You can get your hands onto the best low-cost insurance policy that would insure your home. With the bit of investment of time and effort, you can search online for effective rates of premiums that can be easily availed. You can save your money with online home insurance.
The following are 5 unique proven ways that would help you save money with online home insurance:
1. Maximizing your Deductibles
The amount that you are agreeing upon for funding is the deductible that would be the part of your settlement while you are filing for a claim. The insurer will also be settling your remaining amount for being the balance of your claim or an amount that has been agreed upon mutually once your claim is made successful. Based on the terms of the policy of a homeowner, the claims are being made.
A huge amount of discounted rates is also being offered by the insurer and the reason behind it is the fact that clients who are subjected to higher limits of the deductible amount do not file a claim. Irrespective of the amount of deductible that you are choosing, you need to make sure that the amount is in the right hands and it is completely safe. You can always utilize the money when you are deciding upon a repair or a replacement.
2. Combine your car and home insurance policies
There are companies out there who are selling both car and home insurance together. This way they are offering you huge discounts when you combine both car and home insurance coverage as the organizations are looking forward to associating with you. While following this, you are not only gaining enough discounted rates but you are also becoming stress-free of making two separate bill payments.
3. Installation of home security devices
With the benefit of home insurance, you can also go ahead to install security devices in your home. This way you are not only safeguarding your home from potential risks but also helping yourself to lower down the insurance premium. So, this is very important. Fire and burglar alarm systems with ISO fire rating, sprinkler system, and others are some of the home security devices that you can go ahead and install.
4. Disaster-proof your home
When it comes to home improvements, you can do several things. This way you are possibly keeping disasters and vulnerabilities afar. Doing this will be allowing you to save money on home insurance as this is a form of saving for you.
5. Get best home insurance deals online
Time is a very important factor prevailing in the lives of many. You can now avail free home insurance quotes online thereby saving both your time as well as money. You cannot just go through the mails, land onto nothing, and deliberately waste time. You can also get in touch with the agents out there through whom you can also get specific rates on insurance premiums. So, you are not only getting rates from several different companies together but will also be able to compare them landing on the cheapest one.
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The ottoman is one of the most versatile pieces of furniture available. You can use them in just about any room – living room, dining room, kitchen, den. An ottoman is comfortable, flexible seating for kids and adults, a handy footrest, a makeshift coffee table, and may also double as storage.
Ottomans were first introduced into Europe in the 18th century from Turkey. At the time, Turkey was the heart of the Ottoman Empire, hence the strange name of this piece of furniture. Its comfort and flexibility meant that it soon took off in European parlors, especially in Britain. How many ways are there to use an ottoman? These are just a few ideas to get you started.
1. Coffee Table :
Whether your ottoman is leather, upholstered, or wicker, you can quickly transform it into a coffee table. Use a classic wood or metal tray to set down food and drinks and you can enjoy coffee or breakfast with a book on the sofa. This is a great idea for smaller spaces where both an ottoman and a coffee table would take up too much room.
2. Kitchen Table Seating :
Want to add some unique flair to your kitchen table? Use a pair of ottomans as kitchen table seating, especially paired with two traditional chairs on the other side to add some dynamic asymmetry and character to your kitchen table. Leatherworks well here as it’s easy to clean.
3. Movable Living Room Seating :
One of the great things about an ottoman is that many are lightweight and easy to move around. This makes them a great solution for adjustable living room seating. If you have kids or regularly invite over guests, they bring the flexibility you wish you had in a living room when you sit down to watch a movie or the game or gather around a table to play a board game. You won’t have guests sitting on the floor. The flexibility of the ottoman makes it a must-have in any living room. If you have a living room with limited space, you can also tuck ottomans away for everyday use and bring them out when you need extra chairs.
4. End of the Bed :
Need seating in your bedroom that’s not just the bed? An ottoman tucked at the end of the bed gives you a place to sit while you change or get ready in the morning. It can also become a convenient place to put all those outfits you pulled out of the closet and decided against at the last minute. Many ottomans also open and turn into storage space. A hinged top ottoman provides extra storage space in the bedroom when your dresser just isn’t big enough.
6. Footrests :
You don’t need to get creative with ottomans to enjoy them. Use your ottoman as a classic footrest and kick up your feet after a long day at work or with the kids. In fact, using a footrest when you relax might even help with back pain.
Bring an ottoman into your home and enjoy flexible furniture.
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Drywalls are those construction materials that are used to create walls and ceilings in your home. Not all that, but drywalls also come in handy if you want to create design features like eaves, arches, or any mind-blowing architectural requirements!!!
Do you know the best part about drywalls?
These are super easy to install, highly durable, and only require simple repairs when damaged.
So, drywall is a flat component composed of calcium sulfate dihydrate, typically between thick sheets of backer paper, and facer, used to construct interior ceilings.
