How Much Should You Pay For Getting Dubai Travel Insurance – Know Now!

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29 July 2025

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Dubai is a beautiful amalgamation of ultra-modern architecture, breathtaking landscapes and cultural heritage. It is a renowned tourist destination and business hub, making it a popular destination for Indians to visit.

However, before you set out to witness the grandeur and beauty of Dubai, bracing yourself with travel insurance Dubai is highly recommended. Travel insurance is a safety net that protects you against the uncertainties of the trip. 

By opting for Dubai travel insurance, as a tourist, you can protect yourself from certain risks related to lost luggage, health, misplacing important documents and also your personal safety. 

So, make sure that you buy travel insurance that covers you from different kinds of risks in Dubai.

But are you wondering how much travel insurance for Dubai costs? Or what is the right price to pay for Dubai travel insurance?

This article will decipher the answer to your questions about Dubai travel insurance, so you can make informed decisions.

Overview Of Dubai 

While located in the centre of the United Arab Emirates, the city of Dubai is the proud home to the World’s Largest Building, the Burj Khalifa.

Dubai is the city with the most remarkable landmarks, shopping complexes, pristine beaches and an adrenaline-filled experience.

With over a million tourists visiting every year, it is the most popular holiday destination among Indian tourists.

Currency United Arab Emirates Dirham (AED) 
LanguageArabic and English 
Best Time to VisitBetween November and March 
Visa Info Visa on Arrivals for Indians (Maximum stay duration 14 days) 
Tourist Places in Burj Khalifa, Burj Al Arab, Dubai Mall, Skii Dubai, Jumeirah 
Dubai Dubai Museum and Mosque 

What Is Travel Insurance Dubai?

Travel insurance for Dubai is an insurance plan designed to protect you on your trip to Dubai. It is an international travel insurance plan offering you financial assistance for the covered issues, such as medical emergencies, baggage loss or delay, trip-related uncertainties, flight cancellations and delays, etc.

Whether you are travelling to Dubai for leisure or business, travel insurance is a must if you want a worry-free experience.

Is Travel Insurance Mandatory for Dubai?

Travel insurance for Dubai is not mandatory for all Indians visiting the country. Indians with a US, UK or Schengen visa do not need a visa to enter Dubai. 

Thus, they also do not require travel insurance. However, all other Indians who do not have a US, UK or Schengen visa must obtain a visa and also buy travel insurance to visit Dubai.

How Much Should You Pay for Dubai Travel Insurance? 

How much one should pay for Dubai travel insurance is a question that has different answers for different people. The cost of Dubai travel insurance from India ranges between ₹20-₹30 per day. The cost varies from one insurer to another and also depends on the type of coverage you opt for. Many other factors influence the cost of your travel insurance, some of which are as follows. 

  • Coverage- The cost of your Dubai travel insurance depends on the extent of coverage. You pay higher for insurance with wider coverage than for a policy with basic or limited coverage.
  • Age of the Insured- As age increases, an individual is more likely to face medical issues or cancel the trip due to health problems. Thus, the premium increases with the age of the insured.
  • Trip duration-Travel insurance for longer trips costs more as the coverage period is higher and there are higher chances of some incident taking place during the extended period.
  • Add-Ons- If you want to enhance the scope of your Dubai travel insurance, you can include add-ons to your base policy. However, the add-ons come at an additional cost, increasing the price of your insurance plan.

Dubai Travel Insurance With TATA AIG

If you are planning a trip to Dubai and want to explore it without any worry, you can opt for the TATA AIG Dubai travel insurance plan. They offer travel insurance starting at ₹25.6 per day, with comprehensive coverage, protecting you against all your travel woes. Here is what they offer under their Dubai travel insurance

Travel Insurance VariantDetails and Coverage
TATA AIG Travel Insurance Asia- Silver• Coverage per traveller- $50,000
• Accident and sickness expenses- $50,000
• Loss of passport
• Personal liability cover
• Baggage loss and delay
TATA AIG Travel Insurance Asia- Silver Plus• Coverage per traveller- $100,000
• Accidental and sickness cover- $100,000
• Assistance services
• Baggage and passport loss
• Personal liability cover (sum insured $150,000)
TATA AIG Travel Insurance Asia- International Plus• Coverage per traveller- $500,000
• Personal accident in India- Sum insured-₹20,00,000
• Accidental death overseas- Sum insured - $25,000
• Sickness and accident cover - unlimited sum insured with pre-existing disease cover up to $12,500 Trip cancellation
• Missed flight connection
• Hijack allowance
• Fraudulent charges
• Home content burglary

Travel Documents Required For Dubai 

When you are applying for a VOA to visit Dubai, Indian tourists have to submit these important documents;

  • A passport-size photo with a white background captured within the past six months. 
  • Copy of a valid Indian Passport with a valid date of at least six months beyond the intended period of stay.
  • Proof of accommodation. 
  • Copy of return tickets.

Other than these documents, every Indian tourist need to present the following UAE immigration documents;

  • A print out of the approved e-VOA to Dubai.
  • The original Indian passport with a required validity.
  • Confirmed return tickets.
  • Proof of accommodation.

Dubai Travel Insurance With TATA AIG

The cost of your Dubai travel insurance depends on various factors such as age, coverage, trip duration, add-ons and so on. However, you can get travel insurance for Dubai starting from ₹20-₹30 per day as offered by various insurance providers.

If you are looking for affordable and high-value travel insurance, TATA AIG has got you covered. They offer Dubai travel insurance starting at ₹25.6 per day with comprehensive coverage and plenty of benefits. You can get access to various benefits, including medical and sickness cover, baggage and passport loss cover, hijack allowance, fraudulent charges cover, etc.

They provide hassle-free purchase and claim processes, making your life simpler. Get your travel insurance for Dubai now and enjoy a memorable trip without worrying about emergencies.

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Nabamita Sinha loves to write about lifestyle and pop-culture. In her free time she loves to watch movies and TV series and experiment with food. Her favourite niche topics are fashion, lifestyle, travel and gossip content. Her style of writing is creative and quirky.

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Rent or buy party equipment

Budget Backyard Parties: When To Rent Vs. When To DIY Equipment

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What Makes Certain Dog Grooming Businesses More Desirable Than Others?

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