Top 5 Digital Wallet Apps for Android

Published on: 06 October 2017 Last Updated on: 16 August 2019
Top 5 Digital Wallet Apps for Android

On average, most people have bulky wallets. You have your debit and credit cards, driving license, cash, a couple of loyalty cards as well as your gym membership and library cards. You have to stow them in your purse or your back pocket every time you go out and this can be a major hassle sometimes when you don’t want to carry anything along. Luckily, technology has provided us a solution in the form of digital wallets that essentially enable you to carry your cash within your smartphone. App development companies launch wonderful apps each & every day. This is a new generation of secure and electronic payments and might just pave the way for a cashless future.

Read also: App Development Benefits: Here’s Why You Should Go Mobile

These days, you can find digital wallet apps for your smartphone and download the one that seems the most feasible to you. Listed below are the top 5 digital wallet apps you can get if you have an Android smartphone.

App #1: Android Pay

This is a digital wallet platform developed by Google that enables you to buy goods and services via an NFC-fingerprint system. Android Pay has struck deals with financial institutions and retailers that allows it to store your debit, credit, and gift and loyalty card information. In this way, you are able to make quick payments at retail outlets that support point-of-sale (POS) systems. You can also make payments online and on apps as well. It works by storing your Android Pay credit card information on the device and accesses it at store-specific apps or tap-to-pay retail locations.

App #2: Samsung Pay

You can use this digital wallet app with almost any point-of-sale system, which means that not only does it work with NFC, but also with standard retail terminals that boast the Magnetic Secure Transmission (MST) and also the Europay MasterCard Visa (EMV) readers, which are currently used for chip-based and traditional credit card transactions. For now, you can only use this digital wallet app with Samsung Galaxy smartphones that run on Android, but the new Samsung Pass will expand it to other devices as well and make contactless transactions easier.

App #3: Gyft

This app has earned a name for itself in the gift card landscape, which is a $100 billion annual market. With this platform, users are able to send, buy, redeem and manage gift cards from approximately 300 retailers and all through a mobile app. While it doesn’t replace your loyalty cards or credit cards, it focuses specifically on gift cards and allows you to upload them on the digital wallet app so you can use them online or in stores via the app.

App #4: PayPal

PayPal is one of the most trusted and popular mobile wallets that boasts nearly 173 million users spread in over 203 countries and using about 26 currencies. Not only can you store your debit and credit card information on this digital wallet, you can also connect it to your bank accounts directly. In this way, you can have a balance on your PayPal account for making a purchase whenever you want. You can download the app for free on your Android smartphone.

App #5: eWallet

This is one of the few digital wallet apps that are not available for free download. However, it is one of the top apps because it actually encrypts and stores your personal and sensitive financial data such as account numbers. It enables you to get access to all of them through touch ID for devices that support it or via one password. This app can be regarded as a true digital wallet because it can store everything from insurance cards and passports to library cards and loyalty programs.

