6 Common Myths busted for the insurance agent exam

by

30 November 2019

Job & Career

insurance agent exam

Recent years have witnessed the absolute rise in the insurance agent exam owing to the vast vacancies for a chain of specialization within the insurance companies. As per the growing number of insurance companies is concerned, the need for the required number of man force is equally important. The conduction of the exam is subject to the deployment of the desired amount of candidates to fill their job positions.

The intense competition arises the increase in the number of exam applicants. Still, the facts regarding the insurance agent exams undergo certain misconceptions owing to its unfamiliarity among the majority. The insurance agent exam is conducted by the insurance companies to fill their various positions of manpower in the diverse scale of operations. People who aspire to work with insurance companies, insurance agent exam, can be overwhelming to an extent where they feel that they don’t stand a chance.

General myths regarding insurance agent exam:

The myth factor arises due to several misconceptions regarding the idea of the concerned topic. Likewise is the case of an insurance agent exam where a major unfamiliarity still prevails. It is the direct outcome of the unglorified facts of the term insurance. As the popularity of insurance is relevant to the limited group of people opting for it. The untrue realities and ideas regarding the insurance agent exam refrain the people from choosing it.

Followings are the common myths about the insurance agent exam:

Need for high educational qualification:

educational qualification

One of the most common misconceptions affecting the existence of an insurance agent exam is the context of the eligibility criteria for appearing in the examination. It is misbelieved that one should possess knowledge in the respective subjects. But in reality, the minimum qualification to enter the exam is minimum graduation in any subject. You can even start your career as an insurance agent after merely completing secondary school. Thus creating ease to begin your career immediately at the early phase.

The requirement of a good command in English:

Although a good command in English is a must to qualify in several other examinations. An insurance agent exam is conducted to test your interpersonal skills and aptitude. Your command over English has nothing to do with qualifying for the insurance agent exam. Due to the fear of lack of unproficiency in the English language, many candidates step back from appearing in the exam and fail to execute their career plans.

It is better to belong from a commerce background:

It is wrong to conclude that only the commerce candidates have access to the insurance agent exam. There are plenty of candidates from different backgrounds, including science, engineering, and arts into this field. Every year, the insurance agent exam witnesses candidates of diverse careers appearing for the exam. Besides proper guidance and assistance in work are provided by the seniors who create an environment of growth through learning. Adequate training would be provided during the probation period until you become a successful insurance agent.

Cracking the exam depends upon luck:

luck

The luck factor does not justify the clearance of your insurance agent exam. Getting through the insurance agent exam depends on the amount of your hard work and dedication. Thus it is wrong to state that one cannot succeed in the insurance agent exam despite his eligibility and good performance.

Self-study is not sufficient:

Yet another myth persists over the factor concerning the mode of study. According to this myth, one shall opt for regular coaching classes to pass the insurance agent exam and for which self-studies would be considered weak. Contrary to the misbelief, one can easily pass the exam by conducting a proper time on self-study. There is no need for long-duration coaching classes that consumes the maximum amount of your time.

People with higher IQs can get through the exam:

IQ

Well, this information is untrue to the best of the knowledge. IQ is never a factor concerning the insurance agent exam. To be brief with the context, the insurance agent exam is all about sharpening your skills related to the relevant topic of insurance. It has nothing to do with a whole lot of external knowledge, unlike the case of civil examinations.

These myths harm the preparation of the aspirants, thus offering a chance to back out from the chosen career field. The irrelevant knowledge and false assumptions often mislead the candidates over selecting their desired career path.

This article is specially designed to drive out the present myths in the minds of the candidates who want to fulfill their career in this field. So go ahead, breaking the boundaries of the fear arisen by the myths and give a kick to your career as an insurance agent and to know more about the insurance agent exam click here.

We wish you all the best!

