Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Want an Amazing Photobook? Choose Mixbook

Designing and producing a photo book is a swift and secure – yet very efficient way of keeping the special moments or offering an exceptional gift without having to break the bank. If you want to prepare your pictures in a new photo book or a separate project, Mixbook retains your uploads Smartphones have transformed photography in various ways. However, one of the downsides of having all your pictures on your phone is that they become expendable. When last did you celebrate an important family vacation or get-together photo in an album? How about the last unforgettable trip you spent with your special someone or your holiday photos in an album together? A photo album is a great way to remember the special occasions in your life. The best photo albums let you sort your pictures down to the best and have them commemorated in hard copy, all organized in a glamorous album for you to relish with family and friends. Want the best-designed and best-quality, check out Mixbook photo books. They use software that is very easy to use, and it, in the long run, makes organizing your photo book fun. Besides, the finishing is so superb that you feel like you have fabricated a work of art rather than wooly printed photos. In a world where online photo book services have become very common, Mixbook has set itself apart among the best. It is among the best photo book website due to its wide range of features. There are plenty of magnificent, completely assembled layouts from which you can select. If you want to reorganize the photos that you have already placed on a specific page, you can use the Swap feature to ease the process. Choose You Should Mixbook: Lots of themes to offer With more than 374 themes available, Mixbook has got you covered regardless of the occasion you want. Whether you are looking for seasonal, family, travel, or romance, we`ve got you covered. Furthermore, the high-quality prints and delightful options of cover and paper guarantees that you get the best-designed collection of memories. Templates are easy to edit The templates are simple and entirely editable to allow you to be as creative or as swift as you prefer. The extra backgrounds make for a remarkable finish, which you can achieve by using different materials with stickers and much more. Moreover, if you want to make the photo book more personal, there are lots of different stickers and materials which eventually make your photo book exceptional. An archive for your photos If you want to rearrange your pictures in a new photo book or a different project, Mixbook retains your uploads. You do not need to start uploading again; you can source from the personal collection you had uploaded. Mixbook is considerate Everyone makes mistakes. If you find that something is wrong with the layout of your photo book, you do not necessarily have to live with the consequences. You have half an hour grace period after placing your order to notice and fix the mistake. Within this period, you can make any corrections without having to cancel the production. Secure and durable packaging They deliver their projects fast. The package comes in cardboard packaging, and it is usually enfolded in cellophane, this is nothing special, although the packaging is typically safe in transit. The cover of your photo album is thick and durable, designed to shield all the pictures in the photo book for a long time. The cover photo usually features accurate coloring and is printed very clearly. Their albums have a flyleaf that projects the pages further, and it offers the project a chic feel. Above everything, they are committed to quality. Their quality of customer care service is also another major reason why it is the best. Any alleged shortcomings all boil down to this one aspect. Featured Image Read Also: 5 Essential Tips for the Traveling Photographer Tips on project statement writing

Can You Dye Wet Hair? Here Is The Reason For It

Many questions are arising associated with washing the hair and drying, but now the most frequent question that comes to your mind is, can you dye wet hair? Yes, it sounds a little bit different than the usual hair fashion-related question. But the answer indeed is yes, you can. Some hairstylists think dry hair dyeing can improve your hair texture naturally, and the end result is more natural than coloring dry hair. The wet hair dying technique is called wet balayage. This is a similar hair-dying technique to dry balayage techniques. Only here is a simple difference. It only applied to wet hair. Why Do You Want To Dye Wet Hair? The dying of wet hair may not be a common practice, but when we are talking about the comparison with dry hair coloring, here are some positive effects of wet hair dying. The dye of the wet hair is the best to work for achieving a subtle result. The hair damage is less than usual dry hair coloring. If you want to apply any semi-permanent hair color, then this technique is the best. The hair color promotes better absorption on the wet strands. The semi-permanent hair colors are more Ammonia-free. This type of coloring is becoming less harmful to your hair. Wet hair coloring promotes the natural hair look. This dying wet hair is a more user-friendly approach when you are dying your own hair at your home. These all are the basic positivity of applying the color on the wet hair. When you want to dye your hair at home, wet hair dying is the most user-friendly and time-consuming procedure. All you have to do is just apply the color in the middle of the bath; after that, wash it off. Benefits Of Dying The Wet Hair When you are applying the hair color at home, wet hair colorings are the best possible way to get the desired result. If you have any queries about you can dye wet hair? Then here is the list of multiple benefits of dying wet hair. 1. The Wet Hair Strands Are More Absorbent The wet hair strands are more absorbent than the usual dry hair. The hair color easily melts into the hair, and more easily, you will get the desired color look. The equal distribution of the color is also an attractive part of the wet balayage coloring. The color of the hair is distributed equally after the applications. The color change is quite simple. The hair color does not give you a drastically changing look. But if you want a good coverage color or anything which is a permanent hair color, then this color is not for you. The temporary and the demi temporary colors are working best as the wet color. Both of these colors have very less harmful substance init. 2. Best Hair Colour When You Are A Beginner When you are a just startup color applicant, then the wet color is the best-suited hair color. The beginners are more prone to make a mess when they are applying the color. The wet color is just covering all messes. First, shampoo your hair and then apply the dye to the wet hair. This will give you a more subtle result. These semi-permanent and semi-permanent hair colors are not working well on greasy hairs. This technique is quite easy and time-saving rather than the other coloring techniques. The working professionals and the people who do not have much time to go to the salon are more comfortable using this technique. 3. Gives You A Natural Flowy Look When you are asking the question, can you dye wet hair? Then the first answer which comes to our mind is yes. Not only yes, but the more natural and flowy look is also given through this type of coloring. The implementation is simple, and the drastic change of the hair color can not be found with the use of these temporary hair colors. You can expect mild color and a soft texture change of the hair. The distinctive funky colors are better to work as the wet hair color. How Can You Dye Wet Hair? We all call this dying technique the wet balayage. This technique is simple and effective, and long-lasting more than your expectations. Here are the four simple steps of applying the dye to wet hair. Step1 Wash your hair by applying the shampoo. Step2 Do not use the conditioner, serum, or any oil after washing the hair. Step3 Then just pat dry the wet hair. Step4 We need a damp surface to apply the hair color. Step5 Check the ingredients list before applying the hair color on your wet hair. As wet hair is more fragile than dry hair. Better to use semi or semi-permanent hair color for your hair. When our hair is in the wet state, the hair’s inner cortex layer is also open, promoting better absorption. Step 6 Read the instructions which are written on the package before starting the hair dying application. Step 7 Then wear a pair of gloves. Step 8 And take an amount on the small bowel as per your requirements. Step 9 Then apply the hair color with the applicator brush. Step 10 You can apply the color to the small sections of your hair. Step 11 You can also apply the hair color just like any hair care product. Step 12 Apply a good amount of color because, with every wash, it will become lighter. Conclusion The wet hair dye applications are easier to apply on the hair. These hair colors are less harmful with respect to the other type of hair dyes. The wet hair colors are more for the hair’s benefit and for improving the texture of the hair textures. Can you dye wet hair will no longer be a worry for you if you follow the mentioned points. But it also has some disadvantages. You have to choose the correct hair color for you, which has a less harmful substance within it. If you need simple temporary hair color, then these hair colors are the best time-saver for you. Therefore, I have tried my best to give you answers on how can you dye wet hair and the reasons for the same. You can also mention some more in the comment sections below. Read Also: How Many Jobs Are Available In Real Estate Investment Trusts? How to Download Game Of Thrones Putlocker Online for Free? 0123Putlockers And Servers – Watch Movies Online Is Real Estate Investment Trusts A Good Career Path? Which Type Of Portfolio Might A Young Investor Who Is Not Afraid Of Risk Choose?

