FinTech Is Making It Easier To Shop The World’s Biggest Sales

Published on: 27 September 2018 Last Updated on: 23 March 2019
FinTech

Back in the dark ages, there was no Cyber Monday. Anyone who wanted to take advantage of Black Friday deals had to wake up at 3 a.m. and camp in front of the store until they opened their doors. And then they had to dodge the sharp elbows of their fellow shoppers as they rushed for the holy grail of sales — a limited discount while supplies last. Now things are completely different, and deal-hungry shoppers have it easy thanks to FinTech. They don’t even have to leave the comfort of their couch cushions to snag the biggest Thanksgiving weekend deals.

The frontline has moved from in-store to online:

E-commerce has totally changed the Thanksgiving weekend. In 2017, USA Today ran a story called, “Black Friday isn’t dead, but it’s dying”. This hyperbolic language doesn’t mean the tradition of shopping sales on the Friday following Thanksgiving is ending soon, but it is changing. Trends suggest it’s no longer just one day when shoppers can find discounted items, but an entire week—and sometimes even a full month.

A recent survey suggests how shoppers are snagging these deals are changing, too. According to Accenture’s Holiday Shopping Survey, 52 percent of respondents admitted they were less inclined to shop on Black Friday. While 64 percent of this group said it was because they didn’t want to brave the crowds, another 44 percent said they believed they could find the same sales, if not better, online.

Last year, e-commerce sales hit a new record. Shoppers spent $2.87 billion over the Thanksgiving weekend, rising nearly 20 percent from 2016 sales.

FinTech has simplified the payment process:

FinTech is a portmanteau combining the words Financial and Technology. It describes any data-driven process that facilitates financial services and products. FinTech is built into the foundations of the digital payment that e-commerce sites use on Cyber Monday, and the latest advancements have helped retailers create an easy online version of Black Friday, too.

An Adobe survey shows 46 percent of Thanksgiving shoppers are using their smartphones to research and claim deals. Another survey shows some consumers even use their phones to buy an item while in-store, and they use their mobile wallet to complete the transaction.

FinTech has streamlined the digital payment experience both online and in-store. It lets e-commerce sites facilitate fast and secure methods of online payments, while it powers physical POS that accept contactless payment methods like Google Pay or Apple Pay.

FinTech streamlines other aspects of holiday shopping:

Thanksgiving marks the beginning of the holiday season—a time of year when people are expected to spend, spend, spend. The National Retail Federation estimates the average shopper will drop nearly $1,000 on gifts, decorations, and food. This figure doesn’t include the other holiday expenses, like drinks, travel, and winter bills and repairs. It’s easy to lose sight of your financial limits when you’re curating the best holiday season ever. Many shoppers end up draining their savings account to celebrate the festivities.

This puts your finances in a difficult position. If an unexpected bill (like penalties for using your cell phone while roaming) or repair (like fixing your broken furnace) comes along, your depleted savings won’t help. Luckily, FinTech offers an alternative way to cover responsibilities by facilitating easy online payday loans. Their online service makes it possible for companies like GoDay to process applications in five minutes and issue payday loans in just one hour after approval. They’re even a potential cash flow solution for those shoppers living outside of the US.

In the past, Black Friday was a location-specific sale. Now, e-commerce catapults the Thanksgiving weekend sales into a global market. International shoppers living in Canada can access cyber deals as easily as their American counterparts, meaning they might accidentally overspend like their neighbors, too. That’s why the best payday loans Canada has to offer involves the same fast online processes as other FinTech borrowing experiences.

The online borrowing experience is simple—as is the week-long Cyber Monday event. And it’s all thanks to FinTech. FinTech makes it easier than ever to shop the biggest sales without ever leaving your house. As long as you have a device that connects to the Internet, you have access to any online Black Friday and Cyber Monday sale.

Read Also:

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

footwear

Souq EOSS is here: Grab your favorite footwear at up to 60% off

Souq has never failed to amaze its users by coming up with exciting deals and offers occasionally. It is back again to splurge its users with amazing offers and this time on footwears. Souq brings in the opportunity for its buyer's wonderful offers to grab their favorite footwear at discounted prices. Customers can gain a whopping discount of up to 60% off on selected footwear including wedges, boots, flats, sneakers and much more. Check out below to gain a sneak peek on your favorite footwear. Use Souq coupon and avail the wonderful deals. Women Footwear There are plenty of choices available when it comes to footwear for women. These include wedges, flats, stilettos and much more. Tommy Hilfiger Wedges for Women Who wouldn’t want to flaunt around in wedges? They are not only stylish but are available in different colors which can perfectly complement your outfits. Now you can make this enticing Tommy Hilfiger Wedges yours at an amazing discounted price of 209.00 AED at Souq in black variation. Users are offered a discount of 45% with savings worth 170.00 AED from the original price of 379.00 AED. They are available in 4 sizes starting from 38 EU to 41 EU. Other top brands – Kidderminster Anne Michelle Wedges, Clarks, Timberland Tommy Hilfiger Jeans Wedges for Women Souq brings across to the buyers an amazing deal of availing the Tommy Hilfiger Jeans Wedges to flaunt on jeans and western outfit at an enthralling price of 187.99 AED. Buyers are offered savings worth 281.01 AED after flat 60% off from the original price of 469.00 AED. In addition, to the discount, users are rendered free shipping on the product available in a white variant. These wedges will blend well with any outfit and are picture-perfect to flaunt your style. It’s made of Polyurethane and Leather that gives a proper grip while walking. The product is available in 3 sizes starting 38 EU, 40 EU and 41 EU. Other top brands – Timberland, Kidderminster Anne Michelle. Kidderminster Anne Michelle Wedges for Women – Black Variant Make the Kidderminster Anne Michelle Wedges yours. Grab the product at an amazing price of 59.00 AED from the original price of 119.00 AED with savings worth 60.00 AED. In addition, users can also avail the chance of free shipping on placing orders over 100 AED. The product is available in the size of 38 EU. This women’s sandal with low wedges and a good grip is available at black variant making it a perfect match for all types of outfits. Other top brands – Shoexpress, Timberland, etc. Men’s Footwear Converse Fashion Sneakers for Men Sneakers are perfect old souls for those who are in love with vintage retro styles. Converse Fashion Sneakers are crafted with classic designs and painting. The upper body fabric of the sneaker is vulnerable and renders good breathability for the skin, making it easier to climb, jump and set on adventure. In addition, the rubber sole offers a perfect grip, without making the walk painful. Get yourself the best-branded footwear at an exciting price of 112.00 AED with a saving of 147.00 AED from the original price of 259.00 AED after a flat 57% discount only on Souq. Other top brands – Tommy Hilfiger, Wrangler Mitros Derby, Clarks Bampton, Lacoste Reebok Classics Nylon SG Walking Shoe for Men Walk with class. Grab the exciting discount worth 50% off on the most popular footwear brand of Reebok Classics Nylon SG only at Souq. Make them yours at a discounted price worth 170.00 AED with savings worth 170.00 AED from the original price of 340.00 AED. The product is available in Black variant and size 44.5 EU. Other top brands – Lacoste, Tommy Hilfiger, Nike, Hugo Boss. Clarks Bampton Walk Lace Up Shoes for Men Shoes are the very first thing that grabs the attention of onlookers. Hence, it is necessary to make the best impression at the very first meet. Opt for the Clarks Bampton Walk Lace Up Shoes at a price of 346.99 AED from the original price of 495.00 AED with an amazing saving of 148.01 AED. The product is offered at a discounted rate of 30% from the original price. The sizes start at 42.5 EU to 44 EU. The product is made of leather and can be complemented with any outfit whether casual or party wear. So, now that you have gained a sneak peek regarding different products available, grab your opportunity and make the product yours at an exciting discounted price. Read Also: 5 Things To Lookout For When Choosing A Footwear Manufacturing Company How To Lace Running Shoes For Plantar Fasciitis?

