Published on: 03 January 2019
Last Updated on: 08 August 2019
When planning a funeral, financial costs always comes into play because expenditure will affect most of the funeral arrangements. This includes processes like paying the funeral home, catering for guests, as well as buying necessary items like flowers and caskets. Sometimes, one may want to plan a cheap funeral because it guarantees affordability. It also means that the funeral planners or the funeral director will have an easier time making arrangements that are not as extravagant.
To arrange a cheap funeral, the most important thing is finding ways to cut costs throughout the process. This will end up reducing the overall budget. Below are some suggestions on how this can be done.
Find ways to raise funds
Before making an allocation as to how funds can best be used to conduct an affordable funeral, it is important to actually have the funds available. There are several ways in which this can be done while still ensuring that the money spent is minimised.
One suggestion is to save up for funerals and such events. Some people prefer to set up a fixed deposit account where the funds can accumulate for use on a rainy day. Others may take out funeral insurance which can be a very wise idea. The money is paid in the form of a premium to an insurance company, and the funds are paid back during the planning of the funeral to cover costs.
Lastly, the planners of the funeral can hold a fundraising ceremony, where relatives, friends, and well-wishers can donate to the funeral funds. All these methods will help in greatly reducing the cost of the funeral.
Creating a favourable budget
Once the funds have been raised, the next step is to specify how they will be used in the funeral process. The perfect budget for a funeral is one that allocates money in a way that reduces overall costs while still ensuring that the funeral goes as planned.
This can involve prioritising what the money will be spent on and using it there first, to avoid depleting the funds before doing the important things. The right budget should also pick quality over quantity. Money spent on, say, quality funeral decorations, will save money in the end, than money spent on more items that have poor quality.
Save on the funeral process itself
There are ways to save money on the funeral process itself, and not compromise the ceremony. For example, cremation is a much less costly process than a burial. Services that are held in church, cost less than those held in a hired-out space.
Of course, planning cheap funerals does not mean overlooking all the important funeral procedures. Everything possible should be done to ensure that the wishes of whoever the funeral is being planned for are respected. Any budget cuts should be done in line with this. Also, it is important to look at multiple options before settling on one, because that will ensure there is an alternative to choosing the most affordable one. All in all, a budget funeral does not have to mean a substandard one, and there are several ways to ensure that the ceremony is still beautiful and memorable.
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Retirement homes in modern-day societies have proven more fantasy than reality, and it is because we are now an industrial-driven society. Retirement homes are designed to accommodate the people in society in their old age. It is usually intended for the people who wish to maintain their lifestyles as they experience life with great on-site support and complete care.
Retirement homes differ from nursing homes, and they are also referred to as the assisted living facilities. Nursing homes are designed to offer help or assistance to individuals who need prolonged medical care, and they help them focus on healing by enabling their independence.
Types of Retirement Homes-
There are several types of retirement homes that people select depending on their specific needs for older adults.
1. The subsidized senior housing:
According to the recently researched research, senior people of age have a hard time finding a living place. The same also applies to the retirement facilities, so the subsidized senior housing was founded.
The programs help older adults who have low incomes with the opportunity to stay or live in government-sanctioned designed homes, including apartments and townhomes.
2. Congregate care:
It is a well-designed apartment where an individual lives in an apartment with an independent setting and commonly includes the following areas; dining area, activity areas, and a central lobby.
The way the retirement homes are set allows people to uphold their independence continually. These homes are usually privately paid, and they still qualify for the housing assistance programs.
3. Retirement communities:
They are typically master-planned areas where people can live privately in condos, stand-alone structures, apartments, and condos.
They promote independence as they deliver an active social scene. They have rage restrictions starting from fifty-five years, and beyond as they are privately funded, they have income restrictions, and subsidizations are rare, but people can apply for them.
4. Continuing Care Retirement Communities:
They actively meet the modern-day and the future requirements as they allow the individuals who are in good shape in terms of health plan for the potential medical problems that may arise in the future and the feature assisted living and congregate care programs in a particular campus.
No matter the residents' condition, they have been enabled to stay within the environment that they are familiar with without discrimination. The living areas rarely accept government programs' subsidization as they are funded privately.
The monthly cost of retirement home care:
When it comes to selecting a retirement for the elderly in our homes and the society at large, if pretty straightforward, finding the home's expenses is not as easy as it sounds. Supporting the retirement facilities is challenging to the owners, and the residents are required to pay some fees to help supplement the vast costs. Each home has different rates and operating rules.
