Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

5 Awesome Boyfriend Gifts for the Guy Who Has Everything

How do you choose the perfect gift for someone who has it all? Make use of the boyfriend gifts to develop your relationship in the right track. If you're struggling with ideas for the perfect gift for your man, don't fret. We're here to help you find the best gift for him which will put a great big smile on his face. You can make use of the Boyfriend gifts. Without further ado, here are 5 of the best boyfriend gifts for the best boyfriend. 1. An RC Vehicle Take him back to the joy of his childhood by getting him his very own radio control car. It's a gift that never goes out of style and can provide him with hours of fun without staring at a screen. If cars aren't his thing, you could always get him an RC boat or helicopter instead! There are loads of different kinds of RC vehicles in the market, and be sure to read more here before splashing the cash. It's a fun hobby that can get him out of the house and feeling like a kid again as he races it around. 2. A Lordship Get him a gift that will blow him away and make him into a Lord! I'm not kidding, you can actually give him the real-life title of a Lord. There are websites where you can buy a tiny slice of land in Scotland. This will then give him the official title of a Lord, and he can even visit his land if he so desires! This gift also helps preserve the wildlife and habitats in the Scottish Highlands. You're giving a great gift and helping with preservation! 3. An Instant Camera If your boyfriend is into taking photos on his phone, an instant camera could be the perfect gift. Do you wish you had physical copies of the photos you take? You like the ones you have but don't want to go through the effort of getting them printed. An Instax instant camera does it all for you. All he has to do is snap a photo and it will print in an instant. It's a great gift which gives you photos you can keep forever. It's sure to make him feel loved. 4. A Smartwatch Smartwatches are all the rage right now. Over 141 million smartwatches have been sold in the past four years alone. The ability to do so much with a wristwatch is mind-boggling, and if your man loves gadgets, it's the perfect gift. He might have worn the same old watch for years, but an upgrade can make him feel like a million dollars. If he has an Android phone, most are affordable and sync with ease to his cell. There are loads of different styles to choose from. You could match the style of his current watch so he can get used to the change with ease. 5. A Camera Drone Camera drones are very popular and very fun to play with. An estimated 600,000 drones will be in the air by the end of 2018. Your boyfriend may have even been looking at them himself, wishing he had one. Make his wish come true and treat him to a camera drone! It's an indulgent gift which will allow him to embrace his inner child. He can also go out and capture some amazing aerial photography. You can pick some great ones up for less than $100 and keep him entertained for hours on end. These Boyfriend Gifts Will Keep Your Man Happy : The ultimate goal of any gift is to make the receiver happy. These five boyfriend gifts are sure to do exactly that! You man will feel very loved and super happy when he unwraps any of these. Like these ideas? Check out our blog on fashion gift ideas for more inspiration. Read Also : Make Your Boyfriend Feel Extremely Loved With These Gifting Ideas 10 Awesome Gift Ideas For The Person Who Has Everything

Must Have Appliances for a Healthier Life

A healthy lifestyle starts in the kitchen. Obviously enough, it is also very important to be active, but without proper nutrition, you cannot expect your body to look and feel good. Unfortunately, nowadays we are surrounded by unhealthy food, and most of us have come to depend on processed food. But things don’t have to be this way. There are simple ways in which you can develop some healthy eating habits, and with the right appliances, you can do this with minimum effort and without spending too much time in the kitchen. Here are a few basic appliances and tools that will help you eat better: 1. The bread maker : Whether it is normal, gluten-free or whole-wheat, most of us eat bread on a daily basis. The problem is that store-bought bread is full of preservatives and synthetic ingredients that most of us haven’t even heard of. Even the bread that comes from your local bakery can contain unhealthy ingredients. So, if you want to have full control over the ingredients that are used in your bread, consider investing in a quality bread maker. There are several models on the market, so do some research in order to find one that can handle your bread preferences. Go to breadmachinemom.com to compare the best bread makers of the moment, and see which one is better suited for you. 2. The Juicer : If you don’t know how to include more fruits and veggies in your diet, consider buying a quality juicer. This appliance will give you the opportunity to diversify your diet with countless fruits and vegetables, that might otherwise be difficult to include in your diet. However, be careful, as fruits contain a lot of fructose and you don’t want to exaggerate with them, so use more veggies in your juices and only use fruits for flavor. 3. The blender : A blender is an ideal solution for those busy mornings when you don’t have the time to prepare a healthy breakfast. With the blender, you can use any types of fruits and veggies, but unlike the juicer, the blender also gives you the opportunity to throw in other healthy ingredients like milk, yogurt and all sorts of spices. 4. The steamer : Steaming is the healthiest way of cooking vegetables, aside from grilling, but you can’t always grill everything. However, unlike boiling, steaming allows the vegetables to cook properly, without losing most of their nutrients. Moreover, it is also a fast and convenient way to prepare a healthy meal. You can use it with vegetables, but also with grains, meat or seafood. Make sure to invest in a steamer with several shelves, so that you can’t prepare more dishes at the same time. 5. A kitchen scale : Whether or not you plan on losing weight, it is important to always be mindful of the size of your portions, and you can easily do this with a good kitchen scale. Moreover, with a scale, you can also experiment with sophisticated recipes that require fixed ingredient quantities. 6. A spiralizer : As delicious as pasta may be, it is not the healthiest food in the world, so if you are looking for a way to cut down on carbs, a spiralizer is just what you need. From cucumbers to zucchini and potatoes, you can spiralize mostly any vegetable, and use it as a substitute for pasta or noodles, or simply as a way to make your salads look more appetizing. 7. An electric grill : As we already mentioned, grilling is one of the healthiest ways to prepare food. Not only is it healthy, but grilling also retains most of the food’s flavor. The problem with traditional grills is that you depend on good weather to use them, and you also need an outdoor space. However, with an electric grill, you can grill indoors whenever you want to enjoy a healthy, flavorful meal. Read Also: When You’re Buying Furs, Get The Best 4 Tips For Choosing A Good Kitchen Tap

