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Dalhousie, a perfect place to unplug the anxiety of rat race of modern cities
Dalhousie, a beautiful town home to vast meadows, old colonial buildings, churches, temples, sky reaching hills capped with snow, and lovely locals, is indeed a perfect place to visit amid vacation. Far from the rat race of modern cities, it is a perfect place to rejuvenate and fall in love with nature. Dalhousie, a picturesque resort town situated on the western edges of Dhauladhar Range in the Himalayas, was established by Lord Dalhousie and thus has been named after him. This curious little town, which still echoes the colonial essence of British Raj in India was the most loved summer retreat for the whole British administration. It is aptly based nearby five little hills, namely: Tehra, Kadhalagi, Bakrota, and Bhangora . These hills are settled next to one another framing a delightful cover of valleys that lay covered up with snow and hidden from the rest of the world. Dalhousie is known for its incredible mountains, vast meadows, sprawling valleys and charming perspectives of the splendid snow capped the Himalayas ahead. The various trekking trails that vein down through the blended territory of rough precipices, thick pinewoods, and greenery, and rich mountain glades, stamp some vital areas to look at Mother nature's perfect work of art. This further adds to the wonder of this beautiful place. Dalhousie's shopping centers, initially built by British to cater their promenades, carriages, steeds and such with awesome perspectives, turn out to be a pleasure for both a novice as well as an experienced trekker. Dalhousie is a walker's heaven as well as a fortune trove of the old cultural legacy of the Himalayan district. The different gatherings of tribes beginning from the old Gaddis that lives at the Bharmour area, the pretty Pangas, and Boots that occupy Pangi valley, add a distinct character to this district. Their rich culture reflects in their vivid artifacts and crafted works that are generally accessible in the local markets. The city has numerous shops with great options for trinkets and handiworks to take back home. An enchanting destination with its fortifying climate and invigorating surroundings that hold the virtue of nature, Dalhousie is certain to take your heart. Plus, there is a good enough variation in the different Dalhousie tour packages, thus catering to all tourists who visit the place. Trekking is one of the fundamental outdoor activities in Dalhousie. A well-known trekking course is the Khajjiar - Chamba stretch that is ideal for a novice as well as an experienced trekker. Khajjiar is 22 km far from Dalhousie and the course takes after a picturesque walk to Kalatop, which is 3 km away. The course takes around 5 hours relying upon your speed. Another well-known walk is the walkthrough Ganji Pahadi. There is a lot to do here. Visit an old temple, go on alone walk, look at the ethnic Pahari craftsmanship at the Bhuri Singh Museum, buy some gifts and go on an excursion in the fresh cool neighborhood of Khajjiar with its interesting lake and amazing vistas, visit the Kalatop Wildlife Reserve, look up at the stars, or taste on some hot tea while soaking the quietness of the hills surrounding you. Dalhousie is far from the frenzy of urban living. Also, with its old-world ambiance, empowers you to truly unplug from the anxieties of the rat-race. The climate is stimulating, the general population is inviting, and the environment is tranquil and undisturbed. Unquestionably a spot one can come alone to do some spiritual healing. Read More: Best Vietnam Trekking Tours With North Vietnam Travel The Glitches Arrived In Travelling To New Place 7 Travel Tips To Feed Your Wanderlust In Europe
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Jeep in the best Desert Safari by playing Off Road Dubai
A real off the road, jeep ride with bumps, jolts and sand await you here Off Road Dubai Desert Jeep Race has been created by Beta Games Studio a the United Arab Emirates based app developer. They have a professional team of developers who have been responsible for designing many other exciting and adventurous games in the past. Off Road Dubai Desert Jeep Race has been created for those who enjoy playing racing games. If you have driven in the Dubai Desert Safari before you may especially enjoy it a lot. It gives you the same experience without the sand blowing up in front of you the entire time. But then again anyone who wants to enjoy the desert safari experience can also play this game. Off Road Dubai Desert Jeep Race Off Road Dubai Desert Jeep Race opens up with the first unblocked level and the player has to drive their jeep in the desert. It is easy to play the game with several levels. As the player finishes one level, the other levels also get unlocked. Initially, there are two game modes to choose from. Either you can drive alone in the desert in the first mode or you can race with other jeeps in the second game mode. In the first solo driving mode, you need to cross checkpoints. The task for the driver is to locate each checkpoint in the desert and cross it. Going beyond the checkpoints is not the objective of this game. A prompt at the top guides you about what you should do to finish the level. While the first game mode is about driving, the second mode is about racing several jeeps. You can enjoy this interactive race in the Arabian Desert environment. A separate wooden trail has been made for the jeeps to race in. The whole desert experience comes to your smartphone or tablet. You can drive through the entire desert with the sand flying high in the wind. The challenging Arab desert environment awaits you in this game. Here you can go up and down the sand dunes