Top 5 Digital Wallet Apps for Android

Published on: 06 October 2017 Last Updated on: 16 August 2019

On average, most people have bulky wallets. You have your debit and credit cards, driving license, cash, a couple of loyalty cards as well as your gym membership and library cards. You have to stow them in your purse or your back pocket every time you go out and this can be a major hassle sometimes when you don’t want to carry anything along. Luckily, technology has provided us a solution in the form of digital wallets that essentially enable you to carry your cash within your smartphone. App development companies launch wonderful apps each & every day. This is a new generation of secure and electronic payments and might just pave the way for a cashless future.

These days, you can find digital wallet apps for your smartphone and download the one that seems the most feasible to you. Listed below are the top 5 digital wallet apps you can get if you have an Android smartphone.

App #1: Android Pay

This is a digital wallet platform developed by Google that enables you to buy goods and services via an NFC-fingerprint system. Android Pay has struck deals with financial institutions and retailers that allows it to store your debit, credit, and gift and loyalty card information. In this way, you are able to make quick payments at retail outlets that support point-of-sale (POS) systems. You can also make payments online and on apps as well. It works by storing your Android Pay credit card information on the device and accesses it at store-specific apps or tap-to-pay retail locations.

App #2: Samsung Pay

You can use this digital wallet app with almost any point-of-sale system, which means that not only does it work with NFC, but also with standard retail terminals that boast the Magnetic Secure Transmission (MST) and also the Europay MasterCard Visa (EMV) readers, which are currently used for chip-based and traditional credit card transactions. For now, you can only use this digital wallet app with Samsung Galaxy smartphones that run on Android, but the new Samsung Pass will expand it to other devices as well and make contactless transactions easier.

App #3: Gyft

This app has earned a name for itself in the gift card landscape, which is a $100 billion annual market. With this platform, users are able to send, buy, redeem and manage gift cards from approximately 300 retailers and all through a mobile app. While it doesn’t replace your loyalty cards or credit cards, it focuses specifically on gift cards and allows you to upload them on the digital wallet app so you can use them online or in stores via the app.

App #4: PayPal

PayPal is one of the most trusted and popular mobile wallets that boasts nearly 173 million users spread in over 203 countries and using about 26 currencies. Not only can you store your debit and credit card information on this digital wallet, you can also connect it to your bank accounts directly. In this way, you can have a balance on your PayPal account for making a purchase whenever you want. You can download the app for free on your Android smartphone.

App #5: eWallet

This is one of the few digital wallet apps that are not available for free download. However, it is one of the top apps because it actually encrypts and stores your personal and sensitive financial data such as account numbers. It enables you to get access to all of them through touch ID for devices that support it or via one password. This app can be regarded as a true digital wallet because it can store everything from insurance cards and passports to library cards and loyalty programs.

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How to Get Started with Arduino Uno R3