Hence, all the seniors or the family members have to consider choosing a home that will not strain them financially.
Preparation benefits:
Identifying the various types of retirement homes and subsequent demand for fees is not the last step in the whole process. Individuals need to plan for the many needs carefully, considering all aspects of the homes. Planning at times is a long life plan investment that provides for;
Setting money aside for the retirements and needed long-term care
Planning for long-term goals
Understanding the insurance coverage capability
Prepare for the long –term care
Understanding the housing options for the elderly is essential; hence, it is important to continually seek information regarding retirement homes and the associated costs for efficient planning and understanding government involvement.
What to consider when selecting a retirement home-
1. Consideration of the future health requirements:
A majority of the retirement homes like Sienna Living offer various amenities and services that aim to make life in these areas livable and enjoyable. They have different recreational activities and fitness classes. There is a higher probability that the selected retirement home does not have their medical care provision, unlike in the care community continuum.
There is a higher chance that you will have to relocate or have home-based health services if you need to have daily care. Consider moving into a retirement community to avoid all the hustles and choose the facility that provides assisted living and qualified medical care.
2. Get detailed information:
Get all the required information about the chosen retirement home and if they suit your specific needs. Find out all the cost information and whether they are subject to increase and the conditions that lead to their increase.
Dig deeper and know if there have been any fee increase in the last five years and then compare all the chosen homes' fee requirements.
3. Go through the reviews and the background of the home:
Know the home management, their named accomplishments and their standards of offered services, specific operations, and if they meet their set goals. Checking their online reviews is also as important as thoroughly conducting the home's background check. You will get different opinions of their services' satisfaction rates in the people.
4. Meeting the residents:
If you want to get a clear picture of the specific retirement home's quality, you will need to get firsthand information directly from the residents. Visiting the community will help you assess the whole area personally and see how life continues as you may have to spend your next chapter of life there.
5. Check the recreational activities available:
It is crucial to check the various recreational activities available in the retirement home, including the cultural, educational, and social activities. Know if there is a means of transport or they use public means and if there is a planner who organizes for the recreational activities. Check if they have a working gym, pool, golf course, or the other desired recreational facilities.
Other factors to consider include:
Getting the family into an agreement
Creating a wish list
Creating the must-have list
In conclusion, retirement homes are designed to accommodate the senior people in our society, and they need to be designed in a matter that accommodates their needs. Proper planning for the whole retirement home idea should way before one retires to have enough finances for the associated living costs.
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Many clinic patients, the elderly, or people who are undergoing long-term rehabilitation after major surgery at home, need outside help. Relatives or close friends will not always be able to provide qualified support and care for such patients.
In such cases, a 24-hour home care service is required with the involvement of qualified specialists and medical personnel. Many people who have faced a difficult situation in life are often interested in the question, how much does 24/7 in-home care cost?
What is a 24/7 In-Home Care Service?
24/7 In-Home Care Service is a set of medical services that leads to a quick recovery of a patient after a serious illness, surgery, injury, or alleviates his suffering and improves the quality of life in the provision of palliative care. In our company, this service is carried out at home with the involvement of the following set of specialists:
Certified general doctors or highly specialized doctors.
Registered Nurses.
Speech correction specialists.
Osteopaths, massage therapists, and other doctors ensure the normal functioning of the patient's musculoskeletal system.
Nursing support staff and social workers.
Nurses on duty monitor the health level of seriously ill patients 24/7.
In addition to these specialists, we also attract additional staff to provide round-the-clock quality care, as well as monitor the patient's health status with the provision of emergency or planned care, if necessary.
What kind of work do 24/7 In-Home Care Service employees do?
The work plan of medical and auxiliary staff and specialists, as well as nurses in caring for the patient, is determined individually for each specific case. The general set of services provided includes the following actions of the staff:
Carrying out drug treatment, or intramuscular injections of the patient.
Monitoring the state of health, making primary or final diagnoses, and conducting examinations, without the use of professional equipment.
Communication with the patient, identifying and updating the clinical picture, and prescribing new medications.
Assistance in moving the patient around the house, for example, to the kitchen, and to the bathroom.
Walking with the patient, if such procedures do not contradict the prescription of the attending physician.
Maintaining the standard life of the patient, such as washing, changing clothes, helping to use the toilet, preparing meals, and performing other vital tasks.
