Do you have to sell your home to pay for care?

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31 December 2020

Lifestyle

pay for care

Finding the money to fund long-term elderly care can be a worry but as this article shows, you do not need to sell your home in order to pay for care.

Financing long term elderly care can often be one of the most stressful aspects of organizing care for either yourself or a loved one. There are a variety of care options available depending on your circumstances but none of them are cheap and when it comes to something as important as the right elderly care; you will want to pay for the best care possible.

Research by the Live-in Care Hub suggests that many service users have sold, or considered selling, their homes in order to ensure that they have enough finances to comfortably afford long term elderly care for a loved one or for themselves. However, this doesn’t always need to be an option. There are other options available and other financial routes you may take.

Financial help from your local council

Financial help

If you or your elderly relative do not have large amounts of savings to fall back on to help pay for elderly care then you may be able to apply for social care benefits which will help you to pay for care. This money can be put towards the cost of residential care homes or help to pay for domiciliary of home care services. When there is a medical need for elderly care, the NHS may cover the cost of nurse care.

If your elderly relative has savings of below £23,250 then they may meet the requirements for financial support for their care from your local authority. Your care needs will be assessed by your local social services to determine the level of care required before any benefits are paid. The amount you receive will also depend on how much you can comfortably afford to pay towards your care yourself as well.

Alternatives to expensive care homes

care homes

Residential and nursing care homes are without a doubt the most expensive elderly care options. Although your relative may reach a point where they require round the clock support and care, this does not always have to be within a care home setting.

Live-in care services are an excellent bridge between casual support and residential care homes. A carer will move into your or your relative’s property in order to provide care and support for as much time as is required. This will allow your relative to remain in the comfort of their own home which can help with many aspects of both physical and mental wellbeing. Live-in care is also a much more financially viable care option for many families as costs are markedly lower than the cost of moving into a care home or having domiciliary carers coming into the property in shifts.

Live-in care agencies can work with you and your financial budget to find a care plan that suits your needs and your budget. Any social care funding that you are entitled to from your local council can also be used to fund this type of care package which will help to further ease any financial burden so that you do not need to sell your home to fund your elderly care.

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Beautiful And Unique Anniversary Gifts For Your Beloved Wife

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What is Pedicure? Process, benefits, Cost, and Guide