Let’s talk about the ceiling textures and the drywall options you can choose for your home!!!
The Ceiling Textures And Your Drywall Options
Decorating your home can be a real challenge for many !!!
Therefore, choosing the right drywall finish or texture can prove to be a hard nut to crack.
And it’s very natural to get in a state of indecision if you are handpicking it for your new home or renovation project. There are so many options that it feels like you are “searching for a pearl in an ocean.”
Making up your mind about whether or not to go texturing your ceiling can be a tough job. And even if you choose to texture your ceilings, there are chances you’ll be confused about which one to go for!!!! And remember, getting the drywall right is the first step of tiling projects?”.
But No Need to Worry!!
This article will guide you in choosing the perfect texture and drywall option for your ceilings to look more elegant than ever!!
1. Sheetrock Texture: Old Is Gold
Sheetrock ceiling texture is a drywall ceiling texture that has been famous since 1917. The reason this drywall texture is so awesomely renowned is because of the artistic look that it gives to your ceiling
And the best part is you don’t need to use any sort of spray paint in this case. You can achieve this texture by using your artistic hand technique and without using any special brushes.
This texture is perfect for any room. There are no restrictions on the use of this ceiling texture.
2. Stipple Brush Texture: A Test Of Your Skill
This texture is not as easy as it seems. You need skills to create this texture.
To create this texture, you need a roller and slap brush.
The fascinating fact about this texture is it can cover the bumps and holes on your ceiling. And if you have the skills, then this texture can surely make your ceiling look gorgeous than ever!!
3. Swirl Texture: Creativity Taken To A New Level
To achieve this texture, you need either a roller or sprayer.
You can also do this by using a technique called “the basic swirl” method.
But one thing that you need to keep in mind is while creating this texture, you’ll need a lot of patience to get the best result.
And the difficult part is you need to create the pattern before the mud dries. So, make sure to have a helping hand by your side.
Overall, the texture can really give that awesome look on your ceilings if you do it in the right way!!!
4. Orange Peel Texture: A Color Of Choice
The name suggests all the colors of orange skin, but sometimes it’s also called “an eggshell” ceiling texture.
If you really love this color, then this can be on the top of your favorite lists.
To create this texture, you need to apply thin mud to the ceiling using a spray gun set at very high pressure.
The more artistic mind you have, the more artistic look it has got!!!!
5. Smooth Textures: Choice Of Many
If you are someone who wants the best at a cheap cost, then this texture is just the right choice for you. Moreover, you don’t need to have many skills to create this texture design.
The look of this texture is just mind-blowing, and if you are someone who likes things to be consistently gorgeous, then this is the texture you can have for your ceiling.
This texture is effortless to remove and is also perfectly suited for any room.
6. Tree Bark Texture: Beauty Of Nature
If you are someone who loves nature and wants to bring the reflection of nature inside your home, then this textured style is just the option you can have.
This ceiling has the look of a tree. You can create this texture just by using a heavy roller. The texture might look simply, but it’s very artistic and can surely catch the eyes of many.
If you have a farmhouse, then this texture will double the beauty!!!!!
7. Slap Brush Texture: Slap The Beauty Out
Artistic, gorgeous, beautiful, and elegant are the nicknames you can give to this texture. A complete package of beauty!!!!
To get this texture, you’ll need a brush with very stiff bristles and thin mud.
Firstly, you have to cover your ceiling with mud using a roller, then take the brush and slap the ceiling from the edge.
This can be a hard nut to crack because if you don’t get it right on the first shot, the whole ceiling might end up looking messy.
8. Popcorn Texture: Cottage Cheese
This texture, also known as the “cottage cheese” or “acoustic” ceiling texture, is probably one of the most famous ceiling textures ever!!!
If you look closely, you’ll see it’s kind of a look-alike of “popcorn.” That’s why it’s called “popcorn texture.”
To achieve the correct texture, you need to use a sprayer to apply to your ceiling. This contains Styrofoam with mud which gives that puffy effect.
But it will require you to have a lot of skill to achieve this effect. That’s because the “popcorn texture” is both challenging to apply and remove.
I hope this article will help you to know about the needs of ceiling textures and drywall options. And now I believe you’ll be able to get yourself the perfect texture for your ceilings.
How Can I Remove Old Ceiling Textures Safely?
Removing old ceiling textures can be a big job, but it doesn’t have to be intimidating! If you want to update your ceiling and get rid of that outdated texture, I’m here to help.
No matter if you have popcorn, stipple, or another type of texture, this process takes a little bit of care, but don’t worry!
Here’s a step-by-step guide on how to remove an old ceiling texture without breaking your back or the bank.
Step 1: Test For Asbestos
Before you get out any tools…safety first! Remember, many older ceilings (especially those with popcorn texture installed prior to 1980) contain asbestos. Before doing anything else, have your ceiling tested for asbestos.
