Do you have to sell your home to pay for care?

31 December 2020

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

How to Organize an Eco-Friendly Wedding with Zero Waste?

Are you going to be hitched? Congratulations! However, don’t you want to host a wedding that costs you less financially and ecologically safe too? India is known for its elaborate grand weddings. The Big Fat Indian Wedding is, no doubt, loads of fun, but also an average wedding is responsible for producing a massive amount of waste. Weddings are time for celebration and reunion, but our grand affair can come at a significant cost to the Environment. Exotic flowers, wedding cards, non-biodegradable decorations and continual use of thermocol and plastic, tissue paper and leftover food end up straight in the trash after the marriage ceremony is performed. Not only are these a burden to earth but they also put a big hole in your pocket. Being a responsible inhabitant of the Earth, we must reduce the waste we produce and even reuse and recycle it later. Many people are beginning to realize the importance of hosting an eco-friendly wedding with no to zero waste. This initiative, which started in the West, is now trending in India as well. Bengaluru has seen quite a good number of such eco-friendly wedding, which are setting examples for others to follow. A sustainable, zero-waste and vegan wedding is one of the trending buzzwords. Besides, it has become increasingly necessary to take an eco-friendly approach to the wedding ceremony in the current scenario when environmental pollution is increasing at a massive scale. How to Organize an Eco-Friendly Wedding with Zero Waste: Start your journey of a beautiful life-long relation in an environment-friendly way. Here is how you can organize an eco-friendly wedding with zero-waste. 1. Ditch the Printed Invitation Cards: The first thing you can do to reduce waste is by ditching the conventionally used printed invitation cards and using the internet to send invites. You can send invites through the internet using email groups or can create a wedding website free of cost to share your wedding plans, progress, and anecdotes that will build excitement for the big day. This way will help you reserve printed invitations only for elders, and people who do not have access to the internet. 2. Say Hello to Local flowers: Another way to reduce waste and expense is by choosing the local homegrown flowers for your wedding decoration. The exotic flowers you might be lusting after are not only expensive but come covered in layers of plastic. With some creativity, you can pull off a fantastic wedding decor with local flowers, like wedding bouquets from Ling's Moment, and help reduce waste. Also, the flowers like marigolds can later be used for plantation. You can request your guests not to bring bouquets or gifts wrapped in plastic to get them involved in your initiative. 3. Say No to Plastic, Thermocol, and Glitter in Decor: Replace plastic and thermocol with flowers, bamboo, and cloth ribbon for decoration. Wedding decorations are more polluting than we can imagine. The shiny and glittery name of the bride and groom on thermocol at the entrance, confetti, dry fruits on plates covered in glossy plastic to name a few. Choose recyclable fabrics or even burlap in place of thermocol and instead of using the flex boards you can use a cloth or recycled wooden banners. Also, the couple’s name at the entry board can be written on the chalkboard using flowers and on the wooden placard. 4. Replace the Disposable Cutlery with the Reusable Ones: On average, a person uses approximately five disposables during the meal. Replacing the plastic, paper, and other disposables with reusable cutlery like steel is a smart way to reduce waste. Besides, it is also convenient and hygienic. 5. Say No to Packed or Bottled water: Replace the packed water with clean filtered water served in steel or glass tumblers will go a long way in reducing water wastage. 6. Replace Tissue papers with Cloth napkins and Towels: It would be encouraging to use the cloth napkins and towels instead of tissue papers in the wedding, as it not only reduces waste but also helps in cutting down the cleaning task after the ceremony is done. 7. Don’t go heavy on Lighting: Opting for a day wedding instead of the night will not only go undemanding on your budget but will also avoid burdening the already overburdened resources. So, go for the day wedding and ditch the night wedding to prevent the use of ample lighting and save the environment. 8. Use Cotton or Jute Bags for Return Gifts: Give gifts to your guests in jute or cotton bags or woven baskets. Steer away from Chinese jute or PPP (polypropylene plastic) bags, which have flooded the market in the guise of ‘jute’. You can also opt to gift seed balls, saplings, seeds, books, and other environment-friendly gifts. Read Also: Top Wedding Invitation Tips 3 Tips For An Amazing Wedding Reception 6 Tips For Having A Perfect City Hall Weddings! A Walk To Remember: Wedding Aisles You Won’t Forget

