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MAT Registration for February Session Started
The All India Management Institution (AIMA) has commenced the registration for the Management Aptitude Test (MAT 2019). The application form for MAT 2019 February Session is available for candidates on the official website of AIMA. This national level examination is a management entrance test which is conducted for MBA aspirants across the country. MAT 2019 will be conducted four times in a year i.e. in February, May, September, and December. Candidates are advised to check the eligibility criteria prescribed by the examination authority before applying to this national level examination. The scores obtained by the candidates in the MAT exam are valid only for a period of 12 months. Candidates who wish to pursue an MBA program in the management institutes across India can apply for MAT 2019 application form on the official website of AIMA. The entrance examination will be conducted in two modes namely Computer Based Test (CBT) mode and in Pen-Paper Based Test (PBT) mode. Candidates can appear for the examination in any of the modes. If an applicant selects both PBT and CBT mode, he/ she will have the option to choose seven management institutes instead of five. The application fee to apply for one mode of examination is INR 1550 and INR 2650 for both the modes. Students applying for MAT 2019 must remember that the exam schedule for PBT and CBT mode is different. The last date to apply for the PBT mode is February 8, 2019, whereas, for CBT mode, the last date to apply for the examination is February 12, 2019. Candidates are advised to apply for the examination well in advance and don’t wait for the last date to fill the application form. Exam Schedule for MAT 2019 For the February session of MAT 2019, the PBT mode of the entrance examination is likely to be conducted on February 17, 2019, only in one slot i.e. from 10:00 AM to 12:30 PM. AIMA will conduct this examination in 54 cities across India. However, the CBT mode of MAT 2019 will be conducted on February 23 in 31 cities across India. Depending on the number of registrations, AIMA is likely to conduct CBT mode of MAT 2019 in more than one slot in a day. Exam Pattern for MAT 2019 The exam pattern of this management entrance examination i.e. MAT 2019 is somewhat similar to the other national-level management entrance tests. The question paper comprises of five sections namely Language Comprehension, Intelligence, and Critical Reasoning, Mathematical Skills, Data Analysis, and Sufficiency and Indian and Global Environment. Don’t forget that there is also negative marking in the entrance examination. For each incorrect answer -0.25 marks will be deducted. The Mathematical section of the exam usually consists of questions for Arithmetic section. Among Data Analysis and Sufficiency, questions are asked mainly from Data Interpretation (DI). The level of Analytical Reasoning is usually moderate and the English section comprises a mix of Verbal and RC questions. To excel in the entrance examination, candidates are advised to practice previous year question papers. The past papers will provide a concrete idea about the examination pattern and the level of questions likely to come in the entrance test. For complete details regarding the registration process of MAT 2019, candidates can refer to the official website of AIMA. Candidates must remember that merely qualifying MAT 2019 doesn’t guarantee admission to a management institute. For admission to management institutes, candidates need to apply for each of the institutes they wish to apply for separately. The examination conducting body just sends the score to the management institutes selected by the student. Only those candidates will receive the call for the interview who clear the cut off of MAT 2019. Before applying for the management institutes, candidates need to check the eligibility criteria and the selection procedure of the particular institute.