Read Also:

 

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

unique interview questions to ask employer

55+ Unique Interview Questions to Ask Your Future Employer

Unique interview questions to ask employer? But are you supposed to ask questions as a candidate? Who said an interview is a one-way process? As a potential candidate, are you only there to answer their question and prove your worth? Please remember you are also assessing the workplace to understand whether the workplace is fit for you. It would help if you asked questions to ensure you are joining the right place. Now, we all know basic questions like job roles and salary negotiation. However, asking the right questions can improve your interview experience. The to-and-fro communication can create a memorable experience for your employer, compelling them to give you a callback. Therefore, swallow your anxiety and start making the most of your interview. Especially if this is your ultimate dream job and you are well prepared to get it. However, you shouldn’t have to think and prepare these questions when you can get a compiled list from your predecessor all over the internet. So, without further ado, let’s get into the unique interview questions to ask the employer. Unique Interview Questions to Ask Employer – 10 Questions About the Work Here are the ten unique questions you can ask about the work. Because asking questions should also be a part of your interview prep. 1. Do you offer opportunities for cross-departmental collaboration, and how can I get involved in such projects? 2. How does the company measure success in this role, both in the short term and long term? Plus, are they just quantitative, or their qualitative measures as well? 3. Can you please share an example of a recent project where the team exceeded expectations? What made it successful? 4. How does the company prioritize work-life balance, and are any specific practices or policies in place to support it? 5. What are the most significant challenges the team is facing? Additionally, how can we overcome it with my skills? 6. How does the organization encourage continuous learning and development within the team? 7. What role does innovation play in our department, and how do you typically receive new ideas from employees? 8. Can you give me an insight into the company’s long-term vision and how my role fits into achieving those goals? 9. What key skills have led to success for individuals in this role or in this company? 10. How does the company approach feedback and performance reviews? Additionally, what can I expect in terms of ongoing communication and support? Unique Interview Questions to Ask Employer – 10 Questions About Your Team If you are going for a role that requires you to hold a leadership position, or you are a fresher joining a new team, understanding your team is important. Therefore, queries about your team should be one of the crucial questions to ask in an interview. 1. What is the current team strength, and how can I help leverage the strength for optimal growth? 2. How about conflict? Is the team more prone to conflict? If yes, how can I help deal with any form of disagreement? 3. What is the current team dynamic? What kind of personalities am I going to encounter? 4. Can you tell me your team's immediate priorities? 5. Is the team currently dealing with any problem delaying its productivity? Can I help the team in any way? 6. What about success? How do we acknowledge & celebrate the big and small successes as a team? 7. Does the team conduct meetings to understand the different challenges each member faces or what the team is facing in general often? 8. How does the team show their support to each other in terms of professional and personal problems? 9. Do we have access to professional tools? Is the senior management willing to take suggestions regarding paid tools that can ease the team’s work? 10. Finally, what unique role does each member play in the team besides their everyday job role? Unique Interview Questions to Ask Employer – 10 Questions About Your Own Future & the Company’s We all join an office with a certain personal plan. Therefore, questions confirming that your plan aligns with a company’s are important. Think about asking at least one or two of the following questions. 1. I have a two-year plan. If I plan to stay in this company for the next two to three years, what opportunities can help align my personal plan? 2. What is the minimum time for a promotion? Plus, is there any exceptional case for this? 3. Are there any upcoming projects in which I can take an active part and improve through real-time experience? 4. How do you see me grow in your company? What are you expecting from me in terms of career growth? 5. In my potential job role what are some of the analytical or conceptual skills you expect me to improve? 6. How often will the senior management or my team manager give me feedback on my work? 7. Is there any soft skill I need to build to do better in my current team? 8. How does the company encourage employees towards creative challenges & innovations? 9. Is there any current roadmap for the company’s growth? 10. How frequently do you reassess roles & responsibilities within a team or even cross-team? Unique Interview Questions to Ask Employer – 10 Questions to Ask About the Office Environment No matter how good the role, team, or salary is, getting your job done every day could be detrimental if you are not getting a positive environment. Therefore, try to sneak in some of these questions regarding the office environment. 1. What is the company doing to improve cross-team & employee bonding? 2. Is there any strict policy against office politics & discrimination that can create an unhealthy working environment? 3. Has the company implemented a POSH (Policy of Sexual Harassment)? 4. What are some of the unspoken rules & disciplinary measures on the office floor that I should be aware of? 5. Can you please tell me some of the new changes made in the office policy to improve the overall environment? 6. What about hybrid work? Will I be asked to come to the office for a few days without prior notice? 7. When working from home am I permitted to leave town, or do I need to place an official notice? 8. What is the policy regarding informal networking post office hours with my team for relationship-building? 9. How about office desk personalization? Is there any formal or informal policy regarding it? 10. What is the balance between formal & informal communication in the team? 10 Challenging Questions – Questions about Challenges These unique interview questions cannot end without asking some of the questions regarding the corporate challenges of the company. After all, no job is all bed of roses and sunshine. Yes, there will be challenges, the trick is always to be aware of the common problems. These questions are also important to ask if you want to detect some interview red flags early on. What are the most significant challenges this team currently faces, and how are they being addressed? Can you share an example of a recent challenge the company overcame and the lessons learned from it? What are the biggest challenges you foresee for someone stepping into this role? How does the company approach problem-solving when faced with unexpected challenges? What are some common challenges new employees face during their first six months here? How does the company support employees in overcoming challenges related to work-life balance? What are the main obstacles the company anticipates in achieving its long-term goals? How does the leadership team communicate and manage challenges affecting the company? What strategies are in place to handle rapid growth or expansion challenges? Can you describe a time when the company faced a major challenge that tested its core values? How was it handled? What’s Next – 5 Next Steps About the Interview Process Finally, let’s get into the top questions to help you understand what comes next in the interview process. 1. What is the next step of this interview process? 2. When can I expect to hear from you again? 3. Will you let me know the results even if I am not accepted for the role? Plus, how long will that take? 4. What is a good time before I could follow up? 5. Can I share any further documents with you? Finally, do more than lead the interview with your own queries. Yes, also show gratitude towards the interviewers and thank them for their time. You can also send them a thank you mail 24 hours after the interview. Remember this mail is not a follow-up to the interview. Yes, you can subtly ask about the results, but the subject matter of the mail would be a simple thank you. The Final Note! Remember, an interview is as much about you evaluating the company as it is about them assessing you. By asking thoughtful and unique questions, you demonstrate your genuine interest and gather crucial information to make an informed decision. Whether it’s about the role, team dynamics, or company culture, your inquiries can uncover the deeper realities of the workplace. Use this opportunity to ensure the company aligns with your career goals and values. And don't forget to express your gratitude for the interview opportunity—your positive demeanor can leave a lasting impression. Good luck! Read Also: Red flags of a job interview: 8 reasons to turn down an offer 6 Things You Must Do to Prepare for a Video Interview

