Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

What is the Best Season to Move?

If you need to move from one place to another from work or for any other relatively urgent reason, chances are you don’t really have much say in what season you will be moving. However, if you can choose, you should think carefully about which is the Best Season to Move. In order to get some inside info, we asked Miracle Movers to share their insight from their years of experience in moving in all seasons, even notorious Canadian winters. The Best Season to move: Spring Early in spring, the price quotes you can expect from moving companies will be somewhat cheaper, since the peak season starts somewhere in mid-May. That means that if you can nab an April date with fair weather, you basically get the best of both worlds – your move will be relatively cheap, and you won’t have to contend with extreme weather (be it hot or cold). On the other hand, you will have to schedule your move in advance, and knowing the weather that far in the future might be impossible. Additionally, if you have children, spring is peak exam season. Putting your children through the stress of moving in this period is something you should think twice about. Summer The proverbial best season to do pretty much everything is the summer. Some research has found that homes sold in the summer fetch higher prices, so that might be an incentive to consider a summer move. Furthermore, the weather in most places promises to be fair most days, so picking any date will likely result in a nice day. With the summer break, your children will not only not have to worry about school, they will also be available to help you – get them to pack their own things. When it comes to the downsides of a summer move, one of the most obvious ones is that everyone will pick summer, making your favorite moving companies pretty tightly scheduled – meaning the prices will be higher and their availability will be limited. Finally, extreme weather such as heatwaves and hurricanes in certain regions may also give you pause. Fall/Autumn Despite the stereotypical idea of a foggy and rainy season, the fall is actually generally a nice season with plenty of nice days that are ideal for outdoor activities, moving among them. Depending on your region, you may find that the fall is the most suitable season for a strenuous activity outdoors. Additionally, lower prices of homes in the fall may be better for you if you’re buying a home. Finally, if you move in the early fall, you will be all set in your home by the holiday season with Thanksgiving and Christmas in your new home. A major drawback of a fall move is that the school starts then, so moving just as your children start the school year may be less than ideal. With changing schools, leaving friends behind, it’s a lot of stress. Winter Finally, winter is the season when the least moves occur, especially in the regions where heavy snow is common. That, however, means that your move is likely to be much cheaper compared to other seasons. Additionally, with less work, moving companies will probably have more time to adapt to your schedule. On the other hand, the biggest problem with moving in the winter is certainly cold. Furthermore, you may also need to insulate your boxes and protect them from the cold and water to prevent any kind of damage to your things while moving. Ultimately, whichever season you pick, there are clear advantages you will get, and some disadvantages that you will have to contend with. Make sure to pick the season which suits your needs. Read Also: Factors To Consider While Preparing For A Move Moving home checklist: What you need to know 7 Helpful Tips During an Emergency Moving Process 4 Questions To Ask From Your Home Relocation Company Top 10 Reasons You Should Visit Honduras

Full Guide To Throuple Relationships: Rules & Tips

A throuples is a romantic and sexual relationship between three consenting adults. It can be a triad of three people in a relationship with each other or a couple who bring in a third partner to form a throuple. The ties can be heterosexual, homosexual, or bisexual, depending on the sexual orientation of the individuals involved. Throuple relationships have become more accepted and visible in recent years as society becomes more open to non-traditional relationship structures. Throuples typically share a deep emotional connection and intimacy, and they may live together, share finances, and raise children. Throuple relationships can come with challenges, such as jealousy, communication issues, and societal stigma. However, with open and honest communication, clear boundaries, and a willingness to adapt and grow, throuple relationships can be successful and fulfilling for all involved. Before we move on to the rules, let us just give you a small explanation of Throuple Vs. Polyamory Vs. Open Relationship, so that you don’t get confused. Throuple Vs. Polyamory Vs. Open Relationship Throuple, polyamory, and open relationships are all types of consensual non-monogamous relationships, but they differ in their structure and dynamics. A throuple is a romantic and sexual relationship between three consenting adults. It involves a committed and intimate relationship between all three individuals. The throuple may live together, share finances, and raise children together. Polyamory, on the other hand, involves having romantic and/or sexual relationships with multiple people simultaneously, with the knowledge and consent of all parties involved. Polyamorous relationships involve any number of individuals, and the relationships can be hierarchical or non-hierarchical. An open relationship is consensually and non-monogamous. Here partners agree to engage in sexual or romantic relationships with other people outside of the primary relationship. Open relationships may involve casual sexual encounters or more serious romantic relationships outside of the primary partnership. While all of these relationship structures involve consensual non-monogamy, they differ in their level of commitment and emotional intimacy. Throuples involve a committed and intimate relationship between all three individuals, while polyamorous relationships can involve varying levels of commitment and hierarchy. Open relationships tend to be more focused on sexual exploration and may not involve the same level of emotional commitment as throuples or polyamorous relationships. Rules & Tips For Throuple Relationships Throuple relationships, also known as triad relationships, are romantic and sexual relationships between three consenting adults. These relationships are becoming more accepted and common in today's society, but they come with their own challenges and rules. This guide will explore the basics of throuple relationships, including the rules and tips for making them work. Communication Is Key Communication is essential in any relationship but becomes even more critical in throuple relationships. Open and honest communication between all three partners is necessary to ensure everyone's needs and boundaries are respected. This means discussing your feelings, concerns, and desires openly and without judgment. Set Clear Boundaries Setting clear boundaries is crucial in throuple relationships. Discuss what is and isn't acceptable in the relationship, both sexually and emotionally. Each partner should be free to express their boundaries and be respected for them. Create A Schedule Throuple relationships can be complicated, and it's important to establish a schedule that works for everyone. This can include date nights, sex nights, or even alone time with each partner. Having a schedule can help ensure everyone's needs are met, and no one feels neglected. Be Open To Change Throuple relationships can be fluid, and being open to change is essential. As feelings and circumstances change, so too may the relationship dynamics. Being flexible and adaptable can help the relationship grow and evolve. Practice Safe Sex In throuple relationships, it's important to practice safe sex to protect all partners from sexually transmitted infections and unwanted pregnancies. This means using condoms, dental dams, and other forms of protection during sexual activity. Respect Each Other's Privacy Respect each other's privacy by establishing boundaries around communication and social media. Each partner should feel comfortable sharing their life with others but also have the freedom to have private moments and conversations. Seek Professional Help When Necessary If any issues arise in the throuple relationship, seeking professional help from a therapist or counselor can be beneficial. This can help resolve conflicts, improve communication, and strengthen the relationship. Closing Thoughts Throuple relationships are a valid and increasingly accepted alternative to traditional monogamous relationships. They require high communication, trust, and respect among all three individuals involved. Establishing clear boundaries and rules is important to ensure that all parties are comfortable and happy with the relationship dynamic. Throuple relationships can come with their own set of challenges, such as jealousy and societal stigma, but with open and honest communication, they can be successful and fulfilling for all involved. It's essential to remember that every throuple relationship is unique, and it's up to the individuals involved to determine what works best for them. Ultimately, the key to success in any relationship is open communication, respect, and a willingness to adapt and grow together. Read Also: The Best Dissertation Service With a Personal Manager