in your jeep in a realistic 3D game. Graphics The developers at Beta Games Studio have worked tediously to create a complete desert experience for players. They have provided a realistic 3D desert environment with advanced graphics interplay. Sand keeps flying while you race just like in a real desert, climbing sand mountains seems real and the jeep speeds and jumps up and down while moving over them. Imagine doing all this without getting any sand in your face or in your vehicle. The sound effects are amazing and compliment the game. Overall it feels as if you are really racing or driving inside a desert. The credit for making such a game definitely goes to Beta Games Studio. Having an experience of the UAE, they have created a game that captures the environment perfectly. Features It is easy to play the game with a user-friendly interface. Even though the controls are quite self-explanatory, the help section also describes them in detail. There is a brake and accelerator control. The green arrow indicates the direction for the jeep to drive in. Pause lets you take a break as you wish during the game. After this, you can carry on whenever you wish. A hint option is available at the top left of the screen that can guide players. An arrow appears pointing in the direction where you are supposed to move. An option to watch a video for hints is also available sometimes. Extreme Jeep Rally Off Road Dubai Desert Safari has all the features you are looking for in a desert safari style jeep racing game. It is not your conventional or classical car racing game. While most racing games are based on highways or roads, this game gives you an off the road experience in a desert amongst sand dunes in a jeep. It has a realistic desert arena where you can climb up and down as long as you wish. This game is free to download and available at this link: https://goo.gl/qE0QFk. You can race to your heart’s content in this game and experience ultimate racing. Read More: 5 Essential Tips For The Traveling Photographer 7 Travel Tips To Feed Your Wanderlust In Europe Why Should Ladakh Be Your Next Travel Destination? Important Things To Transport During A Relocation
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Where Are You Celebrating Holi this Year?
Before you gear up for the sassy Holi party in Bangalore, take a look at how they celebrate Holi in the other parts of India, which are a tad different from the usual style. Maybe you get an inspiration, or maybe you simply head to one of these places to get the right fervor. 1. Barsana The ladies of Barsana close to Mathura in Uttar Pradesh beat up men from neighboring Nandgaon town with sticks, in what's known as the Lathmar Holi festivities. Lathmar Holi happens around a week prior to the primary day of Holi. It is even better if you reach Barsana two or three days ahead of time of Lathmar Holi so that you can even encounter the Laddoo Holi celebrations there. Sweets are hurled around and otherworldly melodies identified with Radha and Krishna are sung. 2. Udaipur Udaipur is a city brimming with royalty. Various turquoise lakes encompassed by parched slopes and white castles make for a pretty picture, particularly amid the festival of Holi where the initiation is done with the blazing of Holika at the main square outside Jagdish Temple in Udaipur. There is music and the whole city is drowned in revelry after the 'Holika Dahan', followed by a spectacle of blasting fireworks. The next morning, the festival of Holi is celebrated with full zeal where cans loaded with hued water and water guns assault clueless revelers from every nook and corner. Local people and sightseers alike participate with awesome energy. 3. Varanasi [caption id="" align="alignnone" width="4000"] image credit:thebetterindia.com[/caption] Varanasi is effectively a standout amongst the most notable spots to celebrate Holi Festival in India. On the night before the Holi Festival, a goliath blaze is lit on the banks of the Ganges to imply fresh starts and riddance from illnesses. The next day comprises of ladies and kids, grown-ups and grandparents, all running to the roads in a tumultuous bright festival where powders of all hues are richly tossed without thought for who or what may be in their proximity. 4. Anandpur Sahib, Punjab [caption id="" align="alignnone" width="821"] image credit: tribuneindia.com[/caption] Celebrate Holi like the Sikhs does at the Anandpur Sahib in Punjab. Hola Mohalla is a yearly event that dates back to 1701. It was initially sorted out by Sikh Guru Gobind Singh to observe Holi. So rather than tossing colors at one another, hope to see an exhibit of physical nimbleness here during Holi. There's wrestling, mock sword battles, hand to hand fighting, turban tying, and gymnastic military activities. 5. Goa Holi in Goa is commended as Shigmotsav and is seen as a sort of combination between the celebration of shading and an undeniable jubilee. People from all religions and walks of life meet up to douse one another with colored water. Shigmotsav is celebrated over a whole fortnight, and the fantastic finale of the celebration includes bright parades and revelry that are performed by the Goan people. It is an awesome time to encounter an extraordinary side of Goa. Anusha Dixit is a travel writer working on an Online Travel Guide. She guides travelers to various resources where they can find the best places to visit in Udaipur for their journey. Read More: Top 5 Tourist Attractions Within And Around Mumbai Handy Tools For Outdoor Photography 5 Irresistible Reasons To Embark On A Golden Triangle Tour Discover Vietnam, Cambodia, Laos With Private Indochina Tour Packages
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What Species of Wood is Right for Your Wine Cellar Furniture?
