What to Do When You’re Involved in a Car Accident in Albany

Published on: 17 December 2018 Last Updated on: 15 December 2021

You can be driving across an intersection and then another vehicle suddenly comes out of nowhere on the left side and smashes into the driver’s side of your car. Accidents like these do happen. Each year, millions of car accidents occur in the United States and Albany is no exception. It’s best that you know the steps you need to take when you get into a car accident. Here are some tips on what to do when you’re involved in a car accident in Albany.

Different Ways To Handle A Car Accident In Albany

1. Action plan:

First things first, here is a rundown of the actions you need to take immediately after a car accident:

Step 1: Check if you have injuries.

Step 2: Check if your passengers are fine or have injuries that need to be addressed.

Step 3: Get to a safe place (park your car on the side or get out of your car if it is severely damaged).

Step 4: Call for help and call 911 immediately.

Step 5: Wait patiently for medics and the police to come and assist you.

Step 6: Exchange information with the other driver involved in the accident.

Step 7: Document the accident by taking pictures, finding out exactly what happened, and getting witness statements.

Step 8: Inform your insurance company about the accident for you to be able to claim your insurance policy.

This will all be discussed in the next paragraphs in detail.

2. Address all safety concerns:

The car accident would surely come as a shock to you, but you have to stay alert. Your vehicle could be damaged, and the passengers including yourself could be injured. Immediately check yourself and the other people who are with you in the car. If someone is hurt, call for help and call 911 immediately. Afterward, turn on your emergency hazard lights and place your reflective device at the back of your car so other cars on the road are warned that there was an accident.

3. Report your accident:

After you have addressed all injuries and safety concerns, you must report your accident. You might not know, but under the New York law, you are required to report the accident and submit proof of insurance of all parties involved in the accident. Furthermore, if there was damage, injury, or death in the accident, you’re required to file a form with the New York DMV. Here are also some information that you have to take note of regarding the other party:

Name
Address
Mobile number
Insurance company
Driver’s license number
License plate
Car make
Car model and year
Car color

Additionally, after you have addressed all safety concerns and gotten information regarding the car accident, try to take as many photographs of the scene as this may come in handy later on for the police report. In more serious cases, you might need a lawyer present to assist you on legal documents and representation when you file a police report. Call your family lawyer immediately if you need to. If you don’t have a lawyer yet, you can check out a law firm site online for legal assistance.

4. Contact your insurance company:

Once you have reported your accident and addressed all injuries, it’s now time to contact your insurance company. It’s essential to know what your insurance policy covers. Gather all requirements asked by the company and claim the coverage to help you save money on the repair of the damages on your car.

6. File a personal injury lawsuit:

If the car accident resulted in a serious injury, you might want to look into filing a civil lawsuit. Your insurance may only cover partial car damage repairs and medical expenses. In New York, you have around three years from your accident to file a lawsuit to cover the damages from the accident. You may wish to consult with a New York personal injury attorney as New York laws on injury and accidents are quite complex. You can check out Albany Courthouse pages and find more information about filing lawsuits.

Hopefully, you’ll never get into a car accident, but if you do, these are some tips that will prepare you for such an event. Simply apply the tips listed above, and you’ll be able to easily recover from a car accident.

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What’s Liability In A Personal Injury Case?

