How To Settle Claims In Case Of A Personal Injury Incident?


25 November 2019


Personal Injury Attorney

In the last few years, cases of personal injury have shot up dramatically. This has coincided with incidents of growing traffic-related accidents the world over. In most instances, the victims of such incidents are average middle-class individuals who do not have enough savings to pay for their Insurances, Medical Bills and other expenditures.

There have been many reported cases where the person who has been affected with the injury is the sole bread earner of the family. In such instances, the entire family ends up suffering for an act that they were not responsible for in any way.

This is why more and more people are turning to Personal Injury Attorneys. In this article, we will look at why people should take help from a personal injury attorney. We will also look at what some of the cases where a personal injury attorney can help you get your rightful claim and due from the perpetrator.

Personal Injury Attorney: Meaning and Definition

Personal Injury Attorney

A Personal Injury Attorney is a ‘civil litigator’ who presents settlement cases before a legal proceeding in front of a judge on behalf of an aggrieved party or individual. These attorneys specialize in what is known as ‘tort law’, which is a specialized law that deals with accidents or injuries arising out of negligence on the part of other individuals, companies, and corporations.

The legal system is a complicated one. Big companies and corporations exploit poor people and families be manipulating them in legal loopholes. Often these people do not have anyone to represent him or her in an affordable fashion. This is where personal injury lawyers become a helpful service for people who are exploited and afflicted by the system.

Other than private companies, Insurance Corporations also manipulate the claims of the affected in a major way. They confuse people with paperwork and several loopholes and aim to give them no insurance money, for which they have been paying premiums. A personal injury attorney also fights against the corrupt practices of these insurance and settlement companies.

What are some cases where a Personal Injury Attorney can help?

As we have already stated, a personal injury attorney can deal with a number of injuries and accident-related cases. These cases can emerge on account of the negligence of the factory owner, company owner, or the industry in which the individual is working.

Their services can also be availed of when there is a car-related accident. We often think that personal injury is only physical in nature. However, in the last few years, mental and psychological related cases are being reported from different parts of the country. In addition, cases of sexual harassment are also very rampant.

A personal injury lawyer can help in addressing such cases. Many times, people fail to think that sexual or emotional harassment can end up destroying the person from within. They become mentally depressed and this takes a toll on their professional productivity.


It is important to select a personal injury lawyer, which is affordable, humane and sensitive to the needs of the aggrieved. While you are in the process of selecting one, please do your research accordingly. It is also important that you ask them for references of successful cases that they have practiced. Tampa Personal Injury Attorney can help you address many of the concerns arising out of physical injury, harassment, exploitation, and emotional turmoil.

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I enjoy writing and I write quality guest posts on topics of my interest and passion. I have been doing this since my college days. My special interests are in health, fitness, food and following the latest trends in these areas. I am an editor at Content Rally.

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Personal Injury

Learn How Personal Injury Claims Are Resolved in 5 Steps

It’s a fact that no one wants to go through a personal injury claim. Whether you’ve filed the case, or someone has filed against you, having to face a personal injury claim means someone was hurt due to someone else’s negligent actions and both sides will have to face the uncomfortable and challenging task of going through a legal claim. If you’ve never gone through a personal injury claim, you’ll want to touch base with an experienced litigation attorney like those at who can help guide you through what to expect. While your attorney will be able to give you more accurate information about your specific case. Here is a general overview of how personal injury claims are resolved. 1. opening a claim: The first step in any personal injury claim is to open the actual claim. This means that you will open a claim with both your insurance provider and the insurance provider of the person responsible for your injuries or the damages to your property. This can be known as a pre-action protocol, and it will also be the time that the person you are filing the claim against will be notified. Most often, they will pass this information along to their insurance company who will deal with the claim on their behalf.   Usually, insurance companies or the defendant will have a few months to investigate the accident and accept or deny legal responsibility. 2. Gather medical evidence: When liability is accepted, you’ll need to show how injured you were from the accident. This means that you will need evidence of the treatment you received. Sometimes, this can be as simple as getting hospital records, or it may take some time if you need to see specialists. Photographs of your injuries are an essential piece of evidence, as is how much help you needed while you were injured. This could mean having to hire medical care workers, or even just having friends and family help out around the house. 3. Receive and complete medical treatment: If you have suffered any injuries resulting from the accident, then it’s important to seek medical attention or be assessed promptly by your family doctor. Any treatment suggested should be followed and completed. This can take months since insurance companies usually want to see maximum medical improvement before assessing your claim. 4. Submit a demand package: Your demand package is a comprehensive document that details your injuries, the expenses incurred due to those injuries, and how a trial would be presented if it went to court. It may also include documents regarding lost wages, financial damages, and medical bills. 5. A settlement: You can get a decent settlement package if your demand package is strong and shows clearly the state of your injuries and the connection to the person who injured you. A favorable settlement will mean the resolution of your case if you can agree to the amount between you, the person who injured you, or their insurance company. If you decide on a settlement, you avoid having to go to trial. However, you should be careful not to accept the first number given to you if it’s not what you were expecting. Your attorney can help guide you further in those situations. What if the defendant denies liability? If the defendant denies liability, you may have to go to court to have it decided by a judge in court. This can happen if it wasn't apparent as to who was at blame or the officers didn’t place blame while at the scene of the crash. If this occurs, you will need to speak to witnesses of the accident. This is why it’s always recommended that you get the contact information of any witnesses who saw the crash. Read Also: How To Market Your Personal Injury Law Firm On Pinterest Things About A Personal Injury Lawyer



