Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

How To Invest In Yourself For A Stress-Free Daily Life

In today's fast-paced world, stress has become an almost inevitable part of daily life. Balancing work, family, and personal commitments can leave us feeling overwhelmed and drained. However, investing in self-care can be a game-changer, helping us to manage stress and improve our overall well-being. In this article, we will tell you the best way to invest in yourself so that you can have a more stress-free daily life. Whether it's small daily habits or bigger lifestyle changes, these tips will help you take care of your mental and physical health so you can handle whatever life throws your way with a bit more ease and a lot more calm. How To Invest In Your Self? When you start doing some research on the internet or ask your friends and family for advice on how to invest in yourself, the search results and the suggestions can overwhelm you. On the other hand, Investing in a personal trainer or therapist, while beneficial for many, is both expensive and a big commitment. They are good options for making change, but if you are just beginning your self-care journey, there are plenty of ways to start small. Paying a professional isn’t the only way to reduce stress and better your wellbeing. There are small ways to invest in yourself daily without spending too much money or time. Not only will it help in your personal growth and well-being, but it will introduce some calm to your busy week: Your Closet Deciding what to wear is a stressful part of most mornings, particularly before work. Digging through your options may slow you down and even cause you to be late. Giving yourself a good wardrobe selection doesn’t have to be costly. Start by investing in essential basics like tees you can dress up or down. Having a couple of sweaters for layering will ease your transition into the colder seasons. For those working from home, ensure you have a few cozy essentials like soft sweatpants and sweatshirts. Having these options in your closet will make it easier to make a quick decision in the morning. Having good undergarments may relieve your stress as well. Comfortable socks that don’t slip down while you walk can prevent blisters. No-show socks will add comfort to shoes that don’t cover the whole foot. Investing in high-quality underwear will enhance your comfort during the day. For women, purchasing a set of period underwear will prevent stress during that time of the month. These aspects, little by little, will relieve certain areas of stress that you may experience on any given day. Skincare Nobody likes waking up in the morning with a fresh pimple, and nothing causes that early morning stress like trying to hide a breakout. Products that are good for your skin and prevent breakouts may save you from having a last-minute panic. There are also products like serums and oils that can help you treat specific needs. Investing time into your skincare may calm your anxieties and make you feel better about yourself over time. Skincare is an opportunity to improve skin health while also making you smell and feel good. Buying quality body wash and lotion to fit your needs will make you excited to do your morning and evening routines. Using a special scrub on important days puts a spring in your step, while calming lotions wind you down. Whether you have special skin concerns or just need a way to destress, skin care will make you feel more comfortable and confident in your body regularly. Meal Delivery Service For many people, planning meals and grocery shopping is a large source of stress. For those with children, making three meals a day requires even more time and effort. Even if dinner is the only meal you cook from scratch, it can still be a lot on your plate, especially after finishing a day at work. Meal or food delivery services make the meal planning process easier for those working full-time. Even if you’d prefer to pick your own recipes, services like Instacart or Doordash will help you save a few hours every week by delivering groceries to your door. For people with social anxiety, it also saves you the stress of walking around a bustling store. Those with kids can stay home and avoid managing young ones in public. No matter which subscription service you use, you'll be able to use your time to focus on family or self-care instead of meal planning and shopping. Self-care Apps When you have a busy life and are always on the move, it’s a challenge to fit in new self-care habits. Self-care mobile apps have allowed people to fit new routines into their pockets. Apps like Calm enable people to have guided meditation tools at their fingertips. Meditation apps will introduce intentional relaxation into your routine. Including this routine right before bedtime may even encourage better sleeping patterns. Fitness apps can track your sleep and aid you in building those good habits. Self-care apps on the market include more than just meditation and fitness. There are plenty of journaling and organizational apps that will motivate anyone to introduce a new habit into their daily life. Journaling apps are a good way to relieve stress by getting all your thoughts out, especially after a long day. Organizational apps may help you better schedule your tasks for the week and will assist with time management. No matter your needs, you can find an app that aids your mental well-being and reduces stress in your day to day. Invest In Yourself: It Will Be Worth It! There are plenty of ways to invest in your self-care routine that don’t involve spending large sums of money. There are even more options than listed above that may help you relieve your stress and improve your mental well-being. Whether it’s through changes in your appearance, planning, or tools you use, you can make positive changes in a number of different ways. It’s up to you to determine what works best for your needs and lifestyle, but regardless of your choices, your self-care habits will be worth the investment. Read Also: How Music Therapy Empowers Recovery in Substance Abuse Treatment 10 Tips on How to Ditch the Stress and Start Living a Peaceful Life 10 Health Problems Eased by Yoga

