Used Car Buying – How To Do It Right.


15 December 2023


Used Car

Used cars tend to be the most popular amongst UK drivers and it can be easy to see why. Second-hand cars have a lower purchase price, suffer from less depreciation and there is an endless amount of choice!

The main disadvantage of buying a used car is the lack of knowledge regarding its history. When you buy a new car, you will be the first owner and don’t have to second guess how the car’s been treated or if it’s been involved in an accident.

Reduce the risk of something going wrong with your next used car purchase by following these top tips below for safe car buying. 

Know your affordability. 

Before you make any large purchase, you should know how much you can afford to pay for it. This can speed up the buying process if you only shop for cars within your budget. Your budget may be one lump sum to pay for a car with cash or spread the cost into monthly payments with finance. Whichever way you choose to buy your next used car, you should try not to stray from your budget as you may get into a deal that you can’t afford to pay back.

Check the market value. 

Once you know how much you can spend on a used car, it’s time to see which cars you could buy. A quick internet search of local, trusted dealerships can help you to find used cars you can afford. It also gives you an idea of how much the cars you like would cost.

For example, if you’re striving for a used BMW on finance, knowing how much it would cost to buy one can give you an idea of how much your monthly budget could be. Knowing the market value of the cars you want to buy also helps if you’re buying with cash and wanting to negotiate the price. If there’s a similar model from a dealer down the road but with a lower price, you could use this as leverage or get a better deal. 

Check credit score for finance.

No matter if you’re looking for finance for a Volkswagen or a Porsche, the first thing you should do is to check your credit score. Your credit score can affect your ability to get approved for finance and not knowing where you fall on the credit scale can be costly.

A low credit score can make it harder to get approved if your low score is due to missed or late payments in the past or a lack of credit history. This is because you are seen as more of a risk to lenders and are more likely to default on future loans too. If you need to improve your credit score you should do so before applying for finance. 

Check insurance rates.


If you’re buying your first car, insurance rates can be some of the highest around. Newly qualified drivers are more likely to have a road accident in their first year of driving which bumps up the premium. Searching around for cheaper cars to insure and in your budget could help you save money. buying a used car isn’t just about the initial purchase price but also about being able to afford the running cost too. 

Use a reputable dealership. 

You can buy a second-hand car from a dealer or private seller but to help protect your purchase, you should consider buying your car from a reputable and trusted dealer in the UK. Buying from a dealer gives you an added layer of protection and means you are covered by the Consumer Rights Act 2015.

This act means you are entitled to a full refund, repair, or replacement if the car is not as described or fit for purpose. Check the status of the dealer with the FCA and read verified reviews of other customers before committing to the sale. 

Check the history of the car.

Used cars run the risk of having a hidden history but you can check the history of a car you are interested in buying for free. You can check the tax and MOT status of a car and get more information by simply entering the registration number into the DVLA website. You can also make a one-off payment of around £10 with a trusted Car History Check website to see if the car has been stolen, previously written off or still has existing finance on it. 

Test drive and check the vehicle. 

Before you commit to buying a used car, you should always test drive it first to see how you like it. Take the car out for at least 30 minutes, drive it on different types of roads, and perform maneuvers to get a feel of how it drives. Also, take this opportunity to park up somewhere and check over the vehicle for any imperfections or damage. 

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Nabamita Sinha loves to write about lifestyle and pop-culture. In her free time she loves to watch movies and TV series and experiment with food. Her favourite niche topics are fashion, lifestyle, travel and gossip content. Her style of writing is creative and quirky.

