You Need to Know the Pros and Cons of a New Career in Real Estate
Will a career in real estate work for you? It can be an exciting and challenging career change. Deciding on whether or not a real estate career will work for you depends on your personality. You will discover a new level of independence at work and there will always be new challenges. Before you dive in, consider some of the pros and cons of a career in real estate. Pros of Becoming a Real Estate Agent: 1) Money – Real estate agents work on a commission. Whenever you sell (or help your clients buy) property, you earn a percentage of that sale. Given that property is usually the most expensive purchase and investment the average family makes, that’s a large chunk of change. There’s no salary cap. If you can find a way to make a million dollars on commissions, there’s no one to put a cap on your earnings the way there would be in a salary job. 2) You’re Your Own Boss – Working as your own boss, you’ve got an unprecedented level of freedom to come and go as you please and vacation when you want. 3) Excitement – Real estate agents are constantly on the move. They’re always out there meeting new people and making new deals. If you’re the type to get bored at a desk job where every day feels the same, a real estate career will shake things up. 4) Knowledge & Experience Pay Off – The more you know, the more you sell. If you love to learn new things and experience more, it’s a career path that will pay off. You will have the chance to become an expert, not just on a neighborhood or types of property, but how to work with people and make sales. Cons of a Real Estate Career: 1) Getting Started – The flipside of working in a commission-based industry is that it takes time to get started. If you’re working for yourself, there’s no one to pay your salary when you’re not making sales. It will take time before you can find clients and make sales, so be prepared financially to survive until you get the ball rolling. Many people start off part-time until their careers develop. 2) You Need Discipline – The downside to working as your own boss is that you need discipline. No one’s going to make sales and put money in your pocket if you’re spending all your time at the beach. 3) You Need to Know when to Take a Break – For others, the problem might be the exact opposite. If you’ve got a workaholic streak, you’ll need to discipline yourself to put the work away when it’s time to rest and recharge. Find a way to disconnect from your job and relax. Real estate can be an incredibly rewarding career if you’ve got the personality to thrive in an environment where you’re independent and constantly meeting new challenges. Earning your real estate license is something you can do quickly and cheaply. With online real estate schools like RealEstateU, it doesn’t take long to start getting your real estate license. Don’t worry if you’re not an expert in homes or home renovation. Your ability to tell whether a home has hard or soft water will not determine your success as an agent. The ability to work with people, work hard and go above and beyond for your clients will ultimately matter much more! However, the more knowledgeable you are in all facets of real estate, the better you will be at ensuring your clients make educated, long-term decisions. Once you sign up for online real estate classes, you’re free to complete them at your own pace. They will prepare you for your state real estate license exam, and most states require you to complete the courses before you try writing the exam. With online real estate courses from real estate, you get all the resources you need to succeed at your exam, including video/audio lectures, a 200-page PDF textbook, and lessons from top real estate experts. Get started on your career change today. Sign up for online real estate classes and be your own boss. Read Also: How Many Jobs Are Available In Real Estate Investment Trusts Is Computer Software Prepackaged Software A Good Career Path? What Are The Three Components In The Youtube Ecosystem?
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5 Things You Are Not Checking In SEO But You Should!
SEO is arguably the most powerful marketing tool for today’s professionals and it is also something that is constantly evolving and changing at a rapid pace. You cannot afford to miss out on anything if you want to stay on top or increase your viewership. Here we have put some of the most important things that you should be checking in your SEO but you are not. Check your Backlink Profile: Backlinks are the backbone of SEO. the backlinks are known to be one of the strongest offsite ranking factors which are considered in the search engine algorithms. Backlinks are going to impact your rankings more than any other factor. Make sure your backlinks are not from spammy websites because even if your website is clean, Google will punish your site with bad rankings if you are hanging around with bad boys so to speak. Check your Sites Loading Speed: Keep in mind that Google’s top priority is to show the most relevant results with the highest quality. So, a site that takes more time than others does not exactly fall into that category, does it? In a blog published by Google on its website read, “Speeding up websites is important—not just to site owners, but to all Internet users. Faster sites create happy users and we’ve seen in our internal studies that when a site responds slowly, visitors spend less time there. But faster sites don’t just improve user experience; recent data shows that improving site speed also reduces operating costs. Like us, our users place a lot of value in speed—that’s why we’ve decided to take site speed into account in our search rankings. We use a variety of sources to determine the speed of a site relative to other sites.”- Google Webmasters Blog Check Meta Tags Aren’t Duplicated: The meta tags or the meta titles and description are the two things that the search engines are going to use in order to determine what page this is and where it should be ranking. This is because the meta tags are the first things that the engine spiders are going to read when they are going to index a brand new URL. This will most probably contain your keyword and your brand name as well. This is why you need to optimize this field if you want to stand any chance of getting your site ranked higher in Google searches. Check for Content Duplication: Google does not tolerate duplicate content at all. Not only your ranking will drop significantly, but you will also be given a penalty from Google. There is a very easy way to check for content duplication and all you have to do is paste your URL in Copyscape and it will scan the whole internet for duplicate content. If you find any, make sure that you re-word the page or re-organize your content structure. If you are sure that someone has copied your content for word to word then you can report that website to Google. This will help Google to recognize that your content is not plagiarized from others and this will significantly improve your rankings. Check for Broken links: Whenever a page gets deleted, never existed or redirected then broken links will happen on your website. These links are going to be very damaging to your website and your SEO strategy. Google does not like when users are frustrated and when the users will hit an error page by clicking somewhere on your website they are bound to be frustrated. In order to find any such links on your website, all you need to do is use the HTTP Header Status Checker. Here all you need to do is paste your websites URL in the search bar and get immediate results by finding any broken pages that are linked in your website. Lastly, being in SEO, you must know that organic results are not all that matter. Whether it is Google listing or map or even stock price, you need to be updated with the latest going-ons on SERP. With tools like Stillio, you leave nothing to the chance and have full control over your SEO. Make sure you regularly check on all the things mentioned above on regular intervals and your website will be very healthy. After making sure everything is ok with this, you will be able to go ahead and apply your SEO strategy for your website to gain better rankings. Read Also: 8 Reasons Your SEO Campaigns Aren’t Showing The Desired Results 6 Things To Consider Before Choosing Web Hosting For Your Ecommerce Website
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Rv Lifestyle: Are You Dreaming Of A Life On The Road!
