What to Do When You’re Involved in a Car Accident in Albany

Published on: 17 December 2018 Last Updated on: 15 December 2021

You can be driving across an intersection and then another vehicle suddenly comes out of nowhere on the left side and smashes into the driver’s side of your car. Accidents like these do happen. Each year, millions of car accidents occur in the United States and Albany is no exception. It’s best that you know the steps you need to take when you get into a car accident. Here are some tips on what to do when you’re involved in a car accident in Albany.

Different Ways To Handle A Car Accident In Albany

1. Action plan:

First things first, here is a rundown of the actions you need to take immediately after a car accident:

Step 1: Check if you have injuries.

Step 2: Check if your passengers are fine or have injuries that need to be addressed.

Step 3: Get to a safe place (park your car on the side or get out of your car if it is severely damaged).

Step 4: Call for help and call 911 immediately.

Step 5: Wait patiently for medics and the police to come and assist you.

Step 6: Exchange information with the other driver involved in the accident.

Step 7: Document the accident by taking pictures, finding out exactly what happened, and getting witness statements.

Step 8: Inform your insurance company about the accident for you to be able to claim your insurance policy.

This will all be discussed in the next paragraphs in detail.

2. Address all safety concerns:

The car accident would surely come as a shock to you, but you have to stay alert. Your vehicle could be damaged, and the passengers including yourself could be injured. Immediately check yourself and the other people who are with you in the car. If someone is hurt, call for help and call 911 immediately. Afterward, turn on your emergency hazard lights and place your reflective device at the back of your car so other cars on the road are warned that there was an accident.

3. Report your accident:

After you have addressed all injuries and safety concerns, you must report your accident. You might not know, but under the New York law, you are required to report the accident and submit proof of insurance of all parties involved in the accident. Furthermore, if there was damage, injury, or death in the accident, you’re required to file a form with the New York DMV. Here are also some information that you have to take note of regarding the other party:

Name
Address
Mobile number
Insurance company
Driver’s license number
License plate
Car make
Car model and year
Car color

Additionally, after you have addressed all safety concerns and gotten information regarding the car accident, try to take as many photographs of the scene as this may come in handy later on for the police report. In more serious cases, you might need a lawyer present to assist you on legal documents and representation when you file a police report. Call your family lawyer immediately if you need to. If you don’t have a lawyer yet, you can check out a law firm site online for legal assistance.

4. Contact your insurance company:

Once you have reported your accident and addressed all injuries, it’s now time to contact your insurance company. It’s essential to know what your insurance policy covers. Gather all requirements asked by the company and claim the coverage to help you save money on the repair of the damages on your car.

6. File a personal injury lawsuit:

If the car accident resulted in a serious injury, you might want to look into filing a civil lawsuit. Your insurance may only cover partial car damage repairs and medical expenses. In New York, you have around three years from your accident to file a lawsuit to cover the damages from the accident. You may wish to consult with a New York personal injury attorney as New York laws on injury and accidents are quite complex. You can check out Albany Courthouse pages and find more information about filing lawsuits.

Hopefully, you’ll never get into a car accident, but if you do, these are some tips that will prepare you for such an event. Simply apply the tips listed above, and you’ll be able to easily recover from a car accident.

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5 Types of Damages You Can Claim After a Car Accident

