Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

How to Preserve Memories at Your Wedding

Your wedding day is probably one of the most important days of your life. Understandably, couples want a way to document their wedding and save items from the day. Other than taking photographs, there are many ways to preserve memories at your wedding. Whether you opt for a creative option or a more simplified one, you can still preserve the wedding memories with love. Hire a Wedding Photographer A wedding photographer is a great idea to help you document the day successfully. Professional photographers can take away the stress of trying to get friends or family to take photos. The first thing couples should do is do a lot of research and find a photographer that matches the style they both like. Research is one of the most crucial aspects of finding a photographer because each professional has a unique style and technique, and not all photographers focus on wedding events. A professional wedding photographer can help you with posing, lighting, camera equipment, and editing so you can have the best photographic outcome. Couples should always communicate with their chosen photographer before, during, and after their wedding day to make sure everyone is on the same page. Be sure the photographer is within budget before moving on to the planning phase. Hire a Videographer Similar to a wedding photographer, a videographer will capture the feel of the day. For most couples, a videographer is an excellent addition to the wedding, as they tend to capture moments that the bride and groom might not see. For example, when the bride walks down the aisle, the videographer can capture the reactions of the groom and the guests, so you can look back on those moments forever. Another great reason to hire a videographer is so they can create a special video that you can share with family and friends that weren’t able to make it. The video can also capture some sweet well wishes from your guests so you can look back and hear what everyone has to say. Preserve the Dress Preserving the dress is another thoughtful way to keep the wedding memories forever, especially because finding the perfect wedding dress takes a lot of time and effort. It’s much more beneficial for the bride to keep her dress for memories’ sake or hand it down to future children. There are a few things the bride should do to preserve the dress properly. Firstly, she should get specialty hangers and a garment bag to protect it while traveling. After the big day is over, it’s best to wrap it in acid-free tissue paper and find a sturdy box to store it in. Another tip for preserving your wedding dress is to make sure the box is airtight and to store it away in a cool, dark place. It’s important to keep it out of direct sunlight to prevent the wedding dress from turning yellow. Be sure to get any stains out before preserving the dress. Freeze Some of Your Cake Freezing a few pieces of your wedding cake to have on your first wedding anniversary is a unique idea, but there are a few things to consider. Firstly, the cake will not last forever and knowing how to preserve it properly before your anniversary is the most important thing. Consider how you wrap the cake for preservation. It’s important to wrap it tightly, as not to let any moisture in. The last thing to do is serve the cake properly. A few days before your anniversary, take the cake out of the freezer and put it in the fridge. Then, on the day, take the cake out of the fridge—still wrapped—and let it come to room temperature. Wedding Memories are Important Wedding memories are some of the most important memories to preserve. It’s such a big day for everyone involved, and it’s heartwarming to look back on photos and videos to remember the most special parts. Whether you preserve something that reminds you of the wedding, like the cake or dress, or simply hire professionals to take photos and videos—all wedding memories will be different and unique to each couple and should be shared with love. Read Also: Planning To Hold Your Wedding: Here Is How You Can Make It Special How to Organize an Eco-Friendly Wedding with Zero Waste? Top Wedding Invitation Tips

What Emergency Survival Tools Should You Have with You?

Emergency survival tools are all the things that can help people get by in a time of need. When you are trying to be prepared, you must take some time to understand what each tool is for. You want to know how to use it so that you can be as prepared as possible. That way if you should need it, you will have it readily available. This article will give you some ideas on what you can carry to have with you in times of need. Here are what emergency survival tools should you have with you: Fire Starter Kit The first emergency survival tool is probably the simplest. A fire starter is a small tool that can easily be carried around and used in a pinch. They can be used in several ways and can be very useful in times of emergency. They can be put into batteries or you can use the solar ones, which come in handy during the summer. If you do have a solar battery, this is a great idea. This will allow you to use them year-round and they will cost you very little money. A fire starter is something that many people, especially men, have around the house. There are many types of starters, but the ones that you will find in most stores are not of the best quality. I would suggest looking for a better starter to make sure you do not have any problems with your fire and that you will be safe from any potential fires. A good fire starter will help you out in many ways, starting fires is not one of them. Hopefully, this article will help you and give you some ideas on what you should look for in a fire starter or check out Survivaltechie.com for more tips. Flashlight Another tool that is great for emergencies is a flashlight. In most cases, most flashlights are small and foldable and can be easily carried around. A flashlight can be a lifesaver during a night out or in a time of trouble. You can also buy one of the more expensive flashlights that will have many more features than the cheap ones. Flashlights come in a variety of different shapes and sizes and they come in all different colors and styles. Many of the newer flashlights have infrared technology that will allow them to be used in many ways when needed. They can be small, but they can also be extremely bright. When you are having a hard time trying to find the time to put aside to buy that survival light for your vehicle then consider making your own by purchasing a pre-made survival light kit. Having the ability to store all the parts you need and having a backup for emergencies is nice but if you find yourself in a jam for the sake of a flashlight you will be sorry. Keep reading for some helpful tips on making your own kit. Multi-tool Knife The multi-tool survival knife is the best way to use if you like to work with tools. Most people who like working with tools cannot survive without one, because they know that it is more useful than any other. The tool is made of chrome-plated steel and is very strong. You can use this knife to do things like cutting wood, cutting wire and nails, carving and many other things. It has different features like serrated edges and serrated points. The knife can be used in several ways. It can be used to clean up your pets, cut firewood, use as a tool for gardening, prepare foods and open boxes. Read Also: The Best Multi-Tools for Woodworkers –Top Awesome Inventions Factors To Consider While Preparing For A Move