If you think that the RV lifestyle will cost you a fortune, think over! Somewhere, perhaps in a magazine or online, you see a photo showcasing the fascinating RV life; the picture rimmed with dollar signs. Just include the high cost of RV gas, and the expensive, luxurious lifestyle awaits for you! Well, it's no denying that the RV style is skyrocketing. From Millennials making up 38% of campers with 31% of general campers, everyone is saying YES to the life full of adventure on the road. However, for all those, who is still thinking to plung in RV lifestyle, questions like ‘how much money does it take to become a river’, or is the RV quite sumptuous’, will remain the same. So, whether you have just started the hunt for an RV or is back in the market for a new or used RV, here are some suggestions on how you can start with the RV lifestyle; First, Ask Yourself What You Exactly Want: The in-depth analysis of the RV lifestyle depends on someone’s personal preferences, you can start by thinking about what you want for your RV. Drill down to the questions like who, what, when, how, why and where. Also, don’t forget who you are going to take along with you. For instance, you are planning a camper to take your family on an RV vacation. You plan on enjoying fishing in peaceful, recreating the old moments. However, before you go to make sure your family is also ready to be on vacation. Consider Things Like: What is will use your RV and how often you are going to use? For how long you want an RV? If you are changing your RV, ask what different things you want in your new RV and what has to be the same. Also, consider the variable for RVs Do you want things like solar panels, RV furniture, and awnings in your new RV? At what time in the future you want your own RV? Where are you going to keep your RV? Does the RV compliment your other hobbies and the things you want to explore? Do you want to take fishing gear or bicycles with you? Second, Check Everything Before Buying! Exploring RV is quite fun! So before sticking to one, make sure to check out key areas. Also, don’t forget to check the working of RVs on the road. The Cost-Cutting Tips In RV: For shorter stays like between destination parks, travel to closer destinations and stay longer. You can cut the cost of gas and diesel by staying longer at one location. Also, the RV lifestyle is quite a casual affair with casual clothing. You can travel in jeans, shorts, shirts and hiking boots with no fancy and extra clothes. For some destinations, you can pack jackets, knit caps and umbrellas. Food is another controllable thing if you are using the RV’s microwave. Also, park your RVs where you want to play; if you love enjoying outdoors, park your RV in national parks or forests to get access to photography, hiking and exploring. How Much You Need To Adjust Your Spending On RV? Let's say; you have a costly repair, then beat one place and reduce your fuel costs. You can also boondock on public lands, eliminating the cost of camping Since you can easily adjust your spendings on RV, you can easily live on any budget on the RV. Moreover, if you overspend, you can cut back the budget with ease. Read Also: How Can Critical Thinking Help In Your Daily Life? Top 10 Reasons Why Everybody Over 18 Should Have A Will
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Talent Acquisition in 2019: Things to Keep in Mind
An organization is only as good as its talent. No wonder, then, that talent acquisition lies at the heart of a business’ success. As hiring trends evolve with time, the process of acquiring top talent shifts too. Perhaps the most prominent shift in recent years has been a growing and continuous engagement with candidates. Today, companies don’t pick talent, but talent picks them. To keep up with the times, here are six things to keep in mind when picking talent in 2019. A candidate-first approach: According to Morgan Stanley Research, millennials make up 46% of India’s workforce. Increasingly, they expect a smooth, engaging, and uniform hiring experience. It’s thus important that recruiters communicate in a way that conveys honesty and openness. Engagement practices like keeping candidates informed of their application status, giving them a mini office tour etc. can go a long way in attracting top talent. Social recruiting: Millennials don’t read the classifieds for jobs anymore. They go to online job portals and more importantly, social media platforms. Most seekers aren’t even actively looking for a job until they come across a promising advertisement. So, don’t limit openings to Indeed or LinkedIn. Spread the word on popular social networks like Facebook and Twitter. Internal mobility: It is only wise to look among employees for talent. Most employers end up wasting precious resources on hiring when a talented pool of employees is already at their disposal. What’s more, they are capable, trustworthy and just might be looking for new job roles. Inclusive hiring: Often, employers miss out on the best talent because of rigid hiring parameters. It is a fact that not every talented candidate has a college degree. Big companies like Apple and Google have already started to make their selection process more inclusive by getting rid of academic excellence or degree criteria. The power of AI: ATS software eases the hiring process, identifying the best-suited candidates for a job role. But it has its shortcomings. For example, ATS does not match old applicants with new positions that they are suitable for. Integrating AI with ATS solves the problem. AI tools like chatbots remove the need for personal interaction with every suitable candidate. Moreover, AI can stack-rank candidates and give the employer a list of the top candidates. Partnering with the right consultancy: Manpower recruitment consultants are in direct touch with candidates as well as employers. This makes them privy to the requirements of both sides, helping organizations get access to suitable talent. Investing in a manpower consultancy means saving additional costs and labour that usually go into hiring candidates. Refining the recruitment process and enhancing candidate experience decides the kind of reviews a company gets. This can go a long way in affecting your image and brand as an employer. Ultimately, it’s important that recruiters embrace the latest trends in talent acquisition to hire the best candidates and expand their business. Read Also: How To Attract The Best Talents For Your Startup Genius Job Interview Tips That Will Guarantee Success
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How Long Does it Take to Get a Divorce in the UK?