5 Different Things You Can Try During Quarantine

No matter where you are in the world, you, unfortunately, haven't been able to escape the COVID-19 virus. For most of us, that means we've been stuck inside while the world tries to get back to some sense of normalcy. Now, since we're all stuck at home, we've taken some time to put together a small list of things that we can all try to help us pass the time. Some might not fit everyone's interests, but hopefully, it gets some ideas pumping for you! Here are 5 Different Things You Can Try During Quarantine: 1. Study a New Language This one is much easier said than done, sure. But, don't let your own personal roadblocks get in the way. Nothing is holding you back from downloading an app like Duolingo and taking the first step to getting started. Even if you have tried and given up before, maybe even multiple times, there's no time like the present! To be fair, not everyone will have the time due to family issues to devote to something like this. However, hear me out. Using an app makes it super easy to have the app on the tip of your fingers. All you need, according to the app, is 20 minutes a day. You can set goals for yourself based on your schedule. All it takes is a little effort and motivation. I believe in you! 2. Try a New Relaxation Method with CBD Maybe on the flip side of studying a new language, you want to just take time for yourself and relax. I don't blame you one bit. One thing that I've gotten into recently is CBD. There are numerous different products that offer different strengths for whatever you need. From oils and gummies, all the way to bath bombs and facemasks, there's a way to get a relaxing CBD fix in just about anything. CBD can be used to help you relax, all without the side effects of getting high. CBD stands for cannabidiol, which is a strand of marijuana. This extract does not contain the strand of THC, which is the chemical that gives you that high feeling. Remember: CBD might not be for everyone. If you have any preexisting health conditions, make sure you consult with your doctor. 3. Start an at Home Workout Routine This isn't something that I at all wanted to take part in, but I finally broke down. A huge benefit to starting some type of at-home workout routine is not just your physical health. Getting the endorphins going is excellent for your mental health as well! A few celebrities even came out and offered free at-home workout plans. Now more than ever, we must take care of our mental health. For whatever your reasons may be for doing some at-home workouts, Whatever your reasons, just try and get out and do something, so you don't get stir crazy! 4. Find a New Hobby Maybe you can use some of the extra time inside to explore a few different hobbies. Have you ever wanted to start that Youtube channel? Do it now. Ever wanted to take up painting? Go for it! Just like you, your kids have gotten bored staying indoors all the time. You can pick out a great dance studio in Singapore for them and send them to have tons of fun. This can help them learn a new skill, and keep them healthy, all at the same time! The sky's the limit for you to try out some new hobbies! There are so many resources online that you can use to learn things. Whether it's a new skill you want to learn, something to brush up on doesn't matter. This is all about you! Just take some time and learn what you want, do something that you really enjoy! 5. Take Virtual Trips Around the World That's right, you can travel the world during quarantine! Well, in a sense, you can. There are many different companies like zoos, parks, museums, and more offering virtual tours that you can take! As long as you have an internet connection and some time to sightsee, you're well on your way! You can link up with your friends on zoom or fly solo, totally up to you! It's pretty wild that we live in a day and age where we can have basically the entire world right at our computer screens. In a matter of seconds, you can be anywhere in the world seeing breathtaking views or historical monuments. How awesome is that? Conclusion We're nearing the end (hopefully) of this COVID-19 lockdown, but some of these tips will still be relevant. Some people will probably want to stay inside. If you're one of those people, take a bit of the extra time you may have and put it to good use! Read also: 5 Best Ways For Seniors To Pass The Time 4 Reasons Why You Might Feel Tired During The Day Home Maintenance Plans And Cleaning Tips During Covid-19 Have You Been Laid Off Because Of Coronavirus? Here Are 5 Income Earning Opportunities For You

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

Why Are Online Transactions Convenient?

Follow Us

Recent

A Detailed Guide On Nai Taiyari.com: Why Is This Becoming A Favorite Of Students Worldwide?

How To Choose The Right Loan For Seasonal Business Expansion?

Why Law Firm Managed IT Services Are No Longer Optional In Today’s Legal Environment?

Is Techlokesh Org A Real Platform Of Information Or A Scam? Read On To Find It Out!

Related

What is the Best Season to Move?

Full Guide To Throuple Relationships: Rules & Tips

5 Different Things You Can Try During Quarantine

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related