Know What To Do When You Get In An Accident


03 April 2020



Accidents are inevitable. They just happen, no matter how cautious you are, the other drivers will not do the same. You need to keep in mind that even if you do not drive a vehicle, you can be a part of an accident. What you can do, however, is to know your rights in an accident. You need to know the dos and don’ts and what should be expected of you and the consequences of your actions. The best place to know all about your legal rights is through a legal firm Bellevue car accident attorney is one of the best in the market for such situations. Apart from a law firm, here are a few legal rights you should be aware of when you get into an accident.

Know What To Do When You Get In An Accident:

1. Call The Police:

Most authorities necessitate that you make a report of car accidents including injuries or property harm. In any occasion, you will probably need the accident to be reported to help later with the insurance-related procedure. If you were not to blame for the mishap, getting a police report can help validate your case and may likewise give valuable evidence down the line.

2. Make Sure Everyone is Ok:

Check if any of the people involved in the accident are alright or need medical attention. Notice the accident scene to see if any hazards could bring on additional damage, for example, spilling gas or electric sparkles. Call for help promptly if there are any wounds.

3. Talk To The Other Driver:

Get the other driver’s name, address, driver’s license number and license plate number. Likewise, record a description of the vehicle and request to see their insurance card with the goal that you can use this information later. Try not to talk about the reason for the mishap or apologize as these statements can be utilized against you.

4. Take Pictures:

Take photos of the area of the accident. Make sure that you take pictures of the following:

–          The area of the accident and position of the vehicles

–          The damage to your vehicle and the damage to the other vehicle involved in the accident

–          Evidence of debris on the roadway

–          Injuries if any and other things you think might be important.

5. Look For The Witnesses:

Assess the scene and decide whether there are any observers. Request the observer’s contact info and ask them to remain at the scene to state what happened. Check for any surveillance cameras close by that may have caught the accident, for example, a traffic camera or a camera from a close-by business.

6. Be Polite:

Even though it can be easier said than done, be polite. You should not lose your temper and say things that can be used against you in court. You should never under any circumstances ever threaten the other party.

7. Legal Actions:

Last but not least, you should always get a lawyer on your side to handle everything – from insurance to damage claims, from court case to talking to the witnesses and looking for pieces of evidence, they will take care of it all. Make sure that you do not lie to the legal authorities or everything in your favor will backfire and you might end up in jail instead of roaming around freely.

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Car Accident Claim in Waukegan

Steps to Filing a Car Accident Claim in Waukegan

Vehicle accidents can negatively impact households. Injuries to drivers, passengers, or pedestrians due to road accidents are common in Waukegan, Chicago. But, do you know how to lodge a compensation claim when you are a victim of another person's negligence? However, no need to worry, as this read will give you steps you can follow to ensure you are successful in the lawsuit. If you are in an accident and have injuries, you will spend money on medical bills to recover from the ordeal. Probably, you will not be in the right state to work or earn. Still, it will be challenging to undertake a lawsuit yourself. It is why you need a Waukegan Car Accident Lawyer to help you with the claims. You will need professional assistance since proving that the defendant is liable for the accident can be challenging. Here are the steps to follow when you want to file a car accident claim in Waukegan; i. Understand the Law It is critical to understand Waukegan's law surrounding car accidents and personal injury before suing another party. Since legislation can be extensive and complex to understand, you must consult an attorney to know your options. In addition, you have limited time to file a lawsuit, or the claims become invalid. An accident lawyer in Waukegan understands the law, and you can take advantage of their expertise. It would be best to consult an attorney with previous experience in a similar case to yours. The legal expert can help you understand the provisions and the process of undertaking a lawsuit in your region. Having law experts on your side will ensure you build a strong case and get fair compensation for the claims. ii. Case Building The most critical aspect of a car accident claims lawsuit is proving the other party's liability in the ordeal. A judge will consider submissions from all parties in the case to give a judgment. So, it is vital to build a solid case for your claims. An attorney will ask you questions about the incident, and it would help to be honest with them. They represent your interests, and you should be detailed about the accident. The case building entails getting the evidence to support the claims. It includes pictures or videos from the accident, police reports, witness accounts, and medical documents. On the other hand, an accident attorney will look for misconduct and negligence to show that the other party is liable. Also, they need to show the extent of harm resulting from the accident. iii. The Lawsuit After creating a draft for the lawsuit, a lawyer will submit the document to the court on your behalf. It includes details about the accident, the claims, and compensation. A case can go for a full trial, or the parties can agree to settle out of court. Conclusion It is critical to follow the correct procedures for filing a car accident lawsuit. A qualified lawyer will assist you throughout the process to ensure success. Read Also: Questions To Ask Your Fort Worth Car Accident Lawyer Is It Possible To Get A Settlement From A Car Accident Without A Lawyer?

