Published on: 10 May 2018
Last Updated on: 09 August 2019
In 2016, 34% of Americans were working freelance careers. That percentage is expected to climb to 43% by 2020.
An improved work-life balance is the first benefit that comes to mind when considering a freelancing.
But we also know what no one else is telling you. Read on to find out more.
There’s a Union on Your Side :
Who hasn’t wasted precious working hours searching the web for reputable information before becoming more stressed and confused?
What makes Freelancers Union so great is it’s a one-stop-shop for free resources for beginning and experienced freelancers.
When going freelance, most people are overwhelmed with tax concerns. Don’t know how to read a 1099 form? Need help determining sales and use tax?
All this information is written clearly on the site by experts. You’ll also find guides for choosing dental, vision, life, and health insurance plans.
And even insightful blog posts ranging from productivity hacks to methods for handling tragedy.
Furthermore, a subscription at ThePayStubs gives you access to an innovative pay stub maker.
You can have a pay stub downloaded and printed within two minutes after selecting your preferred template.
Relationship Building isn’t Just About Finding Clients :
Nobody misses unfair office politics or boring meetings once they’ve gone freelance.
However, after working alone for a while, it’s normal to feel lonely.
While most of your friends are likely to work less flexible schedules, it doesn’t mean you have to spend day after day without socializing.
While your old friends are great, wouldn’t it be amazing to have freelancer friends who get you the way your colleagues in your old office did?
Freelancers can enjoy real human interaction (and 68% better focus) by joining coworking spaces.
58% of Those with Freelance Careers Have Gone Without Pay :
Unfortunately, when reading up on how to go freelance, most newcomers won’t come across these insights.
It usually takes getting burned first.
Never begin a project without a signed contract that clearly states payment amounts and due dates.
Ween out nonpaying clients by having a mandatory deposit amount prior to starting each job.
Don’t lowball yourself. New freelancers tend to charge less than the value of their work.
Think about the time, supplies, and whether you’ll hire employees. If you aren’t strategic about the costs to stay in business, it won’t last.
Most people are Googlable. With a simple search, you can learn about a potential client’s character, including how they treat employees and whether they’ve been fair to freelancers.
Don’t make it difficult for clients to pay you. Send professional-looking invoices from user-friendly programs like PayPal, Due, or Authorize.
Accounting Tasks Can be Done with Minimal Effort :
Even if you’re running a small business with a few employees, the idea of correctly issuing pay stubs can be a pain.
On the same site, you can generate employee W-2 forms without stumbling over difficult math or spending buckets of money on an accountant.
I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.
Considering the fact that millions across the world lost their jobs that paid them a hefty amount, people have been seeking jobs that would help them sustain themselves. And this is true across all fields of work. People have also searched for the best paying jobs in property-casualty insurers or similar fields.
If you are someone who is looking for the answer to that topic, then you have come to the destination. So keep on reading this article till the end to learn more…
What Are The Best Paying Jobs In Property - Casualty Insurers?
In case you were searching for the best paying jobs in the line of property-casualty insurers, you have reached the right place.
Well, you see, property-casualty insurers are responsible for protecting their clients or customers from incurring losses. That is the reason why many jobs are available in this field of line. And most of them pay a lot of money as a salary.
Here are the top jobs with the best payments that you can get in this line of work:
1. Insurance Entrepreneur
Estimated Salary: $95,000 – $105,000
If you are someone who wants to help people who are starting their own small ventures, then you can think about becoming an insurance entrepreneur. An insurance entrepreneur is someone who is associated with lather companies, and they help them create links and partnerships with smaller local companies.
2. Claim Examiners
Estimated Salary: $60,000 – $75,000
The task of a claim examiner is to ensure that they review the claims that are made against any insurance policy. In that way, they are responsible for denying or approving claims. So, to pity it simply, claim examiners are responsible for examining claims and their validity.
