Published on: 22 March 2021
Last Updated on: 21 December 2024
Benefits of car title loans include ease, speed, and lack of influence from your credit score to name a few. However, one must remember that ‘easy cash’ is never truly easy and treat this method of financing as an extreme case aid that it is.
5 Most Important Benefits of Car Title Loans :
1. A quick source of cash :
The process of taking out a car title loan is so simple, you’ll have money on hand within a few hours. You won’t even need to collect any specialized paperwork to apply. The majority of lenders only require a simple form that you can complete in under 10 minutes.
2. Yourcredit score is irrelevant :
Any car owner can get this type of loan as long as their vehicle is worth more than the loan amount and they have a source of income. Your credit score won’t even be asked when applying for auto title loans.
3. Your car stays with you :
One of the most important benefits of car title loans is that you don’t have to give up your car after taking one. That’s why this financing method is so great as you won’t be deprived of an asset that you need to make money for repaying the debt. Note that you can even take out this loan in order to pay for car repairs.
4. Interest rates are lower than payday loans :
The majority of payday loans and various cash advances that are often used as a quick source of cash have very ‘unfriendly’ terms. That’s because those financing options are extremely risky for the lender as they literally give you money for free. You can get some idea of how ‘not cheap;’ those loans are from the PEW Charitable Trusts statistics. Car title loans, on the other hand, have default collateral, which is your vehicle. This enables the lenders to cut down the interest rates and make the overall terms more favorable.
5. Flexible payback schemes :
Paying off a car title loan will be easier than many other quick cash options because these plans are very flexible. Due to the collateral, lenders feel more secure and therefore are open to negotiations. You can definitely hope to get a long-term installment plan adjusted to your personal needs.
One Warning About Auto Title Loans :
First of all, you need to understand that this warning does not negate the benefits of car title loans in any way. Instead, like any warning, it’s here to remind you not to abuse the good thing that this financing offers. It’ might be easy to fall into the trap of ‘easy money’ illusion and take out a greater loan than you are able to handle.
To prevent this, you should consider your reasons very carefully. Do you need cash badly? Is your situation an emergency? When will you be able to get the money needed to pay off the debt?
Take out this loan only if your answer to the first two questions is ‘yes’. The last one is necessary to plan out the best payback scheme for your circumstances.
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For most people, travel involves making a lot of arrangements, including obtaining a rental car for the duration of the trip. Those with disabilities need to go about the process a little differently. Many individuals who use wheelchair accessible vans don’t take these vehicles with them when they travel. Rather, they prefer to rent one when they arrive at their destination. But assuming that a rental car company at the airport will be able to provide a handicap van could prove to be a disastrous mistake. Planning is essential for a successful, worry-free trip. Here are some tips to keep in mind when renting a wheelchair van at your destination.
Tips To Keep In Mind When Renting Wheelchair Van At Your Destination
1. Plan Ahead
Renting a wheelchair accessible vehicle is not something you can wait until the last minute. Make sure to plan and book everything ahead of time and re-confirm. This includes planning the company you will use, how you will get there from the airport, what kind of vehicle you will need, how long you will need it, how you will return the van, and what the total cost will be. This can help eliminate surprises and unnecessary frustration.
2. Look Outside of the Airport:
Renting a vehicle from a kiosk at the airport includes high fees and taxes. Also, there is no guarantee that there will be a vehicle available that meets your needs. It’s often less hassle to choose a conversion van dealer off the airport. The dealer may even offer airport pick up and drop off making your rental a smooth transaction. Just be sure to call and make arrangements with the dealer in advance and re-confirm prior to arrival.
3. Does the Rental Car Company Offer Wheelchair Vans?
Not all rental car companies will be able to provide a handicap van. Its best to make sure you call the rental agency at the location where you will be renting and ask if they rent wheelchair accessible vehicles. Because inventories change, it’s a good idea to speak with someone at the rental location to make sure they have an accessible vehicle. Find out the kind of accessibility they offer, such as ramps or lifts. For example, some rental companies offer adaptive equipment, but not lift-equipped vans.
4. Make Sure the Handicap Van Will Accommodate Your Needs:
All wheelchair-accessible vans are not alike. Each make and model has its own specifications, features, seating, and cargo capacity. Make sure the one you choose will adequately accommodate the needs of your passengers and luggage.
5. Consider a Conversion Van Dealer:
Sometimes, a rental car company simply cannot accommodate your special needs. You may need to contact someone at your destination who specializes in wheelchair-accessible vehicles. A conversion van dealer may be able to provide you with a wheelchair-accessible van to serve your needs for the duration of your trip. Whenever you make the selection of the wheelchair van in your destination keep these factors in mind.
Use These Tips to Reduce Stress on Your Trip:
Traveling doesn’t have to be stressful, even if you or a loved one are traveling with disabilities. Make sure your wheelchair van rental will accommodate your special needs. It will make your trip much more enjoyable and worry-free.