This is a question that most people in the initial stages of the divorce process will ask. The best answer is; it depends on your particular situation. But in this post, we will take a look at how long the process should take and what you can do to speed it up brought to you by Goodman Ray. The Myths vs. Reality: 58% of people polled think that it takes years to complete a divorce. But this is normally far from the truth. It is realistically possible to complete the process in as little as four to six months. Uncontested divorces, in particular, don’t take too long to complete since it is often only a matter of filing the paperwork correctly. It is, however, important to note that while the process of ending a marriage can be completed quickly, other processes can take longer. This is true if the couple struggles to resolve matters like finances and matters pertaining to their children. Dedicated Divorce Centers: In the past, divorce petitions were filed at the local county courts and checked by district judges, which was time-consuming. To streamline the process and allocate resources more effectively, this system was recently replaced. Now there are 11 dedicated regional divorce centers whose main task is to process these legal separations. Therefore, if the toy is petitioning for a divorce, you ate required to send your documents to the nearest divorce center. Here, the documents will be processed by legal advisers instead of judges. This new system is aimed at speeding up the first two stages of the divorce process. It is, however, worth noting that you’ll still have to wait 6 weeks and a day to get the decree nisi. How to Speed Up the Divorce Process: Despite the fact that the time it takes to get a divorce can vary, there are several things you can do to speed up the process. The following are just some of the best; If possible, try to get an agreement from your spouse on the reason for filing the divorce petition. If they don’t agree and decide to contest the divorce, the process could take longer than you want. It is also very important to make sure that you file the paperwork on time. This is true for both the respondent and the petitioner. This helps to minimize the wasted time that could add unnecessary time to the process. Also, ensure that you don’t make any mistakes when filling the paperwork. Mistakes can also cause significant delays of anything from 6 t0 8 weeks. This is because you may have to redo the paperwork. It is advisable to get legal help when completing the form to ensure there are minimal errors. Getting Started: The biggest delay in the divorce process often comes at the very beginning of the process, even before either party has filed the petition. This is because most couples, about 76% try to solve the problems in the marriage rather than seek a legal separation. The average couple will spend up to 18 months trying to keep their marriage from breaking down. Getting a divorce is no doubt one of the biggest decisions you’ll have to make and it does require bravery. A survey found that 11% of people will hold back from getting divorced because of the stigma around it. The average person may take up to 2 years thinking about getting a divorce rather than just taking the first step. Finances and Arrangements for the Children: Even after you have your decree absolute, the divorce process itself may not be over. Certain matters including finances and arrangements for the children can complicate the process. Choosing to go to court to resolve these issues can cost you a lot of time and money. It is often a good idea to seek other means of resolving them such as mediation and collaborative law. A prenuptial or a postnuptial agreement can also help. Read Also: How To Get A Cheap Divorce In Texas What Are The Grounds For Divorce In Illinois? Divorce Lawyers In Houston Texas: A Short Guide On Saving Your Marriage
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Vintage Engagement Rings Beauty is Timeless
The individual design and refinement isn't present at the production of modern mass costume jewelry anymore. Today such skillful work can be met only in jewelry from precious metals and stones. But up to the 80th years, the same work was performed with regular metal and pastes. That is why girls have today a desire to wear antique engagement rings - because it is always unusual design, quality and identity attracted them. Well and, of course, because these things have some history! People who search for own style, overstep the bounds of fashionable magazines, they appreciate vintage clothes and accessories. The feeling of originality and own history which is born in themselves by these vintages rose gold engagement rings or any other antique things. They are ready to spend the time and considerable amounts of money to become the owner of a vintage rarity, that is so beautiful and gorgeous. For a definition of a condition of vintage thing it is accepted to mark out 5 categories: Mint (which was not in the use): a thing in perfect tune as in the day of the creation, any traces of carrying are absent (we will notice that in such state the vintage clothes come across quite seldom). Near mint (almost not being in the use): only insignificant wear tracks are noticeable. Excellent (excellent state): there are typical wear tracks owing to irregular use. Very good (very good): the thing can be carried, but there are essential defects (for example, spots or the eaten dirt). Good (good): the thing can be carried, but it is impossible to return to an excellent state even after repair or washing. Another very important parameter is age: very first and main criterion: not younger than 20 years also aren't more senior than 50. The clothes created in the last 15 years are considered to be modern, 50 years — and more senior are antiques. Some fashion designers, however, name “vintage” only clothes created till 60th of the last century, and the things created during later period rank as a retro. Traditionally classification of vintage things is divided into decades. All about Style: the age isn't the basis of reckoning of a thing to the category of vintage yet. Vintage objects have to be a particular object of art, completely authentic and express fashionable tendencies of its time, for example, vintage diamond engagement rings. How did it all start? A few history personalities who have an impact on the fashion of jewelry. The famous American Kenneth Jay Lane was born in the 1932 year in Detroit. This legend of the American