How to Handle a Car Accident?


29 April 2020


Car Accident

Even though it is best to avoid getting into accidents, you should know what to do once that occurs. Accidents can be messy and quite troublesome if you do not know how to handle them properly, which is why it is important to always consult a lawyer and know the basics at the very least. Lebanon car injury law firm handles all types of accident-related cases. Some of the ways you can handle car accidents in the best way possible are mentioned-below.

Here are How to Handle a Car Accident:

  1. It is of the utmost importance that you not leave the accident scene no matter how major or minor it is. Running away will put all the blame on you and you would be held accountable for a crime you might not even have done. If you leave someone when they are injured or seriously hurt, you can end up in jail. So, it is best that you stop the car and park it somewhere (if you can) and wait for the ambulance or the police to arrive. But do not leave the crime (accident) scene!
  2. Check to make sure that everyone involved in the accident is physically alright and does not require medical assistance. If they do, call an ambulance! Even if you do not require immediate care, some injuries or pain comes, later on, get yourself checked.
  3. Call the police. Avoid saying sorry or taking all the blame on yourself. Only the police get to decide who the main culprit is, so avoid getting involved in any kind of useless argument or apologies. You need to have a police statement or evidence that you got into an accident to claim the insurance. Without a police file complaint, the insurance company will make everything very difficult for you.
  4. While waiting for the police to arrive, take pictures of the entire accident, make videos. Note down the vehicle numbers, injuries, if there are any, as well as the damages, are done to the cars. When you are being questioned, make sure that you do not lie, exaggerate, or state untrue facts as they could be used against you.
  5. After you file a complaint, call your lawyer. If you do not have a lawyer then get one as quickly as possible. You should not say or do anything without your lawyer being with you or before talking to your lawyer. Although you should always have a lawyer by your side in case of emergencies as it saves a lot of time and money. You also get to learn so many dos and don’ts about laws. Your lawyer will do all the hard work as well as the dirty work (insurance-related work) for you. The lawyer will be talking to the witnesses, collecting information and evidence, doing all the paperwork, as well as get the best deal out of the insurance agencies.

Although the above-mentioned points are for major accidents, however, they can be used in minor accidents as well up until point 3 or 4. In a minor accident, usually, people do not file a complaint and try to solve the accident within themselves. This saves both the party the lawyer fee, dealing with the insurance claims, the police’s questioning as well as the paperwork. However, it is safe and recommended that you go to the hospital for a regular check-up even if everything is perfectly fine.

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questions about personal injury cases

Frequently Asked Questions about Personal Injury Cases

If you are injured in an accident – car accident, workplace accident, assault, or medical malpractice – you likely have many questions. That is perfectly natural and understandable. The best way to get answers is to contact a personal injury lawyer who can help you based on the details of your situation.In the meantime, we offer some answers to the most frequently asked questions about personal injury cases. We hope you will gain some insight to help you begin the process of filing a personal injury claim and getting the compensation that you deserve. Frequently Asked Questions about Personal Injury Cases Q: What is a personal injury? A personal injury occurs when someone’s negligent or reckless behavior causes harm to someone else. Some examples of personal injury cases include:Car accidents Medical malpractice Slip and fall accidents Product liability Workplace injuries Birth injuries Wrongful deathYou need to understand that if you are fighting a personal injury case of a specific nature, it is always best that you get experts that have experience in that field. In other words, you should look to work with and hire specialists rather than generalists. To understand this better click on more info. Q: How do I know if I have a case? The only way to find out if you have an actionable personal injury case is to speak with an attorney. A personal injury attorney will evaluate the details of your situation and let you know if you have a case, and if so, how to proceed. Q: How much is my case worth? The “value” of your claim, or how much your case is worth, depends on a variety of factors. These factors include:The circumstances surrounding the accident The severity of your injuries Limits on insurance coverage Medical expenses Estimated future medical expenses Lost wages or earning capacity Pain and suffering Loss of consortiumOnce these factors are taken into consideration, you can obtain an estimate of your case’s value. Remember that an estimate is not a guarantee. Q: What types of compensation can I get through a personal injury claim? Plaintiffs (the person filing a personal injury claim) may be able to obtain several different types of compensation, depending on their case. Most often, personal injury claims seek compensation for:Current medical bills Anticipated future medical bills Loss of income Pain and suffering Mental anguish Loss of consortium Punitive damagesThese are somewhat broad examples of the types of damages that you may be able to pursue in a personal injury claim. The types of damages relative to your case will depend on the facts of your case. Q: Do I need an attorney to file a personal injury claim? Legally speaking, you do not have to hire an attorney to help you file a lawsuit. However, it is highly recommended. A personal injury attorney can benefit your case in a lot of ways. For example, these attorneys know how the system works and what all needs to happen in order for you to obtain a settlement or verdict. Also, if legal snags hold up your case in the court system, an attorney can help sort things out and get your case moving again.Another benefit of working with an attorney is that attorneys are skilled negotiators. If the other party (defendant) offers you a settlement that is low or unreasonable, an attorney can negotiate on your behalf to ensure that you get maximum compensation.Read Also:Can an Employee Claim for a Personal Injury When Working From Home? Hagen Rosskopf Explain What to Look for in a Personal Injury Attorney How to Find a Personal Injury Attorney On Any Budget Reasons for hiring any Personal Injury Attorney is Important