READ MOREDetails
Chain Survival

What Is the Chain of Survival?

When it comes to administering first aid to people, it is always best to leave it to professionals. However, there are certain instances when you simply cannot, or should not wait for them to arrive. There are some studies which show just how important it can be to administer first aid to a person until professionals arrive. First aid experts at Advanced Healthcare Education share with us what the chain of survival is and why it is so important, that it is taught in all health courses approved by the American Heart Association. What Is the Chain of Survival? In the simplest terms, the chain of survival is a string of important actions which need to be taken in order to maximize the likelihood of survival of a person who experienced a cardiac arrest or similar problem. If you know what the links in this chain are, you are far more likely to be able to help someone, no matter if you have any medical experience or not. Links of the Chain: The first and perhaps most important step in the process of saving someone’s life is recognizing that there is an emergency and that action needs to be undertaken. If this ever happens to you, you need to call 911 immediately. Even if the situation turns out to be less critical than you originally thought, it is always better to be safe than sorry. If you are at a place which has an automated external defibrillator, have someone bring it to the person in distress. CPR and Chest Compressions: Once the emergency services have been alerted to the situation, the first link of the chain has been completed. However, this is not where your help ends. If you have any BLS training, you can actually administer CPR and chest compressions. Even if you are not skilled in basic life support, the 911 operator can guide you through it and you can greatly improve the chances of a person’s survival until help arrives. You should continue with CPR until professionals arrive. Rapid Defibrillation: If you have an automated external defibrillator (AED) at hand, it is another step you can take in order to help a person in distress. The machine needs to be placed next to the person you are helping. There are clear visual and audio instructions on the device itself which will help you attach the machine to the patient. The machine itself will inform you if the shock is required. If so, make sure nobody is touching the patient and administer the shock. Some of these machines can actually help you administer proper CPR and chest compressions. Basic and Advanced Care: This fourth step in the chain refers to the trained medical professionals who should be able to provide not only the basic medical support you could but also more advanced treatment, such as administering medication. Additionally, medical professionals are trained in advanced respiration procedures which can help provide oxygen to the patient even if they are unconscious and not breathing on their own. However, in order for the medical professionals to respond to an emergency, the first link of the chain is crucial – someone needs to contact emergency services. Advanced Life Support: Finally, advanced life support is largely left to the professionals. If the situation with the patient is that critical, the patient needs to be taken to the hospital where a team of different medical professionals can take care of them. Even though you can help someone without any medical training, you can be much more effective if you have simple BLS training. This course is relatively simple, but it instills some of the crucial points about saving lives, including the chain of survival. Read Also: Seeking A Healthy Career: 10 Tempting Medical Careers To Check Out

