FinTech Is Making It Easier To Shop The World’s Biggest Sales

Published on: 27 September 2018 Last Updated on: 23 March 2019

Back in the dark ages, there was no Cyber Monday. Anyone who wanted to take advantage of Black Friday deals had to wake up at 3 a.m. and camp in front of the store until they opened their doors. And then they had to dodge the sharp elbows of their fellow shoppers as they rushed for the holy grail of sales — a limited discount while supplies last. Now things are completely different, and deal-hungry shoppers have it easy thanks to FinTech. They don’t even have to leave the comfort of their couch cushions to snag the biggest Thanksgiving weekend deals.

The frontline has moved from in-store to online:

E-commerce has totally changed the Thanksgiving weekend. In 2017, USA Today ran a story called, “Black Friday isn’t dead, but it’s dying”. This hyperbolic language doesn’t mean the tradition of shopping sales on the Friday following Thanksgiving is ending soon, but it is changing. Trends suggest it’s no longer just one day when shoppers can find discounted items, but an entire week—and sometimes even a full month.

A recent survey suggests how shoppers are snagging these deals are changing, too. According to Accenture’s Holiday Shopping Survey, 52 percent of respondents admitted they were less inclined to shop on Black Friday. While 64 percent of this group said it was because they didn’t want to brave the crowds, another 44 percent said they believed they could find the same sales, if not better, online.

Last year, e-commerce sales hit a new record. Shoppers spent $2.87 billion over the Thanksgiving weekend, rising nearly 20 percent from 2016 sales.

FinTech has simplified the payment process:

FinTech is a portmanteau combining the words Financial and Technology. It describes any data-driven process that facilitates financial services and products. FinTech is built into the foundations of the digital payment that e-commerce sites use on Cyber Monday, and the latest advancements have helped retailers create an easy online version of Black Friday, too.

An Adobe survey shows 46 percent of Thanksgiving shoppers are using their smartphones to research and claim deals. Another survey shows some consumers even use their phones to buy an item while in-store, and they use their mobile wallet to complete the transaction.

FinTech has streamlined the digital payment experience both online and in-store. It lets e-commerce sites facilitate fast and secure methods of online payments, while it powers physical POS that accept contactless payment methods like Google Pay or Apple Pay.

FinTech streamlines other aspects of holiday shopping:

Thanksgiving marks the beginning of the holiday season—a time of year when people are expected to spend, spend, spend. The National Retail Federation estimates the average shopper will drop nearly $1,000 on gifts, decorations, and food. This figure doesn’t include the other holiday expenses, like drinks, travel, and winter bills and repairs. It’s easy to lose sight of your financial limits when you’re curating the best holiday season ever. Many shoppers end up draining their savings account to celebrate the festivities.

This puts your finances in a difficult position. If an unexpected bill (like penalties for using your cell phone while roaming) or repair (like fixing your broken furnace) comes along, your depleted savings won’t help. Luckily, FinTech offers an alternative way to cover responsibilities by facilitating easy online payday loans. Their online service makes it possible for companies like GoDay to process applications in five minutes and issue payday loans in just one hour after approval. They’re even a potential cash flow solution for those shoppers living outside of the US.

In the past, Black Friday was a location-specific sale. Now, e-commerce catapults the Thanksgiving weekend sales into a global market. International shoppers living in Canada can access cyber deals as easily as their American counterparts, meaning they might accidentally overspend like their neighbors, too. That’s why the best payday loans Canada has to offer involves the same fast online processes as other FinTech borrowing experiences.

The online borrowing experience is simple—as is the week-long Cyber Monday event. And it’s all thanks to FinTech. FinTech makes it easier than ever to shop the biggest sales without ever leaving your house. As long as you have a device that connects to the Internet, you have access to any online Black Friday and Cyber Monday sale.