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Feature Image: Source
Does your car’s battery always experience low battery power? For example, you have to buy something in convenience stores and bump you into a friend which you have enjoyed chatting with for hours, without even thinking that you forgot to turn off the lights of your car. Car battery can make things work properly in your favor. Surprisingly, you will find out that you can no longer start the car.
Well, you don’t need to purchase another battery to replace that. Yes! You’ve read that right! Even if it is low on power, the way you charge it can save you from spending more! There are ways that you can charge your car’s battery for better performance. However, you need to consult or read the manual instructions given for your battery and for the battery’s charger.
Now if you’re still confused after reading the manuals, you don’t have to worry a thing! We’ve got you covered! We have compiled all the necessary things you to do when charging your car’s battery. You can check them out below!
What Are the Things to Consider Before Charging Your Car Battery?
There are a lot of things that you have to consider before you can start charging your car battery. These are essential for you not to damage anything from the battery or the charger.
Check the battery terminals if they are free from corrosions.
If the battery is too dry, don’t charge it. You can just add water above the plates so that you charge them afterward.
It would be best that your battery is not connected to the electrical system of your vehicle, to reduce the risk of overvoltage. So, if it is possible, remove or disconnect the battery from your car.
You have to know well the battery’s positive and negative terminals to ensure that you are connecting the right charger leads.
Check the user manual of your battery and the battery’s charger for more instructions.
How to Charge Your Car Battery?
1. Determine the Type of Battery:
You have to be sure about the type of battery you have for your car. For example, if your car is powered with start or stop technology, then you will be needing a smart charger. Surely there are a lot of conventional car chargers available on the market today, but they can not cater to all types of batteries. So, it is better to check the type of your battery first to avoid further damage.
2. Check Your Battery:
Once you’ve already determined the type of battery you have, it is now time to check your battery if they are free from dirt or corrosion. Your battery should be cleaned right before you charge them.
3. Detach Your Car Battery:
As mentioned above, it is your choice if you want to attach or detach your car’s battery to your while charging. However, we recommend best to detach your battery after you’ve cleaned them. Just don’t forget the things that might be reset if you detach your car’s battery.
The number one rule in detaching your battery is that the negative terminal must be disconnect first and connected last when you have to attach them back. Furthermore, you can disconnect the battery by loosening the bolt of the clamp and connect them back by tightening the bolt. Don’t forget this rule to avoid terrible shocks.
4. Connect the Charger:
In connecting the charger to your car’s battery, it will now be easy to connect the car’s battery to the charger using the clamp from negative to negative and positive to positive. Once you connect to the charger, you will no longer have to do anything other than wait for the battery to become full. Other chargers have an automatic function of disconnecting your car’s battery when fully charged.
Furthermore, you can check out the manual of your car’s battery and charger to check the required hours needed for charging. You can even use a Scondar connector designed for a great flow of current charges. You need to be extra careful in connecting the plugs so that it won’t turn out wrong which can further damage your car’s battery.
5. Follow the Manufacturer Instructions:
Last on our list is the checking and following of the manual or instructions given by the manufacturers. In this way, you can have total peace of mind in connecting your batteries for safe charging.
Conclusion:
Once you have a car, being expert and well-informed about car battery charging is very important! You only need to follow the comprehensive guide we have provided above on how to charge your car battery, and you will surely get back on the road well-prepared!
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Ram Trucks, an American brand of light-to-mid-weight trucks and other commercial vehicles, is a division of Stellantis (formerly Fiat Chrysler Automobiles). Ram Truck Division (of Chrysler) went as RAM. It was founded in 2010 as a spin-off from Dodge and went with the Ram pickup truck brand. The original Dodge logo was replaced with the Ram Trucks logo. But who owns Ram?
The Warren Truck Plant in Warren, Michigan, and the Saltillo plant in Saltillo, Coahuila, Mexico, are the two locations where Ram 1500 "Classic" trucks are manufactured. At Sterling Heights Assembly in Sterling Heights, Michigan, new series Ram 1500 pickups are manufactured. From the beginning, the brand has been known by the slogan "Guts. Glory. Ram."
Who Owns RAM: History
Before the 1970s, Dodge kept a distinct truck brand called Fargo Trucks, mostly for use outside of the US. From that moment on, Chrysler sold all of its trucks under the Dodge brand.
After Chrysler filed for Chapter 11 bankruptcy protection in June 2009, Fiat Group acquired a 20% share in Chrysler Group LLC, and Sergio Marchionne succeeded Robert Nardelli as CEO. That year, on June 10, "New Chrysler," formally known as Chrysler Group LLC, acquired almost all of Chrysler's assets. The agreement received funding from the federal government in the amount of US$8 billion, or almost 21%.
"World Class Manufacturing," or WCM, a system of meticulous manufacturing quality, came under CEO Marchionne. A number of products relaunched with distinction and elegance. The divisions that handled Ram, Jeep, Dodge, SRT, and Chrysler split to concentrate on their own identities and brands.
In 2010, Ram Trucks set sail as a Chrysler division, taking the Ram name from the Dodge Ram pickup lineup that is currently on sale. Chrysler claims that the Ram Trucks brand will focus on "real truck customers," as opposed to irrational buyers who purchase the trucks based solely on appearance or fashion.
