5 Different Types of Car Accident Claim

by

07 January 2022

Legal

Car Accident Claim

When you think of a car accident, the first thing that probably comes to your mind is two vehicles colliding. But there are many types of car accidents that involve not just cars- but pedestrians, motorcycles , uber, etc. You should be aware of the different types of car accidents so that you know what to expect, should it ever happen to you.

In this article, we’ll look at the five different types of car accident claims fillings that require the expertise of a car accident attorney.

1. Pedestrian accidents

Pedestrian accidents

Pedestrians are the most vulnerable when it comes to car accidents. They lack any safety features to protect them against being hit by cars, making the accidents fatal most times. If you have survived a pedestrian accident, you need a car accident attorney to successfully get compensation for filed claims. Visit this site if you’re looking for a car accident attorney.

Pedestrian accidents are not exclusive to being hit by a vehicle only. They also include injuries resulting from obstructions on pavements, poor road maintenance, being struck by a falling object, dog bites, and more.

You should seek representation, especially for dog bites, from a reputable and highly experienced accident attorney because pedestrian accidents are known to cause life-changing injuries that require both attention and compensation.

2. Bicycle accidents

Cycling is a popular means of commuting to different destinations without worrying about traffic or environmental pollution. However, cyclists are vulnerable road users with a risk of getting serious injuries after a road accident.

Bicycle accidents are often caused by negligent driving by other road users, poor road conditions, and faulty light systems. Choosing a car accident attorney will aid in getting compensation for your claim after being involved in an accident.

Bicycle accidents can have devastating impacts on your life. Accidents affect your ability to work, movement, and mental wellbeing. These accidents also require emergency medical bills you may be incapable of raising due to the inability to work. This shows how vital it is to claim compensation after a bicycle accident.

3. Dram shop accidents

Dram shop accidents

Dram shop accidents result from reckless driving due to consuming alcohol served by an establishment. Such are third-party vehicle accident liabilities in which you are allowed to sue the establishment that served the alcohol to the driver.

Every state has a different way of handling drunk driving and accident liability. Additionally, the laws governing dram shop claims also differ. Hence, you need to hire a car accident attorney that is well-versed with state laws and can help you make a winnable claim.

It is important to note that not all drunk driving-related accidents allow for dram shop liability claims. This claim is applicable under specific circumstances, such as serving alcohol to a minor.

4. Motorcycle collisions

Motorcycle accidents are dangerous and fatal in most cases. These accidents also present unique issues when trying to figure out who caused the accident. Therefore, it is crucial to seek guidance from a car accident attorney after involvement in a motorcycle accident.

5. Uber/Lyft or rideshare accidents

Uber/Lyft or rideshare accidents

If you are an uber/Lyft passenger and the driver causes the accident, they are liable for your injuries. The drivers often have insurance coverage from Lyft or Uber; this may not apply to you as a passenger. However, an accident attorney can help ensure the driver compensates you because they are liable for the victim’s injuries.

6. Are you looking for a car accident attorney?

The information above provides different types of car accidents that require a car accident attorney to improve chances of successful compensation. All that is left is for you to get an experienced attorney to help with your case and trust them to get you the compensation you deserve.

Read Also:

I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

ridesharing accident

Steps to Take After Being Involved in a Ridesharing Accident

Ridesharing is revolutionizing the way people get from point A to point B. Whether it's just to have a safe ride home after a night of drinking or a great alternative to purchasing your own vehicle, ridesharing is gaining in popularity. With more people getting rides than ever before, more car accidents are involving ridesharing vehicles. Understanding what to do if you're involved in a ridesharing accident can help to ensure that you get the compensation you deserve for the injuries that you sustained. Check For Injuries And Call The Police The first steps that you want to take after being involved in any sort of car accident are to check for injuries and call the police. You should start by checking yourself and other passengers. Then, check the other parties involved to see if they have any injuries. If anyone has severe injuries, you should be contacting emergency medical assistance immediately. If you have slight injuries, it's still a good idea to get them checked out by a medical professional at the accident scene. This way, your injuries are documented right from the start. Once everyone is checked for injuries, it's time to call the police. The officer will be responsible for creating an accident report. While you may not think that a report matters since it's not your vehicle that was involved, think again. Any ridesharing accident lawyer will tell you that having access to the accident report is a vital part of your claims case. Even if the drivers involved don't want to contact the police, you should do so yourself to ensure your future safety is looked after. Take Pictures And Collect Information West Coast Trial Lawyers will advise you to take pictures to document the scene. While you may have no stake in the property that was damaged, you should still have photo evidence of it. This can come back into play later when determining who was at fault for the injury. This way, your Uber accident attorney knows who to go after to seek compensation for the injuries that you sustained.Talk with witnesses and gather their contact information. Witnesses tend to leave the scene of the accident once an officer arrives. Therefore, speaking with them before the police arrive can ensure that you get the information you need before they leave. The more witnesses you have, the better chance your ridesharing accident lawyer will have at proving your case for injury compensation.You'll also want to get the information about the people involved in the accident. Start by collecting the contact and insurance information of your ridesharing driver. Then, get the same information from the other parties involved. If the other driver had passengers with them, then get their information to. Be sure to write down or take pictures of the license plates of the vehicles that were involved. Understand What Insurance Pays For Your Injuries One of the most confusing parts of being involved in a ridesharing accident is understanding what the insurance company pays for the damages and injuries that were a result of the accident. Does Uber's insurance cover the problems or does the Uber driver's personal insurance cover your injuries? Let's take a look at the different scenarios below.Hit By A Ridesharing DriverIf you're in a vehicle accident that is determined to be the fault of the other driver who was in a ridesharing vehicle, the other driver's insurance is responsible for paying for your injuries. Keep in mind that each driver's insurance policy will have coverage limitations. If your compensation amount is above the coverage limit for the ridesharing driver's personal insurance, the ridesharing company's insurance will cover the excess if the driver was working at the time of the accident.Your Ridesharing Driver Is At Fault For Your InjuriesWhen the ridesharing driver that you're riding with is determined to be at fault for your injuries, their personal insurance will cover your compensation. In the event that your compensation amount is over what the driver's personal insurance will cover, the ridesharing company will cover the excess if the driver was working at the time of the accident. What Is Considered Working By Rideshare Companies? West Coast Trial Lawyers will inform you that the ridesharing company will only pay if the driver was determined to be working. If the driver was not determined to be working at the time of the accident, the ridesharing company's insurance will not cover the excess of the compensation you get. Rather, you'll have to go after the driver of the vehicle personally for anything their insurance won't cover.Ridesharing companies like Uber and Lift have their own technology that allows them to communicate with their drivers. Drivers are required to update their status on their mobile device to tell the company what they're doing. As long as the ridesharing driver was logged into their application, the ridesharing company's insurance policy will kick in. However, there are some restrictions to their coverage limits.If the driver is logged into their application but has a status of waiting for a ride request, the ridesharing company's insurance has limited coverage. For Uber specifically, the limited liability coverage is 25,000 dollars for property damage and 50,000 dollars per injury up to a 100,000 dollar limit. In most events, a combination of the driver's personal insurance and the ridesharing company's insurance will take care of the compensation for your injuries. However, if they don't, your Uber accident attorney will take up suit against the ridesharing driver personally for the excess.In cases where the ridesharing driver has a status of being in route to pick up their passenger, then the ridesharing company's full insurance policy kicks in. Both Uber and Lift have a 1,000,000 dollar personal injury insurance policy. Remember that this policy kicks in after the driver's personal policy reach its coverage limits. Why Contacting A Lawyer Is So Important As you've found out above, there are many things to consider when you're involved in a ridesharing accident. Navigating the legal waters and determining what insurance policy or policies will be paying for your injury compensation can be difficult. Employing a ridesharing lawyer to help you along the way will ensure that you get the compensation that you need for your injuries.Your lawyer will be able to collect the necessary evidence from the ridesharing application to determine what insurance is covering the accident. They'll be able to take up suit against those companies and assist you in determining a proper amount of compensation for the injuries that you sustained from the accident. Most importantly, a lawyer will be able to do all the heavy lifting with your claims case so that you can physically and mentally worry about getting better. You don't want to be dealing with lawyers, insurance companies, and educating yourself on laws when you're injured.Being involved in a ridesharing accident may not be something that you've thought about before. However, since ridesharing is becoming more popular, you should be prepared with what you should do in the event that you find yourself involved in one. The above steps will help you to figure out how to proceed after an accident occurs.Read Also:Expert Advice: 5 Crucial Things To Do Immediately After An Automobile Accident 5 Types Of Damages You Can Claim After A Car Accident What To Do When You’re Involved In A Car Accident In Albany