Help in establishing the ability to communicate normally, correcting the speech of a patient after a stroke or other serious illness.
Perform dressings, treatment of wounds, bedsores, and other traumatic injuries.
Conducting intensive care.
Assistance in occupational therapy, gymnastics, or other physical exercises.
Feeding the patient, including intravenous, with the inability to eat independently.
Providing psychological assistance, getting rid of stress and depression, and pursuing a special course of treatment.
All services that are provided around the clock by our service are aimed at ensuring a comfortable life for the patient, regardless of the age and severity of the identified pathology. Our qualified specialists relieve suffering and provide the necessary assistance in various pathologies.
How Much Does 24/7 In-Home Care Cost?
The cost of maintaining staff for round-the-clock care at home is calculated individually, according to the company's price list, as well as adjusting factors, and depends on several important criteria:
The age of the patient.
The patient's health status.
The type of pathology identified.
The need for round-the-clock monitoring of the patient.
The number of specialists involved in working with patients.
The need for intensive care.
Category and method of dosage of drugs.
The cost of procedures prescribed to the patient.
The need for periodic planned hospitalization.
The need for analysis.
Removing the location of the patient from the region of service.
The need to maintain the living conditions of the patient.
According to the results of calculations and compilation of statistics, regardless of the category of the patient and several specialists involved in caring for him, home care is no more than 1/3 of the cost of hospital stay bills. Thus, the customer incurs lower costs both for the direct payment for each service, according to the price list, and for the purchase of insurance, including 24/7 In-Home Care Service.
In recent years, experts have explicitly stated that home care is becoming more and more profitable for customers, due to the growth in the number of companies providing this service, as well as due to the reduction in the cost of such services with the development of digital technologies.
When is 24/7 In-Home Care required?
The decision to contact the round-the-clock assistance service for sick or incapacitated people is made in the presence of the following circumstances:
Conclusion on the incapacity of an elderly person, or a patient with pathologies.
The presence in the house of a child with ASD, or with other mental developmental disabilities.
Relatives notice the patient's untidy appearance, exhaustion due to lack of food, or other signs of socialization disorders, this means that the person needs third-party help, and they need to turn to specialists.
If the patient cannot move independently, he needs round-the-clock supervision, since when he tries to transfer from bed to a wheelchair, he can injure himself.
One of the main reasons why people don’t always turn to the services of round-the-clock care for a sick person is the reluctance to spend extra money. At the same time, if relatives have to take care of an elderly person, this can drag on for years, which will certainly affect the mental state of relatives. After the departure of the ward from life, the years will already be lost, and the relatives will not have time to enjoy life. In this regard, experts recommend always contacting professionals in such cases.
Particular attention should be paid to older people who are diagnosed with dementia, starting with the second degree. Such patients are always ready to serve themselves and declare complete independence, but in fact, they cannot do without professional help.
One of the most important reasons for hiring a nurse to look after a sick person is the fact that the patient is always more subordinate to a stranger than to a relative. This means that if the ward behaves too capriciously, and does not want to follow the daily routine or take the medications prescribed by the attending physician, it is recommended to seek professional help.
The specialists of our company perfectly understand the condition of sick people, since we have been working with such patients for more than a year. We provide psychological assistance, we understand the algorithm of interaction with a person, even in the most difficult situations. All our nurses and doctors have completed advanced training courses and meet the highest requirements, as evidenced by the positive feedback from our patients' relatives.
Tips for choosing 24/7 In-Home Care
It is very difficult to make the right choice of a nurse who will simultaneously satisfy the patient and his relatives, and also fulfill all the regulatory requirements and prescriptions of the doctor. When looking for such staff for a home for around-the-clock care for a sick person, it is recommended to take into account several nuances:
When conducting an interview, it is recommended to invite the future nurse to the patient and look at his reaction. The nurse should have a pleasant timbre of voice and arrange for the patient to quickly establish contact with him.
The nurse must have the necessary qualifications, and be able to provide first aid, following the disease in her future ward.
It is recommended to request in advance from the future employee all the necessary qualification documents, as well as a diploma of higher education.
The nurse should initially be ready for an irregular working day, namely, staying next to a sick person 24/7, or, if she disagrees, it is recommended to hire two people. Our company immediately presents to a potential customer 2 or 3 highly qualified people who will be next to the patient for 24 hours.
A nurse must always be in touch, have a mobile phone, be able to use instant messengers to answer a question at any time of the day, or transfer information to the attending physician in case of a force majeure situation.