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Motor Scooters

The Latest Way of Transportation: Electric Motor Scooters

Transportation is forever changing. The world is ready for its first electric car, its first driverless car and now the electric motor scooters. The desire to ride two wheels has made the scooter become a legitimate mode of transport and is no longer looked at as a toy reserved for children and young adventurous adults. With their increased popularity, they will be fully embraced world over in no time.This is especially so with most countries looking to decongest cities from the many vehicles that clog up cities and leave them paralyzed due to traffic snarl-ups. They are convenient, easy to ride and fast. They save so much time that would have otherwise been spent stuck in traffic. They offer little pollution as they are not run on fuel but rather electricity. They are run on a rechargeable battery and are ideally charged the conventional way by plugging into a direct power source.There are many different types of scooters for adults. Some may opt for the traditional one without a seat but for adults looking for comfort, there are some newer comfortable models that have seats. In this article, we shall highlight why electric scooter is fast becoming an ideal mode of transport for many.Electric powered scooters have little to no noise as compared to their gas-powered counterparts. This is a good thing because the rider can hear danger coming when they are on the road. It is also easy to maintain because one does not have to worry about oiling, greasing and tuning that entails the maintenance of a gas-powered scooter. All that one has to take care of are the consumables like the brake pads and tires. To maintain an electric scooter one has to just ensure that the battery is charged. As mentioned earlier, using electricity to power scooters reduces pollution that is caused by fuel on either gas-powered scooters or even vehicles. The reduction of noise also reduces noise pollution and keeps the environment clean. In the world today where many manufacturers and people are environments conscious, this is a great advantage of the electric scooter.Some of the few adult scooters that have seats for comfort and have been reviewed are: Ojo Electric Scooter : Some of the features that make this one of the good models of scooters are:Strong aluminum chassis Both headlight and tail light Horn Both rear and front disc brakes Onboard charger with plug and retractable cord Waterproof dual speakersGigabyke Groove : This scooter looks like a motorbike and if that is not appealing enough, then these features will definitely grow the appeal.Only 6 hours for the battery to be full LED headlights, turn signal and rearview mirrorsUberScoot 1000W : This is the scooter with the longest range of all the scooters and is designed for long-distance commuters.It is easily foldable, making it easy to be transported It has both front and rear suspensions making the ride comfortable even on bumpy roads.After all, is said and done, there are more than enough reasons to make the electric scooter the regular mode of transport for the person looking for convenience and also looking to save time.Read More :Cab Transportation Never Got More Luxurious At Affordable Prices, Than In Houston Finding The Right Moving Company

Mountain Bike

Tips for Buying a Beginner Mountain Bike

Planning to hit the dirt trail for the first time? Plus, are you in a dilemma as to which mountain bike suits you best? Well, I have some good news and bad news for you. The good news is that you’re not alone. The bad news is that the whole process might turn out to be trickier than you thought.I have some tips for you; tips that will help you make an educated decision. After all, you want the best performance, comfort, and quality for the price, don’t you? Read more and find out how to achieve that the easy way. 1. Get the Right Size: It’s not uncommon to hear one say “a medium-sized mountain bike works best for me.”But let’s be honest, a medium frame size for one brand might not have the same measurement as that of another brand. There’s a huge chance you might get the wrong fit.Consider a more practical approach. And for this, you need to take some measurements, which in most cases, are given by the manufacturers. Consider the reach, I mean the distance between the saddle and the handlebars. Additionally, consider the stack height, which is the distance between the center of the crank to the mid-section of the head tube.Remember, along front triangle is better for maximized grip and stability. So, you should consider going longer than the standard road bike measurements. In doing so, ensure there’s enough standover clearance. However, don’t go too low in order to maintain a full pedaling height. 2. Choose A Wheel Size: Unlike the frame, wheel size is more of a personal preference. But in most cases, the primary determining factors are the nature of the terrain and the riding conditions. There are two options for a mountain bike: 27.5-inch and 29-inch.27.5-inch tires make the best choice for aggressive trail and downhill riding. The 29-inch plus size provides a better alternative to rolling over obstacles. It makes the best choice for cross-country and trail riding.Settle for 29-inch tires if you want to eat up more miles. Plus, consider it if you want to settle for a hardtail. For smashing trails, settle for 27.5-inch. 3. Full Suspension Or Hardtail? A majority of riders consider a hardtail as the best starting point. But in my opinion, the “bigger” full-suspension is better. Its advantages far outweigh the disadvantages. But depending on the terrain and how much you’re willing to spend, both should be given some consideration.For instance, consider a hardtail if you plan to ride smoother trails. Also, it makes a better option for a tighter budget. Consider a full suspension mountain bike if you need more comfort and speed for the technical trails. But in doing so, be ready to spend a bit more. Or, you can go for an old fashioned worm gearbox which has relatively low maintenance. 4. Choose Strength Overweight: For a road bike, going lighter is better. But for a mountain bike, strength is what matters a lot. You want something that can take a beating, maintain steering accuracy and speed, and keep up your confidence. So, a few extra pounds on your mountain bike won’t do harm. Conclusion: I hope this article has given useful practical skills and tips on how to choose your first mountain bike. As you do so, keep in mind that the best entry-level mountain bike isn’t complete without the right set of gear. So, consider keeping some budget for glasses, a backpack, and a dedicated trail helmet.Read Also:Is Investment Managers A Good Career Path In 2021? Is Commercial Banks A Good Career Path In 2021?

