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How to Plan Your Holiday Shopping to Actually Enjoy It
Christmas is just around the corner and you still haven’t bought any presents, picked out the meals you are going to prepare or even haven’t decorated your home? It’s no wonder why you stress about the holiday shopping every year then if you always leave the shopping for the last day. If this is you, you’re probably wondering how some people keep a smile on their face even though the lines at the supermarket are enormous, people are generally stressed and unpleasant as your life descends into chaos. The answer is simple: planning! Holiday shopping doesn’t need to be stressful or painful. It can be a walk in the park if you know how to plan everything and make sure you’ve checked everything off your to-do list. So get an app like Blink the Bee and get ready to take notes – we’ll show you how to make the most out of your holiday shopping. Think About the Gifts First The biggest expense on any holiday shopping list are the gifts, especially if you have kids you don’t want to let down. Chances are you already know what they want for the holidays as they have been nagging you about that new toy or video game for months. Fortunately, you can find these at a lot of stores and online, just make sure to order it in time or your kids will be left empty-handed. Make a Holiday Shopping List (And Stick to It) The gifts are just the tip of the Christmas tree you need to climb as the holiday approaches. If you haven’t done your holiday shopping yet, chances are you’ve forgotten about a lot of Christmas essentials. So make sure you leave a note in your virtual online assistant so you don’t forget about any of these categories: Decorations: Get those holiday decorations for your home, both for the indoors and the outdoors. Food: Know what you will be cooking? Make sure to write down all the ingredients so you don’t forget anything. Dinner Essentials: There’s more to a family holiday dinner than the food. Make sure you don’t forget about the drinks, napkins or extra plates. Gifts: You’ve already picked out the gifts? Great! Now don’t forget to get the wrapping paper, holiday cards, and ribbons to wrap them up. Traditions: Don’t forget about advent calendars, picture books or Christmas socks. Pick a One-Stop Shop Got the list written down? Good, now it’s time to do some shopping. The best and quickest way to do this is to find a store that has everything you need in one place. Whether it’s a giant supermarket or a mall, not having to navigate through the holiday traffic jams will save a lot of time and nerves. Remember the Things You Are Likely to Forget There is nothing worse than having gone through your holiday shopping only to realize you forgot something when you come back home. Whether it’s batteries for your holiday decorations, wrapping paper or dinner napkins, make sure to write down all the items you are likely to forget on a separate list so you don’t miss anything on your first shopping run. Be Done With Shopping Once you’ve shopped for everything that was on your list, be done with it. It might be tempting to visit a shop again just in case you’ve missed something, but try to avoid the temptation and enjoy the holidays with your family without any stress of being lured into one-time deals on things you’ll never need. Read Also: The Clever Consumer’s Guide To Shopping Online How To Save Money When Shopping Online How To Select A New Shopping Center Site
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Is Vaping Safer Than Smoking?
Vaping is a relatively new concept which gained popularity over a decade ago. Some people have given up smoking entirely and replaced it with vaping, and some use it as a means of quitting smoking for good. Despite its newfound popularity, not a lot of people are aware of it or the difference to smoking. There are many unanswered questions such as how safe it is compared to smoking tobacco or cigarettes. The good thing is, there are on-going studies about its chemical content and if it's a safer alternative to smoking. The difference in chemical content: Smoking is harmful to the lungs. Vaping is no exemption and, in fact, comes with health implications as well. Although it’s not as bad as when smoking cigarettes, knowing the chemicals in it will help you make a better decision to try it or not. Cigarettes and tobacco. Tobacco is an essential component of cigarettes. Smoking involves the process of burning tobacco leaves, which then releases thousands of chemicals that go into your body. One should be alarmed to know that 20 or more of these chemicals are potent carcinogens. This includes nicotine, which is an addictive chemical giving you that urge to smoke another stick. Hydrogen cyanide, lead, formaldehyde, ammonia, and arsenic are also some of the dangerous chemicals you introduce to your body when you smoke. Vaping eliminates the process of burning tobacco leaves, which in turn, reduces the harmless chemicals to which you subject your body. Studies show that there are only a handful of chemicals involved in vaping compared to smoking cigarettes. Cyclops e juice was found to contain the least amount of harmful chemicals amongst all other producers of e-cigarettes. This includes nicotine, acetaldehyde, propylene glycol, and nitrosamines, while the rest are chemicals added to give flavor to the vapor. Vaping and quitting smoking: Cigarettes can be addictive, and despite the health implications, smokers find it hard to break the habit. Quitting is a difficult challenge because once your body’s addicted to nicotine, there’s almost no turning back and stopping will take a lot of willpower to achieve. This is where vaping plays a role. Smokers find it easier to overcome their cigarette addiction by replacing it with e-cigarettes, which are available from an online vape store on the web. Some claim they managed to overcome their nicotine cravings by vaping, or at least reduce it by half. Cancer Research UK conducted a study and compared cigarette smokers and vape smokers and found lower toxins and carcinogens with the latter population sample. They also suggested people should give up cigarettes entirely and swap over to e-cigarettes if you want an easier way of giving up your addiction. Healthy living is a personal choice, and if you’ve been smoking for years, it’s understandable how much of a struggle it is to quit. Giving up cigarettes is a big step, and you’ll need all the help you can get to make it possible. From nicotine patches to vaping, all you need to do is find an effective method to break the bad habit. Read Also: Make A Mark: The Vape Brand For Your Lifestyle Can Vaping Really Help You Kick Your Smoking Habit?
