FinTech Is Making It Easier To Shop The World’s Biggest Sales

Published on: 27 September 2018 Last Updated on: 23 March 2019

Back in the dark ages, there was no Cyber Monday. Anyone who wanted to take advantage of Black Friday deals had to wake up at 3 a.m. and camp in front of the store until they opened their doors. And then they had to dodge the sharp elbows of their fellow shoppers as they rushed for the holy grail of sales — a limited discount while supplies last. Now things are completely different, and deal-hungry shoppers have it easy thanks to FinTech. They don’t even have to leave the comfort of their couch cushions to snag the biggest Thanksgiving weekend deals.

The frontline has moved from in-store to online:

E-commerce has totally changed the Thanksgiving weekend. In 2017, USA Today ran a story called, “Black Friday isn’t dead, but it’s dying”. This hyperbolic language doesn’t mean the tradition of shopping sales on the Friday following Thanksgiving is ending soon, but it is changing. Trends suggest it’s no longer just one day when shoppers can find discounted items, but an entire week—and sometimes even a full month.

A recent survey suggests how shoppers are snagging these deals are changing, too. According to Accenture’s Holiday Shopping Survey, 52 percent of respondents admitted they were less inclined to shop on Black Friday. While 64 percent of this group said it was because they didn’t want to brave the crowds, another 44 percent said they believed they could find the same sales, if not better, online.

Last year, e-commerce sales hit a new record. Shoppers spent $2.87 billion over the Thanksgiving weekend, rising nearly 20 percent from 2016 sales.

FinTech has simplified the payment process:

FinTech is a portmanteau combining the words Financial and Technology. It describes any data-driven process that facilitates financial services and products. FinTech is built into the foundations of the digital payment that e-commerce sites use on Cyber Monday, and the latest advancements have helped retailers create an easy online version of Black Friday, too.

An Adobe survey shows 46 percent of Thanksgiving shoppers are using their smartphones to research and claim deals. Another survey shows some consumers even use their phones to buy an item while in-store, and they use their mobile wallet to complete the transaction.

FinTech has streamlined the digital payment experience both online and in-store. It lets e-commerce sites facilitate fast and secure methods of online payments, while it powers physical POS that accept contactless payment methods like Google Pay or Apple Pay.

FinTech streamlines other aspects of holiday shopping:

Thanksgiving marks the beginning of the holiday season—a time of year when people are expected to spend, spend, spend. The National Retail Federation estimates the average shopper will drop nearly $1,000 on gifts, decorations, and food. This figure doesn’t include the other holiday expenses, like drinks, travel, and winter bills and repairs. It’s easy to lose sight of your financial limits when you’re curating the best holiday season ever. Many shoppers end up draining their savings account to celebrate the festivities.

This puts your finances in a difficult position. If an unexpected bill (like penalties for using your cell phone while roaming) or repair (like fixing your broken furnace) comes along, your depleted savings won’t help. Luckily, FinTech offers an alternative way to cover responsibilities by facilitating easy online payday loans. Their online service makes it possible for companies like GoDay to process applications in five minutes and issue payday loans in just one hour after approval. They’re even a potential cash flow solution for those shoppers living outside of the US.

In the past, Black Friday was a location-specific sale. Now, e-commerce catapults the Thanksgiving weekend sales into a global market. International shoppers living in Canada can access cyber deals as easily as their American counterparts, meaning they might accidentally overspend like their neighbors, too. That’s why the best payday loans Canada has to offer involves the same fast online processes as other FinTech borrowing experiences.

The online borrowing experience is simple—as is the week-long Cyber Monday event. And it’s all thanks to FinTech. FinTech makes it easier than ever to shop the biggest sales without ever leaving your house. As long as you have a device that connects to the Internet, you have access to any online Black Friday and Cyber Monday sale.

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6 Surprising Retail Trends In 2024 & Beyond