You probably heard the term “liability” while reading about a personal injury case. However, do you know how it works? Or, why should you consider using it while handling a personal injury claim? Well, if your answer is no, don’t worry. In this article, we’re going to discuss a little on the subject of personal injury and proffer a bit of additional information, too. But, if we miss out on something, don’t forget to tell us about it in the comment section below. We’ll answer you as soon as possible. What Is A Personal Injury Case? A personal injury incident can include trauma, accident, mental strain, and illness caused due to someone else’s action. However, you can only go for the claim if you’ve been physically or psychologically affected due to the externally-caused problem. Also, before you can submit your issue, you’ll need to understand the type of damage you’ve sustained. Or else, you might end up submitting the wrong claim altogether. So, in this case, it will be ideal for you to opt for a Long Island Personal Injury Lawyer. Thanks to their experience and expertise, they’ll know precisely what you have to do in your personal injury claim submission. Besides, the attorney will also offer their help in solving all of your paperwork accordingly. They can also represent you in court. So, it’s better to hire someone who can assist you in every possible aspect. Personal Injury And Liability - What’s The Catch? From a general viewpoint, almost every person is responsible for whatever action they have taken. Apart from that, the law also assumes that each individual has the responsibility to act properly so that someone else doesn’t get injured. However, if someone fails to follow the aforementioned duty, and an injury occurs, they’ll be held liable for the incident. The definition of liability can also include - An individual has a certain duty to follow to keep everyone else safe and secure.However, they’ve somehow failed to perform the same properly.And, due to that reason, another person has sustained a potentially life-ending injury.The person who didn’t do their duty correctly will be liable for the consequences. Remember, you can only hold someone else liable if you’ve been injured due to their action. If they didn’t lose anything or didn’t suffer any damage, they won’t be liable for anything. Hence, before you make such a claim against someone, you should always ensure that you’ve kept the proof in the right place. If you cannot provide the same, you won’t be able to acquire even a single penny from the defendant. Even an attorney can’t help you in this aspect. Fault, Negligence, And Liability When talking about liability, you’ll probably find two more words associated with the same - fault and negligence. Here’s what they mean. So, “fault” is all about something else making a mistake knowingly to cause harm to you. An example of this will be an individual slashing someone else with a knife. In this aspect, they knew that the action would hurt the other person. Yet, they still did it. On the other hand, the act of “negligence” isn’t as direct as that of “fault.” It can be either an act done deliberately or an accidental omission of something. In any case, if you want to make a personal injury claim, you’ll need to prove the fault or negligence of another person. Or else, it might not work out as you wanted. Types Of Liability When it comes to liability in a personal injury case, it can be divided into two options. Here’s what you need to know about it. 1. Strict Liability A negligent party can be held strictly liable for a case if they can prove that the negligence was done deliberately. In this case, you can omit the aspect of proving their intent altogether. For example, a strict liability claim can apply in a product injury case. If the item was a little defective in one way or another and caused an injury, the seller and manufacturer will be held liable for the damages. Apart from this, some other cases of strict liability can include injuries involving - dog bites, wild animals, and other dangerous activities. 2. Vicarious Liability In most personal injury felonies, the individual who has acted negligently will be considered as liable for the damages. But, in some cases, a party will be vicariously liable for damages as well. Let us share an example to offer a little more clarity on this aspect. Say, you’re working in an office as an employee and have started a fire in the building due to some reason. However, if someone was injured due to the same, they’ll sue your employee as you, as an employee, are their responsibility to look after. And, if your boss has to pay for the claim, they’ll be called vicariously liable for the incident. FAQs - Frequently Asked Questions In this section, we’re going to talk about some stuff related to our topic that we didn’t discuss before. Let’s keep reading to know more about it. 1. How Is Liability For An Injury Determined? The amount of the responsible person’s liability is going to be determined by comparing the status of their carelessness. The percentage of the same will tell us the amount of money they are going to pay to compensate for the damage. 2. How Do You Establish A Liability? To prove that someone is liable for an injury, you’ll need to provide information about their legal duty and how they’ve failed it. Apart from this, you’ll also need to offer a little bit more information about the extent of physical harm. The better the proof, the higher your chance of winning the lawsuit will be. Wrapping It All Up! So, that’ll be all for this article. We hope you’ve understood the true meaning behind liability and how you can claim it. However, if you still have something else to ask, don’t be shy. Use the comment section and let us know what you’re thinking. We’ll be glad to help you out. Additionals: What Personal Injury Law in California InvolvesTop 10 Colorado Springs Personal Injury AttorneysWhat Are The Effective Ways To Communicate With A Personal Injury LawyerFiling A Personal Injury Lawsuit In South Carolina: Here Are 7 Things You Should Know