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When Someone You Love Has an Addiction: 5 Tips on How to Help an Addict
Helping someone who has addiction problems can be a challenge. Unlike other health issues, people who are addicts will actively try to avoid getting help. Read this article to find out how to help an addict. 1. Know the Signs: In order to help someone who has addiction issues, first, you need to recognize that they have a problem. Learn the signs of addiction so you can see them in your loved ones. For example, you might notice mood swings, abrupt changes in sleeping pattern and appetite, and changes in physical appearance. Addicts may also try to frequently borrow money. When addiction becomes serious, the addict may no longer be able to keep up with their responsibilities. They might also stop enjoying some of the things they once liked to do. 2. How to Help an Addict? Establish Trust: If an addict feels you aren't someone they can trust, they might cut you out of their life. Avoid nagging, lecturing, and making personal attacks. In most cases, this sort of thing will just act as a trigger and cause the addict to indulge in their addiction even more. Instead, be patient and try to be understanding. Recognize that deciding to go into recovery can take time. You can't force an addict into recovery. But if you've established trust, you can guide them towards it when the time is right. 3. Take Care of Yourself: It's important that you take care of your own well-being when trying to help an addict. Set clear boundaries and don't let the addict overstep them. If you allow yourself to become stressed out by the situation, you're just going to make things worse in the long run. Also, you shouldn't engage in any addictive behaviors yourself. You won't have much credibility if you're telling them to get help while you're drinking a case of beer a day. 4. Don't Protect Them From Consequences: While this is difficult to do, it's often a bad move to protect your loved one from the consequences of their actions. Facing up to the results of their negative behavior is often what an addict needs to recognize they have a problem. If you shelter an addict from the consequences, you might just be preventing them from making a recovery. 5. Accept That It'll Take Time: If you want to provide good addiction support, you need to accept that it'll take time. Don't expect miracles. Recovering from addiction is a long road. In some cases, an addict might relapse. If this happens, you shouldn't overreact. For many addicts, relapse is a natural part of recovery. Be There for Your Loved Ones: Now you know a bit more about how to help an addict. It's important to remember that you can do everything right, and it still might not work out. Do what you can for your loved one, but don't allow it to become excessively detrimental to your own life. Want to know more about outpatient rehab? Then check out our blog post. Read Also: 9 Signs You Have A Prescription Opiate Addiction Is Someone You Know Suffering From A Benzodiazepine Addiction? Here’s How To Know
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Please Pass the Cheese! 7 Awesome Benefits of Cheese
It may or may not surprise you that each American eats an average of 35 pounds of cheese a year. There are lots of ways to eat cheese - with crackers, on sandwiches, deep fried, in salads- so this really isn't too high a statistic considering all the things you can do with this tasty food. If you're one of the many people who loves cheese, you might be a little worried that it will hurt your health one day. Well, the good news is that you're probably worried for nothing - it might even have the opposite effect! Here are seven awesome benefits of cheese that you probably didn't know about. 1. Good For Skin And Hair: One thing that cheese is really good for is helping to keep your skin and hair healthy. Cheese is great for the skin because it contains lots of Vitamin B, which helps your skin stay healthy and glowing. It helps get rid of acne and other skin problems by helping the healthy skin cells grow. Cheese also has protein in it. When we think of protein, we tend to think of beef or pork, but cheese is actually more healthy than these things and gives you a slimmer, healthier alternative. Cheese has calcium, too, which is great for keeping your hair healthy and shining. 2. Helps Bones and Teeth: Cheese is also helpful in maintaining healthy bones and teeth. If you eat only one ounce of Parmesan cheese, you get 336 milligrams of calcium, which becomes even more the more cheese you eat. Other types of cheese come close, too. This is good for your bones because normal healthy men need 1,000 milligrams of calcium a day to keep their bones in shape. So, eating just three ounces of cheese will fill all your needs for the day! Along with phosphorous, another chemical found in cheese, calcium helps to prevent the enamel on your teeth from wearing down. In the end, this means fewer cavities and money spent on dentist visits for you. 3. Helps Maintain Healthy Weight: People tend to hate the idea of gaining weight, but the truth is that everyone needs to have fat in their bodies to survive. Well, cheese can help you to maintain a healthy weight and have the healthy fats that you need for temperature regulation and a good immune system. Some people are even looking to gain weight, and cheese is a good way to do it in a healthy way. It has a good amount of fat and protein, which can help to strengthen your muscles. 4. Lowers Risk Of Heart Problems: Heart disease, the biggest killer in the US, is a terrifying idea for anyone. The good news is that eating cheese can lower your risk of getting it and maybe extend your life. A study from 2017 actually showed that people who eat a little cheese each day have a 14% lower chance of developing heart disease. It might be a worthwhile investment! On a related note, eating cheese also helps to lower your risk of having a heart attack. Maybe deep-fried cheeses like mozzarella sticks aren't the way to go, but cheese and crackers? Eat a little bit of those every day - you just might be saving your own life! 5. Benefits of Cheese Against Cancer: While we're on the topic of saving your life, eating cheese also lowers your risk of developing certain cancers later in life. Cheese is rich in the antioxidants that fight cancer cells in your body. This means that they won't fester and hurt the healthy cells that your body needs. Right now, there are more studies that are supporting the idea that eating cheese has an effect on the development and prevention of colon cancer. Who knew that something so delicious also might just help you have a longer, healthier life? 6. Lots Of Variety: Another super cool thing about cheese is that there is a lot of variety when it comes to picking a kind you like. Like something flavorful and sophisticated? You might like an aged Gouda or cheddar. Something to spread on crackers or dip bread