You can hire a pro to test the ceiling or buy a self-test kit.
If asbestos is present, halt all work and consult pros immediately. Asbestos removal is not a do-it-yourself job because it poses serious health risks if mishandled.
Step 2: Clear The Room
If there’s no asbestos present, it’s time to get the room ready. Cover all the furniture. You’d be amazed at how far a fine mist of water, compound, and paint can travel!
Also, plastic should be removed from the floors, and tape should be around any ceiling fans or lights that are not being removed. I can personally tell you we didn’t do this.
We found dried white dust on our bedspread when we were stripping the wallpaper in our bedroom, and we had to clean up all the residual dust a little too late. It was wild!
Step 3: Soften The Texture For Better Finish
Here’s where the fun starts! To make that texture easier to remove, you’ll need to soften it.
Fill a spray bottle with warm water and mist the ceiling. You don’t want to drench it. If you put too much water on the ceiling, it could end up damaging the drywall underneath.
Allow the water to sit for about 15–20 minutes or so, giving it time to penetrate and loosen up that texture material. Don’t rush this step. It’ll only cause more work for you in the long run.
Step 4: Clean Your Work
Grab a wide putty knife or scraper and start scraping off the texture. Do small sections at a time, and scrape at a shallow angle so that you don’t gouge the drywall underneath.
If it’s not coming off well, spray some more with the water bottle and let it sit for a little longer.
This step can be kind of messy and time-consuming, but have patience because, in the end, you will have a nice smooth ceiling.
Step 5: Patch & Sand
Once the texture is gone, you may notice a few dings or dents in the ceiling.
Don’t worry! Just fill them with some joint compound, sand it smooth, wipe away any dust and you’re ready for a new ceiling.
And that’s it!
A fresh, smooth ceiling in no time!
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Sometimes the DIYer inside you might come out and try to take the issue into hands, but most of the time, it ends up being temporarily fixed or getting worse. So, it’s always advisable to get a professional hand to get the work done. What do you do when you have to find a good plumber? What’s your reliable and go-to source who can’t go wrong? If you don’t have one and always look at several options and get confused about choosing the perfect one, you’re at the right place. SG HomeNeeds provides the best-reviewed plumbers in Singapore. Read through for the measures SG HomeNeeds follow to curate a list of exceptional plumbing services for your needs.
The measures SG HomeNeeds follow:
1. License:
First and the most basic measure we follow to find out if the company is eligible to serve you is to check their license. The license gives the official recognition to the companies that they’re certified to do the work, and they follow all the required safety measures. We always cross-check their license and always keep an eye on the license expiry date. Make sure they’ve completed all the updates, certifications, and pieces of training come along with the permission. Not only the companies, but we also check individual employee licenses too. Well, we want to give the best to you.
2. Insurance:
Insurance is most crucial when it comes to the plumbing services where the chances of the worse situation are high. The substantial pipe breaks, drainage clogs, toilets, etc. can get expensive and hard to get rid of. In those cases, insurance can be helpful. Most of our shortlisted plumbing services protect costly services and regular plumbing maintenance.
3. Test & Trail:
Along with checking the certification, we also test every company we suggest for you. They have to undergo several examinations to test their technical knowledge and practical tests to check their experience. We also review the customer experience personally once they complete alive a job and make sure they perform well and reach to customer’s expectation.
4. Satisfaction Survey:
Of course, the active job is different than the practicals that are conducted in-house. Examinations give them knowledge, but every issue is different and can’t be replicated. Then how do we know if they perform well in the active job? We take a satisfaction survey from every customer and improve ourselves and the plumbing partners(plumbers). We don’t encourage any disrespectful behavior or unprofessionalism and take strict action of such cases. New customers can directly view the review from previous customers and choose one on their own.
5. Time & Efficiency:
An experienced professional can finish the job earlier than a regular plumber. Whenever you approach us for a service, and we give the tentative time required to complete the job and try to put the efficient plumber at your service. Our motto is to provide nothing but the best to you, and we stick to it.
We take care of all the required things to give you a list of the best plumbers in your locality. But it’s in your hand to choose the better one who you think can work for you. Below are some of the parameters you might want to consider before finalizing a plumbing service:
As we discussed earlier, the license is one of the most efficient ways to find a good dealer. So, verify their certification.
Check for their ratings and reviews and shortlist a few.
Ask them for a personal visit to the affected area, enquire about the resolution and an estimated costing.
Approach 3-4 different plumbing service companies and compare their pricing.
Always monitor while they’re working when you finalize a company so that you can be an alibi if something goes wrong or to give a useful review if they fulfill the work effectively.
Now we’ve given you the vital information on how we provide the best plumbers in Singapore and what are measures you need to check to choose the best one out of them. Now, we’ve reduced your effort to run around many plumbing services and get confused about what you need to choose. Get in touch with us today!
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