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

Resale Apps

How To Make Money From Resale Apps

Many an article, story or copy have been written about making money and storing it. There is literal truth in it. A number of entrepreneurs have been selling used stuff from time immemorial. Earlier, sellers have it hard, being forced to stand at street corners or selling pre-owned stuff by moving from one door to another. The Internet has taken the hassle out of the process. You take a photograph of what you want to sell, upload it, write out a nifty description, and you are all set! Buyers will start knocking on your door! If there are business people selling used items, then there will be facilitators too. App developing companies know this and they have built apps that cater solely to the used goods market. Since the market for second-hand goods is booming, it is no wonder that many mobile app developers have joined the fray to make a smart buck. It is a vast field and there is no shortage of buyers as well. If you are an app developer in Singapore or in any other part of the world, do pay heed to the following. Get To Know The Market: Any businessperson should know his or her marketplace. In your case, the marketplace is Google Play and The App Store. Read Apple's cheat sheet to comprehend the App store. You can see in real-time the top-grossing, top-free, and top-paid apps. Apple offers identical lists in individual app categories. Do review the information at certain intervals. Note down the potential trends you have spotted. Frequently doing this enables you to successfully design an app, do marketing and enjoy success in various pricing models. The research is simple and does not involve any money. Look For Successful Apps For Inspiration: You should understand whether the market needs your app or not. Examine the Top Apps chart. Do these apps resemble the ones you want to make? In case the answer is in the affirmative, you will have greater chances of achieving success. If you do not find them, start searching again. The full process is this simple. Do not pursue your own love idea if the market hates it. If you do so, it will be an extremely costly error. For apps specializing in pre-owned goods, a mix of free and freemium pricing schemes are found to work wonders. Your App Experience Must Be Good: You can turn all that research you did previously into something tangible. The aim is to successfully convey the idea which is at this stage present in your head. To do this, draw what you thought of into a piece of paper. If you are uncomfortable with the physical form, use any drawing program. If you have any doubts, look at similar apps in the Apple and Google marketplace. Be clear in your mind about what you want. This will help not only yourself if you are the programmer but also the one who is doing it if you have outsourced the app development to any other person. Convey clearly as to how the app will look like and what will be the consequence if a few icons are touched. Get registered as a developer: When you have fixed on a certain concept, it is time to sign up as a developer with that platform for which you want to create your app. There is no need to be intimidated by the “developer” title. It only conveys to others that you are the publisher of this particular app. Do not forget to go over the marketplace guidelines. Both Apple and Google strictly enforce them. Read Also: Is Investment Managers A Good Career Path In 2021? Is Commercial Banks A Good Career Path In 2021?

READ MOREDetails
Time Card App

Is A Time Card App Really Necessary? Data Points To Yes!

Owning a company and running a store is tedious; it is not always easy to track everyone and know what they are doing. A time card app allows you to run your store or company more efficiently as a manager or business owner. It provides many benefits that you may not know about. While a job clock may not help with everything, it can be one of the best ways to reduce stress in your life and make things a bit easier. Is a time card app necessary? All of the research data we have indicates that implementing a time card app is needed to run your business correctly. The previous ways of manual tracking time, scheduling, and processing payroll are outdated, stressful, and costly. You may not be aware of this but calculating everyone’s time by hand to send to the payroll company takes an insane amount of time. Needing to be there at the physical location to ensure everyone punches in takes time away from more critical business tasks. It is essential as a manager or business owner to keep up with the latest trends and tools that could help run a successful business. The Data That Points To Yes- If you have yet to hear of a time card app’s benefits, it’s time to learn. They are incredibly beneficial to a business, and because of that, many companies are adopting these systems to automate time tracking and scheduling. No matter the size of your company, a timekeeper app can allow you to efficiently and effortlessly track employee work hours and time off. It enables you to schedule your workers based on their preferences and your business needs. Prevents Buddy Punching: Buddy punching is a term that is often associated with those who are punching time for someone else who is not physically present. This means someone is getting paid for the time they are not working. Usually, friends will do this for one another. Using a time and attendance app, you can prevent buddy punching and other forms of time theft, saving your business thousands of dollars each year. Offers Advanced Reporting: Having advanced reporting options is crucial for a business owner. These reports allow you to see things like labor costs, which is often one of the most significant expenses you will face, and it will enable you to compare it to what your company made that day. Reports can also be used to determine the productivity of your employee. If you find someone is taking too long on a project, you can adjust your staffing levels or get more hands-on on the project. Automates Payroll: Calculating employee work hours by hand is one of the easiest ways to make payroll mistakes. Not only are clerical errors frequent, but manual payroll processing can be incredibly time-consuming. Having a time card app that automatically tracks employee work hours and transfers that information to your payroll provider is crucial to ensure paycheck accuracy and employee happiness. Improves Scheduling: Another fantastic benefit of using a timesheet management app is that it improves the scheduling process. It allows you to create a schedule in advance and send out notifications to your entire team. Employees can easily swap shifts or scheduled days off through the software. Employees also can enter their preferred working hours, which allows you to create shifts based on employee preference and your business needs. A time card app can be one of the most essential tools that can significantly impact your business. It can help you save tons of stress in the future and can boost your team’s happiness when they know you are paying attention to the amount they work. If you wonder if this system is necessary, it is, and it’s time to make the switch. Read Also: Brief Mobile Trading Apps Comparison Dominant Mobile App Trends To Keep An Eye On Top 10 Apps for Team Communication and Remote Work