world of costume jewelry, and its biggest names. For more than forty-year career he managed to create and creates still jewelry for several generations rich and well-known. Vetches Kenneth Jay Lane was carried by Jacqueline Kennedy, Audre Hepburn, Elizabeth Taylor, Princess Diana, and Nancy Reagan, later Madonna, Nichole Kidman and Sara Jessica Parker, and now the most younger generation of stars – the sister Olsen, Perris and Nikki Hilton, Lindsay Lohan, Britney Spears, Rihanna, Leyla Gaga and many others also goes to them. Kenneth Lane acted in Andy Warhol's movie "Screen Tests" about the main people of fashion, went to Truman Capote's balls, was on friendly terms with the Hollywood actresses and members of royal families, and, of course, thought out for the jewelry. Fascinating detailed the biography with photos you can find and read in the book written by Kenneth Jay Lane "Faking It". Kenneth Jay Lane graduated from the University of Michigan and Rhode Island School of Design then began to work as the art director in the American Vogue and the New York division of Christian Dior Shoes. In 1963 he wanted to experiment with own ideas and based brand of unique costume jewelry Kenneth Jay Lane, thus its meteoric career began. The most famous women from around the world became customers. Jacqueline Kennedy ordered the copy of the million necklaces to store the original in the safe, and most to go to Kenneth Jay Lane. Since then for any shop a great honor to sell works of the master. It issues line Luxury haute couture which is on sale inexpensive American shopping centers, such as Saks and Neiman Marcus, and also costume jewelry for the middle class. Because of that huge role Kenneth Lane played in the American fashion, some says that his works were exposed in Metropolitan Museum of Art. It is enough to see Kenneth Jay Lane jewelry to understand that they are fine and unusual. Let's cite the designer: "Elegance, luxury, and good taste never get out of fashion". The appeal of his jewelry, whether it be rings, a necklace or earrings that they are beautiful some baroque beauty such were works of ancient Italian masters. Bracelets in the form of the curtailed feathers, fancy animals, a ring in the form of snakes or octopuses, unusual flower brooches, earrings in the form of ancient gold coins or as bouquets of wildflowers with bugs. Quite so jewelers worked once, the ideas they scooped all the form nature, and they tried to represent it even more impressive. From here at Kenneth Jay of Lane, there are flowers, butterflies and bees on costume jewelry are far brighter than in life, in the fancy color scale. And essentially all jewelry at Kenneth Jay Lane is made of metal, crystals, керамик, pitches, enamels. He doesn't use either precious metals or stones. Kenneth Lane didn't become a jeweler. When he is asked why, he repeats: "I don't want to do things for one million dollars, with invaluable pearls you have no freedom." Read Also: Top 10 Fashion Brands Of 2018 How To Choose The Right Jewelry For Any Outfit
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Honda Cars in Watertown NY: 8 Things to Check Before Buying a Second Hand Car
Buying a second hand car is a smart choice for people who don’t have the budget for brand new vehicles. A car’s value depreciates and for a lot of people that’s the time when they can afford to buy one. However, second-hand buyers should always be cautious when they go buy one since repairs could end up costing more than a brand new car. Check Before Buying a Second Hand Car: If you’re trying to buy a second hand car, here are some things you need to check first: 1. Reviews of the Car Model: Before heading to the dealership, make sure to do your research first. Find a site and look for the car model that you want and take note of its details. If you don’t have anything specific in mind yet, you can make a list of your options. Read reviews online and see what people think about the car. Check to see if they are verified owners of the car model, so you’re sure they’re giving legit comments. You can also check the price so you can gauge whether what you’re paying for the second-hand version is worth it. 2. The Controls: Buyers who are looking for a new car always test drive the vehicle before purchasing to make sure that it is the right feel for them. It is doubly crucial for second-hand buyers to do so too because you need to make sure that the car is still in good condition. Otherwise, you’ll soon find yourself browsing the Internet for the best car accident lawyers near you. Here are some of the controls you check on: Check whether all the control buttons are working Test the brakes, make sure it doesn’t have any vibrations and that it doesn’t swerve Make sure all warning lights light up when you turn on the ignition Turn on the heaters and air conditioners too 3. The Car’s Body: Checking the exterior surface of the car is an excellent way to tell whether the vehicle has been in an accident or not. The telltale signs include major dents on the surface and mismatched paint. The indentation is a dead giveaway so the previous owner would most probably have it fixed already. But carefully inspect the paint job. If one spot appears to look a different shade or as if it’s newly applied, then the previous owner might be covering something up. 4. The Tires: If the previous owner properly took care of the car, then there should be even tire wear on all of the tires. Car tires need to be rotated properly, and if they aren't it causes uneven wear. It could also mean that the wheels are poorly aligned caused by other problems like damage to the frame or worn steering components. 5. The Smell of the Interior: The moment you open the car door and get in, there should be no sign of suspicious odors. Make sure that there are no smells of gas because it could be a sign that there is a leak in the engine. If you smell mildew, it could mean that the car got flooded or there’s water leaking somewhere. 6. The Seats: Since you’ll be spending most of your car time in your seat, make sure that they’re in good condition as well. Adjust the seats and the seatbelts and see if they’re all working fine. Check the upholstery too. Make sure that there are no huge rips and tears that may cost you extra to get fixed. 