READ MOREDetails
Construction Accident

After A Construction Accident: Worker’s Rights, Compensation, And Legal Recourse

The workplace is one of the most dangerous places a person can be in. Accidents can still occur even though safety managers and company owners do their best to uphold safety in the workplace.In fact, per data from the International Labor Organization (ILO), around 340 million workplace-related accidents are recorded every year. These accidents happen across various sectors, including the construction industry.Construction accidents are a fairly common occurrence. According to the Bureau of Labor Statistics (BLS), an estimated 150,000 construction accidents are reported each year. These accidents affect construction workers and their loved ones.Worry not; if you’re working in a construction company and encounter an accident while doing your job, you have rights and can file for compensation. And if you’re forced to a tight spot, you have legal pathways that you can take with the help of an experienced construction accident lawyer. Want to know more about the aforementioned subjects? Continue reading below to learn more.What Are Workers’ Rights In Case Of A Construction Workplace Accident? Construction workers are covered by a set of different legal protections that shield them from harm while they do their jobs in the workplace.For starters, construction companies are required to ensure that they provide a hazard-free working environment for their personnel. Further, they’re required to have insurance to cover any unexpected eventualities like construction accidents. Those are just some of the legal protections construction workers like you are guaranteed.Thus, construction workers have the right to work in a safe workplace environment and file a claim for their injuries and other losses if they have an unforeseen accident while they’re at work.If you’ve been injured on the job, the first thing you should do is seek medical attention. Your health and well-being should always be your top priority. Once you’ve received the necessary medical care, it’s important to report the accident to your employer or to your immediate supervisor. This step is necessary to notify your construction company employer that you’ve had an accident on the job and you wish to file for just compensation.Construction Workers’ Compensation After A Workplace AccidentIn many cases, workers who are injured on the job are entitled to workers’ compensation benefits. These benefits can help cover the cost of medical treatment, lost wages, and other expenses related to your construction accident injury. To receive these benefits, you’ll need to file a claim with your employer’s workers’ compensation insurance carrier.Filing a construction accident workers' compensation claim is a complicated and tedious process. You’ll need to accomplish tons of paperwork, interview witnesses, gather various pieces of evidence, obtain medical and workplace records, and so much more in filing your claim. In addition, it’ll take a lot of back-and-forth between you, your employer, and the insurer as your claim application is being processed.Say You Diligently Cooperated With Your Employer Say you’ve prepared and submitted all of your documents on time, diligently cooperated with your employer and their insurance company, and built a strong claim case. If that’s the case, your claim will likely get approved. Yet there’s a chance that you’ll get a reduced amount award compared to your original claim.Nonetheless, it’s important to note that workers’ compensation approval depends on a case-to-case basis. Your construction company’s insurer will process construction accident claims depending on their insurance coverage plan, the prevailing laws in the state where you’re, and so on.Workers’ Legal Recourse After A Construction AccidentIf your workers’ compensation claim is denied or if you feel that you’re not receiving the full benefits you’re entitled to, it’s a good idea to consult with a construction accident lawyer. An experienced attorney specializing in helping construction accident victims can help you understand your rights and options and can represent you in legal proceedings.Your construction accident lawyer can help you file an appeal with your company’s insurer in case your initial compensation filing is denied or you’ve received a reduced claim award. To add, they can initiate and carry out negotiations with your company and their insurer. If no legal conclusion that’s amicable to all the parties involved is reached, your attorney can proceed with filing a case in a court of law and handle the reins from there on.What To File?In addition to workers’ compensation benefits, you may file a lawsuit in personal injury against the third party who was responsible for your injury too.  For example, if a subcontractor or equipment manufacturer was negligent and their actions contributed to your injury, you may be able to hold them accountable through a personal injury lawsuit.A personal injury lawsuit can help you recover damages for medical expenses, lost wages, pain and suffering, and other losses related to the injuries you’ve contracted in a construction accident. Yet it’s important to note that there are strict time limits for filing a personal injury lawsuit. If you wait too long to take legal action, you may lose your right to seek compensation. Fortunately, a construction accident lawyer can help out with that too.What You Need To Know About Working With A Construction Accident AttorneyIt’s important to understand that every construction accident case is unique. The specific rights and options available to you will depend on the circumstances of your accident and the laws in your state. That’s why it’s important to consult with a construction accident lawyer who can help you understand your rights and options.When you meet with a lawyer, they’ll review the details of your case and help you determine the best course of action. They may recommend filing a workers’ compensation claim, pursuing a personal injury lawsuit, or taking other legal action. Plus, they’ll help you gather pieces of evidence to support your case and will represent you in any legal proceedings.Navigating Complex Legal SystemOne of the benefits of working with a construction accident lawyer is that they can help you navigate the complex legal system. They’ll handle all the paperwork and legal procedures on your behalf, allowing you to focus on your recovery. Also, they’ll advocate for your rights and best interests, working to ensure that you receive the full compensation you’re entitled to.Besides helping you seek compensation for your injuries, a construction accident lawyer can also help you hold any responsible parties accountable for their actions. This can help prevent similar accidents from happening in the future and can help improve safety standards in your company and the construction industry in the bigger picture.To ConcludeIf you’ve been injured in a construction accident, it’s important to know that you’re not entirely in a hopeless position. You’re entitled to certain rights and can file a construction accident claim with your company’s insurer.And there are legal options available to help you seek justice and compensation for your injuries. A construction accident lawyer can help you understand your rights and options and represent you in legal proceedings. Don’t hesitate to reach out for help – you deserve justice and compensation for your injuries.Read Also:7 Common Construction Project Management ProblemsCrucial Reasons To Choose Prefabricated Construction MethodsWhat to Do if You’re in an Accident with a Placarded Truck in Tampa

