You Can Now Print Your Own MOT Certificate

MOT Certificate

The Driver and Vehicle Standards Agency (DVSA) recently implemented a new system that allows drivers to print their own MOT certificates at home. If you consider that more than 630,000 MOT certificates were issues last year, at the cost of £10 each, the new system is set to save UK drivers an estimated £6 million a year. This new system will allow owners of cars, vans, and motorcycles to view, save and print MOT certificates issued after 20th May 2018.

The printing of the MOT Certificate by drivers can help save them from a number of bureaucratic hurdles and ease efficiency. The Ministry of Transport is already burdened with a number of problems. Saving them from such a process will help them concentrate on some other important area of business.

In terms of the drivers, it is important, as it will help save them from running around with paperwork at all times. A great number of drivers in the UK, misplace their MOT certificates routinely. The process of getting a new one is problematic and time-consuming. By enabling drivers to print their own MOT certificates, the Ministry of Transport is contributing to citizen welfare and promoting citizen responsibility.

The new system was only initially available for cars and vans, but it was made available for motorcycles and will soon become available for buses, Lorries, and coaches. All drivers who wish to use this service only need the vehicle’s registration number and the 11-digit reference number found on its VC5 logbook.

How to Get Your Free MOT Certificate:

Here’s how to get your free MOT certificate brought to you by Plateman Show Plates.

Considering that you need to show the MOT certificate if you need to tax the vehicle at the post office or change the vehicle’s tax class, this new and easy way of getting the MOT certificate may prove invaluable to some users. If you are not able to get the MOT certificate online and print it yourself, you can still get a certificate from MOT centers at £10.

According to Neil Barlow, the Head of Vehicle Engineering at the DVSA, this move was aimed at making it easier for motorists to have the “information they need to keep their vehicle safe.” It is also easy to argue that the government seeks to reduce the need for you to visit a government office for most of the documents you need.

The move is a welcome one since it means that you don’t have to spend money on an MOT certificate, but also because you are able to get one at your own time and in your own way. It is also a good way to get a replacement MOT if you happen to lose yours.

According to the DVSA website, you can use this service to replace a lost or damaged MOT certificate. The service is also very easy to use and with the right documentation, you can print out your MOT in a matter of minutes. This free service is however not available for heavy goods vehicle, trailers of public service vehicles. Owners of these vehicles have to visit an MOT center if they want an MOT certificate.

An MOT certificate verifies that your vehicle is safe and roadworthy and given that it also tests the emissions your car produces, it is a vital document to have. Now you can get it more easily which leaves no excuse for not having one.

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Lucia Patterson is the woman behind TheLegalGuides, a blog solely focused on legal guides, tips, and advice. Lucia loves essay writing and blogs at EssayWritingGuides from her college days.

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Code Reader

Why You Should Have A Code Reader For Your Car

If you've owned a car for many years, you've probably encountered a flashing check engine light at least once. If you haven't, then you should know that this light indicates trouble. It signifies that there is a problem somewhere in the car. The trouble is, you don't know exactly where it is, and with all the technology people have in their cars nowadays, it's even more challenging to figure out. Thankfully, code readers were invented. A code reader is a portable tool that you can plug into a vehicle, and it shows you precisely what area needs fixing. Sounds incredible, right? Here are more reasons why you should have a code reader in your car. Helps You Save Money: Getting your car into a shop costs money and face it, not all mechanics are honest. Having access to an onboard diagnostic 2 (OBD2) tool like a code reader can be handy when you're experiencing troubles with your car. More modern cars have what they call OBD2 ports wherein you can plug your diagnostic devices. This port is found just below the dashboard on the driver's side. Plugin your code reader into the port and refer to your obd2 scanner guide to check what the light means. Take, for example, when your gas cap is loose or missing, the check engine light will start to blink. Taking it to a mechanic will cost a few hundred dollars, but with a code reader, you know exactly what you need to do. If it's loose, you can tighten it. If it's missing, it's still a few dollars less than a visit to a mechanic. Prevents Problem During Cold Weathers: During extreme cold weathers, your car can experience several problems. You've probably experienced sitting several minutes on your driveway waiting for your car to heat up only to find out there's a problem and you're stuck in freezing weather. Here are several things that can happen to your vehicle during cold weathers: Your car fluids such as your oil, transmission fluid, and even brake fluid can thicken which will make it difficult for your car to run. Your car battery could fail you during cold weathers because it's going to exert more effort in starting your car. Be sure to check the health of your car battery even before winter season arrives. The tire pressure can be significantly affected in freezing temperatures. Fluctuating tire pressures can result in uneven wear and tear of your tire and worst cases, a tire blow out. Your spark plug becomes unreliable and starting your car can become difficult. With a code reader handy, you will easily be able to know what's wrong with your car even during extreme weather conditions. Knowing what needs to be repaired helps you keep your vehicle running safely. They're Portable: More than being able to save money on repair costs and expensive auto-mechanic fees, a code reader is a portable device that can help ease your mind. This is especially true when you frequently use your car on road trips or vacations. For example, if you have a recreational vehicle that your family uses a couple of times a year, you would want to have a code reader with you during the trip just in case something happens. If a problem is fixable, you can do it on your own and avoid a costly detour to the mechanic. Moreover, people who like to drive cars are usually keen on taking care of their own vehicles. It gives them that sense of pride when they can fix the problem with their own hands. More importantly, code readers are compatible across many types of vehicle,  which means you can buy a single tool for all of your cars. Keeps You Safe: You don’t want to be going on a vacation with your family in the car while the check engine light is on, but you also don’t want to be ruining a perfect vacation by immediately taking it to the mechanic. Having a code scanner in your car will help give you a more reasonable explanation as to what the problem might be. Driving your car without knowing the severity of the problem can cause accidents Conclusion: A code reader isn't just a reasonable investment. It's a device that can help bring you peace of mind while on the road and will help you save tons of money on repairs and maintenance. What most car owners don't realize is that some car problems could have been prevented if they were able to spot it immediately. Now, with a code reader finding the problem before it becomes a nuisance is made easier. Read Also: 10 Reasons To Purchase A Used Car How Car Detailing Can Keep Your Vehicle In Top Shape