in? Brie or Gorgonzola might be for you! One of the absolute best things to look into when considering your cheeses is French cheese. Everyone knows that no country does "classy" quite like France, so why not take a stab at cheese from a country known for its high-end cuisine? From strong to smooth, you're sure to find a type of cheese that pairs well with other aspects of your diet. 7. Pairs Well With Fruit: Though this isn't strictly a health benefit of cheese in and of itself, cheese is really good because it pairs well with fruit. Fruit is healthy because different fruits contain lots of different vitamins. Vitamins A and C, to name a couple, are really common. Lots of people need something rich to pair with the sweetness of fruit, and that's where cheese comes in. It's perfect to contrast flavors with the sweet, tangy fruits, which might lead to you wanting to eat more of them and get those great vitamins. Cheese Is The Best! From this intel, you've probably gathered that your phobia that cheese is bad for you is just that: an irrational fear. If you want all these great health benefits, cheese is actually food you should be seeking out! Now that you know all about the wonders cheese can do for your health, you might want to check out this article about variants of everyone's favorite cheesy dish - pizza! Now count with me. Three, two, one... say cheese! Read Also: 3 Variants Of Thin Crust Pizzas More Than Just A Fad: The Benefits Of Going Gluten-Free
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8 Tips to match your watches with your outfit
Purchasing a watch cannot be considered an easy thing to do. That’s because you will need to pay attention to many different factors when you are spending your money to get a watch. No matter what option you move forward with, you need to make sure that it fits perfectly well into your outfit. Otherwise, you will not even feel like wearing the watch when you go out. There are some important and useful tips, which you need to keep in mind while you are trying to match the watch you wear along with your outfit. Here is a list of 8 such effective tips out of them. 1. Understand the different types of watches First of all, you need to spend your efforts on finding the best types of watches that are available for purchase in the market. When you deep dive and take a look at the watches, you will realize that there is a possibility to divide them into multiple categories. Dress watches, diver’s watches, sports or Chrono watches and flyers or pilot watches are to name a few. When you are aware of these different types of watches, you will find it an easy task to select the perfect watch, which matches your outfit. In other words, you will be able to make an informed decision at the time of purchasing a watch. 2. Match the watch according to the formality of the outfit As the second thing, you need to match the watch you wear according to the formality of your outfit. For example, if you are in a formal outfit, an analog watch, having the hour and minute hands would be in a position to complement your outfit. But when you are in a sporty outfit, you are more encouraged to go ahead and purchase a digital watch. Likewise, when you wear a dress, you need to think about getting your hands on the best dress watches available. 3. Leather matches with leather If you are wearing a leather belt and leather shoes, it is better to use a watch that comes along with a leather belt as well. You need to be concerned about the color as well. If your shoes and belt are in black color, you need to make sure that you are wearing a watch that has a black colored leather belt. Black color can also match with any other color. But you need to be careful when you are wearing a leather belt in brown color. Some of the watches come along with interchangeable bands and getting such a watch would help you in this kind of situation. 4. Metal matches with metal Just like leather can complement leather, metal has got the ability to complement metal. If you are wearing a bracelet in the same hand that you use to wear the watch, you can think about wearing a watch that comes with a metal frame. The shape of the metal frame can be polygonal, rounded or square. Likewise, the finishing of the leather case can be shiny, matte, inlaid with crystals or patterned. 5. When to wear heirloom watches The heirloom watches have received a lot of attention in the recent past, especially due to the ability that they have in order to represent legacy. People usually tend to wear these watches to bring in good luck. However, these watches cannot be subjected to the rules of matching with outfits. Therefore, you need to think about using them as conversation pieces. You shouldn’t wear it with any of the outfits and you will not be able to find any trends in wearing these watches. 6. In doubt? Then match with your shoes If you don’t have a clear understanding of how to match the watch with your outfit, you will get confused. In such a situation, the best step available for you to go ahead would be to match the watch along with your shoe. When it comes to fashion, black color is considered as dressier. However, some people tend to wear brown colored shoes. When you are switching in between black and brown colored shoes, you will wonder with what color you need to get the watch straps to complement your outfit. That’s where you are encouraged to get a watch with interchangeable straps. Or else, you can think about purchasing two separate watches, where you can use one for black colored shoes and the other for brown colored shoes. 7. Watches for a business dress If you are in a business outfit. You need to think about wearing a classic and a simply styled watch. In fact, you are encouraged to go ahead with a silver or a gold-colored watch. The watch should be equipped with a thin dial and it shouldn’t be linked with any complications at all. It is also possible for you to match a classic dress watch perfectly well along with a dark conservative suit. Most importantly, you need to make sure that you are not pairing your business outfit with a dive watch. 8. Watches for casual outfits The formal watches, which come along with leather straps will not blend perfectly well with the casual outfits. Therefore, you should look for an alternative option. That’s where the sporty watches come into play. Even the dive watches can contribute a lot to the casual outfit that you wear. When you are using a smartwatch, you will find it as an easy task to switch in between the casual outfits and professional outfits. That’s because you just need to change the strap of the watch according to the outfit. You are encouraged to look for such innovative options when you purchase watches to overcome hassle and frustration in the long run. Read Also: Best 5 Smartwatches For Youngsters Wearable Devices And Data Security: Maximize The Likelihood Of Success Looking For A New Watch? Shop Branded Ladies Watch With Up To 70% Off On Amazon.