Most of the vintage wines which you now have in your cellar are a lot more than just proper storage and preservation. Wine cellars are often called the entertainment center of an abode and today you can find all kinds of custom-built wine cellar furniture. These furnitures run the whole gamut right from customized chairs and tables to lighting to tableware and other artistic works. You can equip your cellar with just about any type of wooden wine furniture that will enhance the aesthetic appeal of your home and provide cozy culinary service. If you really prefer timber for your wine cellar furniture, make sure you pick a durable one that will not decay or be affected with mildew in the humid environment of your cellar. Or else what you can do is create a separate room next to your wine cellar for entertaining your guests in order to get rid of the humid environment. Now that you have the option to select from a wide variety of wood types from top providers, picking your wood species to meet your personal preference is no exception. Undoubtedly, the 4 most popular wood species used these days while building wine cellar furniture are given below: Pine- Pine, the most common and least expensive of all the popular wood types is used for manufacturing wine storage rack. It is best known for its durability and strength. This wood species is available in faded colors that assist in making it blend well with any interior decoration. The major benefit of pine is that has attractive and consistent grain patterns that can be stained to match the aesthetics of the rest parts of the wine cellar. Cedar- A durable and light-weighted type of hardwood, slightly pinkish-gold toned cedar is able to resist rotting away of the woodwork. Its grain patterns are more consistent that other wood species and are released easily by sanding the wood. This kind of wood is ideal for giving a simple aesthetic appeal to an abode. Redwood- Best known for its resiliency and sturdiness, redwood is a beautiful reddish wood species that grows in hot and humid places. Hence, redwood is an ideal choice for wine cellar furniture within the cellar since it contains natural wood preservatives within it that aid in resisting the humid conditions. There are 2 types of redwood and they are: Premium Redwood- It is the least expensive and has much more variations and color in the wood than All Heart Redwood. All-Heart Redwood- Its wood is much darker and consistent than Premium Redwood. Mahogany- The most durable and appealing of all the 4 wood species commonly used in wine cellar doors is mahogany, a reddish-brown color redwood. Neither does it swelled up nor twisted out of shape over time. Apart from that, it is resistant to decay, making it perfect for the higher humidity levels usually found in wine cellars with climate-controlled systems. Those people who want that “furniture-grade look”, mahogany is undoubtedly the perfect choice as it is ideal for both lacquer and stain applications. Each of them is unique in its own way. Moreover, to help preserve the quality of wines, it is better to avoid using any other wine rack material types rather than the above mentioned wooden wine racks. Author Bio - Gary Wise, who has decided to go full time to wine writing this year, has recently written a wine article on wine cellar furniture where he shared about how beautifully wine cellar doors displayed his wines in his wine cellar.
