Car Accidents From Hitting Florida’s Wildlife

Published on: 15 October 2022 Last Updated on: 24 July 2024

Several circumstances cause the overall number of traffic accidents across the United States.

Some of them involve crashes between cars and animals. These incidents may result in minor or significant automobile damage, necessitating car collision repair. In the worst-case instances, they may even result in fatalities.

If you live in Florida, you might not be hearing about this for the first time. We have compiled some information from Northwest Collision Center experts to know what to do if you are in a traffic accident with animals.

Statistics on Animal-Vehicle Collisions

In June 2020, an alligator crossing the street in Manatee County resulted in a vehicle accident. According to ABC Action News, the automobile struck a tree as the 20-year-old driver attempted to dodge the alligator.

In Florida, one in 306 car crashes includes hitting animals or wildlife, according to State Farm’s data on such collisions. Between October and December, these animal-related traffic accidents predominate. Additionally, according to the data, there were more animal collisions this year.

Between July 2019 and June 2020, there were reportedly 38,800 collision auto insurance claims, and between July 2020 and June 2021, there were reportedly 50,800 collision insurance claims. These figures indicate a 30% surge in Florida auto insurance animal collision claims. These figures are a helpful reminder to drive carefully.

Animal Collision Coverage for Car Insurance

Bring your automobile to a reputable repair facility if you’ve recently been in an animal-related accident or have questions about what to do if you come across one. Even if there are only a few little dings or scrapes on the outside, there might still be interior damage.

Does auto insurance cover crashes involving animals? It depends. Some do, while others don’t. The many forms of auto insurance are as follows:

Liability Protection
Accident Insurance
Comprehensive Protection
Insurance for Uninsured Drivers
Insurance for Uninsured Motorists
Health Insurance Coverage
Protection Against Personal Injury
Insurance Gap
Labor and Towing Insurance
Insurance for Rental Reimbursement
Insurance for vintage cars

Animal Collision Coverage for Car Insurance

Comprehensive insurance is among the most nuanced collision auto insurance policies to get if you want to be safe if unfavorable events, such as collisions with animals, occur.

Many drivers believe that their collision insurance covers collisions with animals. The majority, nevertheless, do not pay for animal-related harm. Get comprehensive insurance as well to make sure you are protected.

Animal collision coverage is a feature of most comprehensive insurance. Animals, natural disasters, vandalism, break-ins, collapsing structures, and other unforeseen events are all covered by this vehicle insurance policy.

With the confidence that you’ll receive help if you ever have animal-related auto accidents, you may rest easy knowing that the insurance policy includes animal collision coverage.

How to Prevent Car Accidents Caused by Animals

Even if you’re protected with comprehensive car insurance, your and your passengers’ safety won’t be. As the old saying goes, prevention is better than cure. Here are some tips to prevent animal-related car crashes:

1. Don’t worry too much.

You must maintain your composure no matter what kind of animal you meet on the road. You’ll be better able to decide what to do next if you’re calm and composed. You may avoid mishaps and injuries by having a strategy in mind.

2. Analyze the situation.

When an animal unexpectedly crosses the road, take a moment to look at you. Remember that swerving isn’t always the best course of action. It may perhaps even do more damage than good, especially if you’re driving along a busy road.

3. Try to slow down as much as you can.

Reduce your speed when you spot an animal from a few meters away. Consider pausing until the animal crosses the road or moves out of the way if no vehicles are following you. Don’t step on the brakes too hard, though, as your automobile can slide, which might lead to an accident.

4. As the animal approaches, steer in the opposite of that direction.

If you do this, it may move more quickly or cross the road right away.

5. If you encounter an aggressive animal, think about driving back.

Avoid going as close to some animals as deer since they tend to smash automobile windshields.

What Else to Remember

To keep away from probable risks:

Always maintain both hands on the wheel and your eyes on the road.
Use your high lights on a dark and isolated road for better visibility.
If you see a wild animal on the side of the road, slow down and keep an eye on the animal until you safely pass it.
Consider that there could be other creatures around if you encounter one. According to statistics from the Animal Protection Institute, approximately 70% of animal-vehicle incidents occur after a motorist safely passes one animal before accelerating and missing another.

Key Takeaway

Florida has a sizable population of wild animals and pets; hence animal-related traffic accidents frequently occur throughout the state. Because responsibility relies on various factors, accidents involving animals can be difficult.

It is significant to remember that a driver’s collision insurance frequently excludes coverage for incidents involving animals. However, suppose a motorist has comprehensive auto insurance, which covers damages not brought on by collisions with other vehicles. In that case, the driver may be able to file an insurance claim to get compensation for their losses.