READ MOREDetailsCAT 2018 tougher than 2017; Paper Analysis by CAT Topper Rickshesh Manchanda
The Common Admission Test (CAT 2018) was conducted by the Indian Institute of Management (IIM), Calcutta on November 25 at various test centers across India. As per the candidates, the overall level of difficulty of the entrance examination was rated moderate to difficult which could have a direct impact on CAT Result. However, there are mixed reactions of students. Some candidates felt that the questions in the Verbal Section were difficult whereas some said that this section was the easiest. Some find Quantitative Aptitude as difficult whereas for some it was the easiest section. As per experts, the second slot of CAT 2018 was on a similar pattern to that of the first slot. The VARC section of CAT 2018 slot II was pretty easy. However, for some students, the DILR section of the second slot was difficult in comparison to the first slot. Quantitative Aptitude remained the toughest of all the sections. As per the statements were given by the CAT 2018 topper, Rickshesh Manchanda finds CAT 2018 tougher than the last year’s CAT. Rickshesh Manchanda has cracked two most competitive national level examinations i.e. JEE in 2014 and CAT in 2018. He said that he totally believes in self-study as it plays a significant role in one’s success. Even though Rickshesh cracked CAT 2017 with 99.99 percentile, he appeared again for CAT in November 2018 and this year, he is among the top 11 candidates who scored 100 percentile in CAT 2018. Rickshesh is an alumnus of IIT-Delhi and is currently working with a bank in Pune, Maharashtra. As per statements made by the CAT 2017 topper, he said that when he cracked CAT last year, he got a call from IIM-Calcutta. He needed some sort of work experience in order to boost his confidence, so he appeared for CAT again. Rickshesh found CAT 2018 tougher than 2017 and when he got 100 percentile, he got surprised. He also said that the DILR section of CAT 2018 was pretty difficult and also the Quantitative Aptitude Section was not the easier one. In comparison to the previous year’s CAT paper, the questions in the Quantitative Aptitude section were really very difficult. Manchanda said that he was less confident about the English section. He improved this section just by reading books and periodicals for a period of one year. As he was working, so it was pretty difficult for him to maintain the right balance between his job and his CAT preparation. It is not an easy task to top this one of the toughest examinations while doing a job, but, Rickshesh succeeded in cracking this test. In an interview, Rickshesh said that his basics were crystal clear and he was highly confident. But he also confessed that it was really very hard to find time to practice mock tests regularly. According to him, self-study is the only gateway to crack any competitive examination. It is also very important to revise the topics regularly and make a habit of making short notes of each and every topic that you study. He advised the CAT aspirants to keep revising all the important topics of CAT and appear for mock papers regularly in order to analyze their preparation. As per Rickshesh, he was not an extraordinary student. He was an average student in studies. He scored an aggregate of 88.8% in Class 12 examination and in 2014, he managed to crack JEE. As he was brought up in a Business woman’s family, he always wanted to set up his own company. He always thinks about plans of starting his own business on recycling waste for the sake of the environment. Candidates preparing for CAT 2019 must remember that they need to study very hard in order to get admission to top IIMs. The difficulty level of the CAT is increasing every year. So, students need to work pretty hard. Read Also: NEET 2018 Notification Delayed: Is It Due To MCI Amendments?
READ MOREDetailsWhy appearing for BITSAT 2019 is important?
Conducted by BITS, Pilani, this exam is expected to be held in the third week of May in computer test format. The application form for the same will be out in first week of January, 2019. All aspiring candidates who wish for admissions in the undergraduate engineering programmes offered at this Institute are required to submit their BITSAT application form in the online mode, itself. However, it is advisable that before filling and submitting the application forms, candidates need to make sure that they meet all the eligibility criteria’s so as to write the exam. Now, this exam is mainly conducted so as to screen and select aspiring students for admissions to various BITS campuses located at Pilani, Goa, Hyderabad and Dubai for their Integrated First degree programmes including B.E., Pharmacy and M.Sc. courses. Some of the specializations that are offered at these campuses and at BITS Pilani are Chemical Engineering, Civil Engineering, Computer Science Engineering, Electrical and Electronics Engineering, Electronics and Instrumentation Engineering, Mechanical engineering and Manufacturing engineering. If you wish to study these specific courses of study, next year, at this deemed university, then writing BITSAT 2019 is very important. Attempting it is just one part because an eligible candidate is one who qualifies the exam and also meets all the necessary eligibility criteria’s of this exam and that of the particular course of study. Eligibility criteria’s: Only those candidates who have passed their Physics, Chemistry and Biology students at the 10+2 level can apply for the B.Pharm courses, whereas those candidates who have passed their Physics, Chemistry and Mathematics subjects at the 10+2 level from a recognized Central or State board can apply for the Integrated First Degree programmes at BITS campuses. At the same time, any student who is writing class 12 exams in the year 2019 can also apply for BITSAT 2019. However, it is important that one obtains at least 60% in each of these mentioned subjects and a further of 75% in aggregate, to be fully considered as an eligible candidate to write BITSAT 2019 exam. But, attempting this exam is very important for anyone wishing to study the above mentioned courses at the Birla Institute of Technology and Science. Important dates: As of now, the admit card for this exam is expected to release between 2nd week of April to 2nd week of May. Also, the last date to send in the application forms will be around 2nd week of March. The exact exam dates of BITSAT 2019 will also be out on the official website soon. As of now, it is already mentioned that the application process for this exam will go live on the official websitef. All students while filling in the online BITSAT application form, will have the chance to choose up to three exam centres in the order of their preference, and also the time slot for the exam. Overall, the exam will be of three hours duration, comprising of about 150 multiple choice questions for each section for the different subjects of Physics, Chemistry, Mathematics, English Proficiency and Logical Reasoning. So, that’s about; a small gist about the importance of writing BITSAT 2019 exam. If you haven’t begun your revisions, well, now is the best time to do that. The sensible thing to do now is to practice more with mock tests, sample question papers, model papers, or perhaps join coaching centres for better goal oriented result scores. All the best!