How Women Can Boost Their Libido and Improve Their Sex Life

Is your sex life suffering and you would like to improve it? Congratulations are in order. Many women do not take measures in this sense and allow their low sex drive to undermine their relationship. They also miss out on the numerous health benefits of sex. Don’t worry! There are many things we can do to boost your libido and improve your sex life naturally. We will review the most effective of them in the following lines. But, before we get to it, there is one thing you should consider: getting a medical exam and make sure your problem does not stem from some medical condition. It could be a hormonal imbalance. You may suffer from hypoactive sexual desire disorder, approaching menopause, or be pregnant. The causes could also be psychological, like stress, anxiety, depression, poor self-esteem, or relationship-related, like communication issues with your partner, different sexual needs and preferences, etc. The best way to eliminate a problem is to identify and eliminate its causes. Until you get a chance to do that, we will review a few remedies that should provide immediate, even though short term results. 9 Quick Ways to Boost Your Libido and Improve Your Sex Life 1. Get into the Mindset If you are not willing to have sex, arousal is less likely to occur. Whether for your partner’s sake, the numerous health benefits, your own pleasure, or all of these combined, you should decide to have sex. Once you start thinking about it and fantasizing, your libido will receive a natural boost. 2. Watch Your Meals If you overeat right before going to bed, or you eat unhealthy foods that cause bloating and gas or are difficult to digest, getting in the mood for sex will be difficult. Therefore, try eating less and focus on healthy, unprocessed foods. 3. Include Aphrodisiac Foods in Your Diet A small bar of dark chocolate, fenugreek seeds, warm spices like cinnamon, hers like Shatavari, and exotic foods like dates can work miracles on your libido. You just have to give them a chance. Consume them regularly or with a couple of hours before your date, to give them time to act. 4. Relax Stress gets to all of us and affects us more than we realize. Try to relieve it through physical exercise, meditation, yoga, listening to music, etc. Just before your sexual encounter, get a hot bubble bath. Add a few drops of essential oils to it, like lavender, sandalwood, clary sage, etc. 5. Have a Glass of Red Wine No, the goal is not to get you drunk. Research has shown that a moderate intake of red wine will improve blood flow to your erogenous zones and increase lubrication. Being rich in polyphenols, and histamines, red wine could also improve your partner’s erectile function and increase sex drive in both of you. It will surely help you get rid of some inhibitions and act more freely, more confident, more determined. 6. Take Supplements It’s common knowledge by now that our modern diet and chaotic lifestyle are depriving us of essential vitamins and minerals. Among others, such deficiencies can contribute to low sex drive and vaginal dryness. You can fight them with supplements based on natural ingredients, like Queen V Livin’ Libido Loca. Taken regularly, they will improve blood flow to your erogenous zones and increase your libido without any side effects for you to worry about. 7. Make Sure You’ll Enjoy Prelude Especially if you’re in a years-old relationship, chances are you and your partner have gotten comfortable with one another. You could be skipping prelude or investing too little time and effort into it. Change that. The ideal would be to talk to your partner and get him to work with you. If you do not feel up to it, discreet suggestions like a massage, a shower together, or a slow dance could help. Changing the location or the position could have a powerful impact as well. A blindfold could help stir your excitement as well. 8. Use Lubricants Vaginal dryness can really hinder pleasure during sex. Until you eliminate its cause, you can find temporary relief in lubricants. Some have a pleasant smell and contain ingredients that help to enhance pleasure. 9. Try Something New Routine and boredom should not find room in your sex life. If they have, it is time to kick them away. There are several ways to do that. You and your partner can try new positions, pleasure one another before the actual intercourse, or use sex toys. Do not be afraid to share your fantasies with your loved one and to experiment. As long as you both enjoy it or consent to it, everything is allowed when it comes to sex and pleasure. All of the above methods are safe and effective. Why deprive yourself and your loved one of the pleasure and benefits of sex when enjoying them is so easy and risk-free? Read Also: 8 Healthy Ways To Improve Your Sex Life Overnight Just Not Feeling It? Tips For Getting Your Sex Drive Back Virectin Reviews – Intense Male Enhancement For Increased Sex Drive

One List, Two Celebrations: How To Combine Your Wedding Registry And Housewarming Gifts