Understanding The California License Points System

Points are assigned for accidents and traffic tickets. The revocation or suspension of some or all of your driving privileges can take place if you receive a particular number of points within a certain period, depending on the violation you committed. If you speed, run a red light, or do any other moving crime, you will get points. As a driver in the state, you need to understand the system regarding California points on your license, as it is very important to maintain a clean driving record and keep your insurance premiums in check. By exploring how points are assigned, the consequences of their accumulation, and the options for point removal, you can equip yourself with the knowledge needed to proactively manage your driving privileges. How Points are Assigned When you violate traffic laws in California, points are assigned to your driving record based on the severity of the offense. Minor infractions typically result in one point being added to your record. These can include speeding, running a stop sign, or making an illegal U-turn. More serious violations, like reckless driving or driving under the influence, can lead to two points or more being assigned. The number of points you accumulate within a certain time frame can have consequences such as license suspension or increased insurance premiums. It is important to note that receiving too many points within a specific period can result in harsh penalties. For example, if you accumulate four points in just 12 months, six points in 24 months, or eight points in 36 months, your license may be suspended. Being mindful of the points system and driving responsibly can help you maintain a clean driving record and avoid potential repercussions. Consequences of Accumulating Points Accumulating points on your California driving record can lead to various consequences, including license suspension and increased insurance premiums. If you accumulate 4 points in 12 months, 6 points in 24 months, or 8 points in 36 months, the California Department of Motor Vehicles (DMV) may suspend your license. Driving with a suspended license can result in further penalties and fines if caught. Insurance companies often review driving records when policies are up for renewal. With points on your record, you may face increased insurance premiums or even have your coverage dropped altogether. Drive safely and avoid accumulating points to maintain a clean driving record. Remember, points stay on your record for 3 to 7 years, depending on the violation. Being mindful of your driving habits can help you steer clear of these consequences and keep your driving privileges intact. Point Removal and Reduction Options To improve your driving record in California, you can explore various options for removing or reducing points accumulated due to traffic violations. One way to reduce points is by attending traffic school. By completing a state-approved traffic school course, you may be eligible to have one point removed from your record. This option is available once every 18 months. Another method to reduce points is through a 'Negligent Operator Treatment System' (NOTS) hearing. During this hearing, you can present your case and potentially have points reduced or removed. If you maintain a clean driving record for a certain period, points can also be automatically reduced. For instance, one point is typically deducted after driving for one year without any additional violations. It's necessary to understand these options and take proactive steps to improve your driving record and avoid potential consequences such as license suspension or increased insurance premiums. Impact on Auto Insurance Rates Reducing points on your driving record in California can positively impact your auto insurance rates. Points on your record signal to insurance companies that you may pose a higher risk on the road, potentially leading to increased premiums. By maintaining a clean driving record, free of points or with reduced points, you demonstrate to insurers that you're a responsible driver, which can result in lower insurance costs. Insurance providers often review your driving record when determining your rates. Having fewer points can lead to discounts or better offers, as it shows that you're less likely to be involved in accidents or commit traffic violations. Some insurance companies offer specific programs for drivers with good records, allowing them to save even more on their premiums. By taking steps to reduce the points on your California driving record, such as attending traffic school or driving violation-free for a certain period, you can potentially enjoy savings on your auto insurance rates. It's a proactive approach that not only improves your driving record but also benefits your wallet. Tips for Avoiding License Points To maintain a clean driving record in California, follow these practical tips to avoid accumulating license points: (1) Always obey traffic laws and signs. This includes following speed limits, stopping at red lights, and using turn signals consistently. (2) Stay focused while driving. Avoid distractions like texting, eating, or adjusting the radio. Keeping your full attention on the road can prevent careless mistakes. (3) Be mindful of road conditions and adjust your driving accordingly. This means slowing down in adverse weather or heavy traffic to reduce the risk of accidents. (4) Maintain your vehicle properly to prevent mechanical failures that could lead to violations. Regularly check your brakes, tires, lights, and signals to ensure they're in good working order. (5) If you receive a traffic ticket, consider attending traffic school to prevent points from appearing on your record. By following these tips, you can steer clear of accumulating license points and maintain a clean driving history. Conclusion Understanding the California license points system is highly important in maintaining a clean driving record. By knowing how points are assigned, the consequences of accumulating points, and options for removal and reduction. You can avoid potential penalties and higher insurance rates. Remember to drive safely, follow all traffic laws, and stay informed about your points to keep your license in good standing. Read Also: The Evolution Of Braking Systems In Modern Vehicles: A Leap Towards Preventing Rear-End Collisions 7 Important Car Driving Safety Tips You Should Not Skip! Are Trucks Safer To Drive Than Cars?

