Important Terminology In Filing For A Car Accident Claim

by

26 March 2021

Automotive

Car Accident Claim

On a different post, we’ve mentioned steps you can take in filing for a car accident claim. But in addition to knowing what guidelines to follow during the process, it is vital that you understand legal terms frequently used in claim-filing.

From your Kansas City car accident attorney to you, below are terminology you will encounter as you file for, investigate, evaluate, and submit your car accident claim.

Car Accident Claim-Filing Terms And Definitions-

1. Burden Of Proof:

“Burden of proof” is the term used to describe the actual task and act of proving yourself innocent in an accident claim. And proving damages wrought and injuries incurred which you believe (and calculate) worthy of the value you specify in your claim.

You, being the plaintiff (the person who is stepping forward to present the claim) have the burden of proof as you “prove” to the courts or the party of the defendant your right to said claim.

2. Liability:

“Liability” refers to one’s “debt” or “responsibility”, in coming up with recompense for the car accident and for causing the car accident in the first place. The party that is liable for the car accident claim is also called the “defendant”, “accused”, “appellant”, and “respondent”. Other categories of crime use the term “suspect” as well.

Besides pointing out who the liable persons are in a car accident, this can be established and legally determined through pieces of evidence in the accident scene, police reports and related documentation, vehicular damages, injuries, statements from bystanders and witnesses, traffic violations (via recorded evidence), etc.

3. Claim:

A legal claim is a request a person can make for court review, wherein you state evidence-supported reasons at the outset, for why the claim is being presented. Technically speaking, a claim falls outside the bounds of a “legal case”, and will transition into it only if the claim is denied and/or a settlement is not concluded.

4. Settlement:

In law, a settlement is a conclusion, the coming-to-terms, or the agreement of litigants regarding the particulars mentioned in your claim. Reaching a settlement means that the defendant is amenable to it and is willing to provide compensation for the car accident, with the exact value specified in the same claim.

When a settlement is reached, you will not have to escalate the claim into a court case. Also, reaching a settlement should be the goal of your claim-submission.

5. Uninsured Motorist Coverage (UIM):

Some states in the U.S., Missouri included, require that drivers sign up for UIM or an Uninsured Motorist Coverage. A UIM is a kind of insurance that protects drivers in the event that the perpetrator of the accident does not have any insurance coverage.

Losses, or portions of it, can be covered by the UIM. The amount in a UIM will depend on your policy’s terms and limits.

6. Actual Cash Value:

Cash Value

This is a phrase used to define what the damaged automobile’s market value is. Think of it as what the value or “price” your car would have borne right before the accident took place.

Read Also:

I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

transportation company

Seven Great Reasons to Use a Car Transportation Company

You buy a car to drive it and then someone tells you that rather than driving it to your new home, it should be transported. What sense does it make to spend money on getting someone to transport a vehicle when you can drive it to just about anywhere in the world? Seven Great Reasons to Use a Car Transportation Company: There are lots of reasons people use transportation companies for the logistic process of moving vehicles from one destination to another. Let's take a look at some of them. 1. Transport multiple vehicles: Most families these days have more than one vehicle. It can be much easier to get a transport company to move your vehicles rather than you trying to transport both to a new location, especially if it involves putting them on a boat to get to a different country or territory. If you have many cars, for example, you are a collector, getting your car transported by transport company will give you peace of mind and facilitate the process of moving everything you love to your new home. 2. Car transportation companies are quick: All you need to do in order to get your cars moved is to sort out pick up and drop off points, arrange dates, and you are ready to go. Most companies will give you a quote over the phone, and they will explain any import-export taxes that will be involved in the process. The companies will be able to move your vehicle fast as they will have opened routes and bookings on shipping companies, and therefore will have more access to availability than if you're doing it on your own. 3. Insured transportation: When you choose a logistics business to transport your cars you can be assured that there is insurance coverage contained within the price. The company will no what needs to be insured in order to ensure that you have full coverage from any eventuality along the way. 4. Less wear and tear: When you are driving your car over long distances, such as across Australia and to New Zealand, or from New Zealand is to the other side of Australia, you'll put a lot of miles on the clock. If you ship the car it will be sat in a closed trailer, or an open trailer, but it will be safe from weather, dust, and won't have all of the accumulated miles of traveling it over potentially thousands of miles. 5. It's really convenient: Car transportation companies can pick up a car from your home, and drop it to your new home at your target destination. You need to read some reviews and make sure that the company that you're choosing is fast, reliable and competent, but after that, you can pretty much leave it to them. It makes life easier. 6. Shipping through the year: Most transportation companies will work 365 days a year. They will be available to answer your questions and deal with any worries at any time. They also tend to have extended opening hours enabling you to talk to them outside office hours. This can make things even more convenient and can mean you can move whenever you want. 7. Transporting your car can actually be cheaper than driving it: The price of your car transport process will depend on the size and weight of the vehicle, and any specifics of pick up and drop off. With the cost of petrol factored into a long journey, you could actually save money by shipping your vehicle against driving it, putting it on a ferry and paying for that, paying any road tolls, and paying for overnight accommodation as you travel if you are having to take a break along the way. If you factor in the cost as a whole then you may be surprised that car transportation is the more stress-free and even cheaper option. Car transportation companies can make life easier. Just make sure that you choose a company that has experience along the route that you are moving so that you can be sure that they can take care of any import duties, can go through clearance at the destination, and that they have the insurance and experience to complete the job. Read More: Denise Hamet Discusses Trends In Creative Transportation Strategies Cab Transportation Never Got More Luxurious At Affordable Prices, Than In Houston The Latest Way Of Transportation: Electric Motor Scooters

READ MOREDetails
RV's Black Tank

Navigating The Long Haul: Maintaining Your RV’s Black Tank

Embarking on a long journey in your RV promises adventure and the comforts of home on the road. One of those comforts is the convenience of an on-board bathroom. However, this amenity comes with the responsibility of maintaining the RV's black water tank, a crucial component that, if not properly cared for, can lead to unpleasant odors and costly repairs. Let’s explore the best practices for keeping your black tank in optimal condition during extended travels. The Essentials Of Black Tank Upkeep The black tank in your RV is designed to store wastewater from the toilet until you're able to dispose of it properly at a designated dump station. Regular maintenance is key. This includes routine flushing to clear out waste and prevent buildup, monitoring for leaks, and ensuring the tank's sensors are clean and functioning correctly for accurate readings. It’s also essential to use RV-specific toilet paper that breaks down quickly and doesn’t contribute to clogging. Embracing RV Black Tank Treatment Solutions An effective RV black tank treatment is crucial in managing waste and odors. These treatments are designed to break down solid waste and toilet paper, reducing the chance of clogs and maintaining a more sanitary system. They often contain enzymes or beneficial bacteria that digest waste and neutralize odors. Some treatments also include deodorants to keep the air inside your RV fresh, making them a welcome addition to your tank management routine. Comparing Black Tank Treatments When selecting a black tank treatment, consider the following options and their benefits: Treatment TypeOdor ControlWaste BreakdownEco-friendlinessChemicalHighModerateLowEnzymeModerateHighHighBio-ActiveHighHighHighDIY SolutionsLowVariableHigh The Role Of Consistent Tank Monitoring Regularly monitoring your black tank levels is critical, especially on long journeys. Overfilling the tank is not only a health hazard but can also lead to backups and damage to your RV's plumbing system. Keep a close eye on the tank's gauge, and never let it reach full capacity. It's best to empty the tank when it reaches two-thirds full to prevent issues. A Clean Practice: Flushing And Cleaning The Black Tank Flushing and cleaning the black tank should be part of your routine after every emptying. Dedicated black tank flushing systems or external flush hoses can be used to rinse the inside of the tank, helping to remove residual waste and prevent the buildup of solids. Regular cleaning will ensure that your black tank sensors remain accurate and that the next leg of your journey is odor-free and sanitary. Smart Usage: Preventing Black Tank Issues Before They Start Prevention is always better than cure, especially when it comes to RV black tank maintenance. Smart usage habits can significantly reduce the risk of black tank problems. This includes minimizing the amount of water used with each flush and ensuring that nothing other than waste and RV-safe toilet paper enters the toilet. Educating all passengers about these practices is essential, as one oversight can lead to blockages that could disrupt the tranquility of your travels. Tackling Tough Tank Troubles Even with meticulous maintenance, sometimes you may encounter more stubborn tank issues. Should you face a particularly resistant blockage or sensor malfunction, it's crucial to address these problems head-on. Specialized tools like tank wands or backflush valves can be employed to clear blockages, while sensor cleaners can resolve inaccurate readings. In extreme cases, professional RV maintenance services may be required, but with diligent care, such situations can often be avoided, ensuring smooth sailing throughout your journey. In conclusion, taking care of your RV's black tank is a critical part of ensuring a pleasant and hassle-free long journey. By utilizing appropriate treatments, monitoring levels, and maintaining a regular cleaning schedule, you can avoid the common pitfalls associated with black tank maintenance. With these steps, you'll ensure that your home on wheels remains just as comfortable and welcoming as the day you set off, no matter the distance traveled. Learn More About: A Guide To Choosing The Best N54 Engine For Sale Tire Shopping Made Easy: A Comprehensive Buyer’s Guide A Comprehensive Guide To Powertrain Warranty Coverage