READ MOREDetailsA Quick Guide to the Legal Steps of Buying a House
Finding your ideal home is a fantastic feeling and then finding out it is within your budget feels like a dream come true. However, learning about the amount of time and effort it takes to complete the sale can be daunting. Here is a quick guide to all the legalities of buying a house, so you are in the best possible position. Find the Best Solicitor for You Your solicitor will be your guide throughout this whole process. They will help you exchange contracts and complete all the paperwork you need to fill out. With a solicitor comes many overhead costs. In addition to their time fees, you will need to pay for any potential searches and other expenses. Therefore, it is necessary to find a solicitor who is within your budget. This does not necessarily mean you should always go for the cheapest option as there may be a great solicitor who can handle everything for you for a slightly higher cost than their competitors. Begin the Conveyancing Process Conveyancing is all the legal processes that take place from the exchange of contracts to you getting the keys for your new property. It is the bulk of the work which your solicitor will do, and so you need to know how much it is going to cost in advance. Get an instant conveyancing quote here from Tayntons Solicitors, a practice of qualified and experienced conveyancers. Firstly, your solicitor will examine the draft contract and supporting documents sent by the seller’s team. They will be able to talk you through everything they have received and will advise you on any place where you wish to raise an issue. They will also be your go-between for you and the local council. There will be many different forms that will need to be filled out, such as making sure you are on the Land Registry, and it will be essential that nothing is forgotten. Finish Up When everything is ready, the solicitor will oversee the transfer of funds from you to the seller. They will then make all the necessary arrangements for the remaining fees which will need to be paid before you finally get the keys to your new home. There will be tax returns to fill out, and conversations with your mortgage lender if you are using one. These are all incredibly important parts of the buying process which are as crucial as the exchange of contracts. Buying a property does not end with putting an offer into an estate agent. It is a very long and potentially difficult legal process, and you need to make sure you have the right person beside you helping you out. Searching for a conveyancer who is accredited by the Law Society will assure you that you will be working alongside a professional who knows the ins and outs of the business. With their help, your dream house will soon be yours forever. Read Also: Choosing The Right Conveyancing Solicitors For You How A Solicitor Can Help You To Set Up A Business
READ MOREDetailsTypes of Mattresses: Which Best Suits Your Needs?
