun thing that you can afford to. It will be refreshing for your body and mind as well, and you will find the strength to work even smarter and harder when you get back. Nurture your power to create and adapt  It is great to have a guide to help you dodge all the pitfalls of traveling. However, it also pays to fall into some of these pitfalls and get out of them. It imparts you with a feeling of creativity and resilience, and this makes you stronger and better adaptable. The realization that you are traveling alone will prompt you to create a plan for the whole journey, and the everyday obstacles will motivate you to become even more creative and adaptable with your plan. The Secret to Traveling Solo without Hitches Your traveling experience will largely depend on how well you prepare for the journey. The process will be flawless if you plan for everything beforehand. However, there are two main things to focus on in your planning: your luggage and travel documents. For starters, you need to carry only what is necessary for the journey to avoid a bulky and heavy load. Efficiency will also depend on your choice of bag. The packing cube is undoubtedly the best choice for traveling for several reasons. First, it helps you save space so that you can pack as much luggage as you need. Second, it is already divided into compartments for every type of belonging you are carrying: clothes, shoes, jewelry, and electronics, just to mention a few. Finally, a packing cube is ideal for women as it is stylish and flashy. Additionally, you need to have your passports and other travel documents ready to avoid delays at security checks. It pays to have a passport wallet as it is not only easier to access but also keeps your documents safe. Read also: The Top Destinations For New Year Celebrations 7 Travel Tips To Feed Your Wanderlust In Europe 5 Places You Should See If You’re Visiting Hong Kong For The First Time

READ MOREDetails
The Top 10 Things to Do in Hawaii 2017

The Top 10 Things to Do in Hawaii 2017

Hawaii is one of the most popular tourist destinations in the world for a reason. People all around the world are drawn to the Hawaiian Islands because of all of the different activities available there. Obviously, people are going to have their own preferences among the things to do in Hawaii. However, there are certain activities that really keep people coming back for more. Read also:  The Top Destinations For New Year Celebrations 1. Whale watching This is one of those things that people can't do on other vacations or other trips to the beach. Hawaii has some of the best whale watching opportunities in the world. People should take advantage of the chance to see a real whale in its natural habitat. 2. Visiting the beaches Hawaii has some of the best beaches in the world. According to a travel poll conducted by the Seattle Times, Maui is the Hawaiian island that has the best beaches. However, there really is no such thing as a bad Hawaiian beach. 3. Luau feasts When people go to another area, in many cases, they really want the full experience. Going to a Hawaiian luau feast will really allow people to feel as if they're doing something 'Hawaiian' while also giving them the time of their lives. 4. Helicopter tours Going on tours in any area is popular. However, there are certain places that look particularly spectacular in aerial view, and that certainly applies to Hawaii. Helicopter rides are exciting at the best of times. They'll be even more exciting when the view is as gorgeous as this. 5. Stage shows There are plenty of really unique Hawaiian stage shows that people can enjoy. Many of them are specific to Hawaii and help to celebrate the unique culture of the area. People who want a break from some of the more active Hawaiian activities may appreciate Hawaiian stage shows. 6. Sunset cruises Doing almost anything coastal is great in Hawaii. If there's ever a good time to go on a cruise, it's at sunset in Hawaii. The intense natural beauty of the area should really bring a tear to a person's eye. 7. Snorkeling Some people say that this is their favorite Hawaiian activity. Snorkeling requires more skill than some other Hawaiian activities, of course. However, for the people who can get used to deeper water, snorkeling in Hawaii can offer people a really fantastic experience. 8. Farmer's markets People who want to enjoy the cuisine of Hawaii are advised to actually have fun with the natural offerings at the farmer's markets. This allows people to get in touch with the local culture more while also creating some interesting culinary options. 9. Hiking The people who want a particularly active Hawaiian vacation are encouraged to see the more mountainous regions for themselves as well. Hawaii is known for its coastline and its volcanoes. People who prefer the mountains to the sea can enjoy their Hawaiian hikes. 10. Windsurfing Windsurfing is one of the most popular activities in Hawaii, even though it actually dates back to the mid-twentieth century. The people who try it today will be carrying on this exciting modern tradition. Hawaii has a lot of great activities for the people who love the outdoors and the people who prefer to stay inside. It certainly has a lot of fun activities for the people who really enjoy the whole package. Hawaii has the mountains and the sea, it has fancy stage shows and rugged hiking opportunities, and it has natural scenery that people really can't find anywhere else. This is a part of the world that has everything for everyone. Read also: Three Amazing Travel Destinations In Africa 6 Reasons Why Every Woman Should Travel Solo

READ MOREDetails