READ MOREDetails
Your Car

5 Proven Tips To Keep Your Car in Perfect Condition

Is this the first car you are driving, and you don’t want to go to the showroom sooner? Well, the best thing you can do is to keep your car in the right condition and avoid any unexpected breakages that will cost you a fortune to fix. You need a maintenance schedule in place if you want to keep your vehicle on the road for long. When you are involved in a car accident, you should not forget to contact your Chicago Car Accident Lawyer to help you file your claim. These are the five tips you should follow if you want to take care of your vehicle: 1. Keep checking the engine oil  If you want to make your car engine last longer, you should ensure the engine oil is always at the right level. Change the car engine oil after every 3,000 miles. You can read the car engine manual on changing the car engine oil. Ensure you keep the engine oil at the right level. Check the level every time to keep the engine from running too lean. 2. Change the air filters  Apart from the car engine oil, you should also ensure the car air filters are working normally. The air filter is the most important part of the car engine because it is where the air enters the engine to be combusted. It is also where the byproducts of combustion are all filtered and expelled from the engine. You want to ensure the air filter in your car is cleaned regularly and changed on time, if possible, every month. Set the schedule for checking your car filters and stick to that. 3. Check tire pressure When getting ready to hit the road, you want to ensure your car tires have the right amount of pressure. You can do this on your own or take your car to the mechanic. Check the car tire pressure reading. If you realize that the car tire pressure is 20 pounds below the recommended PSI, you should increase it to the required level. Conversely, reduce the pressure if it is 20 pounds higher than required. 4. Replace the lights and window film  Your car has different types of lights, with the most common being mounted on the front and back of the car. Always check the car lights regularly to ensure they are working properly. Also, ensure you check the signal lights, hazard lights, brake and backup lights. Before hitting the road, you should ensure that the car lights are working just correctly. Ensure the taillights, parking lights, and headlights are all working correctly. 5. Check the brake pads for any damages  Your safety on the road is everything, which means you should keep your car brakes in shape. If the brake pads show signs of damage, you should have them replaced immediately. Brake pads cause a lot of noise as they wear with time. Always pay attention to the brake pad noise and the noise from the brake pedal. You should contact your mechanic in time to have the brake pads replaced if you want to ensure your safety on the road. Read Also: 5 Different Types of Car Accident Claim Questions To Ask Your Fort Worth Car Accident Lawyer 4 Things That You Must Be Aware Of In Your Car 5 Major Car Maintenance Tips To Help Prevent Accidents

READ MOREDetails