Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

How To Get Your Life Together – Step By Step Guide In 2024

Sometimes life becomes so hard and harsh. You forget to smile again and do not feel the same warmth. Life can be harsh and tough, but getting over all the negativity and starting to lead your life again is called surviving. The steps of how to get your life together are the most vital questions nowadays. When you are starting to ask the questions about how life is going on to somebody. The chances of positive feedback are very less. Most of the common answers keep coming with many obligations and life problems. If you see the last year, you are to see many people are suffering from multiple types of personal problems and they are trying to deal with the issues. If you are one of them and face many troubles and for your problems, you are starting to blame your luck, time, or the surroundings. But you can not find out the way to cope up with the problems. If you are facing challenges, then the easiest trick to cope with the problem is; to ask your inner self how to get your life together. Shattering the dreams is easy but recovering from the problems is a little bit challenging. How To Get Your Life Together? - Best Guide The long path of life is never easy. The barriers and the hardels are all time present in everyone’s life. Leaving all the tough hurdles behind and taking the initiative to think about life again is the easiest way of getting your life together. Getting all the parts together when it is already cracked in part is never easy to work. Here is the step by step guide about how to get your life together again. 1. Fix Small Goals And The Targets Fixing the big target and the goal is surely the most appreciating one. Setting the big goals is proof of where you want to get in your life. But when you want to answer how to get your life together. The situations are a little bit different than the usual target and the goals. If you want to get over the work-related frustrations and want to rebuild your life again, this way is the most effective way to sort out your life’s problems. The option is to try to segregate the targets and the goals. The short term goals are the primary footsteps towards progress. The midterm goals can analyze the time which is required to achieve the big target. Following the small footsteps is the smartest way to recover from all your setbacks. And make you more practical about your works and goals. 2. Getting Organized For any type of successful planning and schedules, getting organized is the most attractive step towards success. The organization helps you plan your next steps, loss of the files and the important information is almost impossible. Can you imagine how an organized thing can change human nature instantly? Suppose you are studying on an unorganized desk, but you keep reading but cannot remember the single words. After one day, you start to collect all the trash from your study desk and organize your books, pens, notebooks, etc. And on the next day, you can remember the text after reading out the article a single time. When you are facing setbacks, your life is becoming like this unorganized desk. When you want to know how to get your life together, the easiest solution is just to keep everything neat, clean, and organized. 3. Cut Out The Negative Minded People All of us are human beings and social creatures. The negative minded and the positive-minded people are part of our daily life. When you face so much pain in your life, the harsh word of the negative people sounds like a sharp knife. When you are interested to know how to get your life together. The easiest solution to getting over the negative phase of life is to keep the good things in your mind. The negative minded people are discouraging you at every moment. And their negative thoughts are never letting you feel free from the critical phase of life. 4. Do The Outdoor Physical Activity Do not lock yourself up. Enjoy the natural beauty of the surroundings. If you live in a crowded city, take some time and go to the nearest hiking trails and enjoy nature. Physical activity, especially jogging and walking, can make you fit and active and helps to keep your mind fresh. Getting your life together is never an easy way to let go with the flow. Making yourself unique is the key to getting over all the negative phases of life. The morning meditation and the freehand exercise are very effective in keeping your mind fresh. It can free your mind from all the negativity of the surroundings. 5. Choose The Profession Along With Your Passion The difficulties can always happen, but you have to keep your pressure normal. The challenge of life is a never-ending process. How to get your life together is becoming easy when you are choosing the profession as per your passion and the hobby. The life difficulties are already making your life challenging and full of difficulties. And if you want to recover from your challenging timing. Then choosing the professions as per your passion is the easiest and the most effective solution on your part. The passion is always keeping you fresh and light-headed. When you are choosing your passion as your profession, you are starting to make more time for yourself. 6. Accept Yourself The bad phases of life are making you think about how you are facing yourself in the mirror. How to get your life together is complicated first, you have to forgive yourselves. When you face setbacks, you start to blame yourself, and the setbacks are starting to cause more pain. The fault is making you more vulnerable, and you then start to become more hard and harsh on yourselves. Do not do it. First, forgive yourselves whatever the faults are happing in your life, then try to deal with the problem. 7. Enjoy Your Small Winnings The small steps of the goals are more associated with the small winnings. How to get your life together is the matter of enjoying the small winning over the small targets and the goals. When you are fixing small term goals for yourself from that moment, you start making the task easy for yourself. Then practice patting your back after the small winnings. The more you are encouraging yourself for the small winnings, you will start to feel more proud of yourself. And these feelings are leading you to feel more real. Bottom Line Accepting yourself is the most challenging part of human life. When you face setbacks and challenges, the first thing you have to do is just ignore the effects. And as soon as possible, you take the stand for your setbacks the decision making also becomes easy. The more you are facing life problems, the more you are getting strong to cope up with the issues. Every fall has two-phase in them, one is associated with the cause of the falls, and the other one is learning from your falls. How to get your life together has easy solutions, but when you want to fight for your winning against all odds. Getting all the pieces together is a tough job, but it becomes an easy process if you are willing to solve all the personal issues with a calm mind. More Resources:- Unpredictable Valentine’s Day Gift to Surprise Your Lover When Someone You Love Has an Addiction: 5 Tips on How to Help an Addict Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