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7 Daring Party Drinks to Try This Winter
Are you looking to throw an amazing party this holiday season, with even better cocktails? This time of year may be full of fun and cheer, but it can also be full of the same old drinks. Spicing up your holiday party or office party can be as easy as including some more festive drinks to the menu. It can also help put people in the holiday mood with warm spices, and festive looks, leaving them raving about the unique drinks options. Read on to learn some wonderful winter party drinks that you can use to mix up your festivities in the best way. The Best Party Drinks for the Holiday Season: It can be tempting to take the easy way out and only choose the typical holiday drink lineup. However, once you see these decadent options, you won't want anything else at your party. Here are seven prime recipes for cocktails at holiday parties that are sure to win over some grinches. 1. Ginger and Berry Champagne: A classy drink for a classy party, this fruity yet spicy beverage is the perfect party drink idea. Ingredients 1.5 oz. berry-infused cognac 1 oz. alcoholic raspberry ginger beer 1 oz. champagne 3 dashes of Black and Blue Bitters 2-4 fresh berries for garnish Instructions Add all of these ingredients into a champagne flute and gently stir. Then, follow with a few fresh berries to garnish. For the berry-infused cognac, simply add one pint of fresh berries to jar with two cups of cognac. Allow this to infuse for at least one week before enjoying. 2. Chocolate Peppermint Mimosas: Any chocoholics out there? The winter season is the perfect excuse for chocolate-peppermint heaven - in the form of a drink, of course. Ingredients 1/4 c. semisweet chocolate chips 9 candy canes 6 oz. peppermint schnapps 1 bottle champagne Instructions Begin this party drink recipe by melting the semisweet chocolate chips in a double boiler, or in the microwave. Then, crush three of the candy cases, while leaving the remaining six whole. Pour both the melted chocolate and crushed candy canes onto separate plates. Dip each champagne flute into the melted chocolate and then the crushed candy cane. Add in 1 ounce of peppermint schnapps to each glass, followed by champagne. Garnish with a whole candy cane in each flute. 3. The Winter Old-Fashioned: Ingredients 2 oz bourbon .5 oz spiced simple syrup 2 dashes orange bitters 2 dashes aromatic bitters Cinnamon stick Instructions Start off by spicing the simple syrup in a small saucepan. Simmer the syrup in a 1:1 ratio with cinnamon, nutmeg, allspice, clove, and cardamom. Stir all the ingredients together with ice, then strain. Garnish with a fresh orange peel and a whole cinnamon stick. 4. The Ultimate Mistletoe Margaritas: This red and festive margarita is an ideal frosty beverage for those nights that you're craving something icy, sweet, and seasonal. Ingredients 1/2 c. whole cranberries 1/4 c. granulated sugar 2 tbsp. salt 3/4 c. lime juice 1 wedge lime, for rim 2 c. cranberry juice 12 oz. tequila 8 oz. triple sec 6 c. ice Mint, for garnish Instructions Begin by mixing the fresh, whole cranberries with one-fourth of a cup of lime juice in a medium-sized bowl. Then, drain the lime juice and add in two tablespoons of granulated sugar. With the remaining sugar and salt, mix them on a small plate. Wet the margarita glass with the lime wedge and dip generously into the plate of salt and sugar. Blend the remaining ingredients of tequila, cranberry juice, triple sec, lime juice, and ice on high-speed until smooth. Pour the mixture into the glass, garnish with a sprig of mint and cranberries, and enjoy this pink festive drink with good company at a small party venue. 5. Spiked Hot Cocoa with Rumchata: This spiked hot chocolate is best enjoyed next to a toasty fire and a friend. A cocktail that's guaranteed to make you feel warm and comforted. Ingredients 2 c. milk 1/4 c. granulated sugar 2 tbsp. cocoa powder 1 tsp. pure vanilla extract 6 oz. chopped bittersweet chocolate 1/2 c. Rumchata 1/3 c. warm caramel Whipped cream Cinnamon sugar Cinnamon stick Instructions In a small saucepan, begin simmering the milk. Slowly whisk in the sugar, vanilla, and cocoa powder until no lumps remain. Stir in the bittersweet chocolate until fully melted, then add the Rumchata and remove from heat. In a small dish, pour the warm caramel. Line each cup with the caramel by dipping it onto the dish. Carefully pour the alcoholic hot chocolate into the glasses or mugs, and top with whipped cream, cinnamon sugar, and a whole cinnamon stick for a spicy and sweet warm cocktail. 6. Classic Mulled Wine: Mulled wine is holiday time classic that is far from boring. Traditionally brewed at many of the Christmas Markets of Europe, this is a treat you won't soon forget! Instructions 2 oranges, peeled & juiced 3/4 cup sugar 3 white cloves 1 cinnamon stick 1/2 tsp. ground nutmeg 2-star anise 2 bottles of Malbec Instructions Begin by simmering half of a bottle of the Malbec on the stovetop all of the spices, sugar and orange juice. Once the sugar has fully dissolved, strain the mixture and then in a large saucepan, combine it with the remainder of the wine. Be very careful not to boil the mixture as this can make it lose alcohol. Serve in heat-proof cups and garnish each with a fresh orange peel and a cinnamon stick. 7. Cinnamon Whiskey Sour with Cranberry: This simple combination is sure to wow a crowd, with its pretty pink hue and classy taste only a whiskey sour can bring. Ingredients 2 c. fresh cranberries 2 c. filtered water 2 c. granulated sugar 2 whole cinnamon sticks 3/4 c. simple syrup 3/4 c. whiskey 1/2 c. lemon juice 1/4 c. orange juice 1/4 c. lime juice 1 c. ice Instructions Begin this recipe in a large saucepan by bringing the cranberries, filtered water, granulated sugar, and cinnamon sticks to a slow boil on medium heat. Then, reduce the heat, and cook until the cranberries are soft. Remove from heat and carefully strain the mixture with a fine mesh into a large bowl. Allow it to cool for at least ten minutes before moving to the next step. For the cocktail, simply add the remaining ingredients of simple syrup, whiskey, lemon juice, orange juice, lime juice, and a handful of ice into a cocktail shaker, and mix for about a minute. Rock the Winter Drinks this Season: These recipes should help you baffle the guests at every holiday party and beyond, and you'll want to keep on making them each after the holidays are long gone. Using a few signature recipes each and every year is key to hosting the perfect get together, no matter how big or small. The most important part of any great cocktail, however, is who you decide to drink it with. So, enjoy all the time with loved ones this year, and every year. Now that you have the perfect party drinks in your arsenal, check out these six delicious cakes to try this winter. Read Also: 10 Best Coffee Places In The US I’m On A Boat!: How To Throw A Boat Party The Lonely Island Would Be Proud Of
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Let’s Make a Deal: Learn How to Become a Stockbroker
