Recent years have witnessed the absolute rise in the insurance agent exam owing to the vast vacancies for a chain of specialization within the insurance companies. As per the growing number of insurance companies is concerned, the need for the required number of man force is equally important. The conduction of the exam is subject to the deployment of the desired amount of candidates to fill their job positions.
The intense competition arises the increase in the number of exam applicants. Still, the facts regarding the insurance agent exams undergo certain misconceptions owing to its unfamiliarity among the majority. The insurance agent exam is conducted by the insurance companies to fill their various positions of manpower in the diverse scale of operations. People who aspire to work with insurance companies, insurance agent exam, can be overwhelming to an extent where they feel that they don’t stand a chance.
General myths regarding insurance agent exam:
The myth factor arises due to several misconceptions regarding the idea of the concerned topic. Likewise is the case of an insurance agent exam where a major unfamiliarity still prevails. It is the direct outcome of the unglorified facts of the term insurance. As the popularity of insurance is relevant to the limited group of people opting for it. The untrue realities and ideas regarding the insurance agent exam refrain the people from choosing it.
Followings are the common myths about the insurance agent exam:
Need for high educational qualification:
One of the most common misconceptions affecting the existence of an insurance agent exam is the context of the eligibility criteria for appearing in the examination. It is misbelieved that one should possess knowledge in the respective subjects. But in reality, the minimum qualification to enter the exam is minimum graduation in any subject. You can even start your career as an insurance agent after merely completing secondary school. Thus creating ease to begin your career immediately at the early phase.
The requirement of a good command in English:
Although a good command in English is a must to qualify in several other examinations. An insurance agent exam is conducted to test your interpersonal skills and aptitude. Your command over English has nothing to do with qualifying for the insurance agent exam. Due to the fear of lack of unproficiency in the English language, many candidates step back from appearing in the exam and fail to execute their career plans.
It is better to belong from a commerce background:
It is wrong to conclude that only the commerce candidates have access to the insurance agent exam. There are plenty of candidates from different backgrounds, including science, engineering, and arts into this field. Every year, the insurance agent exam witnesses candidates of diverse careers appearing for the exam. Besides proper guidance and assistance in work are provided by the seniors who create an environment of growth through learning. Adequate training would be provided during the probation period until you become a successful insurance agent.
Cracking the exam depends upon luck:
The luck factor does not justify the clearance of your insurance agent exam. Getting through the insurance agent exam depends on the amount of your hard work and dedication. Thus it is wrong to state that one cannot succeed in the insurance agent exam despite his eligibility and good performance.
Self-study is not sufficient:
Yet another myth persists over the factor concerning the mode of study. According to this myth, one shall opt for regular coaching classes to pass the insurance agent exam and for which self-studies would be considered weak. Contrary to the misbelief, one can easily pass the exam by conducting a proper time on self-study. There is no need for long-duration coaching classes that consumes the maximum amount of your time.
People with higher IQs can get through the exam:
Well, this information is untrue to the best of the knowledge. IQ is never a factor concerning the insurance agent exam. To be brief with the context, the insurance agent exam is all about sharpening your skills related to the relevant topic of insurance. It has nothing to do with a whole lot of external knowledge, unlike the case of civil examinations.
These myths harm the preparation of the aspirants, thus offering a chance to back out from the chosen career field. The irrelevant knowledge and false assumptions often mislead the candidates over selecting their desired career path.
This article is specially designed to drive out the present myths in the minds of the candidates who want to fulfill their career in this field. So go ahead, breaking the boundaries of the fear arisen by the myths and give a kick to your career as an insurance agent and to know more about the insurance agent exam click here.
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Working out of necessity is what mostly everyone can relate to; working because you love your job is rare. If you are looking for a change, a different job, something that makes you feel useful and joyful, you need to research the company before you apply.
If you research a company through an online site like Hush, you will get to know many things about that business. You will learn about the salaries as well as the office hours and what is expected of you as an employee. Best of all, research will give you an idea of whether you will fit in and like the position or not.
Below are 5 useful tips to help you research a company before you apply there. This could help you find your dream career.
1. Go to The Source
When researching a company, always go to their website. This is where you will find the "About" section. Read this part carefully as it will tell you how the company came into form and why.
You will want to read the "Who-is-Who" section of the website as well. You don't have to commit any of this to memory, but you should know who the top people are in the company you want to work for.
Also, read over the “Mission - Vision Statement” because this is where you will find out what the company stands for and why.
2. The Company's Competitors
When looking at a company you are considering applying for, look at their competitors as well. Unless the business is so unique it has no competition, there is always another company who is doing the same thing.