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How to Choose the Right Jewelry for Any Outfit

We’ve all been there before, in a state of panic, frantically tearing our closet apart in search of something to wear. And once you’ve found the perfect outfit, then comes the even trickier task of finding the right jewelry to match! Having a varied selection of accessories is great, but too many options can leave you second-guessing your entire ensemble. If you’re stuck in front of the mirror wondering what the heck to wear, don’t sweat it—we’re here to help! In this article, we’ll provide some easy-to-follow pointers for how to choose the right jewelry for any outfit. Check Your Neckline: When it comes to coordinating jewelry with an outfit, it’s all about finding the ideal balance. You want the two elements to complement each other, not to compete with one another. To strengthen your overall look and enhance your appearance, you can also hop over to this website - https://www.arydpo.com. It will give you the best options that suit well with your neckline. Asymmetrical necklines look stunning when paired with short, chunky necklaces or jeweled drop earrings. V-neck blouses, on the other hand, look best when worn with geometric jewelry that matches the neckline’s sharp, angular silhouette. To avoid clashing, be sure to choose jewelry that is a suitable style and length. For example, long pendant necklaces look awkward and out of place when worn with halter necklines. In such cases, you might consider mixing it up and wearing a pair of statement earrings, or a bold cuff bracelet instead. Fit the Occasion: Before adding the finishing touches to any outfit, you want to be certain you’re suitably dressed for the occasion. You wouldn’t wear the same outfit to a black-tie affair as you would to the beach, and jewelry is certainly no exception! Casual days at the office call for subtle accessories like a delicate gemstone ring or pair of simple studs. Save yourself from being a nuisance and leave your favorite charm bracelet or bangle stack at home, especially if your job requires a lot of typing. Transition to a night on the town with scintillating diamond jewelry that’ll dazzle your date, and turn heads on the dance floor. If you’re preparing to embark on an adventure abroad, plan to pack jewelry that’s easy to wear and that fits comfortably in your carry-on. Don’t bring anything you wouldn’t want to risk losing, as travelers are usually an easy target for pickpockets and thieves. Not sure if you have the essentials to properly pack your treasures for a trip? You can find travel jewelry cases to fit nearly any size collection at a trusted retailer like Leo Hamel Fine Jewelers. Pair Busy Patterns with Basic Jewelry: There are those who see clothing as nothing more than a basic human necessity. And then there are those who see fashion as an outlet of expression, who make deliberate fashion choices that speak to their identity as an individual. Though there’s no right or wrong way to express oneself with fashion, some jewelry and clothing combinations can wind up looking more like a costume than an actual outfit. If you love wearing busy, boldly printed clothing, we suggest taking a modest approach when it comes time to accessorize. Jewelry that is too showy will make you look gaudy and take attention away from the rest of your outfit. If you’re just itching to wear that animal print dress hanging in your closet—go for it! But be sure to choose your jewelry carefully. Such eye-catching ensembles pair wonderfully with classic diamond jewelry, and solid metal designs. Going for an edgier look? Try mixing timeless jewelry like an elegant strand of pearls with striking, colorful patterns and prints. Compliment Your Skin Tone: There’s more to picking out jewelry than just making sure it matches your outfit. You want to wear designs that also compliment your natural skin tone. Fair-skinned individuals tend to have rosy undertones in their skin that are offset by rich colors like red, blue, and purple. Ruby and sapphire jewelry looks splendid on those with fairer skin. Alternately, brighter colors like yellow and orange are most becoming on darker complexions. Topaz and citrine are two popular amber-colored gemstones, though gems like sapphire and garnet also occur in similar colors. Precious metals look great on just about anybody, though warmer metals like yellow and rose gold look exceptionally beautiful when contrasted with deep skin tones. Flatter Your Face Shape with Earrings: Whether you realize it or not, wearing the right jewelry can actually enhance the shape of your face. This is especially true of earrings, the ideal accessory for framing the face and drawing attention towards your eyes and other flattering facial features. If your face is narrow, opt for subtle earrings like a pair of delicate pearls or gemstone studs. Those with rounder faces can help to elongate the shape of their face with thin, angular earrings. A square-shaped face looks best when accented by round-shaped earrings like a pair of diamond hoops. Similar styles also look great on oval-shaped faces. Diamonds Always Make a Good Choice: When in doubt, you can always count on diamonds to be your go-to jewelry choice. Diamond jewelry can be as extravagant or subdued as you wish, depending on what’s most appropriate for the event. When dressing for a formal soirée, a diamond tennis bracelet or a pair of diamond chandelier earrings are perfect for adding a touch of sophistication and sparkle. However, you don’t have to be heading somewhere special to enjoy wearing diamond jewelry. Radiant diamond stud earrings look ravishing, whether worn with your best ball gown, or your most comfy athleisure wear. Or perhaps a vintage diamond ring is more your style? Regardless of your personal taste, diamond jewelry is always stunning and makes an excellent addition to your wardrobe. Wear What Makes You Feel Your Best: The most important thing to remember when picking out jewelry for an outfit is to wear whatever makes you feel your best. Jewelry is meant to make you feel glamorous and beautiful, no matter the occasion. Don’t waste another minute searching for something to wear. Everything you need to choose a stylish ensemble from head to toe is right here! Read Also: How To Buy & Sell Jewelry Online Gold: Choose Your Jewellery Carefully