Discover CBD Disposable Vape Pens: A Guide To Easing Chronic Pain

In the hustle and bustle of our daily lives, aches, and pains aren't uncommon. But for some, pain isn't just a casual visitor—it's a long-term, unwelcome guest. Chronic pain can be a persistent challenge, often outstaying its welcome and altering the course of everyday life. While traditional treatments are significant in managing it, there's a growing interest in more natural alternatives. One such potential hero in the realm of pain relief is CBD. And there's an innovative way to harness it: CBD disposable vape pens. Let's explore this topic together. The Reality Of Chronic Pain Chronic pain is an unwavering discomfort that lingers for more than three to six months. Regular treatments—like physical therapy, lifestyle modifications, and medications—might not always provide the relief you need. Moreover, medication side effects can sometimes present their own set of challenges. Therefore, it's understandable why many are exploring more natural remedies. And this is where CBD comes in. Understanding Cbd: A Potential Ally Against Pain CBD, or cannabidiol, is one of over a hundred compounds found in cannabis plants, known as cannabinoids. Unlike its more infamous cousin, THC (tetrahydrocannabinol), another cannabinoid, CBD, won't lead to a high or altered state. Instead, CBD is like a gentle conductor orchestrating a soothing symphony within our bodies. How does it do this? CBD interacts with our body's endocannabinoid system—a complex biological system playing a pivotal role in regulating our health and maintaining a state of balance. This system comprises a network of receptors that help manage various functions, including pain sensation, mood regulation, and sleep patterns. CBD's interaction with this system potentially influences these functions, making it a potentially valuable ally in the fight against chronic pain. The Convenience Of CBD Disposable Vape Pens Picture a sleek, user-friendly device that's pre-filled with CBD juice. That's your CBD disposable vape pen. Unlike the traditional methods of consuming CBD, such as edibles or topical creams, vaping CBD allows it to enter your bloodstream quickly via the lungs. This could mean faster relief, which is beneficial when dealing with sudden pain flare-ups. Plus, vaping often leads to a higher CBD absorption rate than other methods. Once your vape pen runs out of juice, you can simply dispose of it. It's a straightforward, mess-free solution. Remember, when choosing a CBD vape pen, the quality of the product is critical. A poorly manufactured pen might not only be less effective but could also have undesirable additives. That's why, at Utah Cannabis Co., we guarantee high-quality, reliable, and safe CBD vape pens. CBD Vape Pens And Chronic Pain: What Does Science Say? The intersection of CBD, vape pens, and chronic pain isn't baseless hype—it's backed by growing scientific research. Various studies suggest that CBD might help manage chronic pain, not only by potentially reducing the pain sensation itself but also by impacting sleep quality. An improved sleep cycle often results in better pain management—a double win! Moreover, a significant amount of anecdotal evidence supports these findings, with individuals reporting relief from conditions like fibromyalgia and neuropathic pain after using CBD. However, as with all substances, CBD may have side effects. These could include dry mouth, mild drowsiness, or changes in appetite. Consequently, having an open conversation with a healthcare professional before integrating CBD into your pain management routine is crucial. They can guide you on optimal dosages and monitor possible side effects, ensuring a safe and effective treatment journey. Wrapping Up At Utah Cannabis Co., we stand at the forefront of the exciting era of natural treatments and aim to be your trusted companion in this journey. We're committed to providing high-quality CBD products, from convenient disposable vape pens to tasty gummies. As you explore the potential of CBD in managing chronic pain, remember to choose your products responsibly and consult with your doctor before beginning this new chapter. When chronic pain attempts to overshadow your day, know that relief could be just a puff away. As we innovate and research to bring the best CBD options tailored to your lifestyle and needs, we're thrilled to help illuminate the path toward a future of comfort and ease. The landscape of natural treatments is evolving rapidly, and we're here to guide and support you. Whether you have questions, need advice, or simply want to chat about CBD, we're here for you. Together, let's navigate towards a life of less pain, more comfort, and overall better living. Read Also: Vaping is Fighting the Deadly Consumption of Nicotine Is Vaping Safer Than Smoking? Can Vaping Really Help You Kick Your Smoking Habit?

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

Why Are Online Transactions Convenient?

Follow Us

Recent

A Detailed Guide On Nai Taiyari.com: Why Is This Becoming A Favorite Of Students Worldwide?

How To Choose The Right Loan For Seasonal Business Expansion?

Why Law Firm Managed IT Services Are No Longer Optional In Today’s Legal Environment?

Is Techlokesh Org A Real Platform Of Information Or A Scam? Read On To Find It Out!

Related

How to Preserve Memories at Your Wedding

What Emergency Survival Tools Should You Have with You?

Discover CBD Disposable Vape Pens: A Guide To Easing Chronic Pain

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related