Size, materials used, and customization that fits their preferences are usually factors that buyers take into consideration when they are looking for a bed, and why made to measure beds have become so popular. Once you have determined these factors, you can now proceed with choosing what types of mattresses you will need. Different Types Of Mattresses You Can Buy There are different types of mattresses you can buy from your end when you want to buy the best mattresses of your choices. Multiple types of mattresses you can buy from your end to make things happen in your favor. Innerspring An innerspring is a popular choice due to its affordability and availability on the market. The inside of the innerspring mattress contains a series of springs attached to a single unit, and the number of coils inside the mattress is equivalent to the quality of sleeping experience it can deliver. The drawback is the quick sagging, and the squeaky noises once the quality deteriorates over time. Natural fibre A mattress made of natural fibres is eco-friendly and comes with choices depending on your preference. Organic cotton. Sturdy enough to last for more than a decade. Organic Wool. Ideal for regulating the temperature. Hemp fibre. Uses vegan materials. Latex mattress. Makes use of fire-resistant material harvested from rubber trees. Memory foam It hugs every contour of the body, ensuring that the pressure points are safe and secured in place. Benefits of memory foam are as follows: Durable Supports proper spine alignment Can relieve and prevent body pain due to its characteristics of snuggling to the body. Doesn’t attract as much dust and mites, unlike other mattresses The gel as a comfort layer A recent innovation, it is the opposite of memory foam. It retracts to its original form every time the weight leaves its surface and lasts a long time without sagging and deformation. Waterbed If you’re interested in waterbeds and want to know if they are suitable for you, check the information below to see the pros and cons of this water-filled mattress. Pros: There’s an option for full, partial or no movement. Waterbeds have adjustable temperature and firmness. Cons: Regulating heat consumes electricity. The contents must be unloaded first before it is transported. Can be laborious when assembling for use. Pillow top Pillow top gives extra support and a level of comfort as it is placed on top of the mattress. It may be expensive but has the following known benefits: Cooling technology Washable Doesn’t suffer from deformation Poly foam Poly foam is the least expensive type of mattress that most customers prefer and buy. The pivotal component for sourcing quality poly foam is the density of the foam because it is the determining factor for durability. Due to the inorganic materials used for production, it won’t trigger allergic reactions which is a common problem with mattresses using organic products. Hybrids Hybrids are the combination of two types of mattress, which enhances the sleeping experience by giving the benefits of two cushions in one. The development aims to solve the underlying problems of both beds by combining them. A good mattress is a key to having a proper sleeping experience. Choose the one you are most comfortable with and pick the best quality to avoid constantly replacing it. Read Also: Best Mattress For Back Pain The Best Memory Foam Mattresses For Staying Cool This Summer
READ MOREDetailsHow A Solicitor Can Help You To Set Up A Business
If you are thinking about setting up a new business in Hounslow, you will find that there are a lot of things to think about. Of course, you’ll need to think about the main business plan, the name of the company and the location, but you’ll also find that a solicitor could help you with other aspects of the set-up. Here, we are going to talk you through some of the ways that a solicitor can help you to set up your new business. Keep reading to find out more. The Business Structure If you are new to the business community, then you might not know about all of the different types of business structures that are available. This includes sole traders, general partnerships, limited partnerships and much more. If you get a solicitor on board from the beginning, they can give you advice on what is best for your business and help you set it up in no time at all. The Business Premises Unless your business is solely online, then you are probably going to need to invest in some premises as your base. Commercial property is not always easy to get your hands on as there are lots of laws surrounding this matter. This is where a solicitor can step in and give you advice on what is best to do. They will help you to sort out the legal side of finding the right premises and make sure that everything is set up properly and goes smoothly. Licensing Depending on what sort of business you are going to be starting in Hounslow, you might find that you need to obtain a license from the local authorities. This could be a gambling license, an entertainment license or even a liquor license. Do not put your new business at risk of fines – get in touch with some of the professional solicitors in Hounslow who can help you to obtain these licenses in no time at all. Preparing Shareholder Agreements The final thing that you might find that a solicitor can help you out with during the process of setting up your business is in the preparation of shareholder agreements. Of course, not every company has multiple shareholders, but if you are planning on having this set up in your business then you are going to need to have a solicitor handle the legal side of the agreements. Final Verdict Although there are plenty of things that you can do yourself as long as you have all of the information, it can be very beneficial to get in contact with a solicitor to help you set up your own business. Hounslow is the perfect place to start a new business, and there are plenty of local solicitors who can help you to get your business off to a flying start. Make sure to get the help you need, and you should be able to have a successful first year. Read Also: Choosing The Right Conveyancing Solicitors For You Preparing For Your Initial Consultation With An Immigration Lawyer
READ MOREDetailsReasons Why Granite is Better Than Quartz