How to Choose a Gift That Matches Their Personality Perfectly

No matter their age, choosing gifts for your loved ones is nothing short of a challenge. It turns into even more of a gauntlet (not Thanos') when you want to pick a present that fits their personality like a glove. Gifts by personality is the word you're looking for! But that’s no reason to give up your search for the perfect gift. Instead, you can solve this problem by investing a little time in learning more about your loved one’s passions and preferences. This not only allows you to know them on a deeper level, but also helps you narrow down your options for potential gifts. The following guide can help you learn exactly how to choose a gift that matches your loved one’s personality perfectly. How To Pick Perfect Gifts by Personality Personalizing gifts for any occasion is one of the best ways you can make someone feel special. It is also one of those things you can do easily without spending millions - anything thoughtful can make a great difference. Gifts by personality aren't difficult once you have the recipient’s personality right - this helps you make the choice easily. It is always great to have options that can bring a lot of joy to your recipient’s face and life! The following list of gift ideas can help you pick the best option. So, look through the list and read the idea that best fits your recipient’s personality. Recreate Their Favorite Childhood Memory This is one of those gift ideas you can give your childhood bestie or office colleagues. It all depends on the kind of bond you share with that colleague and if they had shared something from their childhood with you. This ensures you are not making them uncomfortable. Think of anything - a meal from their childhood you can cook, a kid’s show that was their favorite, or something relatable from a childhood story they shared. The thing about gifts by personality is that you cannot go wrong, unless you only know that person superficially. No holds barred with this idea. Another benefit of this idea is its practicality - you’re gifting something that will add to their list of memorabilia! Learn About Their Interests Interests are to personality what a foundation is to a home. By learning more about what brings a smile to your loved one’s face and lights a twinkle in their eyes, you can assess exactly what type of gifts may please them. This simple tip can help you with Father’s Day gift ideas, Mother’s Day present inspiration, and even a holiday gift frenzy. Quality Time/Experiential Gift Those who love nature and its aesthetics, this is something that they’ll appreciate for sure. Works even better if your gift recipient is an artist. This is because they have a profound admiration for beauty, although varying. You can give them an experiential gift such as Plein air drawing or horseback riding or arranging a tour of a vineyard or a winery. This is one of the best gifts that you can give anyone who appreciates this Consider Their Hobbies Besides learning about your loved one’s interests like their favorite subjects, movie genres, and types of music, you should also do a deep dive into their hobbies. For example, if your loved one likes to spend their free time playing games, you can deliver a new game title along with a birthday delivery basket. Similarly, if they prefer painting, you can get them a paint kit. Think About Their Likes and Dislikes If your loved one likes a single type of chocolate but dislikes every other, you know exactly which candy bars to get them. Gifts by personality become easier when you have knowledge of their likes and dislikes. In a similar vein, if they are averse to certain colors, you may do well to remember never to get a gift in those shades. Besides finding gifts, this practice also helps you with tasks like hosting a memorable friendship day party. Recall Recent Conversations When picking the perfect gift for your loved one, recalling recent conversations with them can also work like a charm. This can be a bit tricky. But if you regularly use a casual messaging app to keep in touch with your social circle, you can quickly revisit your chats to see if they expressed their interest in getting something specific. This can chart a quick path to the ideal gift. Go Back to Past Gift Choices If you have been exchanging gifts with your loved ones for a while, ue it to your advantage. You may also go down memory lane to see what type of presents really struck a chord with them. This allows you to determine which presents on your shortlist you should really consider for the upcoming occasion and which ones you should stay well away from. See If They Have a Wishlist In case your friend, family member, or romantic partner uses a wishlist platform, ask them to share it. If it is on a shared account, easy-peasy, all you need to do is check it out. This does your entire job of searching for a present for them. From there, you just need to locate the right store to buy that gift. To save some money, you may still want to shop around for the best deals. Respect Their Values Whether you are gifting Valentine’s Day roses to your partner or buying luxury clothing for your children, consider their choices. Respecting the values of the recipient helps you with choosing a great gift. For example, if your loved one wants to give back to the world on their birthday, you can help! Simply choose to make a contribution to their favorite charity. This consideration lets you buy a gift that’s really special for them. Get Something They Wouldn’t Buy For Themselves This is the golden rule of giving gifts by personality type: Whether you are buying a gift for someone’s interest, hobby, or values, do your research. You may want to see if it’s something that they may not purchase for themselves. This makes the present extra special. In case you are still unsure, you can use a gift card app to find your loved one a gift from their favorite store or brand. These suggestions help you pick a gift that is tailor-made for your loved ones! It all but certifies that they enjoy the present. You can follow this guide for all types of occasions to make sure your gifts remain a hit with your social circle.