8 Reasons Why Canvas Is The Best Tent Material

When it comes to choosing a new tent, most people consider its capacity and type first. And in most cases, this approach works perfectly, especially when talking about short trips for a few days once a year. However, if you are looking for a tent that will last you a long time and keep you comfortable and safe while camping, the tent material is one of the most essential aspects to consider. And here canvas outfitter tents are a great option. The main benefits of cotton canvas include: breathability water resistance environmental friendliness insulation properties All this makes canvas one of the most optimal materials for camping in different weather conditions. What Is A Canvas Outfitter Tent Outfitter tents, also known as wall or cabin tents, are popular among many campers. Being a semi-permanent structure, such a shelter type has excellent durability and roominess. This is often a critical consideration as the extra headroom gives you more freedom of movement and doesn't restrict you when you're inside the tent. Typically, outfitter tents are made from canvas, making this an even more attractive option. After all, the combination of one of the best materials and the versatility inherent in outfitter tents make this type of shelter a perfectly balanced solution for camping. Why Canvas Is The Best Choice As mentioned, canvas is known for its properties that provide good insulation, water protection, and also breathability. In addition, this material is durable and resistant to harmful external factors. Therefore, let's take a closer look at why canvas tents are a worthwhile purchase and which benefits they may offer over most plastic (nylon, polyester) tents. Breathability It is one of the main advantages of canvas. It keeps you dry and comfortable inside the tent, no matter the environment. Since humidity and condensation are common in camping, canvas tents are a great option as this material provides excellent moisture protection, making it comfortable to be inside your shelter. Thus, these tents are perfect for both summer trips and camping in the colder months during fall or spring. In addition, the air in such a tent does not stagnate due to its breathability properties, which maintain a feeling of freshness. Heat Efficiency Another benefit of canvas over plastics is its heat efficiency, making it the best choice for winter camping. Such a tent warms up efficiently and retains heat inside, so you will not freeze even at low temperatures during the night. Also, canvas tents can be safely used with wood-burning stoves. Therefore, if you are looking for a decent tent for winter trips like ice fishing or hunting, then canvas tents are perfect for such purposes. Waterproofing Canvas is a fairly dense fabric with good surface tension. This means raindrops or moisture will run down the tent without getting inside through the material. In addition, canvas fabric fibres tend to swell during heavy rain, which creates additional protection from water. Thus, tents made from this material are one of the best solutions for camping in bad weather conditions, for example, during heavy rains or even storms. Regardless of the outside conditions, you can be sure to stay dry and protected with a canvas tent. Durability In addition to being waterproof, the canvas is also quite durable. Tents made from this material are strong, tear-resistant, and maintainable. Therefore, by purchasing a quality canvas tent, you can use it for many years without any risk, especially if your tent fabric has been pre-treated. With tear resistance, you can set up such a tent almost anywhere without worrying about its safety. At the same time, even in case of a break, such a tent can be quickly repaired; all it takes is a needle, thread, and a little candle wax for waterproofing. If the gap is too large, for example, after a tree branch falls or a strong wind, then such a problem can be solved with a sewing machine because, as mentioned, such tents are very maintainable. Ventilation The inherent breathability of canvas fabric also contributes to the advanced tent's ventilation. Often outfitter tents made of canvas are designed as all-weather tents, so ventilation is essential in this case. Outfitter tents are usually fitted with large vents and mesh-covered windows. Alongside the fabric's breathability and customizable ventilation in a tent, you can tune your airflow to suit the weather. With good ventilation, the air inside stays fresh, and the tent maintains a comfortable temperature, which is especially valuable when camping on hot summer days. Strength Canvas outfitter tents can withstand extreme weather conditions and heavy use, making these shelters popular with fishermen, climbers, and hunters. With quality material, burly steel stakes, and thick poles, you don't have to worry about the strength and safety of your tent, no matter where you would like to camp or what time of year to go camping. That's why canvas tents are the perfect option when it comes to durability and reliability. UV Resistance Another advantage of this material is its UV resistance. Canvas tents have a special protective treatment that makes them resistant to sunlight. This means your tent will retain its nice appearance, and the fabric will not lose its properties due to the harmful effects of ultraviolet radiation. Sustainability As a bonus, the canvas is biodegradable. Therefore, if it means a lot for you to preserve the environment, then a tent made of natural materials is an ideal option. Addiction: How To Become A Travel Nurse The Dos And Don’ts Of Corporate Travel Planning Top 7 Trending Men And Women Travel Toiletries For 2022

Can Luvme Hair Transform Your Look With Short Wigs?