File Bankruptcy

Can I File Bankruptcy Without an Attorney?

Even though you can legally file bankruptcy with an attorney, there are still some circumstances that will require you to hire like if you are an SEO consultant. Thousands of people are unable to pay off their debts each year, but still not able to afford to hire an attorney properly. Attorney fees and other expenses can pile up pretty quickly. If your situation is not complex, you should be able to go through the process with the help of a lawyer. How does the process work? In order to follow bankruptcy without the assistance of an attorney, you will need to follow several steps including: 1. Figure out if your income meets the Means Test- The Means Test can help you determine whether you qualify to file for Chapter 7 bankruptcy. There is a test form provided by the federal government where you will have to answer questions regarding your income, debts, and the number of people in your household. If you only own a few assets, haven’t been accused of fraud, and have a household income below your state’s median, you should be able to handle the process on your own. 2. Obtain your credit reports and complete credit counseling- You will then need to obtain your credit reports from all three major credit bureaus. If you do not report a debt, it will not be included or discharged in your bankruptcy. 3. Fill out paperwork- This is probably the most complicated task if you are going to file bankruptcy without an attorney. You will need to download the bankruptcy forms package and complete all forms attached. You can then submit them by mail or in person. 4. Attend 341 meetings- You must attend this meeting even though your creditors will not be present. You will be asked a number of questions regarding your case by the trustee. 5. Complete a personal financial management course- Finally, you will complete a personal financial management instruction course within 45 days of your meeting. Once this has been completed, you will wait to hear from the court regarding whether your debts have been discharged. Filing Without Money To file bankruptcy without an attorney, you will need to at least pay a filing fee for the credit counseling courses. If you do not have the funds for either, you can request a fee waiver or ask the bankruptcy judge to roll the payment into your repayment plan, only if you are filing Chapter 13. Chapter 13 Bankruptcy Cases Even though there are some cases where you can file bankruptcy without a lawyer, there are some exceptions that may require you to hire a Houston bankruptcy attorney or another attorney including: If your partnership or corporation is facing bankruptcy, you will need an attorney You can still file bankruptcy without a lawyer if you fail the Means Test since your income is too great, but the process may be more complicated. This is because Chapter 13 cases are more difficult to file than Chapter 7 bankruptcies. Additionally, you will also need to come up with a repayment plan that explains how you plan on repaying your creditors back. While filing bankruptcy without the help of a lawyer may be possible, it may not always be the best route for you to take. It all depends on your individual circumstances. Read Also: Bankruptcy Means Test: Why It Matters? What Is Chapter 7 On Bankruptcy Laws: A Beginner’s Guide Important Things You Need To Know Before Filing For Bankruptcy What are the types of debt that can be discharged in bankruptcy? 5 Common Body Corporate Issues Faced by Strata Management Debunking 7 Notorious Bankruptcy Myths