You would want to know the reason behind the opposition so you can discuss possible ways to improve the business if you get the job. Knowing what others are doing and either doing the same or better, is always a plus to the bosses.
3. Network
Find an employee list and see if you know any of them. If you do, great, you can talk to them and ask how they like the job and the company. If you don't know any of the employees, ask your friends and family if they know anyone who is working there or had worked at some point.
Talking to former and current employees will give you an "insider’s" look at how the company treats their employees. If you live in a smaller town, you could find an employee much easily. Getting a firsthand account of the working conditions allows you to make more informed decision on whether or not you want to work at this company.
4. Business Reports
Not every company is featured in a nationwide magazine, but a lot of cities have local business magazines. Check at the public library, or online, and find out if the company you are researching has ever had an article written about them.
Even the local newspaper could have a write-up or two about the company you are considering. Try to find any and all media, both good and bad, about the company to help you make a better decision about working for them.
5. Charity
Through the company's website, you may be able to discover if they support a certain charity. A company that shares its wealth is worth taking a second look at as a possible employee.
Armed with information, you can wow the interviewer and hope to become the next employee of the month.
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When thinking about a career in respiratory care, one of the first things that comes to mind is: What kind of training and certification are necessary to work as a respiratory therapist?
The quick response is that a bachelor's degree is preferred, but an associate's degree is necessary. The National Board for Respiratory Care refers to the Registered Respiratory Therapist (RRT) credential as the "standard of excellence" for respiratory care professionals. To obtain it, you must also pass the Certified Respiratory Therapist (CRT) exam. A master's degree is something many accomplished respiratory therapists eventually obtain to broaden their expertise, abilities, and professional options.
There is, of course, much more to it than that. So, let's take a moment to breathe deeply before we get into all the specifics of how to become a respiratory therapist.
How to Become a Respiratory Therapist: Overview
One of the fundamental necessities of life is the ability to breathe. Patients rely on respiratory therapists to enhance their quality of life and assist in their recovery due to the multitude of types and causes of breathing problems.
Respiratory therapists collaborate with physicians and nurses as experts in breathing support and monitoring to assess, identify, and manage a wide range of respiratory disorders.
They assist patients with respiratory infections, chronic lung diseases like emphysema, bronchitis, asthma, cystic fibrosis, and more as part of their work. Patients who have had a major accident or who have suffered a heart attack or stroke may also receive emergency care from them. Patients range in age from elderly people to premature babies.
A respiratory therapist's workday can be both rewarding and difficult. Most therapists have some basic duties regardless of whether they work in an outpatient clinic, hospital, or home care setting. An average day for a respiratory therapist could include:
Obtain patient medical histories and conduct baseline chest exams.
Examine gas and oxygen levels in the blood
Recognize lung conditions and choose appropriate treatments
Inform patients and their families about therapeutic activities and regimens.
Conduct patient assessments and suggest modifications to treatment plans to attending physicians.
Respond to calls for emergency care in case of sudden cardiac arrest or other crises.
The field of respiratory care is very significant, and it may be the best fit for kindhearted people who want to work in lung-related healthcare.
Education and Credentialing on How to Become a Respiratory Therapist
According to the American Association of Respiratory Therapists (AARC), the Commission on Accreditation for Respiratory Care (CoARC) is the body that accredits respiratory therapy schools, and respiratory therapists are required to hold at least an associate degree from a recognized respiratory therapy education program.
Still asking how to become a respiratory therapist? A bachelor's degree in respiratory therapy opens the door to more employment and career opportunities. However, most practicing respiratory therapists pursue this degree further.
These courses are meant to get students ready for certification in respiratory therapy from the National Board for Respiratory Care. The following qualifications are provided by the NBRC and are thought to be prerequisites for licensure.
Certified Respiratory Therapist (CRT)
Registered Respiratory Therapist (RRT)
A license to practice respiratory therapy is a prerequisite for becoming a certified respiratory therapist (CRT) in every state. Nonetheless, there is a growing national movement to mandate that all respiratory therapists with licenses possess the RRT certification. Additionally, the NBRC grants specialized credentials in several fields, such as:
Adult critical care
Pediatric and neonatal respiratory care
Technology for pulmonary function
Testing for sleep disorders
Many experienced respiratory therapists pursue a master's degree in respiratory therapy, and according to the AARC, "earning an advanced degree in respiratory therapy has many personal and professional benefits." According to the AARC, advanced degrees can prepare respiratory therapists for positions as clinical specialists, disease managers, or case managers. They can also serve as a basis for careers as managers, formal educators, or researchers.