Many people don't have the time or energy to manage their own stock portfolios. Individuals and institutions alike outsource this job to a stockbroker. How to become a stockbroker will not be a matter of question if you follow the write-up in an effective manner. If you're interested in becoming a stockbroker, know that the competition is fierce. Many people leaving school are looking to become stockbrokers. Do you have what it takes to make your way in this career? Being a stockbroker isn't easy. You'll face long hours and need strong dedication. If you think you can do it, give it a shot. Continue reading below to find out how to become a stockbroker. Slay the competition and join the ranks. How To Become A Stockbroker? The world of finance is one filled with glamourized notions of wealth and excitement. If you're successful, this could be a reality. You should first think hard about this decision. This career isn't for everyone. Introverts and extroverts alike can find themselves with a successful finance career. You'll face challenges, as the process of becoming a stockbroker is intense and demanding. First, consider your skill set. A stockbroker spends many hours of the workday on the phone. You'll need to be able to communicate well with clients and other traders. Research is essential. You'll need an in-depth understanding of the stock market. You should be able to relay this information to your clients in a digestible fashion. Let's talk about education. How Required Education: Often, stockbrokers don't need to fulfill any specific education requirements. That doesn't mean, however, that you will get away without a college education. The competition is tight. A bachelor's degree is almost always necessary if you want to stand out. A master's degree would be better. This will show your prospective employers that you've acquired additional skills and abilities. You won't need to have a specific major, but a degree in finance or business will help. Think about degrees in accounting, business, economics, or finance. Search Internships: Many brokerage firms and investments banks offer internship programs. This will give you an opportunity to work in a finance environment. You'll have the opportunity to learn the ins and outs of the profession. You'll have a higher chance of getting hired once you graduate. Think of an internship as a sort of extended interview. Licensing: To work as a stockbroker, you'll need to obtain the necessary licensing. To obtain the licensing, you'll need to pass two exams. These are the Series 7 and Series 63 exams. These can be pricey but you can get a personal, business, or student loan for this purpose from NowLoan.co.uk or similar brokers. The Series 7 exam covers the trading of different types of securities. Series 63 focuses largely on state laws and regulations. You'll need to find a sponsor before you can sit for the exams. You'll probably need to get hired by a brokerage firm or investment bank before you take the exams. They should be registered with the Financial Industry Regulatory Committee (FINRA) or another similar authority. Some firms and banks may require additional certifications. You should ask about this during the hiring process. Certain licenses and certifications will increase your chances and earning potential. Other Considerations: Becoming a stockbroker is no easy task. Potential hires are subject to harsh scrutiny. Different ways you need to consider how to become a stockbroker. Background Checks: Brokerage firms and investment banks will run a background check to examine your criminal and financial history. If you have a history of serious legal trouble, you'll be thrown out of the hiring pool. If you have proven to be financially irresponsible, this will damage your chances. This means you shouldn't have any recent tax liens, repossessions, or bankruptcies. Remember, you're interested in a finance career. Your job will be to give advice to clients about managing their investment portfolio. If you can't handle your own finances, how can you be trusted to handle another's? Finding a Firm: Not all firms and investment banks are the same. Some are larger or smaller. Some work internationally. Find one that fits your desires and personality. New stockbrokers often find large firms to be intimidating. You'll be surrounded by people who know what they're doing. Smaller firms are good for those who want a more communal feel. These environments tend to be a bit warmer. They also tend to offer higher commission rates. The downside to a smaller firm is the size. The name is less-known. It may be more difficult to find potential clients. Some firms allow you to become a sub-broker. Sub-brokers act on behalf of a brokerage firm but are not a member of one. Kotak Securities Franchise is one such company. To do this, you must meet most of the same requirements as a regular stockbroker. Working on Commission: As a stockbroker, you'll get paid on commission. The client pays a commission on the trades you execute. It's up to you to build a clientele and gain confidence. The commission from each trade will get split between you and the firm. Your firm may offer you a higher or lower commission rate based on the number of trades you execute. If you execute more trades, you'll likely get a larger share of the commission. The firm has a vested interest in generating revenue. Many firms increase their share of the commission if they generate more revenue. This acts as an incentive and a means of generating more business. Dedication: Many new stockbrokers back out of the game. You'll need to demonstrate a strong work ethic and drive. The most successful stockbrokers are those who put in the hours and dedicate their soul to the profession. That's why you should be absolutely sure you want to become a stockbroker before you make the choice. Getting Started In Finance: The world of finance is somewhat enigmatic to the average citizen. If you're thinking about a finance career, you're probably already aware of some of the quirks. This guide is meant to give you an introduction to the basics of how to become a stockbroker. Take the time to think about the requirements and decide if this is a career for you. To find out more, check out our other finance-related topics. Read Also: Is Polyester Stretchy? – Its Materials & Properties [Detailed Explanation] Top 6 Different Types Of Scarves Names And Its Benefits How to Thicken Chili – Tried and Tested
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10 Winter Fitness Hacks to Help You Stick to Your Fitness Goals
Are you having a hard time getting up off your butt and dragging yourself down to the gym this winter? This is a problem that many Americans face. They choose to take a break from working out once it gets cold in the winter. And unfortunately, it leads to most of them falling out of shape and failing to get the proper amount of exercise every week. If you currently find yourself in this scenario, there are some winter fitness hacks that can help you stick to your fitness goals during the colder months. Take a look at 10 of them below. 1. Start by Setting New Fitness Goals: First things first: If you're going to chase after fitness goals this winter, it's a good idea to begin by putting those goals into place. The goals that you have for the winter are probably different than the goals you have at other times of the year. Is your goal to: Lose weight after the holiday season? Get yourself in shape for a marathon in the spring? Add 10 pounds of muscle for next summer? Whatever the case may be, you're going to have a tough time hitting your goals if they aren't clearly defined. Make them as specific as they can be and write them down so you can refer back to them regularly. 2. Find a Winter Workout Buddy: Just about everyone who works out in the winter struggles to do it at one time or another. It's not easy to go to the gym when it's below freezing outside with snow on the ground. To increase your chances of sticking to a normal gym schedule, you should find a winter workout buddy and hold one another accountable. You're more likely to go to the gym several times a week when you know someone else is depending on you to be there. 