When you suffer through the ordeal of a car accident, you’re entitled to payouts for certain types of damages. Depending on whose fault the accident was, the damages you can claim might be limited. Consulting a good attorney will help you to understand what you can or can’t claim. The US legal system is one of the best in the world for victims of accidents, as it allows you to claim damages through traditional means and also civil cases if required. That means if you suffer because of another person, you have a very high chance of receiving a payout. Today we’re looking at 5 different types of damages you could claim after a car crash. 1. Medical Expenses: Medical expenses are the first thing to come to mind and the big area which most people are already aware of. After an accident, any medical care and treatment for you should be covered by the payout. One piece of advice - get the treatment before accepting a payout or ask the other side to pay for the treatment. Settling on a fixed figure before treatment leaves you vulnerable because you may require more treatment than expected, so your expenses could end up being higher than the settlement. This is why it is best to contact a car accident lawyer in New York that can help you manage your medical bills. They can work with the hospital authorities and the insurance company to ensure that your recovery process is as smooth as possible. If you are not in a position to walk or require complete bed rest, you can imagine how difficult it would be to keep running around and get all the paperwork in order. Taking help from an expert car accident lawyer can be the best option to aid in faster recovery. 2. Pain & Suffering: Pain & suffering is related to the injuries you receive as well as any mental or emotional pain/suffering. Medical expenses cover actual treatment but this area covers compensation for the time you’ve suffered or spent in pain. For example, experiencing the pain of broken bones for a couple of hours before receiving pain relief would classify as pain & suffering. 3. Loss of Income: If you need time off work, for recovery, or for court obligations, you’re entitled to lost wages for this time. Any other lost income, including self-employed income, can also be compensated. In the case of long-term injury, this area of damages can go as far as factoring in your lifetime earnings - especially if your family relies on it. There are also times when the unemployed can claim lost income on the basis of it harming your ability to work in the future. 4. Property Loss/Damage: Any valuables that are damaged or lost should also be compensated. This obviously includes your car but it can extend to other valuables as well, such as contents of the vehicle, items you had on your person, and even jewelry & clothing if it is lost or damaged during the accident. 5. Loss of Companionship: This one can vary from state to state, but generally, you can claim for loss of affection/companionship. Usually, you need to be married to apply for this. Though it could be possible for unmarried couples who can prove an ongoing long-term relationship in some states. Sometimes known as loss of consortium, this type of damage covers the loss of an intimate relationship. It can also apply to children if the accident has left a parent unable to show the same nurturing and affection given previously. What about Future Expenses? By now we all know the common types of damages you can claim after a car accident—medical expenses, pain, and suffering, loss of income, property loss, and loss of companionship—there's an important area missing! What about future medical expenses? Why Future Medical Expenses Matter After a severe accident, the healing process doesn't stop once the initial medical treatments are over. We are talking about long-term rehabilitation, follow-up surgeries, therapy, or even ongoing medication, which are often necessary. So, these costs can add up over time. Many victims fail to claim future medical expenses, leaving them financially burdened for years. How to Account for Future Medical Costs When negotiating your settlement or preparing for court, it's essential to factor in potential future medical treatments. This may require gathering medical expert testimony or thorough documentation from healthcare providers detailing your recovery outlook. Don’t settle too early! Without considering future costs, you may receive far less compensation than you truly need to cover your medical journey. Therefore, missing out on future medical expenses in your claim can be financially devastating. Whether you're working with an attorney or navigating the process alone, always account for the long-term impact of your injuries. How will your recovery look months or years from now, and are you prepared for those costs? Read Also: 7 Reasons Why Teenagers Pay Extra For Car Insurance 5 Safety Features In Your Maruti Car You Did Not Know About Best Therapies To Cure Pain And Discomfort

Philadelphia Residents: How A Car Accident Lawyer Can Help You?