Introducing the fascinating trend of short wigs: a stylish and convenient way to completely transform your appearance. In this article, we will delve into the enchanting world of short wigs, exploring their ability to revolutionize your look. Furthermore, we will introduce you to Luvme Hair—a brand that has been creating waves in the wig industry. Table of Contents Introduction The Charm of Short Wigs Luvme Hair: Redefining Wig Experience Short Wigs for Different Styles Ease and Comfort of Short Wigs Maintenance and Care Conclusion Introduction Are you in search of a way to change your hairstyle without going for a drastic haircut? Look no further than short wigs! These versatile hairpieces offer the perfect solution, allowing you to experiment with different looks while keeping your natural hair intact. Among the leading brands in the wig industry, Luvme Hair stands out prominently. Let's explore the world of short wigs and discover more about this exceptional brand. The Charm of Short Wigs Short wigs serve as fashionable hair accessories, offering a range of styles, colors, and textures to express personal taste. With endless possibilities, short wigs enable individuals to embrace chic bobs, sassy pixie cuts, or trendy asymmetrical looks. Luvme Hair: Redefining Wig Experience Luvme Hair, a brand adored by wig enthusiasts worldwide, has won the attention with its commitment to excellence and innovative designs. Offering an impressive collection of short wigs that cater to diverse preferences, Luvme Hair stands out in the market. Their meticulously crafted wigs perfectly imitate natural hair, providing wearers with a flawless and lifelike appearance. Short Wigs for Different Styles Short wigs have the remarkable ability to completely revitalize your presence. Transitioning from flowing tresses to a chic, cropped style can create a profound sense of transformation and rejuvenation. Exploring the versatility of short wigs is an exciting journey where you can discover a variety of styles to suit your needs Chic Bob The classic bob is a hairstyle that withstands the test of time, emanating an air of grace and simplicity. Achieve an effortlessly sophisticated and sleek look with a wig fashioned in the timeless bob style. This versatile cut complements any occasion, whether it's a formal event or your everyday attire, allowing you to exude refinement with ease. Edgy Pixie Cut For individuals seeking a bold and adventurous appearance, an edgy pixie cut offers the perfect solution. Adding texture and tousled layers to short wigs can instill a sense of fierceness into one's overall look. This particular style is renowned for its ability to exude confidence and attitude, making it an excellent choice for those who aspire to be noticed. Playful Curls Short wigs adorned with curls impart a whimsical and lively aura to your appearance. Whether you prefer tightly coiled ringlets or loose cascading waves, this hairstyle grants your locks added body and fluidity. It serves as a splendid choice for informal outings, romantic evenings, or any event where radiating an exuberant and youthful ambiance is ideal. Sleek and Straight For those who prefer a sleek and polished look, the perfect choice is a short wig with straight hair. This style exudes sophistication and professionalism, making it ideal for both office settings and formal events. Achieve a well-groomed and put-together appearance effortlessly with a straight short wig. Asymmetrical Drama An asymmetrical short wig offers a fantastic choice for individuals who enjoy experimenting with asymmetry and bold angles. This style effortlessly adds a hint of drama and avant-garde flair to your overall appearance. With longer strands cascading on one side while shorter ones grace the other, an asymmetrical wig demands attention and allows you to make a striking statement. Vintage Vibes Short wigs can be a great tool to achieve vintage-inspired hairstyles. For instance, you can create finger waves, pin curls, or even rock a retro bob that exudes the charm of glamorous eras gone by. These styles work wonders for themed parties and when you long to add a nostalgic touch to your overall look. Effortless Messy Look Want to achieve a carefree and effortless look? Opt for a short wig styled in a messy and tousled manner. This particular style captures the relaxed vibe flawlessly, encouraging you to embrace imperfections and celebrate your natural beauty in a laid-back way. Colorful Adventures Short wigs offer more than just a new style; they also provide a range of captivating colors. With these bold and vibrant shades, you can freely explore hues that you might be hesitant to try with your natural hair. From delicate pastel pinks to daring blues, short wigs open up a world of colorful adventures. Ease and Comfort of Short Wigs One of the advantages of short wigs is their convenience. Unlike longer wigs or natural hair, they require minimal styling. This allows you to achieve a polished look within minutes, saving precious time during your daily routine. Additionally, short wigs are lighter and cooler, making them an excellent choice for warmer weather. Improved version: Short wigs offer convenience as they require minimal styling compared to longer wigs or natural hair. Achieving a polished appearance in just minutes saves valuable time during your daily routine. Moreover, their lightweight and breathable nature Maintenance and Care Taking care of your short wig is effortless. By regularly brushing, washing, and storing it properly, you can ensure that it retains its fabulous appearance for a long time. Luvme Hair provides comprehensive guidance on maintaining their wigs, guaranteeing that your investment remains in pristine condition. Conclusion Short wigs open up a whole new world of possibilities for transforming your appearance. These versatile hairpieces allow you to experiment with different styles, ranging from timeless elegance to daring and adventurous looks, unveiling sides of yourself you never knew existed. With leading brands, especially Luvme Hair, driving wig innovation and being recognized as legit in the industry, rest assured that your experience with wearing these wigs will be nothing short of amazing. Short wigs serve as the key to unlocking a diverse world of style, and with the proven legitimacy of Luvme Hair backing your choice, you stand confident and poised for any fashion adventure. So why delay? Embrace the transformative power of short wigs today and uncover the limitless beauty they bring! Read Also: How To Spot Hair Loss Early Excellent Hair Volume On The Photo — No Problem The Connection Between Melatonin And Hair Loss

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

Why Are Online Transactions Convenient?

Follow Us

Recent

Finding Reliable Local Steel Distributors For Your Construction Needs

Ford Territory: A Perfect 5 Seater Suv For Growing Families In The Philippines

Here’s Everything You Might Want Or Need To Know About Blooket Hacks And Their Uses In 2026!

Why Two-Way Radios Enable More Natural Communication Than Digital Messaging?

Related

How To Invest In Yourself For A Stress-Free Daily Life

8 Reasons Why Canvas Is The Best Tent Material

Can Luvme Hair Transform Your Look With Short Wigs?

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related