FinTech Is Making It Easier To Shop The World’s Biggest Sales

27 September 2018

Back in the dark ages, there was no Cyber Monday. Anyone who wanted to take advantage of Black Friday deals had to wake up at 3 a.m. and camp in front of the store until they opened their doors. And then they had to dodge the sharp elbows of their fellow shoppers as they rushed for the holy grail of sales — a limited discount while supplies last. Now things are completely different, and deal-hungry shoppers have it easy thanks to FinTech. They don’t even have to leave the comfort of their couch cushions to snag the biggest Thanksgiving weekend deals.

The frontline has moved from in-store to online:

E-commerce has totally changed the Thanksgiving weekend. In 2017, USA Today ran a story called, “Black Friday isn’t dead, but it’s dying”. This hyperbolic language doesn’t mean the tradition of shopping sales on the Friday following Thanksgiving is ending soon, but it is changing. Trends suggest it’s no longer just one day when shoppers can find discounted items, but an entire week—and sometimes even a full month.

A recent survey suggests how shoppers are snagging these deals are changing, too. According to Accenture’s Holiday Shopping Survey, 52 percent of respondents admitted they were less inclined to shop on Black Friday. While 64 percent of this group said it was because they didn’t want to brave the crowds, another 44 percent said they believed they could find the same sales, if not better, online.

Last year, e-commerce sales hit a new record. Shoppers spent $2.87 billion over the Thanksgiving weekend, rising nearly 20 percent from 2016 sales.

FinTech has simplified the payment process:

FinTech is a portmanteau combining the words Financial and Technology. It describes any data-driven process that facilitates financial services and products. FinTech is built into the foundations of the digital payment that e-commerce sites use on Cyber Monday, and the latest advancements have helped retailers create an easy online version of Black Friday, too.

An Adobe survey shows 46 percent of Thanksgiving shoppers are using their smartphones to research and claim deals. Another survey shows some consumers even use their phones to buy an item while in-store, and they use their mobile wallet to complete the transaction.

FinTech has streamlined the digital payment experience both online and in-store. It lets e-commerce sites facilitate fast and secure methods of online payments, while it powers physical POS that accept contactless payment methods like Google Pay or Apple Pay.

FinTech streamlines other aspects of holiday shopping:

Thanksgiving marks the beginning of the holiday season—a time of year when people are expected to spend, spend, spend. The National Retail Federation estimates the average shopper will drop nearly $1,000 on gifts, decorations, and food. This figure doesn’t include the other holiday expenses, like drinks, travel, and winter bills and repairs. It’s easy to lose sight of your financial limits when you’re curating the best holiday season ever. Many shoppers end up draining their savings account to celebrate the festivities.

This puts your finances in a difficult position. If an unexpected bill (like penalties for using your cell phone while roaming) or repair (like fixing your broken furnace) comes along, your depleted savings won’t help. Luckily, FinTech offers an alternative way to cover responsibilities by facilitating easy online payday loans. Their online service makes it possible for companies like GoDay to process applications in five minutes and issue payday loans in just one hour after approval. They’re even a potential cash flow solution for those shoppers living outside of the US.

In the past, Black Friday was a location-specific sale. Now, e-commerce catapults the Thanksgiving weekend sales into a global market. International shoppers living in Canada can access cyber deals as easily as their American counterparts, meaning they might accidentally overspend like their neighbors, too. That’s why the best payday loans Canada has to offer involves the same fast online processes as other FinTech borrowing experiences.

The online borrowing experience is simple—as is the week-long Cyber Monday event. And it’s all thanks to FinTech. FinTech makes it easier than ever to shop the biggest sales without ever leaving your house. As long as you have a device that connects to the Internet, you have access to any online Black Friday and Cyber Monday sale.

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Ariana Smith

I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

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There’s More to Finding the Right Socks Than You Think