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How Car Detailing Can Keep Your Vehicle in Top Shape

A car is a great piece of structural engineering. It’s made up of a hundred bolts and pieces that come together for your driving pleasure. It’s no wonder that car enthusiasts and owners have an affinity toward the cars that they own. To keep the cars in top shape, an auto-detailing appointment should always be done on a regular basis or at least once a year. Contrary to popular belief, auto detailing is much more than cleaning the car. Cleaning or car washing focuses more on the car’s exterior and cursory vacuuming of the interior. Detailing goes beyond that. Though their goal is practically the same—to get rid of unnecessary dirt, debris, and grease in your car—auto detailing involves going through every inch of the vehicle’s body. It aims not just to clean the car but to restore it to its original form. Five benefits of auto detailing are outlined below. The Car Will Be Assessed: When you bring in your car for an auto-detailing session, your technician will be assessing every inch of your vehicle so that he can recommend the best way to clean and keep your car in tip-top shape. So be prepared to hear a thorough assessment of your vehicle’s condition, from the exterior to the internal hardware, and the recommendations that come with it, like what needs to be repaired, cleaned, or replaced. Depending on how the examination goes, your technician may suggest rust proofing, dent repair, or even wood grain and interior paneling. A good thing about having your car detailed is that the experience is completely customized to your needs. What may be needed by another car may not work for yours. Improved Fuel Economy: You get better gas mileage with an efficient car, meaning more miles with less fuel. Auto detailing helps your car’s efficiency by keeping its internal mechanisms spotless and running smoothly. The engine is the star of the show here. When it is thoroughly cleaned and scrubbed of dirt and gunk, it will perform in peak condition. You will notice that your visits to the gas station will be less frequent in the first few months after your auto-detailing appointment. You get value for your money, and you get to save more. Plus less power is required for your car to operate if it’s immaculately clean on the outside as this offers less wind resistance. That’s the law of aerodynamics from your high school physics class, if you conveniently forgot. Preserve the Car’s Beauty: Having a new car means that you get to drive a vehicle with a shiny exterior. Fresh off the factory, the car will have a clear coat on top of its painted surface. This protects your vehicle from rust and scratching. However, the clear coat slowly fades over time because of exposure to the elements. Heat, moisture, dirt, dust, and debris will chip away this protective coat. You will soon notice that your car’s surface isn’t as vivid or as shiny as it was before. Regular auto detailing will help preserve the way your vehicle looks. In detailing, the exterior will be coated with a generous layer of wax, which will not only restore your car’s shine but also protect the paint from further fading or peeling off. Better Driving Experience: You have to be comfortable when you’re behind the wheel because your safety and that of your passengers rests on your hands. Surely, when you have a clean car both outside and in, you’ll have no trouble concentrating on the road. A car that has just been auto-detailed is guaranteed fresh and performance ready. The seats and dashboards are free from any dirt and dust that may have built up over time. This careful assessment, along with additional cleaning measures such as buying floor-mat liners, will make your car spotless, rid of any unnecessary smell or junk that will distract you from the task at hand. Because the car is in its best shape, you’ll have a more enjoyable driving experience. The engine is more fuel-efficient, and the internal hardware is thoroughly checked and maintained. High Resale Value: You’ve put a great deal of time and energy into earning the money for your car, so you should go the extra mile to protect it. Apart from their utility, cars are also investment opportunities. But unlike land or real estate, the value of a car depreciates over time, more so if it is not properly maintained. In the future, you are probably thinking of selling or trading in your car for a new model. To retain most of your car’s value, you have to auto detail your car regularly. Making sure that every nut and bolt is secured into place and that the car has no glaring issues guarantees that you get a competitive price when you sell it in the market. This makes auto detailing important to any car owner. Read Also: Useful Tips About Mobile Car Detailing To Avoid Any Costly Maintenance And Repair Issues The Top 3 Fastest Ways To Sell Your Car Privately