8 Tips on Selecting the Ideal Toy Gift

Shopping for children can be challenging, especially if you don’t know what the kids are into (let alone what’s safe for their age to play with). Younger kids require toys that help them learn the fundamentals and strengthen their motor skills, whereas older children require toys focused on being more challenging and mentally stimulating. When shopping for children’s gifts, look for a toy gift that inspires creative play, which will get them excited, whatever the occasion! Top Tips For Selecting The Perfect Toy Gift Sometimes adults tend to forget the purpose that toys serve. Children’s “job” is to play. That’s how they explore the world around them and learn new, essential skills. As an adult, your job is to make sure that this learning happens in a conducive environment. When this is enjoyable, your kids learn that learning, exploring, being who they are, and sharing can be enjoyable activities. Toys that help children do these things are considered good. In most cases, however, the toy gift that adults tend to buy reveals as much about them as adults do about the children they are getting for. Your values — the things you believe are important for your children to learn, i.e., skill sets, individuality, and relationships — are expressed in your gift. Related Reads: What are the Best Hamster Toys for Your Pet? With that said, here are some of our top tips for getting the perfect toy: 1. Do Your Research There’s no harm in jumping on the internet to find out what the popular toys are from knowledgeable individuals. Platforms like parent pages and websites could help navigate what toys are beneficial and safe to get for children of various age groups. Stores like Hearns Hobbies help you find meaningful toys. 2. Consider Their Age The biggest mistake anyone could make is purchasing gifts that aren’t age-appropriate. Even if the kid you’re gifting loves puzzles. If you buy a 3+ puzzle box when they’re nine, that might fail to stimulate them, and so the child is more likely to get bored or neglect the gift. Likewise, with gifts advances beyond their years - getting a gift fit for 12+ for a seven-year-old might be a waste as: They might not fully comprehend how it’s to be used as they haven’t developed that far It might be a waste of money if they end up breaking it Say you’re gifting a toddler or preschooler (between the ages of two and four); They’re at the age where they’re just getting to know what they like and dislike. Even if they’ll be under adult supervision, it’s not advised to give them a toy gift with small, removable parts as they may be choking hazards. Make sure you pick something stimulating and an option that has been vetted for safety. This will allow children to explore their interests while also learning. 3. Multi-Purpose Toy Gifts Ideally, go with a gift that has a high replay value. These could be simple toys that every well-stocked playroom will have, promoting children’s development in high-quality childcare programs, preschools, and kindergartens. Things like unit blocks come in various sizes to encourage creativity, construction, and balance, whether used alone or with others. Unlike playing with specific toys, simple or “plain” toys will help encourage creativity and spark imagination in young kids. Think legos or another manipulative toy promoting fine motor skills development and creativity. 4. Fun with a Purpose Good toys assist children in learning new skills and practicing relationships with others and their surroundings. The interactions that kids have with their toys at specific ages help shape the relationships they’ll one day have in the real world. Investing in toys that promote healthy interactions will be good for your baby. Besides, choosing toys that stimulate their curiosity by teaching them new skills will go a long way in their mental and physical growth and development! Some age-appropriate board games from Toynk can encourage to promote team building, cooperation, and problem-solving skills. 5. It’s Okay To Share Memories When selecting a toy, consider whether it is truly for the child or yourself. (It’s fine to buy toys for a nostalgic trip; just don’t be surprised if the child doesn’t share the same enthusiasm.) 6. There’s Nothing Like Gendered Toys Don’t get too caught up in gender-specific toys. Both little girls and little boys must get acquainted with and comfortable with babies and different machinery in the environment they will inhabit as adults. Get your little boys’ kitchen sets and your little girls’ army trucks if that’s what they want to play with. It’s recommended to have dolls with different skin tones in the mix to expose your child to the different skin colors. When children love their dolls, they practice loving people who look different than them. Toys for both genders include a play kitchen and a play toolbox. Kids enjoy imitating their parents and other adults around them, and their play helps them experience those activities. 7. Stuff Related to Art There’s a lot of it. Little kids will enjoy playdoh, cookie cutters, chunky crayons, and paper. Older children enjoy glue, glitter, safety scissors, and various paper colors. Paint with your fingers. Every child has the right to be a slob once in a while. You could also include a cheap plastic tablecloth on the floor when it’s time to finger paint. Something to help you create rhythms and music. For children under two, a pot and a spoon will suffice, jingle bells would suffice, while older children would benefit from something more complicated, such as a thumb harp. 8. Active Toys Balls, jump ropes, standard sports gear, and age-appropriate riding toys like scooters and tricycles are all items that encourage physical activity. It’s important to encourage kids to be still active and engage in play that promotes physical confidence and competence. Conclusion While most children’s toy companies claim that their products make your kid smarter, it’s not true for all toys. So, as parents, be vigilant about the toys you expose your kids to make sure that they truly contribute to their overall development! Read Also: Perfect gift ideas for your employer Appropriate Sympathy Gifts for the Deceased’s Family Increase The Value Of Your Gifts With Custom Luxury Gift Box Packs Top 3 Gift Ideas For Men – Cool Gifts That Will Impress Any Guy