7. The Fluid Levels: The fluids in a car are like its blood. Vehicles need it so they can function properly. The fluids or oils in a car lubricates its different parts. It protects your engine or brakes from wearing down much faster than they’re supposed to. Below are the different fluids you need to check: Engine Fluid - Good car owners always make sure to top up the engine fluids. A car won’t work as smooth as it’s supposed to if the engine fluid is at a low level. Use your dipstick to see at which level it is. Transmission Fluid - Make sure that there are no foreign particles in the transmission fluid like water droplets or metal particles. It should have a pinkish color and no burnt smell. Brake Fluid - The brake fluid should not have a dark color. It makes sure that your car properly stops when you step on the brakes. If it has a dark color, then it means that it may have internal corrosion or brake failures. 8. The Windows: If there are any minor scratches on the windows, it’s okay. However, if you see any small cracks, be wary. It may not seem like a serious issue at that moment, but over time it could turn into a big problem. You can also raise it as a concern to try and set the price for a lower bargain. Final Thoughts: Buying second hand cars could save you a lot of money if you pick the right one. You need to check everything that’s listed above to make sure that you’re spending your money on something worth it. If you’re not quite sure, you can always bring along a mechanic with you to help you inspect. Read Also: Pros And Cons Of Buying A Used Car Why You Should Have A Code Reader For Your Car
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What are the Benefits of Using a Pedal Exerciser?
Whether you need an easy, quick workout or want to squeeze in some kind of exercise during a busy day at work, a pedal exerciser is your best option! The benefits of using a pedal exerciser are varied and many, so you don’t have to think twice about buying one. Learn more about these benefits by continuing down below! What is a Pedal Exerciser? A pedal exerciser is a small piece of equipment that resembles the petals of a bike mounted to a stationary platform. You simply put it on the floor, sit on a chair and pedal as if biking. It’s easy to use and learn, low-impact and can be used almost anywhere. It can also be used as an arm cycle if you put it on a table or desk. According to a study performed by the American Council on Exercise on arm cycling, participants burn an average of 9 calories per minute while cycling. Their heart rates also increased to 86% of their maximum heart rate and breathing rates to 72% of their maximum. Pedal Exerciser Benefits Here are the many benefits that a pedal exerciser has to offer: ● Provides a good, low-impact aerobic workout A pedal exerciser helps improve your blood circulation, heart rate, and overall cardiovascular health. Since it is a low impact workout, it is also easy on the joints to prevent pain and injury. You can still break a sweat while pedaling, which is a good thing for your fitness and blood health. It also helps you avoid obesity. ● Help in toning the legs and losing fat from the thighs Because of the cycling motion, you do when using a pedal exerciser, it provides a great lower body workout for toning your hamstrings, calves, gastrocnemius, and glutes. This helps you burn fat especially those found in the thighs for better toned and stronger legs. ● Improves your mood Just like any other form of exercise, using a pedal exerciser signals your body to release feel-good hormones and chemicals, which help improve your mood, lower your stress levels, boost your energy levels, and boost your confidence. This is especially great for people who feel bored or uninspired during work hours. When you feel great and have high morale, you will also treat other people better and work better. ● Increases desk work efficiency Working out with a pedal exerciser helps increase your productivity and work efficiency by allowing you to focus more easily and for longer periods of time. The hormones released while exercising also clears the mind so you can think faster and get more projects done in less time. ● Helps adults especially the elderly to strengthen their knee and foot joints Many adults and seniors have mobility problems due to joint pains. By stimulating the joints and muscles of the feet and knees, a pedal exerciser helps strengthen them to reduce pain and improves their ability to maximize their range of motion. This allows the user to overcome physical challenges like going up the stairs over time. ● Help lose weight and burn calories Pedal exercisers promote weight loss by allowing you to calculate and track the number of calories you burn as you pedal. The best pedal exercisers even have settings for you to control the duration and intensity of your exercise. ● Allows busy people to live healthier and stay more active Using a pedal exerciser allows you to get your daily exercise without interrupting your work because you can use it under your desk. Most models operate smoothly and quietly to be appropriate in the workplace. ● Provides a convenient way to exercise Pedal exercisers are small, compact, lightweight, can be used under your desk at work, under the dining table at home, or even in front of the couch or your favorite chair as you watch TV. You just have to slip your feet through the straps and start pedaling your time away. Many models of pedal exercisers are not just for the office or home use. Some can be folded up neatly so you can store them in your luggage when you travel. You might even be able to use one on the plane if you travel first class! ● Pedal exercisers are economical Aside from all of these benefits, pedal exercisers are cheaper alternatives for larger stationary bikes or actual bicycles. It also offers a way to exercise both the lower and upper body for a full-body workout. It is also great for saving space as well as saving time and effort for maintenance. Here is a video on how to use pedal exercises to your advantage: https://www.youtube.com/watch?v=KVLv7vEZ3Rc Conclusion So those are the many benefits of using a pedal exerciser! I hope this encouraged you to be more active and explore this way of exercising at work, at home, or while traveling. If you liked this article, don’t forget to share it with your loved ones and leave a comment down below! Happy pedaling! Read Also: What Are Virtual Reality Workouts And How Will They Affect Exercise? Eating Versus Exercise With Your No Contract London Gym Membership Shocking Expert Tips On How To Lose Weight Without Exercise
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How to Select the Best Investment Plan for Your Child?
