Top Apps to Help You Manage Your Money

Published on: 03 October 2017 Last Updated on: 16 August 2019
iphone-2468714_960_720

Smart technology means better money management.

There aren’t many of us who can genuinely hold up our hands and say we’re really good with money. There’s always some room for improvement. Thanks to the smartphone, what was once a rather touchy subject for many people has been simplified and upgraded. If you’re not great at budgeting, you still don’t know how to save, you’re rubbish at paying bills or constantly living in your overdraft then…there’s an app for that.

It makes good sense to learn to manage you money better – it will help you avoid too much debt, and avoiding debt is a good way to keep or gain a good credit score. With a good credit score you will get the best deals on credit cards and secured loans and never again have to rely on bad credit loans for emergencies like the car breaking down.

Mint

The Mint app comes from the brains at Intuit who are also responsible for QuickBooks and TurboTax. It’s rated as one of the tops all in one app for money management, whatever your financial goals. The app helps you to stay on top of bills, identifying what you owe and what you can pay, and provides advice on how to spend and save better. Budgeting is easy and you can track all your spending by connecting up bank accounts and cards.

Penny

Artificial intelligence is the buzzword in apps right now and Penny is a prime example of just how helpful it can really be when it comes to personal finance. Download the app and you’ll have access to your own personal finance coach – Penny. Ask questions, look for solutions and she’ll even volunteer information that you didn’t know that you needed. Penny’s responses come with helpful illustrations, from graphs to GIFs, and are all based on the account information that you have synced up with the app.

Wally

One of the biggest challenges of money management is keeping track of what you spend. Most of us really have no idea where our money goes and why some months we seem to end up with much less than we had planned to. Wally is an app that can change all that. It’s an expense tracking app that has been designed to do all the hard work for you. Rather than manually entering expenses you can simply take photos of receipts and Wally will log and calculate everything to give you a clear idea of where you’re spending too much and where you could save.

Personal Capital

Despite the slightly highbrow claim to be able to “track and manage your net worth,” Personal Capital is actually an incredibly simple tool in the quest for better money management. It uses analytics to help you see what you’re worth, how you’re spending and budgeting, as well as what’s happening with any investments you have. The app also has a feature that allows you to get support from a real financial advisor about putting together a personal finance plan.

Toshl

Toshl’s tag line is “save money, worry less” and the app has been specifically designed to focus on the elements of personal finance that tend to cause us the most stress: expense and budget tracking. Toshl will give you a clear overview of your money and your spending habits and you can also create your own expense reports and export them to PDF or Google so that you never have to be out of touch with what’s going into – or out of – your accounts.

Read also: Top 7 Free Instagram Apps To View And Enjoy Your Photos Like A Pro

 