Riding the Hobby Horse: 4 Benefits of Starting a New Hobby

Starting a new hobby may seem like an arduous undertaking, but the benefits make all the decision-making well worth the effort. Not only are hobbies a fun way to take a break from the stresses of everyday life, but they can have tremendous benefits for both the mind and body. Read on to learn about some hobbies and the benefits that accompany them. Hobbies that pull their weight There are so many possibilities when it comes to finding the right new hobby. No matter how you usually fill your spare time, there’s a hobby for you. For example, gardening might be an excellent new hobby for more outdoorsy folk. It is relaxing, healthy for the body, and yields a rewarding product in the form of beautiful flowers and food. If you prefer the great indoors, scale model building is an excellent hands-on hobby that you can do from the comfort of your home. Scale model hobbyists can also put their work on display for the world to see in a nice display case with battery-powered LED lights. Cooking and reading are two more classic hobbies with notable mental and physical benefits. Those looking to engage their bodies and get closer to nature may decide to take horse riding as a hobby. Some may decide that collecting things is the right new hobby for them, while others may choose to try learning a new language. No matter your preferences, the world of pastimes has a spot waiting for you. Benefits of starting a new hobby Whatever the hobby may be, multiple benefits come with filling your time with something that makes you happy. 1. Health benefits Hobbies have a wide array of health benefits. Not only do many activities engage the body to ensure that the hobbyist is meeting their exercise needs for the week, but all hobbies reduce stress. When a person does not address stress, they can develop any of the following symptoms: Aches/Pains Low libido Chest pains High blood pressure Digestive issues Muscle cramping By relieving stress, hobbies also lead to better quality sleep, which improves health significantly. 2. New challenges New hobbies provide new challenges, allowing people to think in different and more creative ways. This novelty not only contributes to personal growth, but it can also help in terms of career. Enhanced creative thinking and having an outlet to balance stress can lead to considerable improvements in a person’s work life. 3. Transitioning to retirement When the time to retire rolls around, people with a new hobby will have an easier time adjusting to all of the newfound free time. As a hobbyist, filling that with something you enjoy will be easier than it is for someone who has only worked their lives. Not to mention, some people become so skilled at their hobbies that they can receive a profit from providing others with their goods and services, allowing them to earn money from their favorite retirement activities. 4. Building relationships Finding a hobby can aid in meeting new people and creating new relationships over a shared interest. In addition to this benefit, it can rekindle sparks in old relationships by giving two people a new pastime to learn alongside each other. Final word Hobbies are great for just about every aspect of life, from health to personal relationships, to careers. Not only are pastimes great for the body and soul, but there is such a long list of potential activities that there is undoubtedly a hobby out there for everyone. Read Also: The Importance of the Domestication of Horses How Much are Horse Riding Lessons? 5 Myths About Horse Racing That You Must Know

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

The 10 WordPress Plugins Every Sucessful Blogger Uses

Follow Us

Recent

Cybersecurity Threats In Asset Tracking And Strategies To Mitigate

How To Invest In Yourself For A Stress-Free Daily Life

How Many Jobs Are Available in Consumer Services in 2024?

Top 9 Signs You Will Get The Job After Interview

Related

How To Get Your Life Together – Step By Step Guide In 2024

8 Tips on Selecting the Ideal Toy Gift

Riding the Hobby Horse: 4 Benefits of Starting a New Hobby

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related