Many employers may cover the cost of tuition for staff members who want to pursue bachelor's or master's degrees in respiratory therapy. The AARC also provides information on loans and scholarships related to respiratory therapy.
The AARC offers additional career and networking strategies, such as:
Join your state society to network as well as meet other professionals in the field. Opportunities to volunteer with the RTs, who may be regional or state decision-makers, are one example of this.
For an informational interview, give your dream job's HR department a call. This will allow you to introduce yourself and find out more about the company and the qualities they are seeking in a candidate.
Attending conferences on respiratory therapy. These regional, state, and national conferences for respiratory therapists can offer you a chance to network as well as refresh your knowledge.
Participate in health fairs as a volunteer or attend events specific to your profession, such as Drive4COPD.
Become a Respiratory Therapist: Prospects for Employment
The need for licensed respiratory therapists is currently in high demand in the United States, mostly because of aging populations and poor air quality. Respiratory therapist employment is predicted to grow by 23% by 2026, according to the Bureau of Labor Statistics (BLS), which is significantly faster than the average growth rate for all industries. Additionally, according to the BLS, the typical compensation for respiratory therapists is $60,280.
The following are some recent job titles for respiratory therapy that can be found on the American Association for Respiratory Care Job Board:
Respiratory Therapist
Health and Medical Services Manager
Respiratory Therapy Technician
Respiratory Function Technologist
Pulmonary Rehabilitation Manager
Respiratory Services Site Manager
Respiratory Care Practitioner
Life Flight Neonatal/Pediatric Respiratory Therapist
Respiratory Therapy Supervisor
Assistant Professor – Respiratory Care
Director of Clinical Education, Respiratory Therapy
A bachelor's or master's degree is required for some of these positions. In fact, by 2020, 80% of RTs should either have earned or be pursuing a bachelor's degree, according to AARC, which also notes that graduate degrees are necessary for upper-level management and teaching positions. “How to become a respiratory therapist” is a question more complicated to answer than ask.
Benefits of an Online Degree in Respiratory Therapy
For those employed as respiratory therapists and those who want to work in this industry, online degree programs can be a great choice. For instance, the online Bachelor of Science in Respiratory Therapy program offered by the University of Cincinnati equips qualified Registered and Certified Respiratory Therapists (RRTs) and CRTs for advanced clinical practice, graduate school, and management opportunities.
The program is intended to help you advance your clinical skills and gain a deeper understanding of advanced healthcare operations, logistics, technology, leadership, ethics, and project management. It has a robust curriculum that focuses on advancing respiratory therapy practice and research.
How To Become a Respiratory Therapist?
To become a respiratory therapist, one must fulfill several requirements as a qualified medical practitioner. Read below for information on the training, experience, certification, as well as license needed to work as a respiratory therapist.
Obtain a Degree in Respiratory Therapy
A minimum associate degree in respiratory therapy is required to work as a respiratory therapist. Human anatomy, physiology, and respiratory care procedures and tests are all covered in a typical respiratory therapy education program. Students studying respiratory therapy typically complete clinical hours in addition to their coursework, which gives them practical experience working with patients.
For full-time students, an associate degree typically takes two years to complete. Certain respiratory therapy programs provide expedited pathways that enable students to complete their degrees faster. Naturally, students who study part-time take longer to complete their degrees.
Nonetheless, a bachelor's degree in respiratory therapy can make you stand out from the competition because some employers might favor hiring respiratory therapists with a higher level of education. For full-time students, most bachelor's programs require four years.
Select a program that has been accredited by the Commission on Accreditation for Respiratory Care (CoARC), regardless of the degree level you intend to pursue. CoARC's program directory allows you to determine if the program you are considering is accredited.
Finish Internship
An internship offers more practical experience in respiratory therapy. Even though clinical experiences are completed as part of the degree program. Internships help you build your professional network as well as find mentors. They can also help you land a job once you graduate.
Acquire Certification
The National Board for Respiratory Care (NBRC) offers professional certification applications that you can submit after receiving your degree in respiratory therapy. The Certified Respiratory Therapist (CRT) and Registered Respiratory Therapist (RRT) credentials are the two most widely held certifications in the field. Your concentration may determine whether you need to pursue a more specialized certification. Here is more information about the certification procedure.
Request a License
Alaska is not among the 49 states where practicing respiratory therapy requires a license. The CRT or RRT are the two primary certifications for respiratory therapists. Possession of either one is a prerequisite for licensure in every state that regulates respiratory therapy. States may have different additional licensing requirements, so find out more by contacting the health board in your state.