It is not uncommon for people involved in a car crash to be unsure of what they should do after the accident. The circumstances may seem overwhelming, and there may be concerns about whether the other driver will be held accountable for their actions. Philadelphia car accident lawyers can help you through this process by investigating your crash and developing strategies for recovering compensation from responsible parties. Why Hire A Car Accident In Philadelphia? When someone has been injured in a car accident, it is important to contact an attorney immediately after the incident. This will ensure no mistakes are made during the investigation or filing of a court case. An experienced attorney will know what steps need to take immediately after an accident so they can begin working on getting compensation for their client. Philadelphia residents can benefit from car accident lawyers. How Philadelphia Car Accident Lawyers Can Help You? 1. Investigate Your Crash When you hire an attorney, they will investigate your crash and determine whether you have any grounds for legal action. This will include gathering evidence about the crash, speaking with witnesses, and reviewing police reports. By taking these steps, your attorney can determine if there was negligence by another driver or party that caused the crash or contributed to it in any way. If so, they will pursue compensation for damages suffered because of this negligence through settlement negotiations or litigation in court. 2. Help You Get Compensation Your car accident attorney will negotiate compensation for: Medical Bills: The cost of treating injuries sustained in an accident can be staggering. Auto accident lawyers work hard to make sure that victims get compensation for all their medical expenses related to the accident. This includes emergency room visits and treatment from doctors and specialists due to the car accident. Lost Wages: If you cannot work after being injured, an auto accident lawyer will help ensure that you receive compensation for lost wages from missed work and any future loss of earnings potential because of permanent disability caused by the crash. Non-economic Damages: Damages aren't just limited to financial losses; victims also deserve compensation for emotional damage. They are awarded as part of a personal injury claim after an accident. They include compensation for physical pain and mental anguish caused by the accident (e.g., loss of quality of life). 3. Negotiate With Insurance Companies On Your Behalf Insurance companies are not something most people enjoy dealing with after a crash. You can save yourself the trouble by having your attorney handle this correspondence. Insurance companies might want you to believe they are looking out for your best interests, but they are businesses. As a business, they are not prone to paying out hefty settlements. If you want to receive fair compensation for your auto accident, you must have an attorney on your side. Lawyers specializing in car accident lawyers have years of experience dealing with big insurance companies and complex personal injury law. Their goal is to reach a fair agreement on your behalf. 4. Protect You From Debt Collectors When you are involved in a car accident, your primary focus should be on your recovery and health. However, expenses associated with serious car crashes can be outrageous, resulting in relentless debt collectors. Dealing with hospital staff or debt collectors should be the last thing on your mind. The Fair Debt Collection Practices Act allows auto accident attorneys to protect you from illegal harassment. Debt collectors often use unlawful tactics like threats and scare tactics. In addition to defending you against these activities, your attorney will inform the collectors of your case's progress. 5. Help You Fill A Court Case Philadelphia is a no-fault state but permits injured victims to file a claim only if the other party was more at fault than the injured victim in the accident. You can take your case to court if the other driver's insurance company refuses to settle fairly and claims you shared some of the blame. The jury will determine your percentage of fault for the crash during the trial. In addition to filing your case, your lawyer will ensure all the necessary documents are submitted. You can expect excellent and highly skilled legal representation in court. Using all the evidence available, the lawyer will present your case strategically and use their tricks and tactics. This will increase your chances of obtaining full compensation and justice. Summary If you've been involved in a car accident and want to understand your rights and options, contact a car accident lawyer. Qualified Philadelphia car accident lawyers will help you seek damages, recover your losses, and ensure that they protect your legal rights during the process. It doesn't matter whether you're at fault or whether you're dealing with a hit-and-run driver; having an expert on your side will enable you to make a full recovery from your losses. Read Also: Is It Possible To Get A Settlement From A Car Accident Without A Lawyer? The Average Price Of Car Insurance In New York – What You Can Expect To Spend! Filing A Personal Injury Lawsuit In South Carolina: Here Are 7 Things You Should Know