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5 Rowing Machine Workout Tips Every Fitness Person should know
A rowing machine is also referred to as an indoor rower. Rowing machines are capable of providing an intense workout to all the main muscle groups in the body. It is a great cardiovascular exercise and provides strength and shape to the body. Working out on rowing machines is quite similar to rowing a boat with the help of an oar. However, you must use low-impact and smooth rowing patterns in order to prevent injuries while rowing machine workouts. Workout is fun but if not done properly can cause injuries and pain in the body. 5 Rowing Machine Workout Tips Every Fitness Person should know Here we have listed some rowing machine workout tips that you must know. 1. Slow Down your Rowing Machine Strokes It is always observed that rowing machine is not used properly by most of the people. People usually tend to apply a greater force for pulling it too far as a result of which their strokes are very short and they try to move back and forth very fast. However, it is always advisable to make longer and slower strokes in order to achieve better precision and make the most out of your workout. Remember the slower the rowing strokes the better they are. 2. Focus more on Legs than from your Arms People usually hold a perception that rowing machine workouts are more about arm strength rather than the legs but this is not true. Rowing machine workouts are a leg- dominant exercise. We often try hard to pull the machine back with all our arm strength but when we have to come forward on the slide the very first movement must be made with our legs in order to apply all the power of the glutes. It can be even compared with a squat run where you have to use more of the movement of your legs and arms instead of your arm strength. 3. Check your Posture Posture is one of the main elements of rowing and sitting at a right posture during your rowing machine workouts can make the real difference. Therefore, you must keep in mind the following points in order to get the right posture. You must sit in a bolt upright position because you will have to make use of your back for strength during the workout. Do not lean too back or forth because this will result in loss of some power. You should aim for tall yet slight back sitting posture which will help you maximize your power during the workout and make most of it. 4. Concentrate on your Pulling Techniques Pulling techniques are the core to your rowing workouts. You might observe a number of pulling techniques used by people around you in the gym but there are several pulling techniques that will make your rowing workout sessions more effective. Whenever you pull the handle back with body, the stroke must finish just below your pecs and not somewhere near your sternum. Some people might go quite high up as it provides them better split on the screen but this is not a good technique and can result in injury. So, it important to get the right technique to avoid injuries while working out. 5. Make Proper Workout Plans Most of the people treat rowing workouts as their warm-up exercise and spend a shorter time on the rowing machine which means they try to complete it as fast as possible. However, if you need quick and better results then you must plan your rowing machine workouts properly. A regular workout of 20 minutes on the rowing machine will give you fair results. You will be able to note the difference and this will also improve your workout techniques. Make a proper workout plan like assigning the workout time, targeting for predetermined speed and distance to be covered within the desired time. This will definitely show quick results. Conclusion Working out on rowing machines is quite productive and known for giving quick results if carried out regularly in a proper manner. So, the above-listed rowing machine workout tips will surely help you get quick results and benefits from your workouts. Every fitness person should know these tips. Read More: 7 Ways To Kick Off Your Fitness Routine Get Up And Workout! Things To Consider What Are Popular Mind And Body Exercises Available At A Gym?
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Have assignment problem? Try assignment help online
Students having the problem in attempting their assignment i.e., on assignment problem is not something new. Students find it hard to write an assignment for various reasons such as lack of knowledge about assignment writing, unsure about research as well as about their English writing skills or hectic schedule. Taking assignment help online will be beneficial for you greatly in the future too. But not writing your assignment is not an ideal choice for you because you would not like to get a negative stare from your professor on the assignment submission day and subsequently lose them valuable marks. So, let's discuss what is the other option you have when it comes to solving your assignment problem. Assignment Problem Solution: As we have already discussed why students face difficulties in writing their assignments, and you can see that reasons are pretty common. So, what about the solution? Well, it is very common as well. Simply open your browser, type assignment help online and choose a website that you think can provide you with a first-class assignment. Yes, lots of students with assignment writing problems go for assignment help and get their assignments done by professional assignment experts. These assignment writers have excellent English writing skills and also have ample experience in assignment writing as they deal with different assignments problems day in day out. They can do extensive research for your assignment from top sources and can fill relevant data in it that not only fulfills your assignment requirements but could also be helpful for you in learning much about your topic. You also get a properly formatted as well as referenced assignment by availing assignment help online. Solving Assignment can help you to overcome many problems: Those who are unable to bear academic pressure then solving assignments problems online can help them a lot. Your lack of good English knowledge. Even the absence of resources can also be