3. Sign Up for Sessions with a Personal Trainer: If you can't find anyone who wants to go to the gym with you on a regular basis, your next best bet is to sign up for sessions with a personal trainer. A personal trainer can take a look at your goals and create a workout schedule for you so that you can hit them. They'll also work with you when you show up at the gym to make sure you're doing exercises correctly. You'll start to see results in no time when you have a personal trainer by your side. You'll also have an easier time going to the gym when you have sessions scheduled with your trainer. 4. Consider Trying a New Workout Routine: Have you been doing the same workout routine for months on end now? Maybe you've been lifting weights like crazy. Or maybe you've been doing nothing but taking one spin class after another. To keep things fresh, you should consider trying a new workout routine in the winter. It'll put some pep in your step and prevent your winter workouts from getting stale. 5. Enroll in New Fitness Classes: Another way to keep your winter workouts fresh is by signing yourself up for a new class at the gym. Whether you choose to do yoga, kickboxing, or something else, you'll enjoy working out in a class setting. Fitness classes keep you motivated by surrounding you with other people who are chasing fitness goals just like you. Together, you'll increase your chances of hitting your goals and keep one another motivated. 6. Find Quick Workouts You Can Do at Home: There are going to be times when you simply can't make it to the gym. Inclement weather will prevent you from getting there. But don't use that as an excuse not to work out! There are so many simple exercises that you can do right at home without using any equipment. Exercises like cross jacks, plank heel touches, and skater squats are a great way to get a quick workout in when you can't make it to the gym for whatever reason. 7. Refuse to Make Excuses for Not Working Out: When the snow is falling and the temperature is in the teens, you're going to be tempted to make excuses for not working out. Don't do this! If you need to, hang up inspirational quotes all around your home that focus on not making excuses. They'll help you get up and moving in no time. 8. Put Together a Winter Workout Playlist: When is the last time you updated your workout playlist? If it's been a while now, you should consider making a new mix for the winter. You can use one of the many music streaming services to create a motivational playlist. You'll look forward to listening to the playlist each and every time you walk into the gym. 9. Invest in Winter Workout Gear: The workout gear that you wear in the summer is not the workout gear that you should wear in the winter. This website features tons of workout gear that would be perfect for exercising in the wintertime. By filling up your closet with the right gear, you'll give yourself even more motivation to continue working out this winter. 10. Hang Your Swimsuit Up on Your Bedroom Door: The other winter fitness hacks that are listed here should work well for most people. They should help you to stay in the shape this winter. But if they don't, this winter fitness hack should definitely do the trick! Take your swimsuit and hang it up on the back of your bedroom door. It'll force you to look at your swimsuit and think about your beach body (or lack thereof!) every time you leave your bedroom. If that doesn't motivate you to work out this winter, nothing will. Use These Winter Fitness Hacks to Stay in Shape: Some people don't have any problem maintaining a workout routine in the wintertime. But if you aren't one of those people, it can be frustrating to see your physical fitness fall into shambles in the winter. Rather than sitting by and watching yourself fall out of shape, but the winter fitness hacks listed here to good use. Check out our blog to see how you can make your fitness more of a priority even when your time is limited. Read Also: Bed Time Yoga To Sleep Well The Importance Of Sport To Recommendations For Winter
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Best Hair Loss Treatment: 5 Questions to Ask Yourself Before Getting One
Losing hair is such a terrible thing to happen to anyone. Hair is an important part of your body, and losing it can hurt your self-esteem. It is, after all, your crowning glory. Your hair contributes to your overall look. You often use your hair to express your individuality through style, color, and length. Best Hair Loss Treatment: 5 Questions to Ask Yourself Before Getting One What can you do when your hair starts thinning? A hair loss treatment might be the answer. However, before getting one, ask yourself these questions first: 1. Do you really need the treatment? Like plastic surgery, hair loss treatment is an elective procedure. It’s not like a medical emergency that is urgent. You get a hair loss treatment because you wanted to and not because your life is at risk if you don’t push through with it. Thinning hair is something a lot of people will experience when they grow older. It happens due to a lot of reasons, such as medications, illnesses, styling habits, and genetics. The most common cause is androgenic alopecia (male or female pattern baldness). It’s a condition where the hair follicles on your scalp can no longer produce hair. If your hair is starting to thin and you’re bothered by it, seek professional consultation. Most healthcare service clinics such as Vera Clinic offer free consultations so you know your options. 2. Why do you want to get a hair loss treatment? Well, obviously, because you want to have a head full of hair again. But, what’s the real reason why you absolutely need to have a hair loss treatment? Is hair loss disrupting your normal day-to-day activities? Is the thinning of your hair causing you to lose confidence in yourself? Will the loss of your hair cause your whole world to change or is it all in your imagination? Will a hair loss treatment help you function normally again? Take a deep breath and try to think things through. Sometimes, negative feelings could just be clouding you, or maybe you miss styling your hair. If you think that you have a good reason to undergo the treatment, then by all means proceed with it. 3. Can you afford it? Hair loss treatments can be affordable or expensive. It will depend on the kind of treatment you get and where you will get it. There are temporary treatments and permanent ones. There are over-the-counter drugs that are used for topical applications to slow down the thinning of hair or promote hair growth. Permanent treatments such as hair transplants are expensive; these are surgical procedures done in cosmetics clinics. Health insurance does not cover cosmetic procedures, including hair loss treatments. So, if you’re seeking to treat your problem, your funds have to come from your bank account. Consider your other expenses, too. Remember that your emergency funds are not for hair loss treatments. 