Salary and Jobs for Respiratory Therapists
As a respiratory therapist, your pay will vary based on your position, employer, level of education as well as experience. As of May 2022, the U.S. Bureau of Labor Statistics (BLS) states that the median yearly salary for respiratory therapists was $70,540.
There ought to be a lot of available jobs in this industry. According to BLS projections, employment of respiratory therapists is expected to grow by 13% between 2022 and 2032, which is significantly faster than average. Salary thus becomes a very crucial part of the discourse when asking “how to become a respiratory therapist.”
How Long Does It Take to Become a Respiratory Therapist?
A common question among students considering respiratory therapy careers is how long it takes to become a respiratory therapist. For professionals pursuing an associate's degree, becoming a respiratory therapist in the US requires at least two years of training. But the time it takes you to become a respiratory therapist is up to you! If you're pursuing a bachelor's degree, then it could take up to four years to become a respiratory therapist.
The learning process does not end there.
Respiratory therapists can continue their education to become more specialized in areas such as management even after they receive their accreditation. Furthermore, advanced degrees in respiratory therapy provide excellent learning opportunities in addition to professional advancement.
The knowledge underlying respiratory care is always changing. This is much like many other subfields in healthcare. Obtaining more education is one way to stay "up to date" on the latest developments.
Is Nursing Easier Than Respiratory Therapy?
Comparing a respiratory therapist to a nurse is like comparing apples to oranges in many aspects.
However, some contend that respiratory therapy may not be as difficult as nursing. In addition to supporting the patient's entire body, nurses offer general education. In the meantime, respiratory therapists focus exclusively on the heart and lungs. Consequently, the autonomy that comes with being a respiratory therapist may not be present in nursing.
Despite their differences, respiratory therapists and nurses face similar difficulties in their line of work. Whether they are helping those on life support or tending to patients with breathing difficulties, they are on the front lines of patient care.
In addition to the potential for infectious diseases and occasionally demanding work schedules, a career in respiratory therapy can be both fulfilling and taxing.
Wrapping Up
Those who want to work on the front lines of patient care as well as change the healthcare system should consider a career as a respiratory therapist.
The path to becoming a respiratory therapist can be challenging. It will require an associate's or bachelor's degree in addition to NBRC-recognized certification. Respiratory therapy is not for the faint of heart, especially when combined with the occasionally long hours and stress of the job.
But aside from the bright prospects for employment and the attractive pay, it's tremendously fulfilling to know that your skill and attention can save a patient's life.
If you have thoughts to share or questions to ask about how to become a respiratory therapist, please leave a comment below. We would love to hear from you! If you want more career options, click here.
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There are a lot of people who look to travel and to see the world once they have finished school. For some, it is a case of visiting foreign shores while for others it is more a case of staying locally and expanding their horizons from there. Wherever it happens, the reality of the gap year is that it does require that work happens in order to fund the desired lifestyle. But quite what work to do is often the question. The goal is generally to find a means to earn a living, it is not about building a career. The gap year generally happens before university so there are no qualifications at play yet. All you want is a flexible job that pays well. So, if this is something that you are looking to do, here are a few ideas.
Security Roles:
Working security is certainly not glamorous, but it pays well, and it tends to be something that most able-bodied young men are equipped to do. Security roles vary from guards at factories to bouncers at clubs, armed response patrollers or you could even investigate cash in transit jobs. There are plenty of angles to investigate – most of which will require a week or two of training and thereafter you will be good to go. It is also likely that they will want applicants with no criminal records – which is generally achievable for most people who are fresh out of school.
Construction:
This is another great place for able-bodied young men to make a living. You don’t have to be trained in a specific trade or bring a specific skill-set to the mix. All that is really needed is muscle-power. People to lift and push and carry and move. This is hard work, but it is in demand. It does not work that anyone can do because it can be gruelling. You won’t want to turn this into a career, but it pays well, and it is an industry that loves to make use of casual labour. Find the foreman of any construction site and make some enquiries, you could be earning sooner than you think. But make sure that you look and are the part before you apply. If you have never been to a gym or look like you would get blown away in a strong breeze, then you might not get the reception that you were hoping for.
Entertainment:
This is the traditional domain of the young and hip. Working behind a bar or as a waitron. The options are many and they can extend to playing the hostess at a fancy restaurant or being the DJ. This is a great way to earn money and, because so much of it depends on tips, it is something that you can influence nicely if you have an engaging personality and a willingness to go the extra mile. What is also nice is that it is generally paid in cash which means that there are no tax implications. When you are on your gap year, young and carefree, the last thing that you want to be worrying about is tax and various deductions.
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