3 Tips For Cheaper Funerals

Published on: 03 January 2019 Last Updated on: 08 August 2019
Funerals

When planning a funeral, financial costs always comes into play because expenditure will affect most of the funeral arrangements. This includes processes like paying the funeral home, catering for guests, as well as buying necessary items like flowers and caskets. Sometimes, one may want to plan a cheap funeral because it guarantees affordability. It also means that the funeral planners or the funeral director will have an easier time making arrangements that are not as extravagant.

To arrange a cheap funeral, the most important thing is finding ways to cut costs throughout the process. This will end up reducing the overall budget. Below are some suggestions on how this can be done.

Find ways to raise funds

Before making an allocation as to how funds can best be used to conduct an affordable funeral, it is important to actually have the funds available. There are several ways in which this can be done while still ensuring that the money spent is minimised.

One suggestion is to save up for funerals and such events. Some people prefer to set up a fixed deposit account where the funds can accumulate for use on a rainy day. Others may take out funeral insurance which can be a very wise idea. The money is paid in the form of a premium to an insurance company, and the funds are paid back during the planning of the funeral to cover costs.

Lastly, the planners of the funeral can hold a fundraising ceremony, where relatives, friends, and well-wishers can donate to the funeral funds. All these methods will help in greatly reducing the cost of the funeral.

Creating a favourable budget

Once the funds have been raised, the next step is to specify how they will be used in the funeral process. The perfect budget for a funeral is one that allocates money in a way that reduces overall costs while still ensuring that the funeral goes as planned.

This can involve prioritising what the money will be spent on and using it there first, to avoid depleting the funds before doing the important things. The right budget should also pick quality over quantity. Money spent on, say, quality funeral decorations, will save money in the end, than money spent on more items that have poor quality.

Save on the funeral process itself

There are ways to save money on the funeral process itself, and not compromise the ceremony. For example, cremation is a much less costly process than a burial. Services that are held in church, cost less than those held in a hired-out space.

Of course, planning cheap funerals does not mean overlooking all the important funeral procedures. Everything possible should be done to ensure that the wishes of whoever the funeral is being planned for are respected. Any budget cuts should be done in line with this. Also, it is important to look at multiple options before settling on one, because that will ensure there is an alternative to choosing the most affordable one. All in all, a budget funeral does not have to mean a substandard one, and there are several ways to ensure that the ceremony is still beautiful and memorable.

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

Citizenship by Investment program at CSB Group

Citizenship by Investment program at CSB Group

Citizenship by investment is the process of granting citizenship status to an individual on the basis of a quantifiable and specified investment in the country. As there are only a few countries offering residence to the investors, there are special laws which need to be overviewed in order to fulfill the requirements. CSB Group is renown citizenship by the investment service provider which delivers its outstanding services in Malta by following the regulations as per the Maltese Citizenship Act by the Government of Malta. Being the first UE approved citizenship program, investors can avail residence by following the simple procedure as set by the organization. Why to chose Malta as a place to obtain residence? Malta, being a member of the European Union is a part of Schengen since 2007 and has the lowest tax rates in Europe. Individuals who apply for Maltese Citizenship are entitled to all of the benefits which are currently being offered to Maltese nationals. As the rights allow the residents to ender, remain and work in Malta, right of free movement throughout Europe is announced as well. Along with the right to travel across 160 countries in the world, you can avail several other benefits by choosing csbgroup.com/citizenship-by-investment scheme. CSB Group is now recognized under the Individual Investor Program (IIP) for which the applicants need to fulfill the application processing criteria. Cyprus Scheme for the naturalization of Investors In order to attract a high number of foreign direct groups into Cyprus, the Cypriot Government has defined a number of different incentives including the citizenship by investment program. Offering complete Cypriot citizenship rights, the successful applicants are given rights to live, work and invest in the country. Any of the Non-Cypriot citizens can apply for the program through Naturalization by Exception if they meet the investment criteria options as provided. St. Kitts and Nevis Citizenship by Investment Program Yet another great Citizenship program solution delivered through the GSB group, St. Kitts and Nevis Citizenship by Investment Program is designed to attract foreigners who wish to bring business incentives to the country in return of full citizenship. Depending upon your investment requirements, the program starts with an initial sum of USD 400,000 for the real estate developments and other taxes as well. St. Kitts and Nevis Citizenship by Investment Program is the best solution to avail lifetime residence and work permit. Saint Lucia Citizenship by Investment Program CSB Group offers Saint Lucia Citizenship by Investment Program which delivers amazing benefits in exchange of a St Lucia Passport. The program was launched in Monaco to allow qualified individuals for investing in approved real estate projects. As the aim of the Saint Lucia Citizenship program is to boost the growth of the local economy, it has also created more employment facilities and residence opportunities for the applicants. With the freedom of movement to more than 100 visa-free countries including the Schengen area, Hong Kong and the UK, the applicants can avail a wide range of business opportunities as well. Summary CSB Group is a leading Citizenship by the Investment service provider which has to offer beneficial solutions for its customers. Starting from the initial guidelines until the completion of the application procedure, each aspect is handled and overviewed by our legal experts. Whether you are applying for a residence permit or wish to invest in the real estate sector to avail citizenship, CSB can help you achieve life goals without any hassle. Furthermore, citizenship programs also allow individuals to travel through 160 countries from all over the world. So, if you are excited about availing the Citizenship by Investment opportunity in Malta, CSB Group is surely the best option to be considered. Read More:  Can A School Be Legally Responsible For A Student’s Suicide? Protect Your Rights Today With Domestic Violence Lawyers