Kitchen countertops take a considerable amount of beating from daily use. It is vital to choose a material that is not only appealing but also durable. Two of the most popular options available today are granite and quartz. Both materials are high-quality and look quite expensive. While some say that there is not a significant difference regarding the features of each kind of kitchen countertop material, there are several differences that may help you make a decision. Heat resistance: Regardless of how well you take care of your kitchen countertop, it will still undergo a fair amount of abuse over time. If you love to cook, damage caused by direct contact with heat is worth considering. Granite worktops London suppliers manufacture are sourced from quarries because it is a naturally occurring stone. As such, granite has high heat resistance. Putting hot pans directly on top of granite will not cause any damage, but if your granite countertop contains any sealant, it is best to avoid putting hot pots directly on it. In contrast, quartz is not as resistant to heat as granite. Suppliers strictly advise never to place hot objects directly on top of a quartz surface. Quartz contains a resin which binds the particles together, and this resin will melt or warp when exposed to high temperatures. Resistance to scratching: Scratch resistance is another factor to consider in selecting a material for kitchen countertops. The resin binding used in quartz also makes it more prone to scratching with regular use. Granite, on the other hand, is more resistant to scratching; you can even cut food directly on it. Be careful however because the ruggedness of granite may cause knives to become dull, so it is best to use a wooden cutting board instead. Easier maintenance: One of the weaknesses of granite is its susceptibility to staining. Some varieties of granite tend to be more porous than others; hence, the possibility of staining. Nonetheless, you can reinforce granites stain-resistance by applying sealant at least once a year. The resin binding used in quartz makes the material non-porous and less resistant to staining, but the more resin content quartz has, the higher the chances of discolouration and damage caused by heat. Before assuming that quartz is superior to granite regarding maintenance, consider the resin content of the quartz countertop you are buying. Cheaper option: When it comes to cost, there is no doubt that granite is more affordable. However, several factors will affect the final estimate such as the size of your kitchen, the finish you choose, and the installation charge. When you are working with a set budget, it is essential to have complete estimates to avoid surprises down the line because costs do add up when you are building a kitchen from scratch. Eco-friendly option: Engineered materials like quartz may appear to be an eco-friendlier option, but keep in mind that the materials used to manufacture quartz are quarried off-site as well. This means that quarrying granite and producing quartz will likely use the same amount of resources and energy. Granite is a natural stone and won’t require further engineering. If you are concerned about the environmental impact of the material you are selecting for your kitchen, ask the supplier about their processes and sources. Read Also: 9 Feng Shui Tips For A Calmer Kitchen Top 4 Must-Have Appliances In Every Kitchen
READ MOREDetailsIs CBD Oil & Edible Treats Safe for Pets – Dogs & Cats
CBD oil is on the rise among individuals as well as pet owners. Learning about CBD and how it helps different ailments many people have got on board. Who can use CBD oil and what is CBD oil? What are the side effects of CBD oil the good ones and the bad ones? What is CBD oil? CBD oil is cannabidiol; which comes from hemp. Hemp produces chemicals that can be extracted for homeopathic remedies. CBD oil derived from hemp contains less THC than that of its relative to the marijuana plant; therefore you will not get your pet high from the amounts of THC in the CBD oil according to SimplyPets.com. When CBD is used it affects the endocannabinoid system, which all mammals have. Researchers have found that phytocannabinoid cannabidiol is also responsive to the system as our bodies naturally produce certain cannabinoids. This research has claimed that cannabinoids such as CBD have been found useful in helping many ailments. How can CBD oil help pets? Many pets go through changes in their lives such as aging. When we as humans grow older we slowly develop conditions that cause inflammation, pains, digestive issues, cancers, and many other illnesses. Pets go through a lot of these same conditions. Pets develop stress and anxiety that CBD oil can help with. CBD uses the endocannabinoid system to mimic our bodies’ natural receptors to help with pains, moods, and emotions. The natural ones our bodies make are more localize and don’t travel far. Side effects of CBD oil: The side effects of CBD oil in pets are considered minimal. Pets may get dry mouth from the use of CBD oils as CBD can decrease saliva production. Lowered blood pressure is another possible symptom of a temporary side effect. Pets may also experience bouts of drowsiness. These are the most common negative side effects of CBD oil found. The positive side effects of CBD oil include being more playful. This is because they have less pain and inflammation which are also side effects of using CBD oil. Pets may be able to handle noises and strangers better as CBD oil also helps calm their nerves; helping with stress and anxieties. Pets may appear to be less grumpy due to CBD oil helping with pains and inflammations. Is CBD oil safe for pets? CBD is being tested by researchers to find what all it is capable of; they know that it aids in many benefits. CBD oil is safe for pets in small amounts; pet dosages are a lot less than human dosages as they don’t need as much to help with their illnesses. CBD oil can be given orally if the pet will take it but may need to be mixed in with food. The biggest answer to this question is to ask what medicines your pet is already on. Are these medications safe, do they have a long list of possible side effects? What are those side effects in comparison to the CBD oil you can give your pet? Read Also: CBD The Solution To Insomnia How Does The Training Of Defence Dogs Look Like?