Are your holiday memories filled with the dreaded image of lumpy, poorly-sized socks that you would inevitably get every year? Until you have a pair of socks that are simply wonderful and cozy, you probably didn’t give much thought to how important it is to get the right type and style of socks. After all, no one wants to spend their days pulling up socks that keep sliding down ankles or even worse, that slip under the heel and leave your Achilles tendon to rub against the back of your shoe. Socks that are too big have extra fabric, which might sound like a good thing but it’s really just a recipe for blisters and poor insulation. Nobody said it would be easy to find comfortable socks that keep you warm during all seasons of the year, but it also doesn’t have to be a search to the end of the earth to find the right thermal socks. For instance, if you spend time working outdoors, then you need to know about the best place to get reliable worker socks to wear in those heavy-duty work boots. Thermal Overall Grade: When shopping for thermal socks, you can compare products by focusing on the Thermal Overall Grade (TOG) of the socks. For instance, one manufacturer of thermal socks have a model that is scientifically tested to be over seven times warmer than a basic cotton sock. That’s something that you can definitely take into consideration when shopping for extra warm thermal socks that will keep your feet warm in cold weather but will still be breathable enough that you won’t overheat. If that type of sock sounds too hot but the thinner model that is as warm as three pairs of cotton socks sounds too small, then you don’t have to worry. There is a pair of thermal socks out there that are not too hot and not too cold, they’re just right. Medium warmth thermal socks are thick enough that they can fill a roomy shoe, but not so much that you can’t wear your everyday shoes if you’ve got on your thermal socks. Finding a Fun Pattern: If you’ve ever seen a very corporate-looking business professional with an extra snazzy pair of socks peeking out from their leather shoes, then you surely know how much fun it can be to have socks that reflect the fun side of your personality. If you find something that you really love, then you’ll be inclined to gift them to people you love and share the wealth (or in this case, warmth). When looking for the right socks, you need to consider if you want to have a pattern or if you want to go for a neutral color. Consider where you plan on wearing your socks and if you’re getting multiple pairs, opt for a variety that will give you the most options when it comes down to picking a pair. Kids Need Durability: Getting the right pair of socks for young children can be particularly tricky. There’s always a chance that the sizing will be wrong or that the socks will be too uncomfortable and the kids won’t want to wear them. One way to get the right type of socks for kids is to get them pairs that feel good on their feet and in their hands. That way, they can learn how to fold and put away clothing and they’ll get excited at the idea of putting on their fun, soft socks. Read Also: How To Choose Running Shoes Style Your Child: How To Find Comfy And Cute Clothing For Kids