3. Landlord Insurance Agent
Estimated Salary: $80,000 – $95,000
Want to work with landlords and help them rent out their spaces? Then it might be a great idea for you to become a Landlord Insurance Agent. The task of these agents is to ensure that the interests of the landlords are protected at all costs. And thereby, they help the renters to minimize their losses.
4. Life Insurance Agent
Estimated Salary: $75,000 – $95,000
This is one of the best paying jobs in the property-casualty insurers line. The task of the life insurance agent is not unknown. They are professionals who are responsible for selling policies that would insure their life. They can either work for an insurance company or be independent.
5. Property Casualty Agent
Estimated Salary: $90,000 – $105,000
While the task of the life insurance agent is to insure the life of an individual, the task of the property Casualty Agent is to insure properties. The property can be of any type, from cars to homes and other personal property.
6. Claim Adjuster
Estimated Salary: $100,000 – $120,000
The job of the claim adjuster is to assess the value that is associated with the claims. It is one of the most important as well as one of the highest paid jobs in the line of property-casualty insurers. They assess the amount and determine the exact compensation that has to be paid to the customer.
7. Insurance Broker
Estimated Salary: $65,000 – $80,000
The job of the insurance broker is to help the clients to meet the right policy according to their needs. These brokers work with a number of clients, which can be individuals or businesses. And there is no doubt that it is one of the best paying jobs in property-casualty insurers.
8. Condo Insurance Agent
Estimated Salary: $80,000 – $95,000
If there is something that many people do not know, then it is about the existence of the job of a condo insurance agent. The task of these insurers is simple and similar to that of other insurance agents. Their job is to sell the insurance policies to the customers who are willing to or are looking to insure their condos.
9. Financial Analyst
Estimated Salary: $75,000 – $95,000
Several companies need Financial Analysts to help them make their business decisions rational and profitable. In addition, they analyze and advise the companies about what their next move should be.
A financial analyst, in simple words, has the task of helping companies or businesses make money that will increase their profit.
10. Underwriter
Estimated Salary: $80,000 – $100,000
The underwriter, also known as the insurance underwriter, is someone who evaluates the risks of investing. The main task of the underwriter is to fix the price of the investment that is going to be safe. And will also be able to minimize the loss.
How Many Jobs Are There
Due to the fact that they provide both individuals and businesses with a wide range of services, property-casualty insurers are crucial to the economy. They guard against mishaps and other losses for both people and property.
Property and liability insurers employ a wide range of workers, from underwriters to claims adjusters. There are also a few positions in accounting and actuarial work. If your goal is to work in the insurance business, property and casualty insurers are an excellent place to start.
Marketing Jobs for Property-Casualty Insurance
Companies that provide property and liability insurance provide a variety of fascinating and demanding marketing roles. Companies that sell insurance to shield individuals and companies against monetary losses brought on by events like fires, theft, and auto accidents are known as property and casualty insurers.
These insurance companies need to identify their target markets and develop messaging that resonate with them in order to effectively market their products. They also need to create effective plans for pricing and distribution. They must also monitor the actions of their rivals in order to stay ahead of the game.
Executive Management Jobs
Executive management positions in the property and casualty insurance sector supervise the various departments within the organization to assist it in achieving its objectives. This entails creating and carrying out plans, managing staff, and maintaining steady finances.
The executive management team is typically composed of the CEO, COO, and CFO. They collaborate to ensure that the business is operating profitably and efficiently. It is the responsibility of the executive management to make difficult choices that could impact the company's future during times of crisis.
Frequently Asked Questions (FAQs):
Now that you have almost reached the end of the article, I would advise you to go through some of these questions that users frequently ask about best paying jobs in property-casualty insurers. You might want to go through these for better clarity.
1. How Are Property Casualty Insurers Different From Life Insurers? While life insurers aim to insure the life of an individual, the task of the property casualty insurer is to insure the properties. 2. How Do Insurance Companies Make A Profit? The only way in which insurance companies can make a profit is to ensure that they are able to market their policies in a much better way. These companies make a profit by investing in insurance premiums. 3. What Are The Risks That Cannot Be Insured? While most things in the world can be insured, there are many risks that cannot be insured. Some of them are:1. Natural disasters2. Pandemic3. Political risks4. Reputational issues
Wrapping It Up!