READ MOREDetails

How to Make Facetime More Enjoyable

Facetime easily connects us to our loved ones and friends anytime and anywhere. It has made communication more accessible for everyone especially if we live in different parts of the world. It’s available in Apple products, like the iPhone, iPad, and iTouch. You can stay in touch no matter where you are. If you love Facetime, here are some tips on how to make it more enjoyable and memorable: 1. Use Effects or Filters: Source If you would like to play around during your conversation, Facetime offers a lot of filters to choose from such as animal filter, black and white effect, dreamy backgrounds and even scary ones and much more. How to use Effects and Filters: Launch the Facetime app on your gadget. Choose the person to call and tap on audio or video. Tap the filters icon on the left of the red circle. Select the filter you like and then tap the small x on the side to return to the call. 2. Use Animoji and Memojis: Source Animojis were a big hit with IOS 11. A friendly lion, happy bear, cheeky Chinese dragon head, and a talking skull will mimic your facial expression in real-time. How cool is that? There is also the Memoji. This feature lets you customize the look of the avatar close to what you look like in person! These are the new features of Facetime using the new IOS 12 that will truly make your conversation more fun and exciting. How to use Animojis and Memojis: Launch the Facetime app on your gadget. Make a video call and then tap on the box showing your face. Tap the effects button on the left side of the red circle. Select the Animoji or Memoji icon. Pick out your preferred Animoji or Memoji avatar.= For the Memoji avatar, you can personalize the skin tone, face shape, length of hair, eye color, nose, mouth, and even your brows. It will look just like you in a cartoon way! 3. Talk in Group Chats: Source This is the most popular feature for family and friends who want to get together. You could be planning a special event, grand reunion, or simply a quick lunch date. You can add up to 31 people and that is a big meeting indeed. You can use a phone stand <do-follow> if you think your group chat will last for a while. This way, your hands are free to relax and do other stuff. How to make group calls: Launch the Facetime app on your gadget. Make a video call and tap + to add a person. Enter the contact name, number or email. Tap the added person to Facetime. Add up to 31 people to join your group chat. 4. Play Conversation Games: To spice up your Facetime conversation, there are lots of new stuff to try to make your regular talks livelier, such as having conversational games. This will surely improve the quality time with your loved ones. This would come in handy when you ran out of things to say but still want to carry on with the talk. Here are some games you can try out on your next Facetime call. Two Truths and One Lie- This game is when you have to tell each other two truths and one lie which varies anything from your childhood days up to present. The other person has to identify which one is the lie and why. You take turns in this game. Song Lyrics- If you and your family or friends are music lovers, then this game is perfect for you. One person will have to sing a line from the song and the other person will need to guess the title. You can score on the correct titles and decide on the punishment or dare for the person who will lose. Movie Lyrics- On the other hand, if you are both movie lovers, then famous and best movie lines can be your game. The other person can guess the correct movie title from the dialogue given. There are thousands of lines to choose from especially on all-time favorite movies. Conclusion: Facetime is an awesome way to connect with your family and friends. It allows you to have quality time with them even when you’re not living under the same roof. Try out these awesome tips to make your conversations more fun and memorable! Read Also: Smartphone Addiction In Our Era Why Your Business Needs Call Center Tracking

READ MOREDetails