If you follow retail news at all — or have set foot in a regional shopping mall recently, for that matter — you know that the industry has more than its fair share of struggles. For this, you have to take a look at the most surprising retail trend. Compared with other types of commercial real estate, large-format retail (especially traditional enclosed shopping malls) suffers from high vacancy rates and flatlining revenues. Several high-profile mall operators and owners have gone bankrupt recently, and others could follow if the U.S. economy tips into recession. Maybe even if it doesn’t. But retail isn’t all doom and gloom. 2024 is shaping up to be the industry’s most exciting year so far this decade. Several emerging retail trends hint at a sunnier future for merchants, operators, property owners, and — of course — shoppers. Here’s what you need to know to get up to speed. 1. Pop-Up Retail Is Not Just A Fad Long dismissed as an inconsequential fad, pop-up retail is becoming more difficult to ignore thanks to rapidly growing platforms like Nomad. You can say it is a prominent, surprising retail trend. Industry pros like xNomad’s Lorenzo Bonfiglio gravitate toward this space because it’s flexible, empowering, and comes with lower overhead costs than traditional retail. All to the good. Shoppers seem to be getting the message as well. 2. Makers Are Reaching New Markets The pop-up retail trend is driven in large part by independent artisans — makers — seeking creative ways to reach new markets at scale. It’s the same trend that drove earlier phases of digital retail growth but even more decentralized and democratic. For the first time in a long time, the balance of power could be shifting from larger retail corporations back to craftspeople who truly take pride in their work. 3. Surprising Retail Trend: Returns Are Getting (Even) Easier Larger merchants are certainly playing a role in the retail renaissance. They’re investing in innovative processes and technologies that make the shopping experience simpler and more enjoyable, both online and IRL. For example, many are relaxing return policies, even moving to “no questions asked” returns, while streamlining the experience of sending back an unwanted item. 4. Retailers Can Do More And More With Less And Less Automation: It’s real, it’s happening, and it’s changing the retail game right now. From automated return kiosks to smarter self-checkout stations, customer-facing automation is nothing new. More and more, the real action is happening behind the scenes, with improved logistics and more productive internal systems. These innovations show up in slowly but surely improving customer satisfaction metrics. Hence, consider it as a surprising retail trend. 5. Loss Prevention Is Improving Target CEO Brian Cornell surprised a lot of industry observers recently when he told investors that his company had a handle on organized theft. This is partly an automation success — in-store security is better than it was — and partly due to factors outside retailers’ control. The important thing is that a big, ongoing headwind for major retailers seems to be letting up. 6. Lower Inflation Could Give Shoppers A Boost Surprisingly strong 2023 holiday season sales could signal a turning point for the retail industry as a whole, according to retail expert Melissa Repko. Thanks to falling inflation, which is tempering increases in both wholesale and end-user costs. As we turn the calendar into 2024, continued price normalization could outright reverse another powerful retail headwind, driving higher consumer spending and fatter retail profits. Retail Is Having A Moment Right Now The shopping industry is having a much-deserved moment in the sun right now after years of pain and doom. Does that mean all its problems are solved? Not. But even the most pessimistic observers have to agree that the forecast for 2024 looks better than most expected, even a few short months ago. Thanks to durable trends like falling inflation, lower in-store and point-of-sale friction, and ongoing sales automation, the years to come could be funnier still. Additionals: What Is Property AR? Benefits of Investing in City Centre Property 7 Tips To Purchase A Prime Real Estate Property Best Essential Tips While Renting a Warehouse in Mumbai

The Whos Whats And Hows Of Espadrilles

Last month I got a pair of sandals as a gift for my birthday. Everyone keeps asking me where they can find a pair, but I don’t even know what they’re called. You may be here because someone told you they were wearing espadrilles and you got curious or just want to keep up with this hot summer trend. Either way, let’s talk about espadrilles. Most likely you’ve seen them somewhere or even own a pair. These shoes come in a variety of style with that characteristic woven rustic exterior. It’s a bit confusing, but please bear with me as I explain. Espadrilles can be in any design ranging from sandals, flatforms, mules, closed shoes or even wedges. Generally, you get them in a beige color, but if you are lucky, you may get them in a partially or all black set. They are a great way to diversify your casual look. Fun facts about espadrilles Typically, espadrilles have a fabric top and a bottom covered with a braided rope. Some may have lambskin tops, giving you all sorts of options for a trendy look. Everyone’s included They’re made for men and women but in different designs. Men espadrilles are great for going to the beach or for picnics. Basically, they are ideal relaxation shoes. They go well with everything You can wear them with a variety of outfits. With all their shapes and forms, your outfit choices with espadrilles are almost endless. You might want to pair espadrille wedges with that bohemian maxi dress, go for it! Try out the sandals with that leather mini skirt. The options are endless. Built for comfort Espadrilles have a rustic charm about them. The fact that they are made from natural products like rope and in some cases cotton fabric add to that natural look you’re going for. Don’t be scared to try out the wedge. They are not only trendy but also super comfortable. Espadrille tip: if you can’t manage the high wedges, why not try the midi wedge? Or better yet the flatforms that still give you that laid back stylish finish. How to choose the right the pair for you Whether you want wedges, flatform or flat espadrilles, choosing the right pair to suit you can be tricky. First thing you should think about is location. Where do you plan to go with these shoes? The top can be plain black or patterned. This makes them a different piece to add to your closet. Grab yourself this trendy summer shoe option. Going shopping If you don’t own a pair, it may be time to go shoe shopping. Finding the right pair to suit your style might be a little tricky. When the options available at your shoe store don’t impress you or are too single toned, try shopping online. Lily lulu Fashion is a great place to start. You can check out different varieties that are sure to catch your eye. Boys and espadrilles You heard me! This item is not exclusive to women. You can grab yourself a pair if you’re looking to give off that chilled out cool dude vibe. Maybe you want something different to wear with your shorts, why not get a nice flashy pair of espadrille flats? They are a great way for guys to diversify their look. Espadrilles have a combined loafer-sneaker effect for guys. You get that semi-formality with maximum comfort. Don't be scared to add a little espadrille spice to your style; they could be the item that gives you the ultimate wow factor you've been looking for. The weird thing about closed espadrilles WHY DO THEY FEEL SO SNUG? Don't be so alarmed. That's how they feel the first time you put them on. Its not that they aren't your size; they need to be broken in. There's a right way and a wrong way to wear closed espadrilles. Here’s a little trick to help you out: stretch them out with a shoe stretcher or paper. Wear them with thin low cut socks for an easy slip on. If this tight fit is a no, try getting yourself the open toe flat or flatform kind. Making the day to night transition with espadrilles Don’t know how you can make that change and still stay stylish? How about trying the semi-casual look for the daytime; then slap on those high wedges for that bonfire beach party. Flats and flatforms are quite comfortable and flexible. You can wear them with your semi-casual outfits and run your errands in comfort and style. Wear these with pants, skirts, dresses, literally everything. Stylish wedge Whether you choose the closed or open toe espadrille wedge, they are a great feminine addition to your look. It is only logical to match them with similar feminine pieces. Try wearing natural fabrics that give you that chic bohemian look. These wedges combine with all those cute pieces in your wardrobe to give you a simple yet elegant look. Number one vacay item If you’re planning to go on a vibrant summer vacation, don’t forget to carry your espadrilles! They are a great vacation accessory. You can travel to new places in stylish comfort. Choose espadrilles as a good option for an effortless vacation look. Espadrille No-no’s Like with most fashion, a little print goes a long way. When wearing the print espadrilles, be careful not to choose items with clashy patterns. Instead of boosting your look, you might end up taking away from it. Try them on with those unusual items in your closet and see how well these two complement each other. Final thought These are like the holy grail of summer shoes. They are a fabulous mash-up of comfort and style. While ideal for relaxing, espadrilles can be a great way to spice up your office look. The fact that they pair well with many pieces makes them an ideal item forever wardrobe. Espadrilles are a shoe staple for every wardrobe. Read Also: How To Plan Your Holiday Shopping To Actually Enjoy It The Clever Consumer’s Guide To Shopping Online How To Save Money When Shopping Online