Get ready for the Festive Season with Souq’s Super Saver Offers

All of us who love shopping will agree that there is nothing better than mega sales and super saver offers. There are frequent sales on clothing, accessories, shoes, bags but the sales on household essentials are not very common. So I'm sure you would have a long list of items ready with you and Souq will help you fulfill all your wishes, this festive season. There is some super saver offers to go on along with which you can also avail Souq coupons. You can pay for these products using credit or debit cards and can also choose cash on delivery as an option. Get ready to grab some amazing deals on different categories of products including beverages, snacks and biscuits, pastas and noodles, baby items, diapers and tissues, aerated drinks, tea and coffee, confectionery, breakfast and cereals, dairy products, rice and pulses, cooking ingredients, canned food and soups, laundry, cleaning supplies, air fresheners, skincare, men's grooming, hair care, personal care, skincare and pet care. Bundle Offers : There are many special bundle-offers in this sale on categories like snacks, laundry, seasoning, spices and preservatives, beverages, plastic and paper products, health and personal care, among many others. These offers include: 50% off on 12 bottles of Arwa Water (330ml) 32% off on 6 kg of OMO Active Fabric Cleaning Powder 36% off on 3 boxes of Fine Ply tissues with lotion (100 sheets) 50% off on 3L + 900 ml of Dettol All-purpose cleaner 17% off on 12 packs of Vimto Cordial Dilutable Juice (710 ml) Buy One Get One Free on Fogarty 25 Piece Dubai Desert Chocolate Covered Dates Gift Box There are many more of such Souq bundle offers on household essentials across the site that you can avail. The different brands that are providing these bundle offers are Purna, Dettol, L’oreal Paris, Green Valley, Fine, Ariel, Persil, Maggie, Garnier, Kleenex, Pringles, Heinz, Tang, Tide, Gillette, along with 70 more brands. There are average customer reviews on almost all the products which will help you decide which product is the best as per your needs. 20% to 50% off on cleaning supplies and laundry : The categories of cleaning supplies and laundry have discounts ranging from 20% off to 50% off on brands like Harpic, Fairy, Vanish, Finish, Spin, Dettol, Ariel, Clorox, Tide, OMO along with 50 other brands. You will find bathroom cleaners, multipurpose cleaners, dish cleaners, glass and window cleaners, tile cleaners, dishwasher cleaners, detergents, fabric softeners, stain removers, clothing care products and many other types of products. These products are available in bottle, box, jar and pouch packaging. Some of the famous offers in this category are: 31% off on Earth Choice Floor and Hard Surface Cleaner 25% off on Harpic Fresh Pine Liquid Toilet Cleaner 23% off on Method APC Spray 24% off on Finish All in 1 Dishwasher Detergent 44% off on Ariel Green Automatic Platinum Fragrant HD Clean Washing Powder 25% off on Clorox Clothes Stain Remover and Color Booster Supersaver offers on snacks, cereals, dairy items, and confectionery : The different products available in all these categories include biscuits, cookies, spreads, crackers, chocolates, candies, mints, drops, cereal bars, oats, crunchies, honey, brownie bars and a lot of other options. The section for snacks and biscuits has discounts ranging from 15% off to 30% off. The different brands which have their products in this section include Nutella, Oreo, Pepperidge, Heidi, Bee Natural, Mr. Krisps, McVitie’s along with many more brands. The discounts on breakfast, cereals, and cooking ingredients section start as low as 12% and go up to 50% so this is definitely not an offer to miss. Grab the items from all the top brands like Quaker. Oreo, Tabasco, Al Alali, Nutella, Purna, Zane, Tiffany, Fitness, Vitaplus+ and more of such brands. 10% off to 30% off discounts on dairy items are also worth checking out once. You will surely find the things you want at low prices. The brands under discount for this section are Lacnor, Al Safi, Nestle, Nido, Rainbow, Savio, among many others. Our favorite confectionery section is also under discount and they are as high as 30% off. You will find Rafaello, KitKat, Cavendish, Bounty, and many more tasty names in this category and in all flavors including orange, mint, fruit, cherry, and coffee. These products are available in a jar, can, box, bottle, and pouch packaging. Some of the famous offers in these sections are: 21% off on Tuc Original Biscuits 300 gm 22% off on Oreo Thin and Crispy Cookies 18% off on Nutella and Go Spread with Malted Breadsticks 12% off on Fitness Strawberry Cereal Bars 31% off on Quaker Oats Tin 500g 27% off on Lacnor Essential Milk Full Cream 10% off on Al Safi Low Fat Long Life Milk Buy One Get One Free on Mentos Gum Sugar-Free Many more such offers are available on the website to tempt you into buying all that you want. Go ahead and give your taste buds and sweet tooth the treat that they deserve. Up to 80% off on self-care products : The discounts on skincare, hair care, personal care, men's grooming, and dental care are also worth going for. The discounts start at 20% off and keep going till 80% off. All the major brands like Dettol, L’Oreal Paris, Olay, Nivea, VLCC, Johnson’s along with 200 other brands have products available under this category. Some of the famous offers in this section are: 19% off on L’oreal Paris Pure Clay Green Mask 26% off on VLCC Complete Fairness Kit 16% off on Clinique Anti-blemish solutions clarifying lotion 12% off on Nivea Purifying Face Wash 41% off on The Art of Shaving Pre-Shave Oil 29% off on L’oreal Men Expert Anti Irritation Shave Gel 10% off on VLCC Men Refreshing Face Wash 20% off on Neutrogena Visibly Clear Pore and Shine Daily Wash 60% off on Fa Lotus Flower Fresh and Dry 14% off on Johnson’s 24 Hour Moisture Soft Cream 43% off on Scholl Velvet Smooth Electronic Nail Care System 63% off on White light tooth whitening system 14% off on Listerine Fresh Burst Mouthwash The list of offers covers everything you need at amazingly affordable prices. The delivery system for Souq is hassle-free and thus you need not worry about the mishandling of products throughout the process. Huge discounts on Pet Care and Baby Care products : You can also find great products for your pets at discounted prices with a wide variety of options to select from many reliable brands like Bobby, Hartz, Allforpaws, Vidapets, Nature’s Image USA, Pugga, Ferplast, Thomas, Adidog, Purina, Omega Paw, tetra Germany, Purrfect, Fancy Pets along with many more brands. The discounts in this category start with a high number of 40% and go up to 75% off. The various products available in the category include collars, harnesses, leashes, apparel, accessories, toys, beds, and furniture, grooming supplies, health supplies and many more. These products are used for cats, dogs, fishes, small animals, reptiles, horses, and birds. Some of the amazing offers in this category are: 74% off on Dogs Pets Clothing Clothes Cute Fleece Bumble Bee Lovely Wings 64%v off on Window-Mounted Sun Bed for Cats 40% off on Portable Metal Cat Shower Cage 70% off on Winter Style Pet Dog Superman Clothes Costume Suit Puppy There is a broad range of products related to baby care on the website and all your favorite brands are slashing down prices for these super saver offers. The discounts range from 30% off to 80% off. The products are from various famous brands like Pampers, Johnson’s, Huggies, Fine Baby, Kami, Sanita Bambi, Pixie the Smurfs, Angry Birds, Shopkins, Tommee Tippee, Himalaya, Chubs, Mastela, and 50 other brands to choose from. The different products that you can buy for the little ones from the site include baby wipes, diapers, bathtubs, baby oils, baby shampoos, towels, disposal cassettes and boxes, toilet seats, nappy creams and much more. Some of the amazing offers in this category include: 10% off on Fine Baby Super Dry - Smart Lock, Small 3-6 Kgs, Jumbo Pack, 68 25% off on Pampers Active Baby Dry Diapers, Size 3, Midi, 4-9kg, Double Mega Box, 272 Count 29% off on Children Folding Bath Tub Green 10% off on Pampers Sensitive Baby Wipes, 3+1, 224 Count Almost all the products throughout the website are Souq assured which means that the quality and genuineness of the products is assured by Souq and the majority of the products are eligible for free shipping. Read Also : Ways On How To Advertise Coupon Codes In Social Media Amazon’s Eid Mubarak Sale With The Launch Of One Plus 6! Advantages And Disadvantages Of Coupon Codes In Your Business