car insurance

Get Cheap Car Insurance For Young Drivers

Today, getting the insurance done is very difficult for the young drivers. Insurance provides a shield from any type of financial loss which occurs due to uncertain risk. The insurance companies have set very strict rules for the cheapest 18 year olds car insurance. Even the insurance companies have also information collected with them about the driving behavior of the teens. The data collected with them is in very informative and in detail. All the details like traffic and the accident violations are with them including the driving conditions, driver details, nature of the accident and car information. This helps them in predicting the behavior of young drivers. Car Insurance Interest Rates: The data is used by the company so they charge a high rate of interests especially from those who have age less than 25 years. So the young drivers have to get the same policy at high rates which are provided at a lower rate to the experiences ones. They also do not have liability coverage. It is always better to get the quotes of the cost by which you will also be able to determine the price in advance and the budget can be set accordingly. The rates can also be compared with it.Car insurance for the 16 years old is mandatory and for them it is important to know the saving time and insurance cost. The rates change drastically as a lot of factors are taken into consideration like vehicle owned by a teen or not and the state you live in. If you have the driving education course completed then also you can enjoy the discounts. The average rate for the car insurance for 17 years old depends on the car you drive, the place where you live and the coverage which you get. For the teens a separate policy is also there which is basically based on coverage limits. The discount is also provided if the parents also monitor the driving skills of the teens which can be really beneficial. 18 years old can get the affordable car insurance if they have good driving record along with the no violations of the accidents. Car insurance is a huge expense for them and they have to work really hard to afford the insurance liability. Only then they will be provided if they will be fulfilling the minimum requirements needed for the car insurance. There is difference in car insurance for the 19 years old males and females. The young males have to pay more than the females because statistically it is considered that the young males are more risky drivers. Rather there will not be much difference between the premium paid by the males and females. For the 20 years old, the insurers have to determine whether they have risky drivers or not as the twenty years old drivers are not teens anymore. It is very important to find the right insurer and also determine the insurance which you need.The Best Car Insurance Company: Cheap auto insurance provides you the best insurance policy with the help of professional assistance. You can get the market’s best insurance discounts and the deals. It is very important to spend money on the right insurance policies which will also help the teens in the long run. There are a lot of insurance policies offered on which you can focus. The car model also has an effect on the price of car insurance. The price also depends on the safety features in the car as this will lower the risk of a claim for stolen vehicles. The young drivers can easily get insurance at affordable rates.Read Also:Best New Cars For Teenagers How To Choose The Best Auto Insurance Company? Tips For Reducing Car Insurance Costs Why You Need Classic Car Insurance? Road Ready: 5 Essential Things To Keep In Your Car 4 Expert Tips For Finding The Cheapest Insurance For You