As parents, you want many things for your child - happiness, health, and a secure financial future. You also want that your child should excel in his/her career. Just imagine your kiddo becoming a star athlete or a budding biologist or a successful entrepreneur who appears in headlines from time to time. Your joy will know no bounds! However, when you want to provide the best of everything to your child, you will have to move beyond the basic parenting skills and contribute to his/her holistic growth. For that purpose, it is sensible to save money for your child’s future and keep him/her financially secure, even in your absence. A good way to start is to invest in an Online Savings Plan, popularly known as ‘Child Investment Plan’. An online savings plan serves the dual purpose of investment and insurance. Most importantly, it fulfils two major requirements: It secures your child’s future financially It provides financial aid at various stages of your child’s life such as higher education, starting a business, or getting married However, with several child investment plans available in the market today, it can become difficult to choose the plan that best meets your child’s needs. Following tips will help you make an informed decision: Determine the Monetary Value Attached to Your Child’s Dreams As a responsible parent, your first step should be identifying and prioritizing your child’s goals and the monetary value attached to them. The two main goals for which you would need significant financial funding is your child’s education and marriage. As far as education is considered, for the time being, decide your child’s goal on behalf him/her and know for sure when the cash is required. Reach a decision, for instance - "I am saving for my son’s engineering degree in 2025, and I may require 20 lakhs for the same". Along these lines, calculate the required funds while taking into consideration the year of the requirement for the respective milestones. Also, with respect to your child’s education, don’t just consider funds for primary and higher education, but also plan for extracurricular activities. In short, make estimates of the amount you intend to spend on your child’s education or marriage. Doing so will help you choose the premium amount and the policy term for the best child investment plan. Go for Equity-linked Online Saving Plans If you have a higher risk appetite for equities and a considerable investment time frame (more than 10 years), you can consider opting for an online savings plan. It is essentially a unit-linked child investment plan that offers you investment as well as insurance feature in a single product. Further, this plan provides multiple investment options like equity, debt and balanced funds. So, if you have a longer investment timeframe, you can go for equity funds as investing in equities for longer duration gives the best returns. On the other hand, if you have a lower appetite, you can go for an online savings plan that offers a balanced mix of growth and debt funds. Remember that just choosing to invest for your child is not enough. Selecting the right investment plan is most important! Therefore, while making your investment decision consider the amount you can spare for investment, your income, cost of higher education, time in hand, and the level of risk. Look for Premium Waiver Benefit Almost all insurers, including Max Life Insurance, offer child plans with premium waiver benefit as a key feature of the base plan. This benefit acts as the most vital feature in case of demise of the parent. In such a situation, the child plan pays a lump sum amount to the nominee. Further, the insurer waives off all future premium, and the plan continues to be active until the entire policy term. This ensures that the maturity benefit remains intact as planned. Check for Provision of Partial Withdrawals Online saving plans also allow partial withdrawals on fixed intervals. The idea behind such partial withdrawals is to allow parents to meet the financial needs of their kids at the key milestones in their life such as admissions for extracurricular activities, admissions in educational institutions, or marriage. This option is also helpful for meeting unplanned expenses in case of medical emergencies. Other Factors to Consider for Child Investment Planning Start investing early. It will help achieve your investment target easily. Also, ‘Power of Compounding’ will play an important role when it comes to investing for your child’s future Know the different premium payment modes. You can opt to pay premiums on monthly, quarterly, half-yearly or annual basis Invest in a plan that offers a well-balanced mix of equity and debt funds Track your investment at regular intervals and make appropriate changes if required Select a tax-efficient investment option Concluding Today many insurers have come up with attractive child investment plans. However, you need to be judicious about what plan you want to opt for. Also, while making your decision don’t forget to consider criteria like time horizon and age of your child. We hope that this guide will help you choose the right plan for your child and make his or her dreams a reality! Read Also: Investing And Trading 101: Investment Ideas For Newbies How Digital Advisors Have Transformed The Investment Sector Pros And Cons Of Oil And Gas Investment
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4 Tips for Not Panicking When You Get a Letter From the IRS