overcome. Online Assignments Help: Furthermore, online assignments help providers also do their efforts in delivering your assignment within the delivery date given by you as it could be harmful to their reputation if you don't get your assignment within the set deadline and you could face problems in your academics. So, you can try assignment help from various sites but if you are not sure of the best, then check out all assignment help We are a top name in the assignment help sector and lots of students from Australia, UK and many other countries go for our assignment help. Our company has got a bunch of talented assignment experts who can take on your assignment related problems in various subjects. We also understand that assignment help is a big concern for the students when it comes to availing assignment help, that's why we have set our assignment help fee such that it doesn't bother your pocket. So, take a tour of our site and get your assignment done by professional assignment experts. Read Also: Tips on cheap paper writing assignments 7 Ways to Get Better At Writing: Personal Growth Planning Your Next Commercial or Residential Project? 6 Ways an Architect Can Help
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Solve assignment problem in UK
Universities from the UK are popular among the youngsters around the world. A lot of students from the UK and foreign countries go for these universities as they aim for making it big in life. Studying in the top universities of the UK gives them a good experience, but they also get very busy as they don't just study but also get occupied by internships and part-time jobs, especially foreigner student. That's why they get less time to enjoy their hobbies or to go out with friends. So, finding time to write their assignment is also something that they find hard. This article focuses on the same issue of how to solve the assignment problem in the UK. So, read on to find out more. Assignment Help You may also be having this type of problem. However, skipping assignment is not an ideal option as you would not like to waste all the hard work you have done the whole semester and all the money you have spent. But spending a bit more money could solve your assignment problem in the UK. As you know that the internet is something that plays a significant role in our daily lives today, people are connected to each other through the internet, lots of trading is being done around the world using the internet and there are individuals who are using the internet for educational purposes, and assignment help online is one such way. The inception of assignment help online has proved beneficial for students from the UK and around the world in many ways. All you have to do is spend some money and get your assignment done sitting at home. These assignment help companies have a bunch of qualified assignment experts who have familiarity with the craft of assignment writing and also possess excellent English writing skills to tackle your assignment problems. You could say that it seems like these companies are doing business but that cannot be completely true because these assignment help providers have set a reasonable price for assignment help so that lots of students could make the full use of this service and enjoy the healthy academic experience. Allassignmenthelpuk is also one such website and it has made its presence felt in the UK when it comes to providing first-class assignment help online. We have got highly-qualified assignment writers on our team who are well-read and are aware of the ways to deal with your assignments in various subjects. Our assignment experts are also good at referencing your assignment in different formats such as APA, MLA, and Harvard. Plagiarism is something that is not acceptable in your assignment by your professors in the universities of the UK, so our company ensures that you get plagiarism-free assignment from us. You can avail our assignment help online at an affordable price by simply going to our website allassignmenthelpuk. So, don't get bothered if you are faced with assignment problems. Just try our assignment help online and get the delightful experience of assignment help.
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A Rundown of the Basic Led Lighting
“This blog shares some basic options available for LED lighting a house.” What is LED? The term LED refers to “Light-emitting diodes”. When these lights first made their appearance in the market, people were skeptical about their use as they emitted a bluish-white light, a bit unconventional for homes. But things have changed now. Advancement in technology and continuous researchers have made this high-efficiency LED lights to produce, the warm yellow hue that homeowners prefer in their interior. Read also: Secrets to the Perfect Bedroom Light People, worldwide have now shifted from the traditional incandescent bulbs to LED lighting in spite of their high initial cost, because of their efficiency. This high efficiency LED home lighting, ensures lower power bills, better quality of lighting and last much longer than a normal lamp. The other feature of these lamps is their versatility, which has made people switch from traditional bulbs to LED lighting. These lamps offer a varied range in lighting- from soft, cool lights to warm and crisp ones. They come in a wide range of designs and lets you play with the interior lighting scheme. Some of the variety in which LED lights are available for home décor are: Tape, Ropes, Smart Bulbs, Pucks, Panels, and more. Here is a quick rundown of the basic options that you get with High-Efficiency LED Home Lightings inside your home: LED Tape Lighting A flexible lighting option that can be used in two shades to create a light and shadow ambiance in a room, preferably bathrooms and kitchens. Use the usual “white” LED tape above the kitchen cabinets for a bright glow and stick “soft and warm” LED tape under the cabinets for warm illumination. LED tape light is a flexible tape of circuit boards with LED chips come with a self- adhesive back for easy installation anywhere. The tape can be cut according to preferred size. The chips are the lights that come in a range of brightness options. Read More: The Right