4. Are you physically and mentally ready to receive a hair loss treatment? Consider your health whether you plan to use over-the-counter drugs, topical solutions, or transplants. Research the ingredients of the medicines, creams, or ointments. See if you are allergic to any of them. Additionally, you may not be eligible for a hair transplant if you have certain health conditions. You cannot undergo surgery if you have: Diabetes Hypertension Heart problems Skin or scalp disorders Psychological conditions Mental readiness is also crucial when getting a hair transplant. It doesn’t matter if your body is able; if your mind is not ready, you feel scared, or you’re unprepared for the outcome, don’t do it. Hair transplants can cause scars on your scalp, so you need to be able to live with it. Also, not everyone can have a hair transplant. Only those with thinning hair are eligible for the procedure. If you’re already completely bald, then maybe you can opt for topical solutions or drugs to regrow your hair. 5. Do you have the time for recovery? Hair transplants, like any other cosmetic surgeries, require some recovery time. It’s important to have the time for rest to lessen the risk of complications after getting the surgery. Your recovery period can affect your other daily activities, such as work and family time. It’s also another reason to consider whether you have the money for a significant procedure. Since you will require time off of work, then it means you won’t have a salary unless you have a passive source of income. If your hair starts thinning and you’re worried about being completely bald, there are many hair loss treatment options for you. Take the above things into consideration before getting one. Hair loss treatment should not be a decision to make out of the blue, you should always take time and consider all of your options stated Sydney PRP hair treatment clinic. Read Also: Proven Ways To Grow Hair Faster And Stronger 6 Proven Ways To Deal With Hair Loss For Women
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Is Your Purse a Bottomless Pit? 8 Purse Essentials You Should Always Keep in Your Bag
On average, each woman owns around seven handbags. That's seven opportunities for seven bottomless pits. If you have trouble locating what's in your purse simply because you have too much stuff, this article is for you. Read on, and we'll divulge some of the purse essentials you'll need to keep in your bag. If all else fails, you'll be able to get around with these few essentials. And if you're really against clutter, make a pact to only pack the things you need, and throw out everything else. Purse Essentials You Should Always Keep in Your Bag 1. Your Phone: This one is a no-brainer, but every woman needs their phone in their purse. How else would you text your husband annoying quips throughout the day or find out what people are up to on Facebook on your lunch break? Keep your phone in your purse, and don't leave home without it. 2. Charging Dock and Charger: This might sound extreme, but you can get small charging docks that will help you keep the power on your phone for most of the day. You don't want to waste your time on social media to find that you don't have a charge when you need it. If you carry around a charger, that will most likely come in handy at work or meetings when you can get some extra "juice" to help get you through the day. 3. Makeup: This one is highly personal, as some women don't wear any makeup. But if you do, you should pack your essentials. Some women pack an entire makeup bag, and if that's your thing, then go for it. But if you wear minimal makeup, just pack the items that you'll likely need to touch up through the day. This might include some blush, concealer, lipstick, or lip gloss. Throughout the day, you can sneak to the bathroom to ensure your makeup looks fresh. 4. Feminine Products: Even if you're not expecting your period, this is a good thing to have. In all your years of being a female, you probably already know that accidents happen and periods can come unexpectedly. You also already know that sometimes your friends need a hand, and you'll be the savior of the office or your friend group if you have a pad or tampon. Make sure you've got a few in case of emergencies. 5. Breathmints, Gum, or One-Use Toothbrushes: This one is especially essential if you're going out on a date or trying to impress someone. Breath mints, gum, and one-use toothbrushes are great things to have with you, especially if you go out for dinner with a date. You don't want to have the dreaded garlic breath after a nice romantic Italian meal if he leans in to kiss you. With these essentials, you can pop one in your mouth on the sly, or slip to the bathroom to brush your teeth with a single use toothbrush. Then, you'll be fresh and ready for your closeup with your date! 6. A Snack: You might think we're going overboard here, but you never know when you'll be stuck at a meeting or out on a business venture and not have access to food. Or, you might just get the afternoon nibbles at your office. Packing a snack ensures that you stay healthy, especially if you're trying to stick to a diet or eating well. By packing a healthy snack, you can avoid temptations at work or school in the form of a vending machine or breakroom snacks. Often times, they're sweets that offer no nutritional value, so make sure that you pack something to help you get through your afternoon slump. 7. For Bigger Purses: Your Laptop: You may not want to take your laptop everywhere, and that totally makes sense. But if you're going somewhere for work, you work for yourself or you have a while to wait in between appointments, you might want to bring your laptop. You can get some things done in the downtime so that you won't have to bother with them when you get home. This company offers stylish bags that are roomy enough to pack your laptop but aren't so over-the-top that you can't use them every day. They also offer bags for men so that they can stay in fashion as well. 8. Pack of Tissues: You never know when you'll get a runny nose, bloody nose or need a spontaneous napkin. And you might find yourself having a good cry and needing something to sop it up. Having a pack of tissues is a great way to ensure you're always prepared. Like the feminine products, you can always pass them to friends any time they need them, and you'll be the hero. They're perfect for trips to the movies or the theater, as you never know when someone is going to bust out into tears. Purse Essentials for Your Everyday Life: Purse essentials are different for everyone, but we feel this list builds a solid foundation. There may be items you might not find fit the bill, and other items you think are absolutely essential. Either way, try and stick to the bare bones of what you'll need during the day to avoid your purse turning into a black hole of random stuff. For more tips and tricks, check out the fashion section of our website. We've got everything from fashion tips for men and women, as well as hair and jewelry tips. Read Also: DIY: How To Clean A Leather Handbag 5 Incredible Benefits Of Reading On A Kindle
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10 Reasons to Splurge on a Limousine for Celebrations