READ MOREDetails
Long-Term Disability

An Introduction to Long-Term Disability Claims

If you suffer an injury or are diagnosed with a physical or mental illness that will prevent you from working, knowing what supports are available and which ones you are and aren’t entitled to can be confusing and stressful. Even if you or your employer have purchased an insurance plan that includes long-term disability coverage, filing a claim and receiving benefits is often easier said than done.An LTD lawyer is one of the first people you should speak to if you are disabled by chronic conditions, injuries, or illnesses. They know the publicly available programs and can point you in the right direction. But the real value they provide is by helping you receive the long-term disability benefits you are entitled to that insurance companies often deny unrepresented claimants.If you’ve never filed a claim before and are new to the world of injury benefits, here is some basic information you need to know: What is Long-Term Disability Insurance?Long-term disability insurance is coverage that can provide you with a portion of your income when you’re suffering from an illness or injury severe enough that you are unable to work for an extended period of time. These payments can help you cover your living and medical expenses.Some policies are meant to top up disability benefits available through public programs, such as Canada Pension Plan and the Ontario Disability Support Program. The insurance policy may require you to apply for these programs as well. What Injuries and Illnesses Does LTD Insurance Cover?Most long-term disability plans cover many severe illnesses and chronic conditions, but there may be a few that are excluded from your policy, so refer to it to ensure that your condition is covered. The policy will also tell you the eligibility requirements for LTD benefits.Generally speaking, your illness or injury must be severe enough that it prevents you from performing a substantial portion of your job to qualify for coverage.Examples of illnesses, injuries, and chronic conditions that long-term disability claims commonly cover include:Fibromyalgia Various types of arthritis Chronic fatigue syndrome Degenerative disc disease Bulging discs Adjustment disorder Major depressive disorder Anxiety disorders Crohn’s disease Diabetes Multiple sclerosis CancerIt’s important to note that the injury or illness does not have to be job-related for you to qualify for LTD benefits. How Long Does it Take To Start Receiving Benefits? Many insurance policies require you to be off work for a certain amount of time before you are eligible to receive benefits. This is often called the “qualifying” or “elimination” period and can range anywhere from 90 to 180 days. The exact amount of time is stated in your policy.To support yourself in the meantime, your insurance coverage may also include short-term disability benefits that you can access while you wait to be moved to the LTD plan.If it does not, you can apply for Employment Insurance sickness benefits that provide qualifying individuals with up to 15 weeks of benefits at 55% of their salary up to a maximum of $638 per week. How Much Does Someone Receive on LTD Benefits? If you’ve purchased your own private insurance policy, the amount you would receive was likely predetermined and will be stated in the policy. If you are part of an employer-sponsored group plan, benefits can cover anywhere between 50 to 80% of the salary you were earning before the disability - subject to any policy maximums. What do I do if My Claim is Denied? The first thing to remember is not to panic or get discouraged. Insurance companies commonly deny claims. If you didn’t consult a disability lawyer before applying, now is the time to do so.There are time limits to appeal the denial or file a lawsuit, so speak to a lawyer as quickly as possible. If you’re worried about how you will pay for a disability lawyer, many of them offer contingency fees. This means that if they don’t get you money from the insurance company, you don’t pay.Read Also:WHY ARE MORE THAN HALF OF SOCIAL SECURITY DISABILITY CLAIMS DENIED? 5 Things to Consider While Medicaid Planning – Keep This In Mind! Business Insurance Covering Tree Trimmers: Insurance Policies You Need To Know

READ MOREDetails