READ MOREDetails
myths of mattress you must know for sure

6 myths of mattress you must know for sure

Sleeping mattress shopping can be a standout among the most anguishing encounters, from pushy sales representatives to a mind-boggling number of choices to not really realizing what you require in any case. It's so natural to wind up with the wrong one, however it doesn't need to be that way. When it comes to purchasing a new sleeping mattress, you most likely have a couple of inquiries… and, then again, you may have a couple of mattress certainties concealed in the openings of your mind that you'll use to help direct your purchase decisions. Before making out of here another sleeping mattress, make sure you're working with the correct information! After talking to various sleep experts and conducting reviews, here are 6 myths debunked. 1. Perfect Box-spring Mattress Doesn't Exist: Unless your bed frame still uses braces for help, you needn't bother with a box spring, according to reviews. Box springs were first developed to help retain stun since sleeping mattress themselves were such a great amount of slender in those days. These days, all case springs truly do is simply raise the profile of your bed. So once more, in case you're going for the princess look, begin stacking. Something else, it's only an extra, superfluous cost. All you require is a strong platform underneath your mattress for help. 2. Purchase a Sleeping Mattress with the Longest Warranty Conceivable: Sleeping mattress warranty doesn’t allude to the life desire of your purchase. The warranty covers workmanship and materials and simply like numerous items utilized with outrageous consistency, you'll see wear and tear before you achieve the finish of the warranty. When purchasing any another sleeping mattress, read the warranty deliberately despite the fact that there's almost no distinction in the terms and states of warranty from maker to the manufacturer. It's great to take note of that transportation costs (to and from the manufacturing plant) are typically not shrouded on account of repair or substitution. Too, another warranty is regularly not issued when the sleeping mattress is replaced. 3. Testing Your Mattress by Lying-down on the Showroom Floor is Enough: Believe it or not, the only genuine approach to try out a mattress and ensure it's the one for you is to really sleep over it. (Mind is blown, right?) This reality is key with regards to shopping with sleeping mattress companies that offer both a sensible time for testing and return shipping rates in the event that the one you pick at first winds up not being the ideal fit. A few companies don't offer trials by any stretch of the imagination, and others' arrival estimating can get entirely steep. In any case, don't simply sneak in a catnap in the store and call it a day here. 4. You're most Definitely Going to Get the Total Value (and then some) of that Lifetime Warranty At the point when most companies say 'lifetime warranty,' they're alluding to the materials inside the sleeping cushion, which truly isn't a warranty by any means. It's a truism when this sleeping mattress is exhausted from typical wear and tear, it's never again secured under warranty. It's extremely ambiguous and can get exceptionally costly. The National Sleep Foundation prescribes changing your bedding each seven to 10years, paying little mind to any remarkable warranty. That is the most vital detail to remember. To what extent your sleeping cushion will keep going relies upon a few elements like utilization and its unique quality, yet as a rule, it's got a pursue that 10-year point. It won't give you much help and solace after that. 5. The Correct Sleeping Mattress will Anticipate Hurling and Turn: Infants begin moving to roll over in their sleep at around 4 months of age and by adulthood, we're moving as much as 75 times each night – whether it's a simple jerk or a full-out roll. We move amid the night to ease stress point torment and to lessen the strain on our backs and joints. A decent mattress will decrease the amount you move during the night by giving pressure point relief, which will enable you to slip into more profound, mending REM sleep. 6. Replace Your Mattress Every 8 Years: The Better Sleep Council suggests supplanting your sleeping mattress every 7-10 years, depending upon solace and support. In all actuality, the life of a mattress differs uncontrollably, which relies on how you deal with it, how you sleep over it and how regularly you pivot it. Think about your mattress as execution intends for your sleep. Much the same as a decent match of running shoes can enable you to run quicker and avoid wounds, a strong mattress can convey better, more advantageous sleep. You'll know when it's an ideal opportunity to get another sleeping mattress in view of how you grope when you wake up. Read More: How To Salvage Your Furniture After A Flood Why Is Sleeping Well So Important For Job Performance?