READ MOREDetails
Living Alone

Discusses the Growing Problems of Living Alone

Researchers have concluded that living alone, being socially isolated, and feeling lonely can pose significant health risks, particularly in older adults. Although the terms living alone, social isolation and loneliness are often used interchangeably, they are not the same thing. Specifically, living alone and being socially isolated are objective determinations either that a person lives solo, or has few relationships or infrequent social contact. According to the Administration on Aging (a division within the U.S. Department of Health and Human Services), nearly one-third (28%) of non-institutionalized adults 65 and older – 13.8 million people – live alone. Despite living alone, however, these adults may or may not be included within the category of social isolation depending on the nature of their relationships and the frequency of their social contacts. In contrast, loneliness is determined on a subjective basis. Loneliness is based on a person’s individual feelings of disconnectedness, isolation, or not belonging. Said differently, loneliness arises because of the divergence between a person’s desired level of social connection and the actual level of connection. To be clear, a person living alone may not necessarily feel lonely, whereas someone living with a number of other people may still experience loneliness. Risk Factors A recent survey of older adults determined that 43% feel lonely on a regular basis. More concerning is that among those who report feeling lonely, there is a 45% increased mortality risk. Steve Cole, the director of the Social Genomics Core Laboratory at UCLA, explains: “Loneliness acts as a fertilizer for other diseases. The biology of loneliness can accelerate the buildup of plaque in the arteries, help cancer cells grow and spread, and promote inflammation in the brain leading to Alzheimer’s disease. Loneliness promotes several different types of wear and tear on the body.” Research has established links between living alone, social isolation, and loneliness to a variety of physical and mental conditions, including high blood pressure, heart disease, obesity, a weakened immune system, anxiety, depression, cognitive decline, Alzheimer’s disease, and even death. Indeed, a recent meta-analysis – representing cumulative evidence from 148 studies involving over 300,000 participants – determined that greater social connection is associated with a 50% reduced risk of early death. A second meta-analysis by the same researchers – representing cumulative evidence from 70 studies involving more than 3.4 million participants followed for an average of 7 years – similarly concluded that living alone (objective determination), social isolation (objective) and loneliness (subjective) each had a significant effect on the risk of mortality. Specifically, the analysis concluded that the likelihood of death increased a statistically significant 26% for loneliness, 29% for social isolation, and 32% for living alone. To put those risks in context, the researchers determined that the magnitude of risk is comparable to – and in some cases even exceeds – other well-accepted risk factors such as smoking (up to 15 cigarettes a day), obesity, lack of physical exercise and high blood pressure. Loneliness has also been associated with increased emergency admissions to a hospital, longer length of stays, and delayed discharges. In fact, a November 2017 study concluded that the lack of social contacts among older adults is associated with an estimated annual increase in Medicare spending of $6.7 billion. One Can Be the Loneliest Number, But it Doesn’t Have to Be Greg Bishop, an attorney in Park City, suggests that retirement is a great opportunity to develop the types of connections that can prevent or alleviate the health consequences of living alone, being socially isolated, or feeling lonely. He notes that although there is a general consensus about the potential problem areas, the solutions are more elusive. He explains that although living alone and being socially isolated are determined objectively, the underlying causes are overtly personal. For example, living alone may be the result of the death of a partner or because of a recent divorce, whereas being socially isolated may arise from relocating after retirement or from the children moving away. Given that the underlying causes vary drastically, the solutions for living alone, being socially isolated, and feeling lonely will also differ. In short, there is no one-size-fits-all solution to these issues. That said, older adults will likely benefit from the following suggestions: Proactively stay involved in the lives of your family and friends. Find meaningful ways to connect with them via video chats, phone calls, text messages and letters Establish new social connections – go to the gym, take a dance class, learn to play chess, or join a book club Establish a more meaningful relationship with a church or social groups Look for opportunities to help and serve others. Fred Rogers – the television icon from Mister Roger’s Neighborhood – shared that when he was a boy and saw scary things on the television news, his mother told him to “Look for the helpers. You will always find people who are helping.” While that advice comforted him as a child, perhaps better advice for older adults dealing with social isolation and loneliness would be to “Look to be a helper. There are always people who are in need of help.” Read Also: Why Do You Need a Queens Personal Injury Attorney 6 Signs That You Need To Hire a Personal Injury Attorney Don’t Battle It All Alone: 5 Reasons Why You Need an Adoption Attorney These Four Qualities Are What You Should Be Looking For In Attorneys!  

