7 Misconceptions About Workers’ Compensation to Debunk

Published on: 05 October 2021 Last Updated on: 13 January 2025

Navigating life after a workplace injury can be a whirlwind of confusing processes and terminology. Many workers aren’t familiar with the ins and outs of their employers’ workers’ compensation policy, and this lack of knowledge can prevent them from claiming their full benefits. If you’re seeking support after a workplace injury, here are seven debunked misconceptions about workers’ compensation to help you through the process.

If you hire an attorney, your legal fees will outweigh the benefits

Work injury attorneys have a specialized pricing system based on a contingency fee. Firms like this one charge according to your compensation package, not out-of-pocket billable hours. You can discuss payment extensively with your attorney if you’re unsure. Hiring an attorney can maximize your benefits, making it well worth the investment.

You need to be on duty when you get injured

You don’t have to have your nose to the grindstone at the time of the injury to be eligible for compensation. Many things happening around you at work can harm you, and you deserve workers’ compensation for these accidents as well.

For example, a coworker may injure you unintentionally, a heavy machine may fall on you, or a building may collapse. You are eligible for compensation if you sustained injuries due to working for the organization, regardless of whether or not you were on the clock at the time.

You are not eligible for workers’ compensation if you caused your injury

You are eligible to make a compensation claim even if no one else at work directly caused your injury. The qualifier is that the damage must happen at the workplace or during the execution of your duties. Location and context take priority over fault when it comes to your eligibility. If you slip in the bathroom or fall down the steps at work, you are still eligible to file for compensation.

You may lose your job if you file for workers’ compensation

You are well within your rights to file for workers’ compensation. Employers have no legal right to fire employees based on a request for work injury compensation. Although every company has the authority to decide who works with them or not based on their organization’s expectations, it is illegal to fire staff in retribution for exercising their legal rights.

You can’t get compensation if your claim is denied

Organizations conduct thorough investigations before accepting a claim. Agents and attorneys will look for loopholes and mistakes in the injury report, meaning that your first attempt may not be successful.

If the company denies your claim, that doesn’t have to be the end of the case. You can appeal, and with expert legal help, you can achieve your due compensation.

The injury has to happen at a job site

Depending on your job duties, you may be able to win compensation even if your injury occurred off-site. For example, if you work as a driver and are involved in a road accident, you can ask for payment.

This stipulation also applies if you were commuting to perform a work assignment. For example, you may have been making a delivery or been on your way to join a work-related meeting. In these cases, your role as an employee puts you in harm’s way, and you deserve compensation for any injuries or expenses.

Wrap up

If you sustain any work injury, taking adequate steps towards compensation can help you avoid being injured twice.

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Follow These 5 Tips To Avoid Mistakes In Immigration Application