Tags

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

Best Shopping Apps

8 Best Shopping Apps for 2023

It is never too late to launch an e-commerce business. As it stands, 2019 has the potential of being the most exciting year in online retail history. There is never going to be a better time to start your business online. The internet is growing at an exponential rate and more transactions are happening online. If you’re thinking about starting an E-commerce business or want to bring your brick and mortar online, there are some apps that could act as an inspiration. These apps can also be beneficial to the average consumer that is looking for a new shopping experience. 8 Best Shopping Apps for 2019: 1. The Hunt: This the perfect app if you know what you want but don’t know where to get it. Through the apps AI, you can go through mystery pieces that you have seen online by simply clicking on the Hunt’s Collective fashion expert. All you have to do is to post a photo and the community will help you hunting for the item. You can also get the latest news and trends in fashion. There is a feature that lets you poll users on what trends you should follow and even what you should wear. 2. Gilt: Gilt is your go-to app if you’re looking for designer items. It has been rated as one of the best shopping apps given its intuitive design and a wide variety of luxury items for both men and women. Gilt overs up to 70% of name brands when it comes to clothes, shoes, purses, jewellery and more. Some of the luxury brands available on the platform include Louis Vuitton, Gucci, and Chanel. There are app-exclusive deals that are offered from time to time to save you on cash. The app is available on both Android and iOS. 3. ShopStyle: With ShopStyle, you can access items from various stores from one platform. Some of the stores you can shop from include Neiman Marcus and Nordstrom. There are also budget-friendly shops like Forever 21 and Asos. If you want to shop from one specific store, you can set up an alert so that you’re notified whenever there is a new item added that is related to your query. 4. Wish: Wish is one of the most popular apps on Appstore. You can get super affordable electronics, accessories, home goods, shores, and a lot more. One of the reasons whey Wish is so popular is because it sells unbranded items. The products are directly sourced from the manufacturers and there are no middlemen hence the affordable costs. If you’re on a budget or just looking to save money, Wish comes highly recommended. You have the ability to personalize your shopping experience and there is a unique algorithm that recommends products based on your purchase history. If you don’t want to access Wish from the app, there is the option of using a computer. 5. Wanelo: This is another app that features affordable products. It is abbreviated from "Want, Need, Love," and features more than 12,000,000 products in the home, beauty, and fashion category. You can get to choose more than 300,000 products from different stores with the option of personal curation. The beauty with Wanelo is you can also sell items. There are more than 11,000,000 active users on the platform which means there is a sizeable market if you can niche down to your target audience. The app is available on both iOs and Android although it is more popular in the latter. The store can be an inspiration for your next e-commerce business. Mageworx comes highly recommended if you’re looking to bring your E-commerce vision into reality. 6. GiftaGram: This app is specifically designed for gifting. All you have to do is to integrate your contact list and you’re almost done with the setup. The app will sync with your calendar and send timely reminders of upcoming events, and special occasions like birthdays and anniversary. The app helps in finding the perfect gift by giving suggestions based on the occasion. You don’t have to worry about entering the shipping details every time as the app automatically handles the process. Some of the gifts you could send through the app include gadgets, books, wine, baked items, and even flowers. 7. Canopy: If you love shopping then this is app will come in handy. It lets you browse through different retailers and stores simultaneously. What really makes this app unique compared to other solutions in the market is the fact that it is hand-curated. The team goes through millions of off-for sale items on the interwebs and hand-picks the ones to be featured on the website. It can take you weeks or even months to get the products that are not the app since you will have to scrap manually and there are no guarantees you will get what you want. 8. Flipp: This mobile app comes with a ton of features that are meant to enhance the shopping experience. You can go through different shopping ads and there is also the functionality of loading coupons directly to your loyalty card. You can also browse through the best deals based on the store category that you select. There is also the option of receiving rebate earnings through PayPal. The list is nowhere near conclusive. There are so many shopping apps out there. The ones we’ve mentioned could be used as an inspiration to launch your next E-commerce platform. It is recommended to go for a holistic solution like Mageworx when creating your first E-commerce store. Learn More About: Reasons to Hire Cotswolds Party Planners 5 Myths About Horse Racing That You Must Know

READ MOREDetails
scheduling software

How You Can Manage Your Business with Scheduling Software?