Regardless of professional qualities, the nurse must have such personal traits as benevolence, compassion, and care. Only with a good attitude from the home staff, the patient will quickly recover, or his last days of life will be comfortable.
Our company All American Home Care has only highly qualified medical staff and nurses who provide round-the-clock support for a sick person, regardless of the degree of progression of the disease. We are always ready to help your relative both in the postoperative period and in the provision of palliative care.
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When you lose a loved one, it’s hard to know what to do next. One of the most important decisions you will make is sorting through all the headstone designs to pick the right one. This may seem like a daunting task, but it doesn’t have to be.
In this blog post, we will discuss everything you need to know about memorial headstones, from whether or not you can make your own, to things to consider before purchasing materials.
Can You Make Your Own?
The answer is yes, you can make your headstone, but there are a few things to consider before doing so. When making your own headstone, there are a few things you need to take into consideration.
The type of stone you use, the size, the weight of the stone, the design of the headstone, and the inscription are all important factors that will affect the cost and appearance of your headstone. Let’s look at each of these factors.
The Size and Weight of the Stone
The size and weight of the stone you use will depend on the type of stone and the size of the grave.
There are many factors to consider when choosing the size and weight of a headstone, but the most important is the type of stone. Granite is the heaviest type of stone, so it is best suited for larger graves. Marble is a lighter type of stone, often used for smaller graves. Limestone is the lightest type of stone, so it is best suited for cremation urns or other small memorials.
The weight of the stone is also a factor to consider. Heavier stones will require sturdier bases, which can add to the cost. Lighter stones are easier to install, but they may not be as durable in high winds or other severe weather.
The size of the grave is another important factor to consider. If the grave is too small, there may not be enough room for a headstone. If the grave is too large, the headstone may look out of proportion. It is important to measure the grave before making a headstone to ensure that it will fit properly.
The Design of the Headstone
There are many design options for headstones, but the most common are traditional, modern, and personalized.
We typically make traditional headstones from granite or marble and feature simple designs such as crosses or angels. We often make modern headstones from limestone or other less expensive materials that can feature more intricate designs.
Personalized headstones are becoming increasingly popular and can be made from any material. We can customize them with images, symbols, or text that are meaningful to the deceased or their family.
The Inscription
The most important part of a headstone is the inscription. This is what future generations will read about what is there and is the best way to remember and honor your loved one. There are many ways to personalize an inscription. The most important thing is to choose something that will have meaning for you and your family.
The Cost
If you're looking to save a little money on the cost of a headstone, you may be considering making your own. However, this is not a decision to be made lightly. For starters, you'll need to have a good understanding of the materials involved and the process of creating a headstone. You'll also need to factor in the cost of tools and supplies.
The average cost of making your own headstone can range anywhere from $600 to $3,000. The size, weight, and design of the headstone will all play a role in the final price. For example, a traditional headstone made of granite will be on the higher end of the price range, while a smaller headstone may be on the lower end.
Types of Stone
Granite is the most popular type of stone for headstones because it is durable and comes in a variety of colors. Marble is also a popular choice because it is elegant and can be carved into intricate designs. Limestone is less popular than granite and marble, but it is still a good option for those who want a more affordable headstone.
Design
When it comes to designing your headstone, there are many options to choose from. The three most common designs are traditional, modern, and personalized.
Traditional headstone designs are typically rectangular or oval and feature classical motifs, such as crosses or angels. Modern headstone designs are often more abstract and can include features such as geometric shapes or nature scenes.
Personalized headstone designs are those that are unique to the individual and can include anything from a favorite hobby or interest to a photograph or design that represents the person’s life.
Inscription
There are many things to consider when deciding what to put on your headstone. The most important thing is to keep it short and sweet. You want people to be able to read it easily and understand what it says.
Some things you may want to include are:
Your nameDates of birth and deathA brief message or quoteAn image or symbol
Remember, the inscription is meant to be a lasting tribute to your life, so take some time to think about what you want to say. If you need help, many companies offer headstone design and inscription services.
Conclusion
Making your headstone is a great way to personalize your grave, but there are a few things to consider before doing so. The most important thing to consider is the cost, as headstones can be expensive. You should also think about the size and weight of the stone, as well as the design. The inscription on the headstone should be short and to the point. Keep these things in mind when making your decision, and you will be sure to create the perfect headstone for your needs.
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