When Daimler stopped producing the Dodge Sprinter in 2008, there was a void in the North American market that was filled by the Fiat Ducato cargo van, which is now sold as the Ram ProMaster. Truck sales were to rise "from today's 280,000 to 415,000 by 2014."
Recent Past
Chrysler executives have expressed their desire to take on Ram in the semi-trailer truck market. This is possible by Fiat's ownership of Iveco and the extensive network of Dodge dealers. According to former Ram Division President Fred Diaz, "Ram trucks are not a Dodge model." Ram trucks are independent of Dodge automobiles. Ram's vehicle identification number (VIN) will never change from that of a Ram.
To enable Dodge to adopt a new brand identity—one that is hip, stylish, youthful, and vivacious—we must continue to market as Ram. That won't work for the truck buyer campaign. There should be different themes for the two."
Fiat increased its ownership of the company on July 21, 2011, when it purchased the Chrysler shares that the US Treasury had been holding.
Diaz left Ram Trucks in April 2013 to take a position as vice president of divisional sales and marketing for Nissan. Reid Bigland took his place.
In January 2014, Fiat Chrysler became a separate corporate entity.
Reid Bigland, the CEO of Ram Trucks, came in August 2014 to oversee the Alfa Romeo brand in North America. Later, Robert Hegbloom would take over as head of the Ram Trucks brand. He was a longtime Chrysler employee who joined the company in 1986. He had previously served as a director for Dodge. Bigland moved to become the CEO of Ram Trucks in October 2018. Not long after, he learned that the division had been fabricating sales figures, and he sent the data to the US government for further examination.
Pop Culture
Image Source: townsquare.media
Having driven a GMC Sierra in the first season, Cordell Walker (Chuck Norris) spent the majority of its existence behind the wheel of a silver Dodge Ram. The truck was part of a bigger product placement arrangement with Chrysler. The villains drove automobiles from rival Detroit automakers General Motors and Ford Motor Company. While the other main characters drove other Chrysler vehicles. Throughout the CBS television series' run, the Ram received a lot of advertising during commercial breaks.
The two main characters, Bill Paxton and Helen Hunt, used a 1995 red Dodge Ram 2500 pickup truck as their storm-chasing vehicle throughout the 1996 movie Twister.
Unintentionally, Ram Trucks made their way into popular culture on February 4, 2018, during Super Bowl LII. The usage of Rev. Martin Luther King Jr.'s sermon "The Drum Major Instinct" in their commercial was criticized by social media users. It's advertising for promoting Ram Truck with such a sales was especially troubling.
Content creators on YouTube quickly created spin-offs that presented a more truthful view of King's sermon and views on advertising. There were "What Martin Luther King Actually Thought About Car Commercials," "The MLK Super Bowl Ad Dodge Didn't Show You," "What Dodge LEFT Out Of Their MLK Commercial In Super Bowl," and so on.
In Taylor Sheridan's Yellowstone television series, Ram trucks are the preferred work vehicles of the Yellowstone Dutton Ranch. It has the ranch's branding and logo on its sides. The trucks come in a range of configurations, with the majority being 2500-series vehicles running on 6.7L Cummins diesel.
When Did Dodge And RAM Split?
After buying Dodge in 1981, Chrysler maintained the most well-liked models, including RAM pickup trucks. Their pickup trucks were marketed as "Dodge RAM" from 1981 to 2009. Following a reorganization within the brand, Dodge and RAM separated into two distinct car lineups.
In order for Dodge to concentrate on creating new cars that could rival models like the Chevrolet Corvette and Jeep Wrangler, the company split into separate entities. Due to this division, the brand was able to produce some incredible standout products. The lineup includes the SUV Durango, the Dodge Charger and Challenger muscle cars. Other fan favorites are also available at the Miami Dodge RAM dealership.
So Who Owns RAM?
Image Source: wallpapers.com
Chrysler, the parent company of Dodge, launched RAM as a separate brand for its pickup trucks in 2009. A truck manufactured prior to 2009 is referred to as a Dodge RAM. All pickup trucks manufactured after 2009 are just RAM trucks. The only difference is that their pickup trucks have a RAM branding. While their Dodge cars, SUVs, and minivans remain part of the same company.
Why Did Dodge And RAM Split?
Why, then, did Chrysler split these two brands apart? New models with greater focus came into development thanks to this process. Dodge developed the Dodge Challenger to rival the Chevrolet Corvette sports car. It allows RAM to concentrate on producing more robust builds and more potent engines for Spanaway jobs. The two brands could become more distinct and specialized if they split.
Wrapping Up
It's possible that your old RAM still has the "Dodge RAM" logo if you bought it before 2009. After the company stopped producing "Dodge" trucks in 2009, all trucks after that time became "RAM trucks." Additionally, the same owner owns RAM and Dodge. The trucks, however, go by the name of RAM.
If you have thoughts to share or questions to ask about who owns RAM, please leave a comment below. We would love to hear from you!
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