READ MOREDetailsHow To Find Best Car Accident Lawyer Near You
An excellent lawyer can make the difference between winning a huge settlement and accepting a meager one. Car accident victims need an outstanding attorney to ease the burden of the lengthy legal process. You should look for someone who is trustworthy and who can assist you in attaining justice for the damages inflicted upon you. Here are a few tips to help you find the best car accident lawyer: 1. Look for Experts in Personal Injury Law: Personal injury law is complex so you should look for a lawyer who specializes in this particular field. Experts like the team at https://www.legacycaraccidentlawyers.com/ are familiar with the specific rules and practices in this civil lawsuit. They know that most car accidents are caused by negligence and will work hard to be a champion of your rights. Some traits that you should look for in a personal injury lawyer are: Trustworthiness – An exemplary attorney must be reliable enough for you to share all the details of your case, even the sensitive ones so that they can help you win. Compassion – The lawyer who you should work with must be able to empathize with you and understand how the car accident has drastically impaired your quality of life. Meticulous – You must search for a legal counsel who will thoroughly prepare your case before presenting it to the judge and jury. They must be knowledgeable about the medical terms and diagnoses regarding your injury. 3. Get Reliable Referrals: Obtain recommendations from people you trust, like family and friends. If they went through the same case as you, ask them who they turned to for help. Lawyer relatives and friends are also valuable sources of information since they have connections to people in the legal industry -- they know who can help you. Other referral sources include: Lawyer Referral Services – You can contact local firms that refer potential clients to State Bar-certified lawyers as a service. They will interview you about your case and match you with experts in that particular area. Client-Attorney Matching Services – They are different from the services above since you get to choose the lawyer that you want to work with through a bid. They bid in the form of consultations. Internet – Browse online for attorneys who specialize in car accidents. Check online comments and reviews on their performance and how they interacted with previous clients. Legal Aid Agencies – Depending on the severity of your case and your income, you can look to free aid from organizations that offer legal services programs. 3. Check Their Track Record: Opt for an attorney who can courageously take your case to court if necessary. Some lawyers say they want to bring you justice, but won’t help you get a large settlement for the damages you acquired after a car accident. They expend little effort in fighting back against insurance companies who are persistent in offering you a pittance for your injuries. Look for someone who is passionate about fighting for your rights and have a proven history of winning verdicts and settlements. 4. Contact Their Previous Clients: An attorney who has nothing to hide will not be afraid when you ask them to contact their previous clients. If a car accident lawyer shows hesitation when you request to speak with people they’ve represented in the past, that’s a red flag. It means that they may not have done an outstanding job for those clients. 5. Conduct Lawyer Comparison Shopping: Just like buying gadgets, you compare the prices and specs of various devices before settling in for the one you’ll actually buy. The same way goes in looking for a remarkable car accident lawyer. Create a list of potential lawyers and ask them some questions concerning your case. Write down and assess their answers to help you decide on which attorney to work with. These are some questions you should ask potential lawyers: How many similar cases have you handled? When did you last handle a similar case? How did it turn out? Will you be the one representing me or will it be someone from your team? What is the estimated duration of this case? Do you work on an hourly rate or contingency basis? Have you ever been disciplined by legal or ethics committees before? Conclusion: Some attorneys want personal injury cases to be over and done, which means that they may pressure you to accept a meager compensation for damages. An excellent car accident lawyer would gauge the situation and know the amount you should be compensated for, which will cover your medical expenses and other costs. Read Also: Things About A Personal Injury Lawyer How To Choose A Personal Injury Lawyer What To Do When You’re Involved In A Car Accident In Albany
READ MOREDetailsWhat are the Grounds for Divorce in Illinois?