The task of property-casualty insurers is widely popular and very much in demand in this world. One of the main reasons for that to happen is because there is absolutely no one who would not want to protect their properties in case there is an accident. But what is not to most people is the fact that there are a lot of different types of jobs and roles in this field.
In case you were searching for the answers to best paying jobs in property-casualty insurers, I hope that you found this article to be of help. In addition, if there are any other queries related to the same, feel free to write them down in the comment section below.
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Therapy may be of interest to you if you're one of the nearly 58 million Americans who suffer from a mental illness on a yearly basis. Or if you simply want to improve your mental health.
But you might be wondering if you would benefit more from therapy with a therapist or a psychiatrist. Finding out how psychiatrists differ from other therapists in terms of their training and education, the therapies they offer, and their fees can be useful when making that decision. To help you select the best type between therapist vs psychiatrist, here is what you should know about them.
Therapist vs. Psychiatrist
Psychiatrists often provide mental, emotional, and behavioral disorder diagnosis, treatment, and prevention services. In order to treat mental health issues, they can also prescribe medication.
While most psychiatrists concentrate on writing prescriptions and tracking patients' progress, many also offer brief psychotherapy, also known as talk therapy, to assist people in addressing mental health issues. Still, others offer more extensive psychotherapy.
Psychotherapy can be shorter in duration and concentrate on problem-solving, or it can be longer and more intensive, with the goal of the individual and the psychiatrist working together to alter thought patterns or behaviors that may be negatively impacting the person's mental health.
A wide range of other mental health professionals, such as social workers, licensed professional clinical counselors, licensed marriage and family therapists, pastoral counselors, and psychiatric nurse practitioners, are also qualified to offer psychotherapy.
These professionals are certified to provide a wide range of psychotherapy services, such as cognitive behavioral therapy (CBT), meditation and relaxation methods, and ongoing emotional support. Therapists cannot prescribe medication, unlike psychiatrists.
Gayane Aramyan is a Sherman Oaks, California-based licensed marriage and family therapist who specializes in postpartum and couples therapy. To customize treatment plans to each client's unique needs, therapists frequently integrate various psychotherapy modalities. If a patient's therapist wants to discuss medication options, they may recommend that the patient see a psychiatrist.
Therapist vs Psychiatrist: The Differences
Psychiatrists are different from other types of therapists primarily because they can prescribe medicine and hold a medical degree, such as an M.D. (doctor of medicine) or a D.O. (doctor of osteopathic medicine).
A psychiatrist's sessions may be shorter than those of a different kind of therapist, and they may only provide medication management rather than talk therapy.
Since they are not medical professionals, clinical social workers, marriage and family therapists, and professional counselors with licenses are not allowed to give prescription drugs to their patients. They typically concentrate mostly on talk therapy.
Anxiety, bipolar disorder, and depression are among the mental health issues that therapists and psychiatrists can diagnose.
Education Required For Psychiatrists
Like a surgeon, pediatrician, or other physician, a person must first complete four years of a bachelor's degree. This is before beginning medical school to become a psychiatrist, according to Lisa Durette, M.D. She is the chair of psychiatry at the Kirk Kerkorian School of Medicine at the University of Nevada, Las Vegas (UNLV).
Following medical school, candidates must complete a four-year residency program where they learn how to write prescriptions and about the practice of psychiatry. "There are additional subspecialties within psychiatry; for instance, I oversee the training of a two-year fellowship program in child and adolescent psychiatry at UNLV," adds Dr. Durette.
Psychiatrists may also choose to specialize in pain management, geriatric psychiatry, substance abuse treatment, or forensic psychiatry.
In addition to learning about psychotherapy, trainees in psychiatry may also learn methods like transcranial magnetic stimulation (TMS). It is a less invasive treatment for major depressive disorder in which magnets transmit waves to the brain that help create new neural pathways to regulate mood.