A letter from the IRS may seem serious, but the situation that results in the letter may not always be serious. You may find that you're receiving a notification of a minor error or small sum of money that you owe. Even an audit isn't causing to panic — the IRS may simply need some additional information in your personal files. Follow these tips to handle communications from the IRS in a calm, sensible manner. Read the IRS Document Carefully: Image via Flickr by dvs You should always open and review documents from the IRS as soon as you receive them. The IRS will attempt to connect with you by mail to make initial contact regarding any issues with unpaid tax debt, tax filing errors, tax audits, and other issues. The sooner you address the problem, the easier it will typically be to find a satisfactory resolution. If you ignore letters from the IRS, it is possible for the agency to reach out to you by phone. The IRS recently started working with private debt collection companies to handle unpaid tax debt. Many telephone scams exist as well, and you should be vigilant about confirming any information that you receive by telephone. Keep Your Tax Documents Organized: Ideally, you'll have your tax documents for the last three years safely stored and ready for your review at any time you may need them. These materials include documentation regarding any protections you may enjoy through a third-party tax filing service. Many websites and companies provide audit protection or a guarantee of accuracy, which can give you valuable peace of mind if an audit should arise. If you do not have these documents on hand, you should take the time to gather them as soon as you're informed of any type of dispute or IRS audit. Having these documents provides an important sense of security going forward. Verify the Tax Issue: Before you make arrangements with the IRS to settle a debt, make sure that the amount of the debt is correct. The IRS may occasionally make errors, so it's crucial that you check the numbers for yourself and file a dispute if you believe that the figure is incorrect. Contact the IRS immediately if you believe that the agency is operating with incorrect information. Explore Your Tax Debt Options: If you owe a debt to the IRS, you don't necessarily have to pay the full sum immediately. You can explore several tax debt options. Understanding these options can help you avoid panic, particularly if you're facing a debt too large to pay at once. You may qualify for an offer in compromise, a condition in which you settle your debt with the IRS for a lower sum of money. You can also request that the IRS delay collection or set up a payment plan to handle the debt in a series of installments. If you hear from the IRS, you should take the time to thoroughly review all communications so that you understand what the IRS requests from you. If you need assistance navigating an audit, tax debt, or other situation, don't hesitate to reach out to a professional for help. Read Also: Eight Essential Tips For Getting Out Of Debt What Are The Types Of Debt That Can Be Discharged In Bankruptcy?
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Growing Your Gram: 10 Tips for Boosting Your Instagram Engagement
Last year, Instagram announced that they have more than 1 billion monthly active users. The growth of the social media network has seen many brands and influencers in competition to take advantage of its marketing potential. You may already be posting great content, but you're just not getting the shares, likes, and comments you'd like. That's why you need our top 10 tips for Instagram engagement. Let's check it out together! 1. Make the Most of Hashtags: Twitter made the hashtag famous. But, now Instagram is widely associated with the power of the hashtag. If you know how to use hashtags, you can reach out to an ever greater number of followers. Your hashtags need to stay relevant to your brand and message. Too many Instagrammers carelessly throw hashtags into posts. It's important to do your research before you use a hashtag. You can take advantage of tools, such as Websta to optimize your hashtag strategy. You don’t need to pay for more followers through dubious websites, you can grow Instagram followers organically. LikiGram is an app to buy IG likes and followers. However, should you trust LikiGram? you can read and get the answer here. 2. Post Engaging Content: It may sound obvious to say that you need to post engaging content for Instagram engagement. This means different things depending on your audience. Do you need to consider what kind of content is meaningful for your users? This doesn't only mean your pictures and captions. You need to concentrate on producing content that attracts and inspires your audience. If you're in the food and drinks industry, then lots of snaps of your delicious meals and brightly colored ingredients will do the trick. 3. Instagram Stories: Does your audience want to know what happens behind the scenes? You can give them insights into your brand with Instagram Stories. Why is the Instagram Stories feature so important for improving engagement? Because Instagram stories have around 300 million users each day. Can you believe it? And yet, this isn't a feature that is occasionally used by people. In fact, the average user spends nearly 30 minutes per day enjoying Instagram Stories. 4. The Power of Geotags: Geotagging is when you add location information to your social media posts. This is especially popular among Instagrammers -- so take note! Geotagging is another means by which your audience can discover your brand alongside hashtags. This is a really important tool if you want to connect with people in a specific location. If you're opening a new store or organizing an event in a particular location, then you can effectively reach out to your audience with this. 5. Include a Call to Action: How to end each Instagram post? If you're not already doing it, then you need to be including a call to action on every post. This leads to greater engagement. So, encourage your audience to comment or share your posts. You can also request your audience to visit your company website or click on the link to your online store. Alternatively, you could ask a question which gets people to further engage with your activity on the social media network. 6. The Best Time to Post on Instagram: Many people ask the question: what is the best time to post on Instagram to optimize engagement? The simple answer is that you should post when your audience is most engaged on Instagram. How do you discover this? Well, Instagram's analytical tool provides you with some insights about your audience. There is lot of debate about the overall best time to post on Instagram. After all, each audience behaves differently. According to Sprout Social, the best day to post on Instagram is Thursday while the worse is Sunday. However, if you want to play it safe, stick to Tuesday to Friday between 9 am and 6 pm. If you have a global audience, then choosing the best times is quite complicated. You need to experiment with different posting times to determine which works best for engagement for you. 7. Engagement for Prizes: People love free stuff. This is a great rule to live by if you want to improve your Instagram engagement. So, why don't you start running competitions for free prizes among your audience? You could host a contest in which everyone who shares your post with their followers is put into a draw for some prizes. 