Dos and Don’ts When You’re Involved in a Motorcycle Accident

Unlike most of the other cities in the world, Syracuse in New York has an abridged biking season. Hence, bikers tend to squeeze in and make the most that they can in the short season to enjoy their motorbike and have fun! This fact, unfortunately, may lead to untoward accidents. If you, your friend, or family member happens to find yourself in such a situation, it’s beneficial for you to know what you should do. Here are some of the dos and don'ts when you're involved in a motorcycle accident in Syracuse: The Do’s: Do remember that you can sue even for minor injuries: It’s worth remembering that in the event of a motorcycle accident in Syracuse, you can sue the negligent driver who is at fault, even if you sustained only minor injuries. Do not confuse this with the situation when driving your car – with four-wheeled vehicles, you can sue the driver at fault if you sustained major injuries. After getting yourself involved in a motorcycle accident, you can sue the negligent driver for the following injuries: Spinal cord injuries Pelvic, arm, and leg fractures Neck and back injuries Skin abrasions like cuts, scratches, and rashes Chest trauma To know more of the extent of what you can sue for, click here. Do seek medical help, no matter how small your injury is: Many motorcycle accident victims tend to forego a medical checkup after the collision especially if they haven’t sustained any significant injuries. However, do remember that injuries are not only external. You may be clean on the outside, but you may have internal injuries or traumas that can put you to harm if left unchecked. Furthermore, you’ll need a certificate from a medical doctor to verify and describe the injuries you sustained, albeit minor, when you sue the negligent driver. Do consult a lawyer: Consulting an attorney is very important, even if you can settle your case amicably, without the need of a court hearing. Many things entail expert help and opinion, such as the payment of insurance, claims, lost wages, and other reimbursements, and an attorney will be able to help you with all of these. When you have a Syracuse lawyer by your side, you are more well informed of your rights as the victim or of your obligations as the erring driver. Do know your rights: Some motorcycle drivers still do not know their fundamental rights. If you’re one of these people, it will be to your favor to consult a lawyer. For example, in Syracuse, New York, the wearing of a helmet and protective gear is required by law. However, if you do fail to wear one and meet an accident, this failure to wear a helmet does not hinder you from obtaining damages against the negligent driver. This is a critical situation to highlight, as some insurance companies may try to cheat you out from any claim that you may be entitled to by shifting the blame on you for your failure to wear a helmet. Some of your other rights center around the following: Claims for your damaged motorcycle Claims for lost wages and earning capacity, if applicable Other medical bills from injuries that you may have sustained Reimbursement for additional expenses incurred related to the injury, such as a psychologist's fee and your lawyer's fee The Don’ts: Don’t take your jury for granted: When you decide to sue in court for the damages that you have sustained, don’t take for granted the act of choosing the right jury. In New York State Laws, the jurors contribute a hefty weight to the final judgment of your case. It is unfortunate, however, that sometimes, some jurors will blame you for the accident especially if you are going against a four-wheeled vehicle. They will merely say that it is your fault in the first place for choosing to be on the road with a much riskier form of transportation. However, laws in Syracuse give you an absolute right to be on your motorcycle. Therefore, choose the right jurors who are aware of this absolute right. Don’t stop yourself from driving your motorcycle again: Some motorcycle drivers tend to let go of their motorcycle after meeting an accident. This usually arises out of fear of encountering another accident or any emotional and psychological traumas that have been incurred. This advice may be the last but also the most important one for you. Don’t let your fear pull down your hobby or your love for motorcycles. Accidents can happen at any time and any place, regardless of what vehicle you’re driving. Just don’t forget to drive safely all the time to decrease your chances of meeting another accident. Conclusion: All these dos and don'ts are crucial for you to know, as riding your motorcycle always poses more risks than driving your car. Remember, a bike has lesser balance with only two wheels compared with a four-wheel vehicle; hence, you have to exercise extra care and caution when driving one around Syracuse. Getting yourself in a motorcycle accident not only affects you physically, but it also can also affect you emotionally, mentally, and psychologically. It’s, therefore, crucial for you to know what to do when an unfortunate accident happens. Read Also: 6 Important Questions To Ask A Personal Injury Lawyer 5 Types Of Damages You Can Claim After A Car Accident The 5 Most Important Motorcycle Safety Tips All Riders Need To Know

What to Do When You’re Involved in a Car Accident in Albany

Different Ways To Handle A Car Accident In Albany

1. Action plan:

2. Address all safety concerns:

3. Report your accident:

4. Contact your insurance company:

6. File a personal injury lawsuit:

3 Reasons Why You Might Need a Family Lawyer

Dos and Don’ts When You’re Involved in a Motorcycle Accident

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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5 Types of Damages You Can Claim After a Car Accident

Philadelphia Residents: How A Car Accident Lawyer Can Help You?

Dos and Don’ts When You’re Involved in a Motorcycle Accident

What to Do When You’re Involved in a Car Accident in Albany

Different Ways To Handle A Car Accident In Albany

1. Action plan:

2. Address all safety concerns:

3. Report your accident:

4. Contact your insurance company:

6. File a personal injury lawsuit:

Share this Article

3 Reasons Why You Might Need a Family Lawyer

Dos and Don’ts When You’re Involved in a Motorcycle Accident

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related