The longest limo in the world measured over 100 feet long and was called the "American Dream." It had a diving board, jacuzzi, and a helicopter landing pad. Maybe you don't need all those amenities in a limo. However, if you're looking to celebrate in style, a limo is exactly what you need. Not sure if you should splurge for a limousine or not? Keep reading for: 10 Reasons To Splurge On A Limousine 1. It's Your Birthday: Have you reached a major birthday milestone, such as turning the big 30 or 40? Or maybe your son or daughter is turning 21 and you want to make their birthday special? Whatever the reason, celebrate this special event by renting a limo. Life is too short for you to sit around doing nothing on your birthday. Spend your birthday in style with your closest friends or family members! 2. It's Your Wedding Or Anniversary: What better day to splurge on a limo than on your wedding day? You won't need to worry about decorating a car or making sure there is someone to drive you to the ceremony. You can also rent a limo for your wedding anniversary. You can have the limo take you and your partner to your favorite romantic spots. 3. For Prom: Is your son or daughter going to prom this year? You can stay assured they're transported to and from the prom safely with a limo. You don't want your teen driving home late after the event. What's more, some states have restrictions for teens driving late at night. For example, in Alabama, newly licensed teens can't drive from 12 AM to 6 AM. In North Carolina, they can't drive from 9 PM to 5 AM. You don't want your teen breaking the law. Also, he or she most likely doesn't want you driving them around on prom night. To make this event memorable, go for a limo. 4. For A Bachelor Or Bachelorette Party: Want to have the ultimate bachelor or bachelorette party? The night can start for the lucky bride-to-be or groom-to-be in a limousine. With a limo, you can pick up everyone and take them to the party at the same time. No need for party guests to arrive late or spend time looking for a ride. 5. To Keep Your Clothes Wrinkle-Free: Do you know what's the worst part about dressing up for a formal event? Wrinkles. Imagine you're attending a friend's wedding. You have the perfect dress in your closet. You just need to get it dry-cleaned and pressed to get it ready for the wedding. You keep the dress in a garment bag. On the day of the wedding, you carefully put it on and smooth it out. It looks perfect. Then you squish in the car full of other people and the dress gets wrinkled. With a limo, you have all the space you need to stretch out and preserve the condition of your outfit. No more arriving to a formal event with a wrinkled outfit. 6. To Feel Famous: Ever wanted to know what it's like to feel famous? You can find out by renting a luxury limo service for a night. You can rent a limo to take you on a night out in the city. You and your significant other can go to a fancy restaurant for dinner. You can then catch a Broadway play, an opera show, or maybe even a ballet. Get a taste of what it feels like to step out of that sleek limo and have all eyes on you. People will wonder who you are and where you're from. Have you ever had a limousine pass you by and wonder who's inside? You'll have people thinking that about you when you pass them in a limo. 7. To Give As A Gift: Not sure what to gift someone who has it all? Research shows that the best gifts are experiences, not material things. In fact, experiential gifts are better at improving relationships than material gifts. You can gift the experience of a fancy limousine ride to someone you love. You can tell them you're picking them up and surprise them when you show up in a limo. 8. To Keep The Party Going: Who wants to spend the night with a large group of people figuring out how many cars you'll need to accommodate everyone? And who wants to spend the night driving from place to place? Nobody is going to want to be the designated driver. You can rent a limousine for a special night to keep the party going from stop to stop. 9. To Include All Your Friends: Ever had to tell someone that they don't fit in your car or they need to find a ride? It's awkward and can make that person feel left out. Avoid social anxiety. There are different limo sizes that can accommodate your large group of friends. In fact, there are limousines that can seat up to 20 people. 10. To Make a Day Memorable: Are you looking to impress a special someone? Do you have a day that you want to make extra special? You can do that by spending the day being driven around in a limo. Maybe you're on vacation and want to make it special. Maybe it's your babymoon and you want one more fun day before you have to focus on car seats and diapers. Or maybe you've had a stressful year, and you want to treat yourself. Feel Fancy With A Limousine: Whatever the occasion, a limousine is a great way to feel luxurious and have fun - whether it's just for a few hours or a night. Want more lifestyle tips and advice? Check out our other articles on our Lifestyle blog. Read Also: Bachelor Parties: A Brief History The Top Destinations For New Year Celebrations Cab Transportation Never Got More Luxurious At Affordable Prices, Than In Houston
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Kids Will Get These Benefits if They Learn Coding
Coding is not necessarily the first thing you think of when asked what your kids do at school. Coding involves programming language and writing lines of code. You associate these tasks with professionals who want to pursue a career in this industry. However, several educational institutions now introduce coding in the curriculum. It seems like the world has become more dependent on the internet these days, and knowledge of coding is an advantage. Whether kids ultimately become professional programmers or not, they will receive these benefits from learning to code. Creative thinking: Coding involves building computer games and animation movies. Kids not only learn coding language in the process, but they also explore ideas. They become creative. They learn how to tell stories and create characters. They don't limit themselves with rote learning but look at things from different perspectives. Problem-solving skills: Coding involves lots of problem-solving. During the process, children learn how to find the best method to solve a problem. The solutions may or may not work, but they can at least try. They also learn how to work hard until they accomplish their goals, and not give up because they find something too difficult to solve. Teamwork: Coding for kids does not only involve one person. The process requires several minds to think together. They need to communicate with other kids, discuss the best techniques and negotiate. These are skills you usually associate with adults, but it is not too early to introduce them to kids. Presentation skills: Kids don't only work on the code. They also need to present their output. They discuss what they did in the process. Along the way, they learn how to present themselves and feel confident when talking in public. Self-learning: It is not good to keep telling kids what to learn and how to learn. At some point, they need to have the freedom to discover things without assistance, or with minimal supervision. It is one of the benefits kids will receive if they try coding. They will receive the task, and it is up to them how they make the most of what they receive. Build friendships: Kids bond when they share the same interests. Those who love speaking and discussing will most likely hang out in the same place. Those who love math will work together on problems during the break. The same thing can happen with kids who enjoy coding. They will work together and even spend more time with each other outside the class. Boost self-confidence: You can't expect kids to excel in all areas of learning. Some of them might find it difficult to do well in school because they feel like they are not good at anything. With the addition of coding in the curriculum, they might finally find something they feel interested in doing, and it will make them feel confident. Given these benefits, you need to find a school that offers coding as part of the curriculum or enrol your child in a place to learn how to code. Read Also: Online Services To Help Student Can A School Be Legally Responsible For A Student’s Suicide? 5 Strategies For Parents To Help Kids With ADHD Perform Better At School
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