The immigration process is not an easy task. There is a lot of documentation and formalities included in the submission of an immigration application. Unfortunately, people get disappointed when they find out their immigration application has got rejected by the higher authority. This application should be written with perfection and after having complete knowledge of all documentation. Read the following guidelines to avoid mistakes while writing an immigration application: 1. Don’t Forget These Essential Documents Immigration paperwork contains a lot of documentation work. This paperwork usually differs from country to country. For example, if you are applying visa to the US, it relatively contains heavy paperwork which may include lots of essential documents. Usually, in most cases, this paperwork includes the requirement of your passport photos, birth certificate, medical documents, entry documentation, etc to check the identity of the immigrant. You should keep photocopies of all these essential documents that can be needed in the immigration process for the countries that have a two-fold submission. Photo Studio Calgary offers professional services for your photo requirements, do check them out online. Most countries do not require original copies of your document, so need to submit photocopies of your all documents. Forking over your all document to get your application accepted is not appropriate-- all you need to do is to submit a photocopy of all papers. Only submit your documents with your original signatures and follow the rules carefully. In most cases, mistakes like forgetting one of the important documents can result in the rejection of your immigration application. So, collect original copies of all documents that are required and make photocopies of all these documents. 2 to 3 copies are good to keep. These copies can be helpful in case your immigration application has been denied or lost. It is always better to have a back- up in those cases when you misplace any document. 2. Respect The Time One of the most important aspects of the immigration process is its deadline. You do not compromise with the deadline given by the authority of the country to which you are migrating. The visa authorities of all countries are not flexible to accept every application submitted by immigrants. They are very strict about the rules of the immigration process. So, try to follow the right guidelines rather than regret it later. If they have given you the deadline for getting married in case of a fiancé visa then you have to get married within the specified deadline. You cannot be late! Submit your immigration application at the right time and use the most convenient and fastest source of submission. The immigration process can take its time- make sure you submit your paperwork early. 3. Which Immigrant Category do You Fall Into? So you have planned to move to your favorite country, and you have prepared all the documents, do you know for what purpose you are going there? Are you going as a temporary resident or want permanent citizenship in that country? These are the questions you need to answer before submitting your immigration application. Most of the country has categorized its citizens into multiple classes permanent or temporary. It is better to hire a kansas city immigration attorney is essential to get an idea about your immigration type. After knowing your category, you will fill out that type of form for yourself. If you will not follow the category, you may end up filling out the wrong form which will result in some serious consequences. So, make sure you are doing the right things. Check their website and read the instruction carefully and you can also download the PDF of their instruction. Make sure you are choosing the right category. Obviously, you do not want to waste the efforts you have made to collect all those documents for the wrong form. 4. Here is a tip! Here is a situation! You have saved all your important documents on your laptop, and when you are going to submit them, you find one of the documents is missing! What will you do in this situation when you just have saved only one copy of that missing document? Here is a tip! Save documents with at least 2 same copies at two or three different locations on your laptop. You can also save them in secondary devices like a pen drive. 4. If You Can’t Handle It, Then Find Out A Better Solution The successful immigration process is a very rare opportunity to start a new life in your favorite city. Everything can be ruined if you make any type of mistake in your immigration application. Especially for the immigrants that are going to make their future better and secure. For a new person to immigration, it can be difficult to collect all the information and document it by themselves. For them, it is better to take help from an immigration consultant. They are experts in their profession. Kansas Overseas Careers are amongst the most popular immigration visa consultancies that are helping multiple immigrants with their immigration processes. The bottom line is: To get your dream job or settle with your family in a new country, it is very important to focus on the rules of the immigration process. To avoid mistakes, find out an expert or make sure you have followed all immigration rules. Read Also: 5 Things to Consider While Hiring an Immigration Lawyer Top 5 Ways to Avoid Canada Immigration Consultancy Frauds Preparing for Your Initial Consultation with an Immigration Lawyer 6 Reasons to Hire an Immigration Attorney (Not a Consultant)

An Introduction to Long-Term Disability Claims

If you suffer an injury or are diagnosed with a physical or mental illness that will prevent you from working, knowing what supports are available and which ones you are and aren’t entitled to can be confusing and stressful. Even if you or your employer have purchased an insurance plan that includes long-term disability coverage, filing a claim and receiving benefits is often easier said than done. An LTD lawyer is one of the first people you should speak to if you are disabled by chronic conditions, injuries, or illnesses. They know the publicly available programs and can point you in the right direction. But the real value they provide is by helping you receive the long-term disability benefits you are entitled to that insurance companies often deny unrepresented claimants. If you’ve never filed a claim before and are new to the world of injury benefits, here is some basic information you need to know: What is Long-Term Disability Insurance? Long-term disability insurance is coverage that can provide you with a portion of your income when you’re suffering from an illness or injury severe enough that you are unable to work for an extended period of time. These payments can help you cover your living and medical expenses. Some policies are meant to top up disability benefits available through public programs, such as Canada Pension Plan and the Ontario Disability Support Program. The insurance policy may require you to apply for these programs as well. What Injuries and Illnesses Does LTD Insurance Cover? Most long-term disability plans cover many severe illnesses and chronic conditions, but there may be a few that are excluded from your policy, so refer to it to ensure that your condition is covered. The policy will also tell you the eligibility requirements for LTD benefits. Generally speaking, your illness or injury must be severe enough that it prevents you from performing a substantial portion of your job to qualify for coverage. Examples of illnesses, injuries, and chronic conditions that long-term disability claims commonly cover include: Fibromyalgia Various types of arthritis Chronic fatigue syndrome Degenerative disc disease Bulging discs Adjustment disorder Major depressive disorder Anxiety disorders Crohn’s disease Diabetes Multiple sclerosis Cancer It’s important to note that the injury or illness does not have to be job-related for you to qualify for LTD benefits. How Long Does it Take To Start Receiving Benefits? Many insurance policies require you to be off work for a certain amount of time before you are eligible to receive benefits. This is often called the “qualifying” or “elimination” period and can range anywhere from 90 to 180 days. The exact amount of time is stated in your policy. To support yourself in the meantime, your insurance coverage may also include short-term disability benefits that you can access while you wait to be moved to the LTD plan. If it does not, you can apply for Employment Insurance sickness benefits that provide qualifying individuals with up to 15 weeks of benefits at 55% of their salary up to a maximum of $638 per week. How Much Does Someone Receive on LTD Benefits? If you’ve purchased your own private insurance policy, the amount you would receive was likely predetermined and will be stated in the policy. If you are part of an employer-sponsored group plan, benefits can cover anywhere between 50 to 80% of the salary you were earning before the disability - subject to any policy maximums. What do I do if My Claim is Denied? The first thing to remember is not to panic or get discouraged. Insurance companies commonly deny claims. If you didn’t consult a disability lawyer before applying, now is the time to do so. There are time limits to appeal the denial or file a lawsuit, so speak to a lawyer as quickly as possible. If you’re worried about how you will pay for a disability lawyer, many of them offer contingency fees. This means that if they don’t get you money from the insurance company, you don’t pay. Read Also: WHY ARE MORE THAN HALF OF SOCIAL SECURITY DISABILITY CLAIMS DENIED? 5 Things to Consider While Medicaid Planning – Keep This In Mind! Business Insurance Covering Tree Trimmers: Insurance Policies You Need To Know