Fundaments of Happy Family

Any type of structure with a solid and strong foundation can endure all forms of weathering. Similarly, a family with a foundation built on love, compassion, and trust can also sail and combat all difficulties and still be remaining standing strong as one. Families which follow certain ideologies are happy, contented, and well-knit families. Below are the top foundations of a happy family. Happy Families Communicate: In every family, it is a must to listen and be listened to. All members of the family must feel at ease when it comes to communicating with one another, whether this is about failure or success. Children, in particular, feel more loved and secure when they know that they are free to share their thoughts and feelings. Gaps in communication can lead to misunderstandings, distrust, and boredom, and these can all shake a family’s foundation. You can also check out lifeasmama.com for tips on good parenting. Happy Families Spend and Share Time Together: It is sad to see how many families today have stopped sharing and spending their time together. Even when they are at a restaurant or on vacation, most children and parents are too immersed and engrossed in their own realm of technology. For a family to be happy, this is now the perfect time to finally say enough. Family members should learn to put down their gadgets and share special moments instead. You can eat together with the whole family, whether it is breakfast or dinner. Studies revealed that families sharing meals tend to be stronger and more connected. Aside from eating together, families can also engage in fun activities such as printable coloring pages. Aside from developing the skills and talents of younger children, parents, and older children will surely have a great time as they color. Children usually like coloring pages presenting dinosaurs, animals, or cartoon characters. Adults prefer more mature patterns. Good coloring pages do not only nurture mental skills but also make an engaging activity that can strengthen families. Happy Families See Love: Love makes children feel a sense of belonging. A home filled with smiles, words of affection, kisses, and hugs shows kids that everyone is happy to be part of the family. Kids who have grown up inside a home where moms and dads put each other first, speak lovingly, and give kindly with no resentment tend to enjoy spending time at home. Daughters and sons who feel cherished also know and feel that they are more valued. This love can translate to living a more committed life, and being aware of the priorities that are of most importance. Marriage and family should come first. Words will never be enough. It is important to show love and be more generous with your heart. Of course, while it is true that there is no such thing as a perfect family that is happy at all times, it is still very possible to infuse your home with joy in order to create a light, achieve a sense of security, and establish a foundation of love. To ensure a home that is filled with smiles, laughter, and happiness, these are the fundamental things that should be done and observed at all times. Read More: 4 Essential Ways Of How To Make Your Feet Stronger Best Essential Tips While Renting A Warehouse In Mumbai 6 Expert Tips For Finding The Right Home To Buy

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

The 10 WordPress Plugins Every Sucessful Blogger Uses

Follow Us

Recent

Enterprise SEO Services: How Large Brands Dominate Search Results

One Perfect Day In Barcelona: A Deep Dive Through The Heart Of Catalonia

Building Resilience and Independence: The Role of Support Services in Family Well-Being

The Art Of Home Swapping: Creating Unique Travel Experiences

Related

5 Awesome Boyfriend Gifts for the Guy Who Has Everything

Must Have Appliances for a Healthier Life

Fundaments of Happy Family

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related