READ MOREDetails
big lots hours

The Early Bird’s Guide To Big Lots Hours And Deals

Big Lots is the best place to go if you're searching for some amazing bargains! Big Lots is a bargain store that sells everything from food and clothes to furniture and home goods. What are Big Lots hours, though? When does Big Lots close and open? What about federal holidays? This article will address every one of those queries. What Are Big Lots Hours? Image Source: assets.bwbx.io America's Big Lots is a retailer. Its main office is in Columbus, Ohio. Big Lots has more than 1400 stores across 47 states. Sol A Shenk founded this retail business nearly 53 years ago. Bruce Thorn is the company's president and chief executive officer, and they primarily served in the United States. Being a large company, Big Lots offers a substantial selection of goods. You can buy almost anything you want there with ease. But first, it's crucial to understand Big Lots' opening and closing times as well as the times at which their merchandise is served. Big Lots is accessible from Monday to Sunday. Although the hours of each Big Lots store may differ, the majority of them are as follows: DayOpening HoursClosing HoursMonday9 AM9 PMTuesday9 AM9 PMWednesday9 AM9 PMThursday9 AM9 PMFriday9 AM9 PMSaturday9 AM9 PMSunday10 AM9 PM However, Big Lots' hours might change or be extended during the holidays. Easter Sunday and Christmas Day are closed for business. Use the Big Lots store locator on their website to learn the hours of operation for the Big Lots store nearest you. To view the store's hours, just enter your location, select the closest location, and click on the store's page. What Are Big Lots Hours On Public Holidays? Image Source: eadn-wc05-7629539.nxedge.io Below are the holiday hours that Big Lots will be open in 2022: HolidayOperating HoursBlack FridayOpens at 6 AMChristmas EveRegular operating hoursChristmas DayClosedDay after ChristmasRegular operating hoursLabor DayRegular operating hoursGood FridayRegular operating hoursVeterans DayRegular operating hoursPresidents’ DayRegular operating hoursNew Year’s EveRegular operating hoursNew Year’s DayRegular operating hoursDay Before ThanksgivingRegular operating hoursThanksgivingOpens at 7 AM and remains open up to middayIndependence DayRegular operating hoursMemorial DayRegular operating hoursMartin Luther King DayRegular operating hoursMother’s DayRegular operating hoursFather’s DayRegular operating hoursHalloweenRegular operating hoursTax DayRegular operating hours Please note that Big Lots is closed on the following holidays: Christmas Day Easter Sunday Big Lots Hours On Black Friday Image Source: media.cnn.com Big Lots is well known for carrying a large selection of products at significant discounts. Contrary to popular belief, discounted prices do not always imply low-quality goods. Big Lots frequently carries name-brand products that it bought at closeout or clearance prices from other retailers. Savings on fantastic products throughout the entire store are the outcome. The Large Bulk Bargain hunters always love Black Friday because of the huge savings on products that make great presents or stocking stuffers. To aid in preparing for the holidays, there are also fantastic discounts on home necessities and holiday décor. There's never been a more affordable way to add holiday flair to your house! Big Lots has a ton of amazing online sales in addition to exclusive in-store discounts on Black Friday. Black Friday deals have been available on appliances, toys, mattresses, furniture, and more. To find the best prices on holiday gifts for your family, make sure to check out the Christmas Gift Shop. Does Big Lots Have A Clearance Sale After Closing Hours? Image Source: media.cnn.com Big Lots and all department stores have clearance sales. Big Lots holds their clearance sale during business hours, which are from 9:00 am to 9:00 pm, rather than after closing. There's a store where they sell furniture and clearance items, and depending on the occasion, customers can buy excellent quality items at very low costs.   Big Lots Hours For Furniture Image Source: cleveland.com Big Lots is a retail outlet for all things needed for the home. It doesn't have different hours for its furniture department, so if you want to buy furniture from any of its stores, you can visit them whenever you want during business hours. Big Lots Hours For Thanksgiving Image Source: beststocks.com On Thanksgiving Day, Big Lots stores will be open from 7 a.m. to 9 p.m. It will be offering one-day specials like 50% off toys in addition to a larger assortment of popular toy brands like Barbie, Hot Wheels, Fisher Price, Vtech, and more. Does Big Lots Have Senior Hours? Image Source: image.cnbcfm.com Big Lots does indeed have senior hours! It may come as a surprise to many, but Big Lot does have senior hours. This indicates that Big Lots is off-limits to elderly people and people with weakened immune systems from 9 AM to 10 AM. These people have a fantastic opportunity to save money on food, furniture, décor, and other items! There are several reasons why it's significant that Big Lots provides senior hours. First and foremost, it gives seniors the opportunity to shop alone during their free time, away from the stress of a typical store. Seniors can take their time and shop at their own pace during senior hours because it can be difficult for them to stand in line or carry heavy items. Last but not least, Big Lots' senior hours are crucial because they assist the most defenseless. Big Lots is demonstrating its concern for its patrons and desire to ensure that everyone has the chance to shop comfortably and save money by dedicating this hour to seniors. Other Companies With Senior Hours The following businesses also provide senior hours: Target: 7 to 8 AM or from 8 to 9 AM on Tuesdays Costco: 9 AM to 10 AM on Tuesdays and Thursdays Walmart: 6 AM to 7 AM Sam’s Club: 7 AM to 9 AM on Tuesdays and Thursdays Trader Joe’s: 9 AM to 10 AM every Monday Wrapping Up Big Lots is a great place to get discounts on food, décor, furniture, and other items. You can now schedule your shopping trip appropriately since you are aware of Big Lots hours! It is open Monday through Sunday; however, specific location hours may apply. Furthermore, Big Lots is closed on Easter Sunday and Christmas Day. However, Big Lots' hours might change or be extended during the holidays. To find out the hours for this store in your area, we strongly advise using the store locator. If you have thoughts to share or questions to ask about Big Lots hours, please leave a question below. We would love to hear from you! Learn More About: 7 Tips To Improve Personalized Customer Service Operating Hours: What Time Does Walmart Customer Service Close And Open? Walmart Pharmacy Hours: What Time Does Walmart Pharmacy Close And Open?

READ MOREDetails