Most of the filed personal injury claims in Ann Arbor are based on accidents that lead to injuries and other property damages. These are personal injury lawsuits whereby the accident victims seek compensation for the injuries suffered. They include car accidents, workplace accidents, slip, and fall accidents, medical malpractice, workplace accidents, etc. A personal injury lawsuit can be complicated, especially since you have to gather all the necessary evidence to prove negligence. That is why it is good to understand these claims and how they work to increase your chances of success. Here are some of the things to know. 1. A personal injury does not equate to an actionable claim Just because you were hurt or injured in an accident doesn't mean you have an actionable personal injury claim. There must be a legal basis that holds the defendant accountable, and the basis for most personal injury claims is negligence. To prove negligence in the lawsuit, you must establish that the negligent party owed you an obligation or duty of care. From there, you must also demonstrate that the defendant breached the duty of care, causing you injuries that would not have resulted if they had been careful or acted reasonably. For instance, a store owner may have failed to take the right precautions to ensure a safe environment for their customers. An experienced Ann Arbor personal injury attorney can help you determine whether you have a valid personal injury claim or not. 2. Personal injury claims often involve insurance companies Most personal injury claims, such as auto accident claims, slip, and fall, work accidents, medical malpractice, etc., involve an insurance company. That means you may have to deal with an insurance adjuster as they investigate the circumstances of the accident to decide a settlement amount. The settlement amount insurance companies offer is not always fair because they want to limit the company's financial exposure. But engaging a personal injury attorney can protect your rights and interests. 3. You can pursue a claim even if you are partially at fault Many states, including Michigan, acknowledge a comparative negligence model whereby the compensation of damages is reduced proportionately to the claimant's negligence. That means you can file a personal injury claim even if you are partially to blame for the accident, and the amount recovered can be reduced according to the fault you carry for the accident. 4. Many personal injury claims settle Many insurance companies are keen on ensuring that the personal injury lawsuit doesn't get to court, and therefore many of the claims settle out of court. As a claimant, your personal injury lawyer can negotiate with the insurance company for a settlement amount, and you decide whether or not to accept it. If you feel that the settlement amount is unfair, it is wise to go to court. 5. Experience of the lawyer matters Personal injury claims can be complicated, so it is crucial to engage an experienced and knowledgeable personal injury attorney in an arbor. You need to ensure the personal injury attorney has the experience to pursue the claim and get you the maximum compensation possible. Read Also: Frequently Asked Questions about Personal Injury Cases An Introduction to Long-Term Disability Claims Learn How Personal Injury Claims Are Resolved in 5 Steps Few Reasons Why You Deserve To Hire A Personal Injury Lawyer Top 5 Colorado Springs Personal Injury Attorneys Florida Car Accident Lawyer: The Ultimate Approach to Winning Car Accident Cases

Get A Settlement From A Car Accident Without A Lawyer

Is It Possible To Get A Settlement From A Car Accident Without A Lawyer?

Car accidents are common. The figures are earth-shattering - at least three million crashes every year. With too much at stake, victims must file for a claim, either with their insurance company or that of the other drivers. Many people shy away from hiring professional lawyers because they believe that lawyers are expensive. Most people do not know that when you speak to a St. Petersburg Car Accident Lawyer for the first time, it is usually free of cost. Most professional accident lawyers accept their fees after their clients get their claims settled by the insurance companies. How to File a Car Accident Compensation Claim? Nonetheless, if you have chosen to go alone and on your own, you need to follow these steps to get a justified claim settled. Assess the damage to your car. The first step is to inspect your car to get an estimate of the damage. If you have no experience, get an experienced person to do so. Assess your injuries and estimate the same. You will have your medical records and bills to get an estimate of what you have already spent on your treatment. Under this subhead, you need to mention the future expected expenses too. It could be a bit difficult calculating all of this and putting a sum. With an experienced lawyer, this step can become easier and convenient. It would help if you also tuned in financial losses resulting from a loss in work. The next stage is after filing your claim application. The insurance company will send over their insurance adjusters to assess the damage and make an estimate. Even if the adjusters seem friendly, they are obligated to keep the costs of the insurance company low in their hearts. Therefore, they will try all tricks under the sun to pressurize you to accept and settle for a lower amount than you originally estimated. There will be some amount of negotiation, too, and you need to be extremely careful and cautious. If your insurance company is pressurizing you to accept a lower claim amount, you need to put in your demand letter. In this letter, you need to present your side of the story. Tell the insurance company why you deserve a higher value. Ensure to present all medical records, car repair bills, etc., as pieces of evidence. Now, the insurance comes with a counter-offer. If not, they will negotiate hard with you. It is time to keep your cool and not panic. If your evidence is in place and you are sure about your claim, stick by it. You may now decide to go to court. Many insurance companies will agree to an out-of-court settlement - so, you might want to consider the same. If not, ensure to prepare your case with due diligence. Your records and evidence have to be intact and enough to prove your case. Also, take into account the expenses that you would need to bear additionally. The Final Word: Yes, you can get a claim settlement without a lawyer. There are lots of ifs and buts in this, though. With a qualified and licensed St. Petersburg car accident lawyer, you have a better chance to get a fair claim settlement. Read Also: Florida Car Accident Lawyer: The Ultimate Approach to Winning Car Accident Cases How to Handle a Car Accident? Do I Need a Lawyer for a Car Accident that wasn’t My Fault