In this post, you will know how to get started with Arduino UNO R3 board by knowing about the specifications, applications, shields, and programming with the Arduino UNO R3. We all know that Arduino is an open-source microcontroller which acts as a prototyping platform with the help of easy-to-use software and hardware. The Arduino boards can do single and repetitive tasks like reading temperature inputs, light on a sensor, a twitter message, and provides output for activating a motor, publishing something online, or turning on an LED. You can send the instructions to the microcontroller board to tell the Arduino what to do. The Arduino UNO R3 board is the latest of the Arduino boards after Duemilanove and is the most popular microcontroller board among the engineering students. Specifications of the Arduino UNO R3 It has digital I/O pins to make a communication with external devices It comes with ICSP pins and an ATMEGA32 microcontroller The Analog pins and power pins are used to communicate with the analog world like sensors and to power up your Arduino A DC power supply connector of 9-12 volts comes with the board With the USB connector, you can connect your Arduino UNO R3 with computer Comes with 2KB SRAM and 1KB EPROM with a flash memory of 32KB Applications you can use the Arduino UNO R3 The Arduino UNO R3 board is very easy to be used for the embedded system applications. If you are not an expert in programming and still want to work in the environment of embedded systems, then the Arduino UNO R3 is the best option to go for the development of the embedded project. Some of the Applications you can use your Arduino UNO R3 board are: Robotics Wi-Fi and Bluetooth GSM based projects Ethernet-based projects and Many other applications Arduino Shields Arduino shields are the best companions of the Arduino UNO R3 board which can be used to do various tasks. There are a number of options from where you can buy the Arduino Shields, also, if you have enough programming skills, then you can build your own too. Some of the famous shields for the Arduino UNO R3 are: Wi-Fi Shield Motor controller shield Camera interfacing shield Bluetooth shield ZigBee shield GSM shield and much more How to program the Arduino UNO R3: You can download the free software Arduino IDE for the programming from the Arduino Website. The program is easy to install on your computer, just follow the simple steps on the site. The software provides you sketches for the different libraries like Ethernet, Bluetooth, GSM, etc. Click here to watch the video tutorial for the Arduino software download and Arduino Tutorials. The Arduino UNO R3 is an automatic circuit board which selects USB or DC power without the help of jumper! It is completely coded and pin-compatible with older Arduinos, so your old libraries, shields, and code will work with it as well. The 3rd revision of the Arduino UNO, the Arduino UNO R3 has a few updates including an upgrade to a USB interface chip with more breakout for the IORef pin and the i2c pins. It has a stronger reset circuit as well. The Arduino UNO R3 is a reference footprint model for the Arduino platform.