Electroconvulsive therapy (ECT), which is electrical brain stimulation, sometimes helps treat treatment-resistant severe depression or bipolar disorder. Dr. Durette continues, "Psychiatrists are qualified to provide these medical treatments due to their specific training, but other therapists are not."
Psychiatrists are employed in diverse environments. According to Dr. Durette, they might work in private practices or in clinics with primary care physicians who specialize in internal medicine, family medicine, or pediatrics. In addition, they provide care through outpatient psychiatric treatment programs and work in hospitals.
It includes psychiatric facilities, emergency rooms, surgical centers, and cancer treatment centers. They may work in a residential (live-in) alcohol and drug rehabilitation program if they specialize in treating addiction.
Education Required For Therapists
Graduate degrees are necessary for licensure as licensed professional counselors (LPCs), licensed clinical social workers (LCSWs), and licensed marriage and family therapists (LMFTs). Counselors must complete a certain number of hours of supervised counseling after earning a master's degree in their chosen field of counseling. It usually takes two or two and a half years.
Here is more information about the particular master's degree that some counselors can obtain and the types of therapy that they provide:
In addition to having graduate degrees in marriage and family therapy, they will need at least two years of clinical experience. They also need training in family systems and psychotherapy, licensed marriage and family therapists, or LMFTs, are required to practice. Even in sessions with just one client, these therapists treat individuals, couples, or families. They use an approach that takes the family system or the relationships clients are in into account. They are skilled in the diagnosis and treatment of a wide variety of mental health issues. These individuals treat anxiety, depression, and marital and relationship issues.
Licensed clinical social workers, or LCSWs, must finish a comparable amount of supervised training hours in addition to holding a master's degree in social work. Individuals, families, and groups suffering from mental illness can be diagnosed and treated by clinical social workers. Social workers, who place a strong focus on reintegrating clients into their communities, can be found working in government organizations as well as in private practices, hospitals, community mental health facilities, and primary care settings.
Individuals, families, and groups can receive mental health and substance abuse treatment from licensed professional counselors (LPCs). Licensed mental health counselors (LMHCs) hold master's degrees in counseling. LPCs use therapy utilizing methods that have evidence. Their skills include cognitive behavioral therapy (CBT), and they work in private practices and mental health counseling centers. They are also capable of diagnosing mental health issues.
Expert Opinion
According to Dr. Durette, the number of hours needed for clinical requirements—basically, supervised, on-the-job training—varies. It is based on the kind of therapist and the state licensing authority. For instance, in Georgia, a license to practice marriage and family therapy requires 2,000 hours of direct clinical experience. Meanwhile, in California, a license to practice requires at least 3,000 hours of supervised experience.
The American Counseling Association says licensed professional counselors need to complete 3,000 hours of supervised counseling experience before obtaining their license. However, the requirements may vary slightly based on the state licensing board.
How To Know Which One Is Correct For You?
Psychiatrists are qualified to diagnose psychological disorders like depression, schizophrenia, bipolar disorder, and attention-deficit disorder (ADHD), for which drugs may work.
Psychiatrists frequently have to order tests in addition to speaking with patients if they require medication. This helps them
assess whether the medication is helping. In-depth assessments and occasionally blood tests assist psychiatrists in ensuring that drugs are working and not creating side effects.
According to Dr. Durette, many people can gain from seeing both a psychiatrist and a therapist. Especially if they collaborate to make sure they're in agreement regarding the patient's course of treatment. The American Psychological Association reports that there is evidence that medication plus talk therapy may be a more effective treatment. It can be used for eating disorders, bipolar disorder, depression, and substance abuse disorders than either treatment alone.
Who Is Qualified Enough?
To identify a possible therapist vs psychiatrist, the National Institutes of Health (NIH) suggests looking through:
The credentials, license, and experience of the mental health professional
The area of expertise or concentration of a mental health practitioner's work
The general therapy approach or philosophy of the mental health professional
Whether the mental health specialist can write a prescription for medicine if you believe you might need it
The mental health specialist's recommendations for your personalized treatment regimen.