READ MOREDetails
Deindividuation

Deindividuation and its Potential Dangers

Did you ever come across what is called the ‘mob mentality’? Well, most of us have heard about this, but you’ve probably never heard the actual term that is used to describe this: Deindividuation. Whenever several people are put inside a group, they might tend to lose their identity and behave in ways that are not normal to them. Most often, it is innocent behavior to which people participate but this is not always true. Deindividuation is a rather serious and grave issue for several reasons. What are self-awareness and individual identity? Before you get to know what deindividuation is, we first need to understand what it is not. In the easiest form, you are what your identity is and this is what makes you who you are. Your thoughts, beliefs, self-awareness, and behaviors all are results of your identity. As long as self-awareness is concerned, it deals with knowing who you are in accordance with the standards that you’ve set for yourself. You get to know your desires, morals, and character. These are things that make you who you are. Deindividuation – What is it? Deindividuation occurs when a person is made a part of the crowd and when he starts losing his individual identity. They gradually tend to lose their own self and forget how they are as an individual. The more the person gets involved within a group, the less awareness he has about his own self. He forgets his characters, morals, and beliefs. These things begin to get replaced through the identity of the group. The best examples of groups that people think for such type of behavior might include cult, gang and even large mobs. The military is also a great example. You need to remember that all deindividuation is not a bad thing. In the case of military training, people tend to push themselves harder to meet the goals if they weren’t a part of a group. They have incorporated the identity of the group which has made an impact on what they believe they’re capable of. The potential dangers What are the negative things that happen to people when they go through deindividuation? Here are a few things: People lose their self-restraint. They tend to get caught in the mentality of the crowd and act in a similar way the crowd is acting. He/she imbibes a sense of anonymity. When a person acts in a way that is similar to the crowd, they feel they can’t be found. There is shared responsibility. When people act in a group, they feel that the responsibility is shared. So, if you’re someone who is going through deindividuation, you should try your best to get back your lost identity so that you can act according to your own self. Check out for more details on the dangers of deindividuation. Read Also: Transacting Safely In Craiglist 5 Team Building Activities to Inspire and Enjoy Understanding the Jewish Religion: Important and Common Practices Reasons Why Personal Development Should Be a Priority?

READ MOREDetails