Ultimate Guide On Green Card Renewal

Published on: 28 May 2019 Last Updated on: 07 December 2021
Green Card Renewal

One simple way to define a Green Card renewal is thinking of it in terms of residency. This residency is subject to a ten-year term. The US government prints the details of the green card on the front facing side. This also houses the expiry date. The government states that the renewal of the green card must be done before the last six months of the expiry date. This needs to be done in order to maintain permanent residency in the United States.

Important Steps You Need To Follow For Green Card Renewal    

There are several essential steps you have to follow while you go for the green card renewal.

Green Card Renewal Fee

The cost of renewing the green card or replacing includes the filing fee. It also takes into account the biometric fee. The renewal fee must be deposited with its application Form I-90. The standard mode of payment is through a check or through a payable money order. You have to take care of the green card renewal fee while you are investing money in that.

How to Renew Green Card

You can in the application online, or do it through a physical application process. The form, which you would need to complete and submit is termed as Form I-90.

Online Renewal of Green Card: The green card renewal application can be submitted online by visiting the official department website. You also have the option of completing the payment through a payment gateway by using your credit card.

Mailing paper application: This is a long and cumbersome process. It involves downloading of the I-90 form. You need to fill out the complete form and mail it to the respective authorities. You also need to enclose the check or the money order while submitting the application.

People who want to be immigrants with their qualified family members, or a job offer or the employment or some special category would be classified in the categories depending on the preference system. Apart from the immediate relatives of the United States citizen, those are given the highest immigration priority and other exceptions a set of visas can be used every year for both the category of the immigrants.

Family-Based

If you are an immediate relative of a US citizen, there is no need to wait so that Visas become available. Immediate relatives of US citizens are allowed Visas at all times. There is no limit to the same. The categories of relatives, which fall within the purview of Green Card Renewal are as follows-

  • Parents
  • Spouses·
  • Unmarried children

Job or Employment Based

People looking to become the immigrants depending upon the job or the employment offer might apply for the permanent residence of the immigrant visa abroad when the immigrant visa number is available depending on different preferences.

To get the legal permanent resident status (green card) for the United States of America, you need to follow some steps-

Step 1- Authenticate the required documents

The required documents to apply for the green card include contracts, essential records, court orders, and educational diplomas.

Step 2- Check for eligibility criterion

The eligibility criterion depends on the immigrant category under which you are applying for the permanent resident status.

Step 3- Process for a general application form

The application form for the green card is required to complete a minimum of two forms. One is an immigrant petition and the second is green card application (Form I-485).

Step 4- Wait for application approval from USCIS

U.S. Citizenship and Immigration Services are responsible to approve for the green card application. You have to wait till USCIS doesn’t approve your application form.

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How To Cope Up With Debt For New Residents In Canada

How To Cope Up With Debt For New Residents In Canada

For new residents in Canada, it is not unusual to incur debt. Moving and settling in a new country often involves a lot of money, after all. If you are not careful, you will find yourself coping with unmanageable dues, dealing with bouncing checks, and avoiding calls from collection agencies. There is no absolute way to get rid of debts altogether, but with proper planning and execution, you will be able to get your finances back on track. Freeing Up Money To Reduce Debt The first thing to do to take control of your debts is to free up some money. This will involve creating a spending plan, paying your debts consistently, and tracking your progress. With a spending plan, you will be able to determine how much money you can work with. Start by summing your monthly expenses and removing them from your income. The money left over is the money you will use to pay down your debt. If you are spending more than you earn and have no spare money, you need to review your spending habits and determine which ones you have to cut down. Sitting down with a budgeting expert may be advantageous. One way to reduce spending is by not using credit, at least until you have paid off your debt. This includes your overdraft. If you have to use it, you must treat it like a bill that you need to settle. Another way to free up money is by spending less than you plan to spend. Many people get into debt because they buy things they cannot afford. Follow a simple rule – if you do not have money, do not purchase it. If you can be gratified with less than what you usually want, you can use the cash you saved and pay down your debt. Eventually, you will have adjusted to your new setup and learn to put away money for other financial priorities. Tracking your spending and identifying which areas to cut back from also helps. You need to exercise honesty in doing this, otherwise, it will not work. Many people end up being surprised by how much they actually spend daily. Once you have mapped out your spending habits, it will be easy to pinpoint areas where you can cut back. The next step will be to allocate the money you found and settle your debts. Using Funds Strategically To Eliminate Debt Once you have freed up money, you can use it to pay down your debts. There are different ways to do it strategically. New residents in Canada typically apply for a mortgage to be able to afford a home. Banks and lending institutions require a minimum of 35% down payment, paid in cash, with a maximum of 65% of the value of the home provided as a mortgage. Monthly payments will be based on the mortgage option they will choose. In paying a mortgage, a bi-weekly payment may be better than a monthly option to accelerate the process. 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Once your most expensive debt is settled, use all the money you were reserving and allocate it to the next highest loan. Continue this scheme until you are left with the least expensive debt to pay down. Many attest to this strategy as very effective in getting out of debt quickly. If your debts are becoming too unmanageable and you are really struggling with your financial obligations, it may be time to start speaking with a credit counselor. Credit counselors are experts in helping people assess their situation and eventually put together a working plan to set their finances back on track. They will also negotiate with your creditors to explore your options. Credit counseling is a legal process that is usually for free or at a very low cost. Other Ways To Cope-Up With Debt Having your own vehicle when living in Canada is useful as there are places where public transport is limited. When buying, it is better to choose a quality used car rather than a new one. 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You also do not need to work extra shifts forever, just until all your debts are paid off. After that, you can consider scaling back again. More Resources: How to Eliminate Hassles of Outstation Travels The Five Most Important Things to Know Before Moving How to Save Time During Your Workday?

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Term Plan Riders: Enhancing Coverage For Specific Life Situations

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