Congratulations on your engagement! As a soon-to-be-wed couple, who's also ready to step into their new home, here's a revolutionary idea that might save you time, energy, and maybe even a few gray hairs. While you're in the midst of wedding planning - a crucial step right now is creating your wedding registry. So instead of having separate registries for your new house and the wedding celebration, simplify the process by combining them into a single list. This way, guests can easily navigate your gift preferences based on what you two value - for your personal sanctuary or starting a new chapter as partners - and enable you to craft a meaningful gift list with both everyday essentials and big-ticket items that you'd otherwise save for: be it a honeymoon fund or a piece of furniture. (Yes, your wedding guests are totally happy to finance your honeymoon.) This is actually the best way to utilize your gift list to its full potential. You can simply convey this new concept to your family and friends about how merging the wedding registry and housewarming gift list into one master wish list can eliminate the need for multiple gifts for each milestone celebration. And non-wedding or non-housewarming items can also be added to your wish list, narrowing the search and easing the entire shopping process while giving guests plenty of gifting options. Let your guests know what you need for your not-perfect but meaningful living using a wedding website where you can include all the details for the big day and a link to your gift list or by sharing a customized URL on your wedding or bridal shower invites. To ensure that items don't run out before the big day celebrations, or to help direct your guests to one convenient spot for cash funds, donations, or experiential gifts apart from what you add to the wish list, opt for a universal registry service, like MyRegistry. It's easier for your family to browse all the options, be notified in case of special store discounts, or track your presents before they reach you. So, get ready to learn some smart housewarming AND wedding registry tips and unique ways to approach the gift selection process, which can enhance the occasion(s) while keeping your loved ones happy. Let the merging begin! Tips to Combine Your Wedding Registry and Housewarming Gifts into One 1. The Ultimate List-Merge Planning the ultimate wedding or designing your dream home are important tasks that require you to be clear on your goals and desires. Start by creating a detailed and in-length gift list that may serve a dual purpose or transition from your wedding celebrations to serving your new abode. It can be based on how you wish to live your daily life, how you want to add functionality for the longer term, and your recipe for a perfectly furnished bedroom, living space, or kitchen - opt for items that reflect your personality. Another plus of a combined list is that guests can avoid gifting duplicate items or picking presents that may sit for too long in your closet without any use. 2. A ‘Note’ of Brilliance As we mentioned, the best way to inform your family is by including a fun and detailed note in your wedding invitations about your brilliant merging idea. Here's how it works - let them know about your registry service (preferably a universal one) and briefly explain the rationale. Assure them that by doing this, you're making the gift-giving process simpler for everyone involved and guaranteeing that their generosity will have a noticeable impact on your newlywed life. They'll appreciate your wit and consideration! 3. Tech-Savvy Consolidation Use a user-friendly digital platform to combine your wedding registry and housewarming list in one place and enhance the overall shopping experience for you and your loved ones. Look for platforms that allow you to create a customizable gift list smoothly and efficiently. Added features like easy-to-navigate, the ability to sync different store registries, partnerships with popular gift retailers, etc., can be convenient for couples to look after their needs and preferences. Make a single, appealing list with all necessary information, including descriptions, images, and direct purchase links. In this manner, your guests can easily browse and choose their gifts. 4. The Power of Flexibility Apart from being unique, your gift should feature a range of budgets, so it's best to add small and big-ticket items. Some people may be conservative with their gift preferences, while others wish to splurge. So the best way is to make your list accessible to all budgets and items - including memorable experiential gifts. Think honeymoon funds, kitchen remodel, charitable donations to your preferred cause, on an all-inclusive registry service - the options for a combined gift list are endless! 5. Beyond Tangible Treasures As mentioned above, gifts needn't be limited to physical items. Think outside the box, and include experiences or contributions to more significant projects or experiences in your wedding registry. A travel fund is a gift that you'll absolutely use, and it can easily be combined with other house essentials in your combined list. This way, your guests can give you a once-in-a-lifetime honeymoon experience or even support a once-in-a-lifetime travel fund. Give your family & friends the option to contribute to your travels and become part of something big - which can build into a wild adventure, life-long memories, and a fun story for the future. 6. A Heartfelt ‘Thank You Note Gratitude never goes out of style! Once the celebrations wind down and the excitement settles, it's time to express your genuine enthusiasm and gratitude for their support. Send your guests unique thank-you cards to show appreciation for their generous contributions and to let them know how their gifts have upgraded your life - share some funny anecdotes too! This way, they’ll feel good about their contribution, and your relationship with them will grow stronger. End Note Merging your wedding registry and housewarming gift list into one is almost a stroke of brilliance. You can make the gift-giving process easier for your loved ones and ensure that each gift aligns with your passions and goals. Enjoy your double-celebrations as you unwrap each precious item, knowing how it reminds you of the love and affection surrounding you. Cheers on starting a new, magical life together! Read Also: Tips for Having a Weed-Friendly Wedding 10 Smart Strategies for Unique Wedding Photos Popular Styles For Punjabi Salwar Suits At Weddings

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

The 10 WordPress Plugins Every Sucessful Blogger Uses

Follow Us

Recent

Cybersecurity Threats In Asset Tracking And Strategies To Mitigate

How To Invest In Yourself For A Stress-Free Daily Life

How Many Jobs Are Available in Consumer Services in 2024?

Top 9 Signs You Will Get The Job After Interview

Related

How to Organize an Eco-Friendly Wedding with Zero Waste?

How Women Can Boost Their Libido and Improve Their Sex Life

One List, Two Celebrations: How To Combine Your Wedding Registry And Housewarming Gifts

Do you have to sell your home to pay for care?

Financial help from your local council

Alternatives to expensive care homes

Share this Article

10 Instagram-Worthy Hens Party Ideas-Without Losing Your Mind

Planning Your First Date: Here Is How You Can Blow Them Off Their Feet

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related