You can look for a therapist in your area or one who is authorized to provide teletherapy in your state. You can use the online directories provided by many organizations that represent licensed therapists. Among these organizations are a few of them:
Wrapping Up
It can be difficult to choose the best course of treatment for you, but it's crucial to go with the one that will help you the most. A consultation with a therapist can point you in the right direction if you're not sure where to begin. If you have thoughts to share or questions to ask about therapist vs psychiatrist, please leave a comment below. We would love to hear from you!
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Nowadays, a job advertisement does not suffice. There need to be proof of skills and expertise for you to believe that someone has the professional skills and know-how on specific technical works, such as carpentry. Carpentry is a field of work that needs knowledge, skills, expertise, and enough experience. It is hard to hire a carpenter that you only see in advertisements. It is essential to set your standards in getting deals and hiring a carpenter.
Carpenters can do a wide range of work such as building your home, home expansion, renovation, and even your furniture and cabinets. It requires a person who can align work with the time and is willing to put professional effort and passion into the service you need. If you think it is a crucial journey to get the best deal for carpenter jobs, worry no more because you are just a few clicks away from getting the best deal near you.
You can get a local and licensed carpenter from Service.com.au, and your needs for quality service are valued. You just have to post a job, and the carpenters will see your job posting and offer you deals for carpentry services. You can get free carpenter quotes and evaluate offers to choose the one that best fits your standards and the service you are looking for, and the budget that you have to accomplish the professional work for you.
How To Get Best Deal On Your Carpenter Jobs?
Here are tips and guides on how you will ensure that you get the best deal for carpenter jobs.
Online directory
Service.com.au is an online trades and services directory that is trusted and well-known in Australia. You simply post a job on the website and enter the necessary information about the kind of carpentry service that you want for your home and landscape area.
You will get multiple free quotes for your job and you can select the one that works for you. No more scouring the internet to find local carpenters or calling up friends and family to ask for recommendations. All the tradies on Service.com.au are licensed and insured so you don’t need to work about getting someone who is shady. Service.com.au will help you find the best and nearest local trades and service providers without stress and hassle.
Get Carpenter Quotes
The first thing you need to do to find out - how much do carpenters cost. Then you can secure a good carpentry service deal is to get carpenter quotes. When you get carpenter quotes for a specific carpentry service that you would like to have, you can grasp the cost of a professional carpenter work that you need. Hence, you can prepare enough budget to pay the carpenter that best suits standards.
You should also compare these quotes to choose among offers and compare the most beneficial for you. You must compare quotes for the sake of getting the best offer and service near you. After all, carpenters can do a wide range of work, and they have a unique brand of service to offer, which are all significant and beneficial to different kinds of clients.
Negotiate For The Best Deal
Negotiating does not need to be scary or stressful. It is important to communicate your intentions in getting the best deal for carpenter jobs. The best way to bid for your home and landscape project is to have multiple carpenter quotes, compare, choose the best individuals that you consider, and hire the best among your remaining choices.
When you already have a list of carpenters that you consider, you can examine their offers and negotiate about the carpentry service that is mutually beneficial for you and the carpenter. Make sure to be fair enough in paying for their service as well.
You can also consider the following practices in negotiating your way to the best deal for carpenter jobs.
Pay A Reasonable Price
Good compensation attracts hard work. When negotiating for the best carpenter deal, make sure that you are willing to pay a reasonable price for the service they offer. When you can give them assurance that you are an honest and consistent client when it comes to payment, you can gain their trust and work harmoniously together for your household and landscape project.
Say That You Are Getting Multiple Bids
You can tell carpenters that you are getting bids and looking for a cost-efficient and quality service that the industry has to offer. Through that, carpenters can offer the best of the services they offer. It can also push them to make the necessary and adjustments to meet your standards. Just remember that your standards should be reasonable and realistic. Make sure to be wise in choosing the right carpenter and collaborate accordingly.
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