Is WhatsApp Safe: What You Need To Know

WhatsApp has evolved from being just an instant messaging app to becoming a social phenomenon. It processes over two billion messages daily. However, despite its massive popularity, security experts have pointed out the app's less-than-ideal security features. They have particularly the level of communication security it provides. WhatsApp is constantly at the center of rumors and controversy. Is WhatsApp safe? In this article, we will debunk some of the myths surrounding WhatsApp and WhatsApp getting hacked. WhatsApp And Hacking: Overview Before the latest updates, WhatsApp did not encrypt the messages that you used to send with the help of the platform. This made it easy for anyone connected to the same network to see messages that were sent. To address this issue, WhatsApp released a new version. It includes message encryption to ensure the security of user communications. However, recent reports indicate that the encryption used is not strong enough, making it possible to intercept communications even with this new version. Moreover, it's because the encryption code that WhatsApp uses for Android devices is an MD5 hash of a device's IMEI number in reverse format. On iOS devices, WhatsApp generates encryption keys by duplicating the MAC address of the Wi-Fi interface and generating an MD5 hash. It is partially true that WhatsApp is not entirely secure, intercepting and decrypting messages requires that the attacker is connected to the same Wi-Fi network as you. They will also need to know your device's IMEI number and have enough computer knowledge to capture network traffic. This will help them calculate the MD5 hash of the IMEI number and decrypt messages. By taking some basic security measures, you can continue using WhatsApp without compromising your privacy. One such measure is to avoid using WhatsApp on public Wi-Fi networks. For example, those found in airports or coffee shops, as these networks may not be secure. Additionally, it's important to use basic security measures on your Wi-Fi network to prevent unauthorized users from connecting to it. Myth 1 Banning WhatsApp can save you from recordkeeping fines. Reality: Firstly, there are numerous instances of businesses paying astronomical fines to authorities when their employees use WhatsApp in a non-compliant manner. Recent FINRA fines, where US regulators discovered that businesses had implemented ineffective channel blocks, brought this to light. According to our 2023 Industry Insight survey, 59% of participants said their organization had outlawed the usage of WhatsApp and related apps. However, only 2.6% of respondents thought that outright banning would be a good idea. Besides, employees still use WhatsApp even after the channel is blocked, whether they like it or not. This is due to a number of factors, including the app's widespread use in daily life, its simplicity in texting, voice messaging, and attaching files. Furthermore, it also has a tendency for client-facing teams to use the apps that their clients prefer in order to streamline communication. Ban or no ban, teams will continue to communicate using WhatsApp. Companies that use it with non-compliance will continue to face fines from regulators. Is WhatsApp Safe? Yes. Myth 2 You don't need a dedicated WhatsApp business account – sending personal chats is fine. Reality: Nothing about utilizing WhatsApp for business purposes should ever become personal. Regulators won't view it that way, even though employees may believe it's acceptable to speak with clients (or discuss business-related issues) via personal WhatsApp accounts. This is due to the fact that messages sent through personal accounts are not recorded and kept in a messaging archive. This makes it impossible for regulators or internal auditors to review them to determine whether or not discussions and activities are appropriate. Regulators detest few things more than irreversible data. The emphasis now clearly lies on individual accountability when it comes to utilizing private devices for illicit conversations. Your WhatsApp Business account includes a business number linked to it for a reason. In other words, guaranteeing that conversations are documented in a compliant manner removes compliance concerns while allowing staff members to keep up connections with clients and contacts on their favorite platforms. Is WhatsApp Safe? Yes. Myth 3 All WhatsApp data collection solutions are the same. Reality: Incomplete data may hamper compliance attempts. Besides, delays in investigations can arise from not knowing which messages are transmitted, to whom, or when. Regulators won't condemn you or shrug their shoulders if you don't know all the answers. Some companies claim that their solutions for communications would guarantee that all of your data is safe. But message emulators, like"app wrappers," and scrapers, have significant technical drawbacks. These third-party services can not guarantee completeness, and they may record all WhatsApp messages sent from a device, including private ones, or cause metadata loss. Above all, due to insufficient data collection, you run the risk of regulatory fines and reputational harm. Additionally, using a solution with direct API connectivity with Meta is the only method to ensure complete data capture since it allows you to obtain your data directly from the source. Is WhatsApp Safe? Yes. Myth 4 The collection of WhatsApp data through third-party APIs is a comprehensive and compliant collection. Reality: The likelihood of weak connections increases with chain length. Although it could save internal work, licensing your communications acquisition solution to several suppliers adds risk and might even be against your terms of service. Operational concerns associated with third-party indirect API solutions include hacker assaults and infringements on user privacy and security. Your client information will be at risk if a data breach happens farther down the multivendor chain. Besides, they will still hold you legally liable for the resulting damages. The solutions are integrated, direct, and end-to-end, preventing possible financial and reputational effects. It provides you full visibility and control of your data without having to worry about a cascading effect. All you need to do is enable it. Is WhatsApp Safe? Yes. Myth 5 You can't use WhatsApp for business communications – it's just not compliant. Reality: Although it may appear impossible to use WhatsApp for business interactions due to all of these beliefs, the actual question is: can you afford not to? It's quite likely that your teams have begun using it to communicate with your clients and that they will be utilizing it in the near future. However, it's never easy to get employees to support compliance, so forcing them to give up WhatsApp or utilizing a completely new communication channel isn't the best course of action. Is WhatsApp Safe? Yes. Wrapping Up In conclusion, organizations cannot bury their heads in the sand and rely on a risky third-party solution or channel ban, as authorities are adopting a zero-tolerance approach towards non-compliance. We now have a few options for folks who are trying to dispel the stereotypes and want to use WhatsApp for business. If you have thoughts to share or want to know is WhatsApp safe, please leave a comment below. We would love to hear from you! Read Also About: Why You Need A Secure Wifi Connection In Shared Space? WhatsApp Not Working: Why It Happens And How To Fix It Your Wrist, Your Chat: Setting Up WhatsApp On Apple Watch