Shopping for a Personal Tracking Device

Technological advancements have led to several innovations that are very useful to human beings. Various gadgets have been manufactured to improve efficiency and make our work easier. A tracking device is one such gadget that is being widely used today. It can be used to monitor a person’s whereabouts, track a lost item, or even keep a record of various routes and places that are of interest. They are of different sorts to be able to meet the diverse requirements of users. To be able to choose the best GPS trackers, here are some things that you ought to consider. How it works Although they are all based on the principle of being able to identify the location and then relaying the information, they still work differently. Some can only connect to a few satellites hence won’t relay accurate information in some cases. Others connect to many satellites and so they are able to relay accurate information and do so fast. Also, some will only transmit the location at certain intervals while others transmit the exact current location hence allows real-time tracking. Even if you choose to buy the ones that only transmit at set intervals make sure that the intervals are short if you plan on tracking recent locations. Features The features can vary based on the model. Some of the most important features that you should consider include battery life, memory capacity, and design capabilities. It would be very unfortunate if you were tracking someone or an item only for the battery to die. To avoid this you should buy the ones with a long battery life that can go for at least five days without requiring a recharge. The memory capacity should also be large enough to store a considerable amount of records. As for the design, make sure that the material used is durable and that the whole gadget is resistant to water and is tamper-proof. The more it is able to withstand hostile conditions the better. Your needs The first step should be to determine what exactly you need it for. This will help you pick the right one that will effectively meet your needs. If, for example, you want to keep track of your child’s whereabouts then you need to go for a simple one with the relevant features. It should have an emergency button that they can use to communicate when they need help. Generally, the device should be easy to use. Take the necessary precautions like attaching it to their backpack so that it doesn’t get lost. See this link to know why you might want to use a GPS tracker https://businesscloud.co.uk/how-important-is-it-to-have-a-gps-tracker/. Means of monitoring Most of them allow monitoring on a range of devices for convenience purposes. You should be able to do the monitoring from your desktop PC and portable devices like smartphones, iPad, and tablets. You can either log into your online portal on the official website or do the monitoring using an app on one of your devices. The latter is more convenient since most of the time you will be having your smartphone nearby and so you can get urgent notifications. For instance, when geofencing is enabled you will get notified if the tracker crosses a set boundary. You can use this option to define a safe zone for your child so that you get notified if they move out of it. Technical assistance The devices are straightforward to use but still, you should be able to ask for help and get it when you need it. Also, malfunctions tend to occur from time to time. This can be due to a bug in the software or the performance of the hardware components. If this happens then it should be resolved quickly to avert more damages. The service provider ought to provide a platform where you can air your issue and get the appropriate assistance. For emergencies, you should be able to call them and the response time should be good. Avoid those who have a reputation of ignoring customers’ needs or taking long to respond. Price This mostly depends on the features of the device. A gadget with highly advanced features will cost more than a standard one. Although the price doesn’t determine how accurate the product will be, a gadget having Wide Area Augmentation System (WAAS) capabilities is more accurate than the regular ones. Therefore, when considering the price you should not just go for the cheapest tracker available, consider its functionality too. You can still get an effective tracker that perfectly suits your needs at an affordable price. Compare the different prices and performance capabilities of several trackers before you settle on one of them. Also, you can take advantage of discounted prices and special offers. Keep in mind that there is also a subscription fee that you will be required to pay since the products use SIM cards. Click here for more tips. Conclusion A personal tracker is a valuable device to have. If you decide to get one you should take your time to deliberate on key aspects such as your specific needs, its features & performance, means of monitoring, and price among other things. Go for a tracker that best suits your intended use and is affordable. You should be keen to avoid overlooking the subscription fees. Most sellers usually don’t clearly state that there is a monthly or annual fee that you will be required to pay. Remember to also ensure that it has a warranty. Read Also: 3 steps to successful online shopping

FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

Tags

Ariana Smith

I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

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Related

There’s More to Finding the Right Socks Than You Think

Get ready for the Festive Season with Souq’s Super Saver Offers

Shopping for a Personal Tracking Device

FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Share this Article

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

Tags

I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

Leave a Reply Cancel reply

Popular

Follow Us

Recent

Related