READ MOREDetails
Hotel Jobs NYC

Hotel Jobs in NYC – Top Reasons to Explore This Opportunity

It is famously said “In New York, they like winners. They don't like second place.” This quote perhaps sums up the character of this city which has witnessed hundreds of ‘rags to riches’ stories over the years. For more than a hundred years this city has attracted people from around the world who come here to realize their dreams.The hospitality industry in NYC is no different and it has helped hundreds of thousands of people build a great career. , New York City sits top on everyone’s radar.  Here we discuss some of the reasons for you to explore hospitality jobs in the city. The Odds Are High: As a job seeker, you would always want to work in a place that offers you maximum career options. And when it comes to stats, there can be no better option than New York City if you are looking to make a career in the hotel industry. The top 250 hotels in NYC have a total of about 70000 rooms and employ about 35000 people. Apart from this, there are hundreds of other smaller hotels, inns and B&Bs in the city that employ more than a hundred thousand people. The city being the center of the global economy is visited millions of people annually creating a vibrant hospitality industry. So your odds with hotel jobs in New York are substantially higher than anywhere else in the world. It is Constantly Growing: If you thought that the above figures are mind boggling and the growth has stabilized, think again. Since 2007, an estimated 35000 hotel rooms have been added to the city and each year more than 4000 rooms are being added. This has resulted in constant demand for new talent in the industry. In 2014, a record 55 million people visited the city with the majority in the corporate travel bracket. These figures are all-time high in the post-recession world and has stimulated the construction of new properties and hiring of fresh talent. Higher Wages:  Working in one of the biggest cities in the world comes with its own perks. As per the latest figures released by the New York State Department of Labor the basic hourly wage for people in the hotel industry stands at $9 per hour which is among the highest in the United States for entry level employees. Apart from this employees also receive other allowances for Uniforms, Food and Lodging. And here we are only talking about minimum wages. If you are passionate about your job and possess the right skills you will never have a reason to feel disappointed about your remuneration in New York. It Adds To Your Resume: If you are planning to explore hospitality jobs in other parts of the world, the experience of working in a hotel in New York would act as a huge plus in your Resume. Finding hotel jobs in NYC involves going through the most stringent selection process where only the best make the cut. There is an aura about working in such a competitive ecosystem where you would have to deal with people from different parts of the world that come with their own expectations. This works as a great learning experience for any professional irrespective of his/her role. So even a small stint in New York improves your future prospects in this industry exponentially. As you can clearly see the hospitality industry in New York offers you an ocean of opportunities to explore. Irrespective of your skills and expertise you would find an opportunity that would lay a strong foundation for your long career. To scout for the most lucrative opening, you need to choose a job portal that is dedicated to the hospitality industry. These would keep you updated on the latest job openings across various hotels in the city and let you apply at your ease.

READ MOREDetails