5 Things To Do Immediately After You Get Into A Car Accident

A car accident is never expected. When you are a part of a car accident, there are certain things that you need to do to make sure your rights are protected. The very first thing that you would need to do is to stop after getting into an accident. If you are thinking of running away from the accident scene, you are giving away your only way to stick with your rights. Even if you know that there is no damage taken or given, it is important to stop the car. Then again, don't apologize right away. This will show that you are taking all the blame upon yourself voluntarily. If you have a car, that means you have car insurance. In the car insurance policy, it is mentioned that the policy will stand only if you do not take responsibility for the accident. Hence, your apologizing will nullify the car insurance policy. What To Do At The Scene Of A Car Accident? You need to be careful while driving so that you do not fall victim to any car accident. However, once you are a part of the car accident, you need to prepare yourself with the question that needs to be answered to claim your car insurance. The best way to claim your car insurance policy will be to hire a Los Angeles car accident lawyer. They are professionals in handling this kind of work. Here is a checklist that will help you with the things needed to be taken care of after the car accident. 1. Determine The Extent Of Damage Caused By The Accident When a car accident happens, it is better to stop your car to see the damage's extent. If possible, do not move your car from the position. Let the police take the things from over here. Doing unnecessary things will only make the car accident more complex. 2. Protect The Scene A car accident scene can be quite confusing for the third parties and can even give rise to new accidents. So it is better to flare or barricade the accident scene to make people aware of the accident. In the case of a night accident, you need to have a flashlight at your disposal to signal nearby cars about the accident. 3. Contact Police It doesn't matter how big or small the accident is or how much damage you have accrued. It is always best to call the police. It is important to have a legal report at your disposal. This report might be helpful while filing a claim for car insurance. 4. Get The Facts About Your Car Accident This part is one of the most important things that almost every person knows. However, amidst all confusion, they tend to forget. It is important to get the names, addresses, and contact info of every person related to the car accident. You can even add a description of the car and its number. 5. Take Pictures Today smartphones have become quite common. If possible, you can take pictures of the damage you have accrued in the car accident. You can even take pictures of people involved in the accident, picture of the car, and number plate. However, make sure that you are not interrupting the police investigation. 6. Report The Accident Report your insurance policy about the car accident. There are insurance policies that prefer immediate reports. So make sure that you can report them back as soon as possible. There are certain medical claims as well that your policy might cover. However, being late with the report might backfire at you and nullify those claims. 7. Seek Medical Attention Car accidents can sometimes be brutal, so no matter how big or small your wound is, take immediate medical attention. In an accident with minor injuries, you can sustain long term spinal cord injuries. If you have suffered a loss of consciousness for even a couple of seconds, that means you have suffered a concussion. If left untreated, it can leave permanent damage. Protect Your Rights Perhaps the most important thing you can do after a car accident is to consult an attorney. Your attorney can protect you from false claims and make sure that the valuable evidence is not destroyed. Your attorney can also help you with your insurance claims and ensure that you get the best medical treatment. Read Also: Do I Need a Lawyer for a Car Accident that wasn’t My Fault? The Benefits of Hiring A Personal Injury Lawyer What Steps Should I Take When Involved In Car Crash?

What to Do When You’re Involved in a Car Accident in Albany

Different Ways To Handle A Car Accident In Albany

1. Action plan:

2. Address all safety concerns:

3. Report your accident:

4. Contact your insurance company:

6. File a personal injury lawsuit:

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Dos and Don’ts When You’re Involved in a Motorcycle Accident

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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Related

What’s Liability In A Personal Injury Case?

Understanding The California License Points System

5 Things To Do Immediately After You Get Into A Car Accident

What to Do When You’re Involved in a Car Accident in Albany

Different Ways To Handle A Car Accident In Albany

1. Action plan:

2. Address all safety concerns:

3. Report your accident:

4. Contact your insurance company:

6. File a personal injury lawsuit:

Share this Article

3 Reasons Why You Might Need a Family Lawyer

Dos and Don’ts When You’re Involved in a Motorcycle Accident

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related