In Illinois, you can file for a fault or no-fault divorce. While the grounds for both types of divorces vary, one thing remains the same. Your situation needs to meet the state’s requirements in order for you to have a recognized divorce. Find out all about the grounds for divorce and what it means for you. No-Fault Versus Fault Divorce: Before you consider the grounds for divorce, you should understand the differences between fault and no-fault divorce. In a no-fault divorce, no one is to blame. Instead, the marriage is over because of irreconcilable differences. You don’t need to prove any type of misconduct. A fault divorce is one in which one spouse is to blame. For example, one partner could cheat on the other. The act of cheating would place the blame on their shoulders. If you want this type of divorce, you need proof. Accusations alone are not enough. Some states, like Florida, are strictly no-fault states. However, Illinois is one of the few states that offers the option for either type of divorce. The Grounds for Divorce: Because a fault divorce places the blame on an individual, the grounds for it are strict. To qualify for this type of divorce, your partner needs to be guilty of at least one of the following: Impotence Bigamy Abandonment for a minimum of one year Adultery Infecting the spouse with an STD Two years or more of drug addiction or alcohol abuse Extreme physical or emotional abuse Attempted murder of the spouse A felony conviction During the divorce process, the fact that one party was at-fault is not very significant for financial matters. According to divorce law in Illinois, the fault does not affect the division of property or alimony. But, it does matter for child custody and visitation. An at-fault parent could have limited custody as well as limited visitation rights. They may also have less of a right to joint pets. Grounds for No-Fault Divorce: Although you don’t need to prove any marital misconduct for no-fault divorce, you do need to wait. In Illinois, you need to live separate and apart from your spouse for two years before you can divorce. If you reside in the same house as your spouse for those two years, you need to prove that you were not together. More specifically, you need to prove that you only lived as roommates. You also need to show that your marriage is beyond repair as a result of irreconcilable differences. If you had efforts at reconciliation, you need to show that they failed. Finally, you need proof that any future attempt to save your marriage would be a failure. Getting Around the Waiting Period: The two year waiting period for a no-fault divorce can be inconvenient and challenging. If you want to speed up the process, you have one option. You and your partner can live separate and apart for six months. Then, you can agree in writing to waive the two-year waiting period. When both partners can’t agree to waive the waiting period, there is no way around the two-year wait. Either way, you could benefit from working with a Schaumburg divorce attorney. The divorce process is not an easy one. When you work with a divorce lawyer in Schaumburg, IL, you can get the answers to all of your questions. Read Also: Benefits Of Using Divorce Lawyers Top 7 Reasons To Hire A Private Detective Agency During Divorce Cases
READ MOREDetailsWhy Kiln Dried Wood is Better for Furniture
The process of kiln drying or drying logs in a heated chamber produces high-quality wood for furniture. It is because it results in less moisture in the wood, thus making it better and stronger. Problems such as cracking and warping are also less likely to happen. Proper dryness of wood is important to do furniture making a right. Types of wood used for furniture: There are three main types of wood used for furniture, namely hardwood, softwood, and engineered wood. Hardwood. This wood comes from maple, oak, cherry walnut, and other deciduous trees. It is strong, so it is suitable for making furniture. Softwoods. They come from pines and other evergreen trees. They can dent or bend easily, so they are not recommendable for use in furniture. Engineered wood. As the name suggests, this type of wood is engineered to achieve a particular form. Plywood and particleboard are two forms of engineered wood. Plywood is stronger than particleboard and suits weight-bearing furniture. What is kiln dried wood? This type of wood undergoes the process of kiln drying, an artificial way to dry wood. A kiln is like a huge oven that controls air circulation, humidity, and temperature and heats the wood directly or indirectly. Direct heating uses natural gas or electricity while indirect heating makes use of heat exchangers and solar energy. This process makes it highly effective for use in furniture. It can remove about 93% of the moisture. What makes kiln dried wood different? Kiln drying makes the process of drying faster. Wood is hygroscopic, meaning it continually interacts with moisture for balance until it is completely sealed. It is natural for wood to