O’Neal Apparel Buying Guide

No matter what type of rider you are, you want to look your best as you hit the road. Finding the right motorcycle apparel is all about deciding what you value most and picking a brand that matches your personal style. Here’s a rundown of what O’Neal has to offer in each category of wearable gear. Finding the right apparel also reflects you and your bike’s personality. If you are a Harley rider, your perfect riding apparel would be different from someone tearing up the highway in a Ducati. In the world of serious biking and riding, selecting the right apparel for your ride is probably the single most important thing after the bike itself. Jerseys: If your budget has you on the hunt for cheap motorcycle clothing and accessories, O’Neal might be a good brand to explore. While affordable, these jerseys don’t skimp on any of the style or function. Having a quality jersey should be a priority for you as you hit the road on your bike especially if you are going to drive for a few miles at a time. It can save your body from harmful heat, wind and more. Bold patterns and striking colors are perfect for motocross t-shirts. Most designs also feature moisture-wicking fabric to keep you dry in wet weather. The good news is O’Neal has many quality yet affordable jerseys to choose from for the motorcycle riders. Pants: Wearing a quality yet highly comfortable motorcycle pant can make a big difference in your motorcycle riding experience. O’Neal has a durable line of motorcycle pants to keep you riding for hours. The designs match the cool patterns of the jerseys, but you can also find a good neutral black if that’s more your thing. Adjustable waistbands, zippers and elastic allow you to get the exact fit you need. Many options also include pockets for added convenience. Gloves: You need a good grip on your gloves, and that’s exactly what O’Neal provides. Silicone on the palms gives you extra friction, and the material has good stretch, so you get a snug yet breathable fit. Many of O’Neal’s glove products also allow you to adjust the tightness around the wrists. The more control you have over a motorbike, the better it is for you in terms of safety and a perfect pair of gloves can give you the best control over your bike. Boots: Your feet may take the biggest beating out on the road, but with sturdy footwear, you won’t even notice. In times of dangerous accidents, your high quality, durable pair of boots can save you from injuries. O’Neal uses tough plastic to protect your shins, while extra padding on the inside keeps your heels nice and cushioned. Most of the brand’s boots include metal reinforcement panels that provide a barrier against road impact. Check out O’Neal’s designs to see if they suit the vibe you’re after. Bold patterns can help you stand out, while sleek black options give you even more versatility. The brand’s functional features may also be just what you’re looking for. The motorcycle accessories mentioned here are all for safety, style, and comfort. If you are a careful and responsible rider, you should have all of these and enjoy your rides. Take no risk with your life and keep your passenger sitting behind safe as well. Read Also: Tips For Buying A Beginner Mountain Bike How To Get An Accurate Valuation Of Your Motorcycle When Selling Dos And Don’ts When You’re Involved In A Motorcycle Accident In Syracuse NY

FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

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Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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How to Choose the Right Jewelry for Any Outfit

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FinTech Is Making It Easier To Shop The World’s Biggest Sales

The frontline has moved from in-store to online:

FinTech has simplified the payment process:

FinTech streamlines other aspects of holiday shopping:

Share this Article

Looking for a New Watch? Shop Branded Ladies Watch

How To Buy & Sell Jewelry Online

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

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