The perfect auto insurance company just for you

Car insurance is a requirement for anyone who, well, owns a car. But with a huge variety of insurance brands and companies offering different types of coverage in across the United States — some more affordable than others — finding the perfect automobile insurance company suited to your needs can seem daunting, especially if you’re trying to save money while also not skimping on great service. When searching for car insurance, it’s important to keep in mind that the most credible and trustworthy automobile insurance company for a friend or relative may not be a good match for you. And then, as if to complicate matters further, every state has its own minimum protection requirements. On top of all this, if you have financed your car, your lender also typically requires enough coverage to protect its collateral. It becomes much easier to get a clear rundown of the best car insurance companies when you look more closely at customer satisfaction and complaints in the form of transparent, crowd-sourced reviews. The research comes in many forms, after all. Here are a few pointers and guidelines to help get you started on the path to finding the car insurer that’s perfectly suited for you. Different Ways To Select Auto Insurance Company 1. Compare car insurance rates: As a general rule, don’t simply buy from the first car insurance company you come across. It’s absolutely necessary to compare the insurance rates of at least 4 to 5 companies (both large and small) before you make any final, binding commitments. If you’re busy like the rest of us and would prefer to save valuable time, take advantage of online services available to compare car insurance quotes from your top picks instantly. 2. Check Your Central or State Government’s Insurance Department Website: Each state government has an automobile and traffic insurance department responsible for regulating, moderating, controlling the car insurance companies within the state boundaries. Their websites can be a valuable source of information on complaint filings, licensing information, and many of them even make automobile insurance companies file insurance rates and other paperwork, making it public knowledge. In other words, you can see how regularly each insurance provider sends requests to the government to increase its rates, along with knowing the moments on which the states grant permissions, or rejects their requests. Clearsurance offers additional car insurance information for all 50 states plus Washington, D.C., taking much of the tedious grunt work out of discovering the top-rated companies, most popular insurers, and minimum car insurance requirements to be a legit and legal driver in your state. 3. Look into companies financial standings: It is important to remember that car and other automobile insurance companies are indeed financial institutions, so familiarizing yourself with their ratings by insurance and financial analysts is a great way to understand how strong the financial foundation of a company is. Put another way, you want to be sure the car insurance company you choose to cover your vehicle is not stretching its financial resources or covering or offering unrealistic figures just to be successful. Companies committing to extravagant figures in the industry is not unheard of. 4. Check out Real Customer Assessments and Reviews of Automobile Insurance companies: Your satisfaction with your car insurance company will stretch beyond simply financial details and transgress into other important considerations. Knowing and understanding what their existing clients think of them as a whole, in terms of service, affordability, relationships, credibility, is equally important. Be on the lookout for pointed information, like how easy it is to file an insurance claim, how easy (or difficult) it is to reach a representative of the company or the agent, and speak with them, and how long it takes to settle a claim of insurance once it is made. Customer service should never be underestimated as the great measuring tool that it is for determining the car or automobile insurance company best-suited to your needs! Clearsurance.com is the only crowdsourced website dedicated to providing a transparent, trusted look at today’s insurance market — thanks to over 125K consumer reviews. What better place to start your search? Read Also: Tips For Reducing Car Insurance Costs 7 Reasons Why Teenagers Pay Extra For Car Insurance Car Insurance For Electric Vehicles Explained

What Industries Use Excavators?

If you’re interested in knowing more about the uses of the excavator, you can read more here in this article. Excavators are very useful machines in many industries such as construction or mining. This is because of its ability to dig and lift a large volume of materials. How do excavators work? What are they used for? The answers to those questions will be found if you read more here below. What is an excavator? An excavator is a piece of heavy equipment that is often utilized in many industries. As the name suggests, it is able to excavate and lift materials. It consists of a bucket that is attached to the undercarriage by the boom. The undercarriage has tracks or wheels to move through difficult terrains. Most excavators have diesel engines that power the machine through hydraulic pressure. Industries that use excavators: Excavators have many applications across many industries. Below are several examples. Construction In the construction industry, excavators have many uses. Firstly, they are used to demolish old structures and remove debris. They are also used in normal grading work and landscaping before a new structure is erected. Excavators are used to removing heavy materials such as debris, soil, and construction materials. After the landscape is prepared for construction, excavators are again used to dig foundations and holes. They are also used to install heavy piles in foundations. In heavy-duty construction jobs, the type of excavators that are used are Mining Excavators are also very crucial in the mining industry. Without excavators, it is impossible to dig through the soil to find valuable resources. The mining industry often operates in areas with uneven terrain. Excavators are used to landscaping these terrains and move heavy debris and soil. Forestry Forestry is another industry that makes heavy use of excavators. Excavators are used to removing and carrying heavy wood and logs. They are also used to dredge reservoirs and excavate soil in avalanche-prone areas. Types of excavators: Here are several types of excavators. Different types are used for different industries and functions. 1. Crawlers Crawlers or compact excavators have two tracks rather than wheels. They are often used in construction and mining jobs to lift soil and other materials. The chain tracks enable crawlers to move through hilly terrains with more ease. 2. Dragline excavators They have a bucket that is attached to a hoist and a dragline. They are often used for dredging in heavy-duty civil engineering jobs. 3. Skid steer excavators This excavator has a bucket that faces away from the driver, which makes it useful in narrower sites. They are frequently utilized in digging and residential works in limited spaces. 4. Long reach excavators They have longer arms and boom. It makes them suitable for areas with difficult terrains and hard-to-reach sites. 5. Suction excavators Suction (vacuum) excavators are often used for underground applications to reduce the risk of damage. Now you know about the use of excavators in different industries. Hopefully, the information you get after you’ve read more here will be useful to you. Read Also: Which Type Of Forklift Your Industry Need: Have A Look At Them! Construction Safeguards: What Are the Top 3 Leading Risks for machine-related Amputation? Why Many Businesses Owe Their Success to Quality Scales Best Uses for Stainless Steel in Construction

Car Accidents From Hitting Florida’s Wildlife

Statistics on Animal-Vehicle Collisions

Animal Collision Coverage for Car Insurance