When it comes to hiring a person to take care of your employees, several different options can be available, with scheduling software being one of the most common. Here are a few different types of staffing and software that you might want to consider when you are trying to hire a new employee. With this software, you can automate the entire process of managing your business including creating a work schedule for your online staff using work scheduling app. This can include things like creating the daily work schedule, keeping track of hours worked, and everything else related to scheduling. You can also create a timecard, which is a worksheet that allows you to record how much you spent on each employee or client that you have over a given period. Here are How You Can Manage Your Business with Scheduling Software: 1. Automatically Check processor: The ability to automate your business is one of the primary reasons why staffing and scheduling software is so popular. This is especially important if you do not have the time to keep up with the current laws that govern the operation of your business. Having an employee time card and your employee time clock is essential in this type of business as well. One of the best payroll software for the office that you could use would be interactive. It would allow you to quickly enter all the information that you need into the system and simply press the button to pay your employee. If the system is set up in such a way that it automatically runs your check processing, you are almost guaranteed to save a lot of time. What's more, if you can get into the habit of making payments every day or even weekly, you will find that this helps you to avoid paying someone for taking care of money if you're not going to use it for your needs. 2. Reduce Cost Training: Staffing and payroll software is usually available for a fee, but you can get it for free from certain computer software companies. To make sure that you get all the features that you need, it would be a good idea to take the time to look around and check out different software packages, some of which can be quite large. Of course, because these software packages are offered by many different companies, there is no single product available that will suit every individual need. The best thing you can do is to do your research and find the right package for your business, without sacrificing what is needed. Staff management software available with the best features that provide convenience for the user. In most cases, staffing and payroll software packages will come with pre-made templates that will allow you to start with your business as smoothly as possible. Some of these can be quite helpful and can give you a better idea of how you will be handling the entire process. You might even be able to get some free or reduced-cost training for your employees in the future, depending on the type of software that you are using. Make sure that you check out all the different available programs, so that you can check out the various features and get some ideas for pricing and what other options are available to you. Remember that the fee that you end up paying for the software is probably nothing compared to the benefits that you will get, so think about it. 3. Carefully Before Getting the Services: One thing to keep in mind is that you don't necessarily have to use a software package to use this type of software. If you do not feel comfortable using the software in the future, you may consider buying a manual that has everything that you need, as well as tips on how to run your business. With software available in different categories, you will have a better idea of which software to choose from and what features are available to you. The features will include things like using the software to create electronic timecards for employees, tax forms, payroll systems, and of course, payroll software itself. Wellness Wellyx most popular for providing good services for further information you can visit the above website. Staffing and software can help you make your business run smoother by allowing you to hire more people in the fastest possible amount of time. Because there are so many different types of software available, you should have no problem finding the software that is right for your business. Read Also: All You Must Know About Construction Business Management Software 5 Reasons Every Business Should Invest in Automation Software Who Are the Best Software Vendors Out There?

READ MOREDetails
Business Needs A Mobile App

7 Reasons Why Your Business Needs A Mobile App

Are you a businessman? Then, you need to convert your website into an app NOW! If you are thinking you already have a responsive website, then think again. In this smartphone-driven world, having a responsive website is not enough. You need to go where your users are.  With the increasing number of mobile users, it is a necessity to have a mobile app for your business. If you are still not convinced why you need a mobile app, read these reasons given below. They will surely change your mind. 1. Increased Number Of Mobile Users It is seen that the number of mobile users has elevated drastically over the past few years. As it takes more time to load a website on the desktop, people prefer the mobile phone over desktops. They like to have access to everything on their mobile phones. If you are not good at technology and want to create websites or apps you can look for easiest web page builder platforms online. 2. Increased And Accessible Audience With a mobile app, you are going closer to your customers as it offers a personalized user experience. You will be more accessible to your customers as you will be only one click away from them. Also, you can provide better services based on their interests, location, and more. This, in turn, will increase your company’s productivity and prove your loyalty to them. 3. Easy To Read And Share The Content Having your mobile app, the user can effortlessly visit it anytime without having to access a desktop or remembering your address. They can easily read your content without the logging into the system every time as your icon will be at their fingertips. Apps also make sharing of the content effortless as users are already logged in to their accounts.  This brings more traffic and users to your website. Read also: 5 Importance of proofreading your website content 4. Increased Audience Engagement Push notifications are the best part of mobile apps. You can easily reach your users and let them know about your updated features and content. You can also send custom messages that will keep your brand fresh in the user’s mind, which in turn increases traffic to your app. You can also present your customers with great offers and discounts based on their likes and dislikes to increase their engagement. It is not difficult to convert your website into an app. You can easily find a free website builder for mobile apps on the internet. 5. An App Increases SEO Google has started to link your website to the application. So, an app will be a must-have in the future time if you want to be in good eyes of Google. It will not only increase traffic but also rank you on Google. Read also: How to Monitor the SEO Health of Your Website 6. Elevate Your Brand With increasing technology, people are looking forward to new technologies every day. If you keep up with the latest trend, you are more likely to increase your business. People spend more time on their phones, so this increases your brand name if they can reach to you through their phones. 7. You Can Have More Control Over The Customer Experience With mobiles apps, you can design a unique and influential user experience according to their device and needs. It also allows you to have a faster interface for great speed. Mobile apps let you have all the basic information about your users such as their experience, likes, dislikes. So you can consider these and give them the best service. These are the reasons why you should convert your website to a mobile app. Now, you know all the benefits of having an application. So, what are you waiting for? Find a free website builder for mobile apps now!

READ MOREDetails