Facing Foreclosure

What to Do If You Facing Foreclosure?

Are you Facing  foreclosure problems for your home? If you buy a home on loan and you are unable to make payments to your lender on the right time generally for consecutive 3 months, then you need to face Foreclosure. It’s a legal process that is used by the lender and takes a long time and effort. There are plenty of things to know if you really want to get rid of Foreclosure. Most people look for an alternative way to foreclosure, and in order to fix the issue, they negotiate with their lenders, often with the assistance of foreclosure counselors. Calling your lender is the best way to get the solution. Most of the lenders give you options to help you resolve the issue, which include loan modification, forbearance, or a short sale.Facing foreclosure is literally scary in today’s scenario. However, receiving a Notice within the mail does not actually mean that you are going to lose your home. There are things that you simply will do to slow down the process of foreclosure, to leave your monetary record within the best form potential. Keep reading this article to avoid a foreclosure and to learn more about your best options. What do you mean by foreclosure? By rule, signing a mortgage means that you have to pay a certain amount to the lender back within a certain period of time in full, for the loan and you have got agreed to as per their terms. Once you stop making payments to the lender it means you broken that contract. Consequently, the lender possess right to take back your home and take a look at to recoup the investment. the method of repossessing your house is called foreclosure.If you are unable to make payment of your home loan on time and you got late for a few days, then don’t worry and be relaxed as the bank will not visit your house immediately. In most of the cases, you are given a 15-day grace, in that case, you don’t have to pay a late fee.If you haven't paid your mortgage for 90 days then after foreclosure will begin. From there, the process might take from 2 to 12 months, betting on wherever you reside. The process of proceedings is quite long, so, you've got time to make things in your favor and you can stay in your home. How can you slow down the process?   There are different ways you can slow down the process of foreclosure to improve your brand image in the correct direction. Work out the plans that can work well in your favor. 1. Educate yourself When you have gotten closer to legal proceedings, you just need to educate yourself about foreclosure. If you don’t know the rule of the game, then how would you be able to play the game as an effective player? So, you need to conceive each and every aspect of foreclosure. Take a deep breath and start reading over everything you've got from the lender. You may get several initial notices regarding the payment which may contain info about the foreclosure process and pending legal actions against you. in spite of what it says and you don’t have to be compelled to worry regarding this info mentioned within the documents. Next, you need to teach yourself on how to handle these notices and get rid of this situation what you are facing. Some states are judicial legal proceeding states, there in the case; the lender needs to file a proceeding against you before moving forward with the proceedings. In other, non-judicial legal proceeding states, this cannot be a procedure, depending upon the state rules. Knowing which type of state you reside in will assist you to work out what proportion of time you've got to search out a solution? 2. Call Your Lender Next, you should contact with your lender as shortly as possible to make the situation in your favor. The very fact is that proceeding is quite a time consuming quite a costly process so, most lenders want to settle it with the help of mutual understanding and talk. They actually want a solution without repossess your home. Honest communication can go a long way and in most of the cases, it’s been seen that both the parties settle this issue without legal proceedings.There are four main choices that the lender could offer you. They are: 3. Refinancing In this case, a borrower gets a new loan with new interest rates in order to cover the missed payments, and what you owe on the house. This does not influence your credit negatively and will assist lower your monthly payments. 4. Repayment Plan when both parties agree on a plan that works in your budget, therefore you'll restart making payments. This is considered to be the best way to get rid of your loan quickly. When you are facing foreclosure. 5. Forbearance Forbearance means that once the mortgage company briefly suspends your mortgage payments for a certain period of time. These postponed payments are adjusted at the end of your loan. 6. Loan Modification during this case, the mortgage company changes the terms of your existing loan - rate, amount due, length - to create your monthly payment in a manageable way.People are in concern of losing their homes. Here, we wish to help you to get started by telling you regarding some choices and wherever you'll be able to get additional help or consultation. You wish to be persistent. Saving your home will take an extended time and also the whole method is frustrating.However, there could also be an inexpensive resolution for this. Several firms promise to prevent foreclosures and acquire loan modifications for a fee. Several of those firms get money and then disappear. So, be conscious while you choose someone to help you get rid of this issue as most of the times people get cheated or scammed. Think about doing a short sale If you're not able to repay your mortgage - even with a reimbursement plan or loan modification then - A short sale is the best choice for you. You'd need to raise your lender for permission as a result of, not like a conventional sale, during a short selling the lender agrees to resolve for less than the house is value. During this case, you'd ultimately lose your home, however, you'd be ready to do this while not having a legal proceeding of your record. Summary: There are many ways the bank can assist you if you fall behind on your mortgage or are having a real problem making your mortgage payment. In the above-given article, you will know the method through which you can handle foreclosure.Read Also:Lining Up For A Loan – How To Secure A Good Loan 6 Expert Tips For Finding The Right Home To Buy