Car Accident Claim

Important Terminology In Filing For A Car Accident Claim

On a different post, we’ve mentioned steps you can take in filing for a car accident claim. But in addition to knowing what guidelines to follow during the process, it is vital that you understand legal terms frequently used in claim-filing. From your Kansas City car accident attorney to you, below are terminology you will encounter as you file for, investigate, evaluate, and submit your car accident claim. Car Accident Claim-Filing Terms And Definitions- 1. Burden Of Proof: “Burden of proof” is the term used to describe the actual task and act of proving yourself innocent in an accident claim. And proving damages wrought and injuries incurred which you believe (and calculate) worthy of the value you specify in your claim. You, being the plaintiff (the person who is stepping forward to present the claim) have the burden of proof as you “prove” to the courts or the party of the defendant your right to said claim. 2. Liability: “Liability” refers to one’s “debt” or “responsibility”, in coming up with recompense for the car accident and for causing the car accident in the first place. The party that is liable for the car accident claim is also called the “defendant”, “accused”, “appellant”, and “respondent”. Other categories of crime use the term “suspect” as well. Besides pointing out who the liable persons are in a car accident, this can be established and legally determined through pieces of evidence in the accident scene, police reports and related documentation, vehicular damages, injuries, statements from bystanders and witnesses, traffic violations (via recorded evidence), etc. 3. Claim: A legal claim is a request a person can make for court review, wherein you state evidence-supported reasons at the outset, for why the claim is being presented. Technically speaking, a claim falls outside the bounds of a “legal case”, and will transition into it only if the claim is denied and/or a settlement is not concluded. 4. Settlement: In law, a settlement is a conclusion, the coming-to-terms, or the agreement of litigants regarding the particulars mentioned in your claim. Reaching a settlement means that the defendant is amenable to it and is willing to provide compensation for the car accident, with the exact value specified in the same claim. When a settlement is reached, you will not have to escalate the claim into a court case. Also, reaching a settlement should be the goal of your claim-submission. 5. Uninsured Motorist Coverage (UIM): Some states in the U.S., Missouri included, require that drivers sign up for UIM or an Uninsured Motorist Coverage. A UIM is a kind of insurance that protects drivers in the event that the perpetrator of the accident does not have any insurance coverage. Losses, or portions of it, can be covered by the UIM. The amount in a UIM will depend on your policy’s terms and limits. 6. Actual Cash Value: This is a phrase used to define what the damaged automobile’s market value is. Think of it as what the value or “price” your car would have borne right before the accident took place. Read Also: 5 Things To Do Immediately After You Get Into A Car Accident 7 Ways Truck Accidents Differ from the Regular Car Crashes Car Insurance: What You Need To Know Before Taking The One! Used car: simple steps for buying from a reliable cars dealership

Car Insurance In New York

The Average Price Of Car Insurance In New York – What You Can Expect To Spend!

If you are a new driver living in the state of New York, or if you have been driving for years but just moved to the Empire State, then chances are good that you are going to want to get your car insurance settled right away. Driving without car insurance is not only an incredibly bad idea from a financial and legal standpoint, but it can also be incredibly harmful to your health and wellbeing if you end up getting in a crash that leads to injury. There's an available home and auto insurance bundle if you're interested! For that reason, it is crucially important for every driver in the state of New York to know the cost of car insurance in New York. So let’s break down the different average prices per age of the driver, as well as the key factors that decide the price of car insurance for a given individual. Let’s get started! The average price of car insurance in New York Truly, one of the most important factors that are considered when it comes to a person’s car insurance is their age. Here is a quick breakdown of different ages of drivers and the connected average prices of drivers insurances: 16 years old - $5,370 17 years old - $5,545 18 years old - $4,510 19 years old - $3,370 20s - $1,900 30s - $1,435 40s - $1,391 50s - $1,350 60s - $1,390 70s - $1,540 Deciding factors when it comes to car insurance Obviously, age is a very important factor when it comes to the price of your car insurance in New York. However, there are a lot of other really important things that insurance providers consider when they are actually deciding on a driver’s insurance premium. Here are some of the other most important that are considered when premiums are given. 1. State requirements One of the crucial things that will impact the price is if there are any state minimum requirements for insurance payment. 2. Car make and model Another major factor that will always be considered when an insurance provider is handing out a premium is the make and model of the vehicle that a driver drives. Essentially, the more expensive a car is, the more expensive an insurance premium will be because any repairs needed in the future will feasibly cost more than similar repairs to a more affordable car. 3. History of traffic violations One final crucial factor that is considered when insurance providers are giving out insurance to drivers is the history of any traffic violations that exist on a driver’s record. A speeding ticket in your past likely will not have a big impact on the price. However, if there is a clear history of repeat offenses, or if there is a serious driving offense – such as a DWI or a reckless driving infraction – then it will very likely impact the price of your insurance for many years to come long after the infraction occurred. While there are many other deciders in someone’s insurance, these are arguably the most important. Read Also: A Detailed Guide to Cashless Car Insurance Policy Essential Reasons for Comparing Car Insurance Quotes Online Car Insurance For Electric Vehicles Explained