Sending Gifts in Lockdown – Let Someone Know They are Not Alone

When we eventually get to the point that we look back on this crazy period of our lives, we will do so remembering just how difficult the strains of lockdown measures were on every single one of us. Cut off from society and, with that, our friends and family that we hold so dear. Right now, we don’t know exactly how long this will go on for and it already feels as though we have been in this for the long haul. With no clear light at the tunnel thus far and our last meetings with friends and family but a distant memory, there is some solace that we can take in remembering that we can still let our loved ones know that they are not alone even when they are alone. While video calling technology has seen a massive uptake in recent months (and no doubt will continue to do so), online shopping capabilities make it easy to purchase and send gifts to those we so badly want to embrace. Whether it is your mum and dad, your grandparents, a partner you do not live with, or your best friend, surprising them with something thoughtful might just make their day. Wherever you are in the World It does not matter where you are in the world for you to send a gift to someone you care for. Almost all countries, at the time of writing, are under lockdown measures of some kind, meaning that the public is unable to exchange presents in person. That means that some have celebrated birthdays, anniversaries, and other special occasions without those they would normally wish to celebrate with. Right now, living 10 minutes away is like living on the opposite side of the world, but even then, we have always been able to send parcels. With delivery services still operating, we must continue to make use of these as a means of staying connected. For example, a shop in Edinburgh that offers flower delivery is currently proving highly popular as friends and family wish to show they care and show that their loved ones remain in their thoughts. Even in the hardest of times, in the unfortunate event of passing in the family and loved ones are unable to gather to mourn their loss. Amazon Wish Lists Across social media, there is a trend of people sharing their Amazon Wish Lists and buying gifts for others who have shared theirs. This has largely started since lockdown measures were implemented as a means of sharing positivity and it has helped to bring people together in tough times. Even if you are not interested in sharing your list, you can still get involved by buying a gift for someone, even if you don’t know them. This may or may not sound like something you wish to get involved in, but the overriding message of the campaign is to be kind to one another, which is something we need right now. Personalized Gifts We are all missing someone. We are all counting down the days until we can hug someone and once again make memories together. In the meantime, personalized gifts go some way to filling the void that we are all experiencing. Grandparents, who may be shielding for longer than most of the population, will be missing their grandchildren greatly. While they cannot be reunited yet, a small token of love may just give them renewed strength during these tough times. Until we can meet again, it is essential to remind loved ones that they are just that. We are all suffering and cannot wait until the world returns to as close to normality as possible. Until then, sending small gestures to friends and family is the best that we can do, and do that we should. Read Also: Beautiful And Unique Anniversary Gifts For Your Beloved Wife Unique Christmas Gifting Ideas- Gifts For Everyone 5 Awesome Boyfriend Gifts for the Guy Who Has Everything 5 Exciting Father’s Day Gifts For The Tech-Obsessed Dad Unpredictable Valentine’s Day Gift to Surprise Your Lover

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

Why Are Online Transactions Convenient?

Follow Us

Recent

A Detailed Guide On Nai Taiyari.com: Why Is This Becoming A Favorite Of Students Worldwide?

How To Choose The Right Loan For Seasonal Business Expansion?

Why Law Firm Managed IT Services Are No Longer Optional In Today’s Legal Environment?

Is Techlokesh Org A Real Platform Of Information Or A Scam? Read On To Find It Out!

Related

Want an Amazing Photobook? Choose Mixbook

Can You Dye Wet Hair? Here Is The Reason For It

Sending Gifts in Lockdown – Let Someone Know They are Not Alone

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related