Living Alone

Discusses the Growing Problems of Living Alone

Researchers have concluded that living alone, being socially isolated, and feeling lonely can pose significant health risks, particularly in older adults. Although the terms living alone, social isolation and loneliness are often used interchangeably, they are not the same thing. Specifically, living alone and being socially isolated are objective determinations either that a person lives solo, or has few relationships or infrequent social contact. According to the Administration on Aging (a division within the U.S. Department of Health and Human Services), nearly one-third (28%) of non-institutionalized adults 65 and older – 13.8 million people – live alone. Despite living alone, however, these adults may or may not be included within the category of social isolation depending on the nature of their relationships and the frequency of their social contacts. In contrast, loneliness is determined on a subjective basis. Loneliness is based on a person’s individual feelings of disconnectedness, isolation, or not belonging. Said differently, loneliness arises because of the divergence between a person’s desired level of social connection and the actual level of connection. To be clear, a person living alone may not necessarily feel lonely, whereas someone living with a number of other people may still experience loneliness. Risk Factors A recent survey of older adults determined that 43% feel lonely on a regular basis. More concerning is that among those who report feeling lonely, there is a 45% increased mortality risk. Steve Cole, the director of the Social Genomics Core Laboratory at UCLA, explains: “Loneliness acts as a fertilizer for other diseases. The biology of loneliness can accelerate the buildup of plaque in the arteries, help cancer cells grow and spread, and promote inflammation in the brain leading to Alzheimer’s disease. Loneliness promotes several different types of wear and tear on the body.” Research has established links between living alone, social isolation, and loneliness to a variety of physical and mental conditions, including high blood pressure, heart disease, obesity, a weakened immune system, anxiety, depression, cognitive decline, Alzheimer’s disease, and even death. Indeed, a recent meta-analysis – representing cumulative evidence from 148 studies involving over 300,000 participants – determined that greater social connection is associated with a 50% reduced risk of early death. A second meta-analysis by the same researchers – representing cumulative evidence from 70 studies involving more than 3.4 million participants followed for an average of 7 years – similarly concluded that living alone (objective determination), social isolation (objective) and loneliness (subjective) each had a significant effect on the risk of mortality. Specifically, the analysis concluded that the likelihood of death increased a statistically significant 26% for loneliness, 29% for social isolation, and 32% for living alone. To put those risks in context, the researchers determined that the magnitude of risk is comparable to – and in some cases even exceeds – other well-accepted risk factors such as smoking (up to 15 cigarettes a day), obesity, lack of physical exercise and high blood pressure. Loneliness has also been associated with increased emergency admissions to a hospital, longer length of stays, and delayed discharges. In fact, a November 2017 study concluded that the lack of social contacts among older adults is associated with an estimated annual increase in Medicare spending of $6.7 billion. One Can Be the Loneliest Number, But it Doesn’t Have to Be Greg Bishop, an attorney in Park City, suggests that retirement is a great opportunity to develop the types of connections that can prevent or alleviate the health consequences of living alone, being socially isolated, or feeling lonely. He notes that although there is a general consensus about the potential problem areas, the solutions are more elusive. He explains that although living alone and being socially isolated are determined objectively, the underlying causes are overtly personal. For example, living alone may be the result of the death of a partner or because of a recent divorce, whereas being socially isolated may arise from relocating after retirement or from the children moving away. Given that the underlying causes vary drastically, the solutions for living alone, being socially isolated, and feeling lonely will also differ. In short, there is no one-size-fits-all solution to these issues. That said, older adults will likely benefit from the following suggestions: Proactively stay involved in the lives of your family and friends. Find meaningful ways to connect with them via video chats, phone calls, text messages and letters Establish new social connections – go to the gym, take a dance class, learn to play chess, or join a book club Establish a more meaningful relationship with a church or social groups Look for opportunities to help and serve others. Fred Rogers – the television icon from Mister Roger’s Neighborhood – shared that when he was a boy and saw scary things on the television news, his mother told him to “Look for the helpers. You will always find people who are helping.” While that advice comforted him as a child, perhaps better advice for older adults dealing with social isolation and loneliness would be to “Look to be a helper. There are always people who are in need of help.” Read Also: Why Do You Need a Queens Personal Injury Attorney 6 Signs That You Need To Hire a Personal Injury Attorney Don’t Battle It All Alone: 5 Reasons Why You Need an Adoption Attorney These Four Qualities Are What You Should Be Looking For In Attorneys!