The Future of Women’s Fashion: Shopping Online

What makes a great fashion statement? It’s not about putting on makeup, a pretty dress and a pair of shoes, but how the overall look impresses other people. Made you pause, didn't it? There are a few things that women look into when buying their outfits: price, fit, and occasion. The same goes for men, they look for the perfect dress or suit and partner it with great shoes. Women often go to shops or boutiques in the mall, but some go online. There are many sites that you can buy women shoes online, but why do people buy online than at the shops in the mall? Why shop online? In the mid-1990s, when online shopping was still in its infancy stage, companies had to understand why people were reluctant to buy online. Online e-commerce sites constantly addressed issues of security and worked on them, prompting e-commerce to grow as the years pass by. The usual reasons that people shop online depend on a lot of factors. Time One of the factors was the ability to shop 24/7. This worked for career people that only had focused on their jobs most of the time and did not have time to shop at brick-and-mortar merchants. They could have a long day at work and then sit in the comforts of their home and buy whatever they want from online stores. Prices Other factors included prices. You can readily check the prices for several sites, check if there are any discounts, and compare it with other sites. If you’re sick or you cannot shop, online shops make for a better option. Additionally, most online shops have discounted prices, so you’re likely to find a cheaper alternative online than in physical stores. Convenience For some businesses, you would often see many people going through the shops, and if you’re an introvert, shopping online will definitely have an appeal, especially that you will not need to walk from shop to shop. If you’re looking for a particular dress hard to find at local shops, just put in a keyword on any search engine, and it will narrow down sites that may have the dress in their lists. Easy, right? Imagine as well if you’re buying women shoes online, all you would need to give a gift to your loved one will be just the size of her foot. Also, think of the convenience that online shopping presents. If you do not have the time to send packages at the post, buying online gives you the option to have the items sent to the address of your choice or to just send it to yourself. Control You can immediately find the store's inventory, giving you what they have on their end, and immediately find out if they have what you need. The allure of buying things you do not need fades because you can just immediately look for another site where you can buy from. You do not also have to hear people trying to extol the virtues of dresses they see you pick or browse. You will not need to feel the pressure to buy just to get them off your back. Summary E-commerce is getting better, especially if you have items that need to be discreet like adult toys and lingerie. People can have the choice to have the merchants put it in a box and sent priority mail so that you will be the only one able to get the package and no one else. This will save you the embarrassment of someone opening the package unknowingly and getting a surprise of their life. You can immediately get the receipt of your online purchases, making it easier to keep a record of your purchases. Read Also: The Clever Consumer’s Guide to Shopping Online The Season of Suave: Holiday Fashion Tips for Men How to Save Money When Shopping Online Ways to Spice up Your Online Shopping of Apparels

FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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Related

6 Surprising Retail Trends In 2024 & Beyond

The Whos Whats And Hows Of Espadrilles

The Future of Women’s Fashion: Shopping Online

FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Share this Article

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related