Among all cosmetic treatments, pedicure is one cool thing. All of you know what is pedicure. So, I won’t go into the basic nitty gritty. However, we have to focus on all four segments of it equally. Certainly, nail and cuticle care are the most important. The term pedicure is coined from the Latin “pedis,” meaning “of the foot,” and cura. Generally, when you speak of pedicure, it implies cosmetic pedicure. However, pedicures can be used for therapy and medical purposes, too. In this article, we will discuss the perks of pedicure and the outcomes you expect of it. We will also suggest some tips for DIY pedicures at home. But first, let’s start with what is pedicure. It is one of the beauty enhancers and, of course, maintaining better nail and foot hygiene. After all, the function of beauty is marinating better outer health. How often do you get a pedicure? A pedicure is a process of skin exfoliation. However, you may think of it as a skin treatment, too. It is a complete package of nail care, skin care, cuticle care, and dead skin removal. Now, the question is, how often do you need this set of treatments? The ideal gap is a month. In between these 30 days, the skin can regrow and regenerate. However, you must not overdo it. Firstly, the skin may feel irritated if pedicures become frequent. But pedicure isn’t one straightforward process. You may frequently repeat switching your Polish grade. But don’t barge into the exfoliation process every time. Types of Pedicures I already mentioned- a pedicure is not a simple process. So, it’s crucial to discuss the types of pedicures and their importance for your skin health and hygiene. Basic Pedicure It is the most common form of pedicure. It includes cuticle refining, shaping, and polishing. This package costs $35 and takes around 30 minutes. Spa Pedicure Next in line is a spa pedicure. It is a smooth process. People generally visit salons to get it done. 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However, the look would last two weeks at best. Stone Pedicure One of the seldom-used types of pedicures is the stone pedicure. It is no prosthetic treatment. However, the spa specialists only use stones to massage the feet. The prime benefit of the same is better blood circulation in your feet. Hence, the skin remains naturally well. Benefits of Pedicures Pedicure sessions have specific benefits for sure. Some of these are apparent, and others are long-term gains. Here are the prime benefits you expect out of a pedicure: Your Skin Health Pedicures help to improve skin health. Hence your skin will immediately look fresher and youthful. It is the most significant outcome of the exfoliation process. Better blood circulation If you want better massage and foot care during pedicures, go for a classic and a stone treatment. What is pedicure? It is the mere exfoliation of the skin so that it respires better. Meanwhile, blood circulation through and around the cutaneous players also improves. It keeps the skin fresh and youthful as well. Exfoliation A pedicure is the best way to remove dead cells from the two upper layers of the skin. Hence, it prevents skin infection since all toxins are given away. Stress relief The pedicure process releases endorphins. Hence, you feel calm and breezy. Meanwhile, your feet feel relaxed as the blood circulation improves. Other Benefits There are other benefits of pedicure, too. Most importantly, it can resolve foot odor issues. At the same time, it can release muscle tension and cure back pain to some extent. What to Expect During a Pedicure Let's see what makes up a classic pedicure session. What is a pedicure? It is the treatment of your skin. There are 6 to 7 basic steps of this treatment. It starts with soaking your feet in warm, lather-rich water. Consequently, your nails and the skin of your feet will become mushy. After that, it is time for exfoliation. The process involves using a foot tile to remove the upper dead skins. Thirdly, pedicure involves nail care, too. Most importantly, the trimming, filing, buffing, etc. Moreover, there is cuticle work to be done. The last three steps are: Moisturizing Massaging, and Polishing The process lasts between 30 to 90 minutes. However, there are two types of pedicure treatment. These are basic and luxurious. Other than small detailing like nail shaping, gel polishing, and cuticle work, the rest is the same for luxury treatment. How much does a pedicure cost? In the US, the cost of pedicure might vary. It may range from $20 to $75. However, the average price of a basic pedicure from a standard salon would be $45. It is also apparent that the salon brand and location would be reasons for variation in the prices of the same pedicure services. DIY Pedicure at Home A DIY pedicure is easy. However, you need to prepare the ingredients from scratch using natural elements when you do it first. After that, you can reuse the same products and save time and resources. To do the same, you need a natural scrub first. A pumice stone can be one. It can substitute cosmetic foot scrubs. But the treatment should start the same way it does in any salon. Firstly, soak your feet in a bucket or tumbler. Combining lukewarm water, Epsom salts, and a few drops of essential oils. Remember, what is pedicure? It treats the external skin and blood vessels on the inner lining. So, a home pedicure can be as effective as a salon treatment. Just use the proper steps and a set of the right organic ingredients. Done with soaking? Apply Pumice stone for natural foot scrubbing. Once done, just trim your toenails and push back the cuticles. Finally, apply a base coat to the nails. Any nail color would do. At the end, apply the topcoat. While applying it, you should check out the best ombre nail designs 2024 ideas. Flaunt your best nails before Christmas! Massage the feet with moisturizer, lotion, or oil to finish the process. Choosing the Right Salon Finding the right salon for a pedicure can give you a heck of a time. So, keep this basics in mind when selecting one: 1. Ask friends and family members for recommendations. Meanwhile, check the ratings, reviews, and recommendations for that salon on local community groups. 2. Read customer reviews and expert opinions of the listed salons. 3. Most importantly, know your budget. The services that cost $30 at your local salon might cost you $150 at Bastian Gonzalez. So, choose wisely. 4. Book an experienced nail technician. Novices may often do it wrong, causing nail infections and plumps. 5. Hygiene is the first thing you should check when you visit any nail salon. Meanwhile, check the cleanliness as well. Common Myths About Pedicures Go, get your pedicure done in a sweep. Many people don’t know what is pedicure. They often create or spread false rumors about the process. I’ve heard people say paraffin pedicure is for people with dry feet and heavy skin barriers. However, it is a process that benefits anybody. Secondly, knowing that a stone pedicure is for relaxation only gives me a good laugh. However, the truth is that it can relax your whole body. It can also relieve you from muscle and bone-related diseases. Don’t Go for a Professional Pedicure! I won’t say that ever. However, it is one of the most outstanding rumors about pedicure. Just ignore such small talk! Meanwhile, enjoy your pedicure session. Also, let me know your experience at your local salon. We will survey who has the best salons in their area. Share the article and ask people to comment on the same too. Read Also: Fashion Style Every Modern Woman Must Know Types of Fashion Designing Courses You Should Know

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