Light Set-Up For Your Band LED Panel Lights The LED Panels are multiple of LED light chips, enclosed within a metal channel covered by a transparent acrylic case. They are brighter than the LED tapes as more LED chips are included in one space. The Panels come in a wide range of color options and can be dimmed and brightened as preferred. The LED Panels are of great use in bathrooms, for illuminating a bathroom vanity. Attached along the entire length of the mirror below and above, they give a soft, dramatic look. These panels are ideal for bathroom use as they are protected additionally by the acrylic case. LED Smart Bulbs The latest technology has brought LED Smart Bulbs in the market. The “smartness” factor in these bulbs comes from their management through smartphones, and other similar gadgets or the Wi-Fi network of a home. They allow the use of a wide spectrum of colors in lighting and also the control of the light warmth. Use LED Smart Bulbs with Industrial Steampunk Pipe Light fixtures and change the look of your home. Ideal for a kitchen with a modern, minimalist look. Create a dramatic atmosphere by using these Industrial Steampunk Pipe Light Fixtures above the kitchen island to brighten up space and highlight it as well. You can also use this light fixture to lighten up the kitchen working space. Other than a kitchen, Industrial Steampunk Pipe Light Fixtures with LED Smart bulbs can also be used in studies as well as the poolside with appropriate interior planning. LED Puck Lighting LED lights create a pool of light in an area and let off less heat than Xenon puck lights. They are ideal for illuminating inside the cabinets and small corner spaces. The discs are ideal for creating a drama with light and shadow as the areas that fall outside the light focus, are left in the dark. You can get LED Puck lights in individual units or in kits as well. LED Ropes Ideal for outdoor lighting of a home, for patios, poolside, walkways LED Ropes to offer a soft bluish light. These are actually LED chips encased in a round plastic tube. The durability of the plastic and its waterproof nature makes LED Rope a better option of outdoor lighting. Read More: Create A Stunning Outdoor Space With These Residential Landscape Lighting Tips Secrets To The Perfect Bedroom Light
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Top 5 Tips for Dealing with Web Marketers
Getting along with a web marketer is about as easy as negotiating your client’s settlement over a picnic outside the courthouse. Some people are that easy to work with, but they’re about as common as an 8-1 ruling in the Supreme Court. [caption id="" align="aligncenter" width="800"] image credit:localang.com[/caption] For lawyers, web marketing is what the French call a devoir — a “have to.” Most of us would rather wash our hands of it. After all, we went for a JD, not an MBA or a marketing degree. We have a whole desk full of case files and ethical obligations demanding our time. Marketing is hitching for a spot in the backseat, at best. But the Web is where the clients are. Internet marketers are the new rainmakers. We need them to keep the soil moist, so to speak. In today’s marketplace, Google is the ground from which law firms grow. The trick is to find a marketing firm that can get the job done at the right price… while keeping our blood pressure below the call-an-ambulance level. That’s easier said than done, but here’s some advice. Five Commandments for Keeping the Peace with a Web Marketer 1. Slow and Steady You know what they say — it wins the race. SEO is not an impatient person’s game. Top 10 search results are not achieved overnight. Sure, you might see a blip here and there, but if you’re looking for instant gratification, you’re searching in vain. Think of it as the stock market. You’re investing for long-term gain. 2. Micromanagement is a killer: Attempting to micromanage your marketing will put you and your marketer in that blood pressure danger zone. You’re the lawyer. They’re the web gurus. You each have jobs to do, so stick to those. It’ll do wonders for the relationship. 3. Know what you’re paying for: Legal web marketing isn’t exactly inexpensive. Like most things in life, you get what you pay for. Just know what you’re paying for. A good marketing firm will offer itemized transparency for their services, and that’ll keep you from feeling resentful about any “phantom charges.” 4. Don’t get emotional: This isn’t “Dr. Phil.” Your relationship with your web marketer means everything, but that relationship should be built on performance, dependability, and communication — not personality. Trust is important, and it takes time, but you should assess the firm’s effectiveness in the services they provide, not the extent to which you “like” them as people. Oh, and the Golden Rule applies here too — treat your marketers with the courtesy and respect you expect from them. 5. Work with good people This is especially important in the legal arena. So much of web marketing is content-based; but as attorneys, we have to be careful about whom we allow writing about the law on our behalf. Stick with experienced and highly credentialed marketers, preferably those who are able to have your content written by licensed attorneys. The State Bar will thank you for it (in the form of zero discipline for marketing blunders). Here again, you get what you pay for. Need Web Marketing Advice for Attorneys? Ask. As the old saying goes, you don’t know what you don’t know. If you need web marketing advice for attorneys, ask around. Maybe some of your law school friends practicing in other jurisdictions can share their experiences. A simple conversation can shed real insight. You might be surprised by how much you’ll learn from the web marketers themselves. Ask them to educate you. Most are more than willing to elaborate on their history, their best practices, and their approach to client management. Working with web marketers isn’t always easy, but take these tips to heart and you’ll see long-term success (instead of simply seeing red). Kaplan Lawyers PC is a New York City personal injury law firm that helps victims of personal injury and their families in Bronx, Queens, and Kings Counties, as well as all of New York City.