8 Best Shopping Apps for 2023

It is never too late to launch an e-commerce business. As it stands, 2019 has the potential of being the most exciting year in online retail history. There is never going to be a better time to start your business online. The internet is growing at an exponential rate and more transactions are happening online. If you’re thinking about starting an E-commerce business or want to bring your brick and mortar online, there are some apps that could act as an inspiration. These apps can also be beneficial to the average consumer that is looking for a new shopping experience. 8 Best Shopping Apps for 2019: 1. The Hunt: This the perfect app if you know what you want but don’t know where to get it. Through the apps AI, you can go through mystery pieces that you have seen online by simply clicking on the Hunt’s Collective fashion expert. All you have to do is to post a photo and the community will help you hunting for the item. You can also get the latest news and trends in fashion. There is a feature that lets you poll users on what trends you should follow and even what you should wear. 2. Gilt: Gilt is your go-to app if you’re looking for designer items. It has been rated as one of the best shopping apps given its intuitive design and a wide variety of luxury items for both men and women. Gilt overs up to 70% of name brands when it comes to clothes, shoes, purses, jewellery and more. Some of the luxury brands available on the platform include Louis Vuitton, Gucci, and Chanel. There are app-exclusive deals that are offered from time to time to save you on cash. The app is available on both Android and iOS. 3. ShopStyle: With ShopStyle, you can access items from various stores from one platform. Some of the stores you can shop from include Neiman Marcus and Nordstrom. There are also budget-friendly shops like Forever 21 and Asos. If you want to shop from one specific store, you can set up an alert so that you’re notified whenever there is a new item added that is related to your query. 4. Wish: Wish is one of the most popular apps on Appstore. You can get super affordable electronics, accessories, home goods, shores, and a lot more. One of the reasons whey Wish is so popular is because it sells unbranded items. The products are directly sourced from the manufacturers and there are no middlemen hence the affordable costs. If you’re on a budget or just looking to save money, Wish comes highly recommended. You have the ability to personalize your shopping experience and there is a unique algorithm that recommends products based on your purchase history. If you don’t want to access Wish from the app, there is the option of using a computer. 5. Wanelo: This is another app that features affordable products. It is abbreviated from "Want, Need, Love," and features more than 12,000,000 products in the home, beauty, and fashion category. You can get to choose more than 300,000 products from different stores with the option of personal curation. The beauty with Wanelo is you can also sell items. There are more than 11,000,000 active users on the platform which means there is a sizeable market if you can niche down to your target audience. The app is available on both iOs and Android although it is more popular in the latter. The store can be an inspiration for your next e-commerce business. Mageworx comes highly recommended if you’re looking to bring your E-commerce vision into reality. 6. GiftaGram: This app is specifically designed for gifting. All you have to do is to integrate your contact list and you’re almost done with the setup. The app will sync with your calendar and send timely reminders of upcoming events, and special occasions like birthdays and anniversary. The app helps in finding the perfect gift by giving suggestions based on the occasion. You don’t have to worry about entering the shipping details every time as the app automatically handles the process. Some of the gifts you could send through the app include gadgets, books, wine, baked items, and even flowers. 7. Canopy: If you love shopping then this is app will come in handy. It lets you browse through different retailers and stores simultaneously. What really makes this app unique compared to other solutions in the market is the fact that it is hand-curated. The team goes through millions of off-for sale items on the interwebs and hand-picks the ones to be featured on the website. It can take you weeks or even months to get the products that are not the app since you will have to scrap manually and there are no guarantees you will get what you want. 8. Flipp: This mobile app comes with a ton of features that are meant to enhance the shopping experience. You can go through different shopping ads and there is also the functionality of loading coupons directly to your loyalty card. You can also browse through the best deals based on the store category that you select. There is also the option of receiving rebate earnings through PayPal. The list is nowhere near conclusive. There are so many shopping apps out there. The ones we’ve mentioned could be used as an inspiration to launch your next E-commerce platform. It is recommended to go for a holistic solution like Mageworx when creating your first E-commerce store. Learn More About: Reasons to Hire Cotswolds Party Planners 5 Myths About Horse Racing That You Must Know

Top 5 Digital Wallet Apps for Android

App #1: Android Pay

App #2: Samsung Pay

App #3: Gyft

App #4: PayPal

App #5: eWallet

Top Apps to Help You Manage Your Money

Best iPhone Spy Apps Without Jail breaking

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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How to Get Started with Arduino Uno R3

Is WhatsApp Safe: What You Need To Know

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Top 5 Digital Wallet Apps for Android

App #1: Android Pay

App #2: Samsung Pay

App #3: Gyft

App #4: PayPal

App #5: eWallet

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Top Apps to Help You Manage Your Money

Best iPhone Spy Apps Without Jail breaking

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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Popular

Follow Us

Recent

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