How Big Is The Problem Of Medical Malpractice In Miami?

With exponentially growing medical malpractice cases, the time has come to take a serious view of the issue and take adequate steps to curb the problem. A series of complicated statutes govern the medical malpractice cases in Tampa and are referred to as the Florida Medical Malpractice Act. It comes under the ambit of Florida Statutes section 766. This statute has undergone several changes and edits over the years with changing times, and it is most favorable to hospitals and medical or health care providers. The law is not very favorable towards malpractice victims. It takes highly experienced, expert, and skilled Miami medical malpractice attorneys to win a medical malpractice case. How to File a Medical Malpractice Lawsuit? The medical malpractice law also comes with a statute of limitations of two years. It means that the case needs to be filed within two years of the incident to be admissible in court. If the petition gets filed within the original limitation statute expiry, it can be extended to three months. Medical malpractice cases are usually very complex and need a lot of preparation to build a solid case. The lawyer and the victim have to put in a lot of time, effort, and energy into collecting and gathering relevant medical reports. Once collected, these reports are closely scrutinized and analyzed to see if it has merit. An expert witness who also reviews the records then prepares an affidavit attesting to the fact that the victim was subjected to harm and medical negligence by the health care provider. Once the affidavit is submitted in court, the malpractice case starts. How can a Miami Medical Malpractice Attorney help you? The task of the Miami Medical Malpractice attorney is to check the complicated regulations and laws that must be met before a medical malpractice case is filed in Miami. It is imperative to note here that as per Miami’s medical malpractice laws, there is a mandatory pre-suit screening period wherein a set of oral and written questions is involved in the mandatory 90-day period before filing the lawsuit. As soon as the victim or next of kin realizes having a medical malpractice case, they must immediately look for a qualified, experienced, expert, and skilled medical malpractice attorney who can handle their case and file in court. Some facts about such cases are an eye-opener about growing problems in the medical field. As per the latest studies, as many as 440,000 people get killed every year due to medical errors that could have been prevented in the United States of America. It is a staggering figure and shows the lacuna in the medical services. The figure shows deaths that could have been prevented if there would have been no careless medical errors. The Bottom Line: It is high time that authorities in position start taking cognizance of the fact and putting practices, procedures, and systems in place to help control and bring down this figure. Due to medical negligence, occupying the third position as the cause of death in America is removed. Strict and quick actions can do wonders with this problem and help patients get the best medical care. Read Also: How to Successfully Choose Medicare Plans Top 5 Colorado Springs Personal Injury Attorneys 5 Ways A Workers’ Compensation Attorney Can Help You In Your Case

7 Misconceptions About Workers’ Compensation to Debunk

If you hire an attorney, your legal fees will outweigh the benefits

You need to be on duty when you get injured

You are not eligible for workers’ compensation if you caused your injury

You may lose your job if you file for workers’ compensation

You can’t get compensation if your claim is denied

The injury has to happen at a job site

Wrap up

Learn More About Social Security Disability in Deland

4 Things To Know Before You Move To Texas

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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7 Misconceptions About Workers’ Compensation to Debunk

If you hire an attorney, your legal fees will outweigh the benefits

You need to be on duty when you get injured

You are not eligible for workers’ compensation if you caused your injury

You may lose your job if you file for workers’ compensation

You can’t get compensation if your claim is denied

The injury has to happen at a job site

Wrap up

Share this Article

Learn More About Social Security Disability in Deland

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Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

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