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Credit Card Fraud the Holiday Season: Things to Consider for Next Year
Congratulations! You made it through another holiday season, hopefully, unscathed by fraudulent use of your credit cards. While the winter holiday season is generally a time full of goodwill, a time when people try to see the best in each other (or at least be less pessimistic), criminals aren’t dissuaded by the thought of getting coal in their stockings. They think nothing of the problems that their unlawful behavior causes for the rest of us. In 2014, criminals cost Americans nearly $15 billion over the holiday season through credit card fraud, retail theft, fraudulent returns, and even counterfeit money. There’s no way of calculating the amount of time lost by victims of credit card fraud in the resulting hassle of straightening out the situation with their credit card company or the police. It’s never too early to start getting ready for next winter’s holidays, and many of the sensible shopping tips designed to keep your financial information safe can be practiced at any time of the year. As with many things in life, making the effort to take precautions can save you a lot of aggravation in the long run. When you are out shopping, stay alert. Don’t leave your wallet in your coat or in your purse unattended – not to use the dressing room, go back to the buffet line or visit the restroom. Don’t leave it in plain sight in your car, either. Criminals who want to steal your personal information are very good at watching and waiting for you to step away. They are also known to work in teams with one person distracting you while another snatches your wallet. Many times, purchases are made before the card’s owner even knows it’s missing. Of course, many of us prefer the convenience of shopping online. A recent study shows that card, not present (CNP) fraud attempts occurred in 2015 in one out of every 86 transactions, up significantly from one of every 114 transactions the previous year. Furthermore, the popularity of “buy online and pick up in-store” is a fresh opportunity for many cyber thieves, because most retailers don’t mandate re-running cards when consumers come for their purchases. While banks and credit card companies absorbed 90 percent of the fraudulent transactions reported in 2014, unsuspecting consumers continue to put themselves at risk by browsing in free Wi-Fi zones, using public mobile hotspots, or shopping online at unverified websites. Also, clicking on links in emails rather than going to the websites of well-known retailers by typing them in the address bar can lead to trouble. All of these scenarios make it much easier for hackers to intercept online transactions, passwords and financial information. Credit cards are preferable to cash, which could be counterfeit and is virtually impossible to track and to debit cards, which do not offer much protection against future loss. And credit card companies are supposed to help their clients in cases of fraudulent use. If you suspect someone has hijacked your card or card number, notify your card issuer immediately to cancel the card and arrange for a replacement. Most card companies cap your liability at zero dollars if you report the unauthorized credit card charges soon after discovering them, and under the Fair Credit Billing Act, you can be held liable only for the first $50. You should also file a police report. If you have several credit cards, stick to using just one for shopping to help contain the damage in case the worst happens. And it never hurts to check your credit report. Federal law allows you to get a free copy of your credit report every 12 months from the three credit reporting companies. Consider spacing out your requests to every four months to ensure year-round coverage. The reports can be requested by visiting the annual credit report website, by calling 1-877-322-8228, or by writing to: Annual Credit Request Service PO. Box 105281 Atlanta, GA 30348-5281 While credit card fraud cases tend to increase around the winter holidays, your personal and financial information can be misappropriated at any time. By being vigilant, you should be able to prevent thieves from stealing your identity and ruining your cheer, any day of the year. About the Author Thomas Bunch is a business bankruptcy attorney in Lexington, Ky at the Bunch and Brock Law Firm. He has served Central Kentucky for over 5 decades and is an active participant in the Lexington Community.
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