Car Accident Claim

5 Different Types of Car Accident Claim

When you think of a car accident, the first thing that probably comes to your mind is two vehicles colliding. But there are many types of car accidents that involve not just cars- but pedestrians, motorcycles , uber, etc. You should be aware of the different types of car accidents so that you know what to expect, should it ever happen to you.In this article, we’ll look at the five different types of car accident claims fillings that require the expertise of a car accident attorney. 1. Pedestrian accidentsPedestrians are the most vulnerable when it comes to car accidents. They lack any safety features to protect them against being hit by cars, making the accidents fatal most times. If you have survived a pedestrian accident, you need a car accident attorney to successfully get compensation for filed claims. Visit this site if you’re looking for a car accident attorney.Pedestrian accidents are not exclusive to being hit by a vehicle only. They also include injuries resulting from obstructions on pavements, poor road maintenance, being struck by a falling object, dog bites, and more.You should seek representation, especially for dog bites, from a reputable and highly experienced accident attorney because pedestrian accidents are known to cause life-changing injuries that require both attention and compensation. 2. Bicycle accidents Cycling is a popular means of commuting to different destinations without worrying about traffic or environmental pollution. However, cyclists are vulnerable road users with a risk of getting serious injuries after a road accident.Bicycle accidents are often caused by negligent driving by other road users, poor road conditions, and faulty light systems. Choosing a car accident attorney will aid in getting compensation for your claim after being involved in an accident.Bicycle accidents can have devastating impacts on your life. Accidents affect your ability to work, movement, and mental wellbeing. These accidents also require emergency medical bills you may be incapable of raising due to the inability to work. This shows how vital it is to claim compensation after a bicycle accident. 3. Dram shop accidentsDram shop accidents result from reckless driving due to consuming alcohol served by an establishment. Such are third-party vehicle accident liabilities in which you are allowed to sue the establishment that served the alcohol to the driver.Every state has a different way of handling drunk driving and accident liability. Additionally, the laws governing dram shop claims also differ. Hence, you need to hire a car accident attorney that is well-versed with state laws and can help you make a winnable claim.It is important to note that not all drunk driving-related accidents allow for dram shop liability claims. This claim is applicable under specific circumstances, such as serving alcohol to a minor. 4. Motorcycle collisions Motorcycle accidents are dangerous and fatal in most cases. These accidents also present unique issues when trying to figure out who caused the accident. Therefore, it is crucial to seek guidance from a car accident attorney after involvement in a motorcycle accident. 5. Uber/Lyft or rideshare accidentsIf you are an uber/Lyft passenger and the driver causes the accident, they are liable for your injuries. The drivers often have insurance coverage from Lyft or Uber; this may not apply to you as a passenger. However, an accident attorney can help ensure the driver compensates you because they are liable for the victim’s injuries. 6. Are you looking for a car accident attorney? The information above provides different types of car accidents that require a car accident attorney to improve chances of successful compensation. All that is left is for you to get an experienced attorney to help with your case and trust them to get you the compensation you deserve.Read Also:How to Handle a Car Accident? Questions To Ask Your Fort Worth Car Accident Lawyer