be that way for a living tree has pathways inside to absorb moisture and nutrients from the roots up. The chopped logs lose moisture content as they dry and kiln drying makes that easier. The significant reduction in the moisture content of wood is essential to avoid warping or shrinkage with changes in temperature and humidity. When used in furniture, it can destabilize or lose shape. Air-drying is also good when done right, but by using kiln dried logs, you can be sure, because the process is highly controlled. Benefits of using kiln dried wood Air-dried logs are also good for furniture, but you cannot really be sure if they are dry enough even if a supplier tells you so. With kiln dried logs, variable conditions are controlled, and drying takes place in a shorter time. Additionally, it kills harmful insects, mould, and fungi, making it safer to use. Kiln dried wood makes the best quality furniture. Less moisture makes the furniture stronger and better looking. Problems such as cracking and warping are less likely to happen. Drying can be difficult when done the natural way, especially in a wet climate. When buying furniture, it is best to know what type of wood they used to have a picture of how long it will last. The use of a moisture meter is important for manufacturers to address moisture-related problems. Modern times have made it possible for mankind to understand nature better, which is why the relationship of wood to moisture can now be understood and measured. Read Also: What You Must Know About Wood Flooring? Furniture In Utica: Benefits Of Buying Locally-Made Products Hardwood Timber Flooring: Gives A Classic Look To Your Home
READ MOREDetailsWhat can RESP be used for
Registered Education Saving Plan: A Registered Education Savings Plan also popular as RESP is a type of children education saving plan which is sponsored by the Canadian Government. This plan encourages the parents to invest in their educational future post their secondary education. It is a great initiation by the Government. And there is a provision of a contribution of a certain amount by the Government for children under age 18. The subscribers to this RESP don’t really get a tax deduction for their investment. It is completely free from taxes until the funds are taken out of paying for their child’s education. An RESP, allows Canadian parents to save their money for their university education since their birth. By getting into a bank, or other financial institutions they can open the RESP saving account by keeping their child as beneficiary. The ironic thing about this saving plan is in this apart from parents, their relatives and friends also make some contribution. How to use RESP? And, once your child completes the school education are opting for higher education, he receives the educational assistance payments known as EAPs. And this is one type of income for the child. The RESP fund can be withdrawn when the beneficiary or the concerned child is about to start a study program at a college, trade school, CEGEP or in specific institutes abroad. The RESP fund is valid for full time and part time studies. But the thing is, all those universities or institutions have to be in the list on the website of the Canadian Government. As a student or parents, you can also pay the RESP funds for expenses related to tuition, and books. You can also provide them with computers, laptops as and when needed for their higher studies. The Educational Assistance Payments can be used for all those education-related costs. But the thing is you have to provide some valid proof for that educational-related costs. Only with that, you can opt for the RESP fund and qualify for your chosen program. You don’t have to share the details of the money required for your education, but you have to show the enrollment proof. You can also go for buying a car for your child if he needs the same for going to classes. You can include the insurance, gas, maintenance and parking fees as well in the RESP fund. There are other eligible expenses for an RESP are like living expenses, rent, meals, electronic appliances related to study and other required fees. There is not an eligible list by the Canadian Government, but you have to show the list of expenses that how you are going to spend the RESP money for your child. On the other hand, if you have more than one child, then you can also transfer the RESP saving, grants from the Government into your other children’s RESP account until 21 years without any tax. And your other child is above 21 years, then you have to pay the tax and return CESGs as well. You can also think about donating the RESP investment to your school and institute. It can be a great benefit to your old school and its students. Your child can decide to use their money for a wide range of education and service, but that should be a valid one. Read Also: The Benefits Of An Online Adult Education 5 Must-Have Long-Term Goals For A Secure Future
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