8. Focus on Quality over Quantity: Twitter and Facebook may be about near-constant engagement with your audience. However, Instagram is more about quality than quantity. You don't want to put off your audience simply because you've overloaded them with content. That's why it's important to stick to a maximum of two to three posts per day. Otherwise, you risk being on the end of "follower fatigue" and spamming your followers. 9. Instagram Filters are Key: Instagram is the most visually appealing social media network on the market. It's all about aesthetics. One of the most effective ways to appealing to your audience is to make use of Instagram filters for your pictures. You should know that each filter has a different association for Instagramers. Make sure you make the right choice for each post. You can learn more about Instagram filters here. 10. Engage Your Competition's Audience: If you want to broaden your audience even further, then you could check out your competition's audience. This isn't just spying on your rivals. You need to actually engage the followers. You can start by searching for Instagramers who produce content similar to your own. If they find similar accounts interesting to follow, they'll probably feel the same way about your content. Instagram Engagement: Now you know how to build your Instagram engagement strategy – what are you waiting for? If you need more help in building your brand on Instagram with a real audience and real engagement, you can always take help from some of the best tools and software on the market like urinsta. Follow our strategies for building your Instagram audience and you’ll immediately experience results. If you want to find out more about how you can use Instagram effectively, check out our blog for the latest news and topics. Now you know how to build your Instagram engagement strategy - what are you waiting for? Follow our strategies for building your Instagram audience and you'll immediately experience results. If you want to find out more about how you can use Instagram effectively, check out our blog for the latest news and topics. Read Also: Is Instagram Turning Into A Way Of Life Now? Instagram Marketing Statistics You Should Be Aware Of In 2019
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Tips for Breaking Into Finance and Banking
Many people with an interest in money find it quite rewarding (and profitable) to pursue a career in finance and banking. But not everyone gets there on the same path. For one thing, there are many careers in the industry, such as management, financial advising, auditing, and lending. So, depending on what field you want to pursue and where you hope to work, your career path may look a lot different than someone else’s. With that in mind, there are a few tips you need to know to help you break into almost any field within this sector. Majors are less important than you think: Many college students get hung up on narrowing down their major in college to match the specific career they currently want. But the truth is that while you do need a degree, the major can vary quite a bit. In fact, many people start out with a major in accounting and end up with economics degree jobs. Or they might start with a major in finance and end up in economics. Some people even break into the field with unrelated degrees, like psychology or communication. The point is that most managers in the money field know that the skills and knowledge you obtain from any area in business can translate to the others. You might start at the bottom: Not all fields are the same, but certain ones (such as banking) rely more on seniority than your level of education. In fact, many people in the banking industry started out years ago with very little education and worked their way up. Other fields also require working your way up, but they may not require you to start in the lowest positions available. Some sectors in finance and banking will allow you to work your way up very quickly or even start out in management or mid-management positions. Just remember to stay humble, learn all you can, and work hard on even the small jobs you’re given. Your resume needs to stand out: While this is true in any industry, employers in the finance and banking industry are looking for specific skills. And depending on where you live and work, your resume could find itself at the bottom of a very big pile. Aside from a simple, professional format, you need to use the right lingo to get your resume seen. Each industry has its own set of particular skill sets that make someone a quality candidate. And banking and finance are no different. In fact, because the applicant pool is so educationally diverse, your skill set may be the only thing that matters. The ability to communicate well, for example, is at the top of the list. Hiring managers also look for analytical ability, problem-solving skills, and capacity for innovation. Networking should be your priority: Networking isn’t just for business professionals looking for more client leads. It’s also one of the most effective ways to land your first job. About 70 percent of job seekers are hired by companies with which they have connections. And networking doesn’t have to be as hard as it sounds: it’s simply connecting with people in the industry. You can do this by reaching out on social media to individuals or groups in the field you want to work in. You can amp up your LinkedIn profile to appear as an active job-seeker in the industry. You can take advantage of all the college events where professionals in your degree field will be meeting up. And you can simply ask people you know about their careers and connections in banking and finance. You’ll be surprised at how willing most people are to help you out. Read Also: 3 Must Know Accounting Tips To Help You Finance Correctly 8 Family Friendly Careers That Offer Great Pay And Work-Life Balance
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