Expert Advice: 5 Crucial Things to Do Immediately after an Automobile Accident

Published on: 28 March 2019 Last Updated on: 25 August 2020

You’re hurrying to the grocery store after picking up your child from school. You still have a million things to do when you get home. Thinking about it has gotten you in such a rush that you don’t notice another car come out in front of you.

Your car practically spins off the road, leaving you dazed and confused. Car accidents are a traumatic experience, and when they happen, it’s important that you act quickly to handle the situation and file a claim to try and get a replacement car.

Keep reading for the complete process of what to do after an automobile accident.

1. Make Sure Everyone Is Okay:

As soon as the accident has happened and you’ve gotten a chance to gather yourself, you should pull your car off to the side of the road. Put your hazards on and get out to see if everyone involved is okay.

If anyone is showing any symptoms, even something as small as dizziness, you need to call 911 and get them medical attention.

2. Call the Police:

Next, you need to get the police to come to the scene and make a report. Even if the accident is a minor one, a detailed report can help you with a car accident lawyer later.

Answer all of the police’s questions without pointing fingers at yourself or the other party. Let the police decide who was at fault.

3. Get a Little Info:

When you’re dealing with your insurance company or a lawyer later, you’ll have to give them a little bit of info or they won’t be able to help you with your claim. This will include:

License plate numbers
Makes and models of all the vehicles involved
Location of the accident
Contact information from any witnesses
Insurance information
The badge numbers of any police officer that comes to the scene
Driver and passenger names

On top of getting a little info, it helps for you to take a few pictures to document the scene.

4. Document the Scene:

When you’re about to file a claim, most insurance companies will request that you have photographic evidence that the accident in question took place. If you have your smartphone handy, you can snap a few pictures of both cars.

5. File an Insurance Claim:

As soon as you get home after the accident takes place, you need to file your claim. Take out your insurance card and call the number on the back of it. The person on the phone will talk you through the rest.

Get Expert Advice on How to Handle an Automobile Accident:

Getting into an automobile accident is a scary process. You may not think to do all of these steps as soon as it happens, but it’s necessary if you want to file a claim. Use these tips so you can act quickly and get yourself into a new vehicle.

Was the car accident not your fault? Go here to find out if you would still need a lawyer.

Read Also:

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

UAE Insurance Authority Sets New Regulations for Insurance Broking

The UAE Insurance Authority has rolled out new draft regulations for insurance brokerage and online transactions. This draft has 13 chapters and 38 articles that explain insurance broking like governance, registration and licensing, the insurance broker and insurance company roles to the broker, insurance broker’s roles, solvency, mergers, financial reports and disclosures, supervisions, dispute settlements, and penalties. Who is an Insurance Broker? The new draft law defines an insurance broker as a juridical individual who intervenes in insurance or reinsurance activities between the insurance/reinsurance proposer and an insurance/reinsurance company and receives a commission from the insurance/reinsurance company. The provisions of the new draft apply to distribution channels, companies, and any other insurance-related business approved by the authority. These regulations focus on shielding policyholders and guarantee that they receive value for their money by purchasing various products. The New Insurance Law Provisions The new insurance law requires an insurance broker to adhere to these regulations for electronic transactions. Criteria for Insurance Brokerage Licensing A company must be established in the United Arab Emirates and registered based on the Commercial Companies Law. The company should own a share capital of AED 3 million or more. You need to pay AED 10 million or more and register with the UAE Commercial Law if you run a branch of a financial Free Zone or a Foreign Company. You can consult a law firm in Dubai to help you with these procedures. It is mandatory to submit an unconditional Letter of Guarantee from a bank; this is paid on demand to the Insurance Authority chairman board of directors. This can be fully or partially liquidated to guarantee the broker’s settlement of transactions and obligations. You must obtain an insurance policy to cover your profession at a value of AED 2 million for UAE companies and a minimum of AED 3 million for a financial Free Zone or a Foreign Company branch in the UAE. You must appoint the administrative and technical staff continually. You need convenient headquarters, software, and technical systems for your profession. It is also mandatory to have an internal control system to govern applications of laws, regulations, resolutions, and circulars in adherence to the Insurance Authority regulations. The next step is to submit the agreement between you and the bank, pay the full fees, and comply with any extra regulations. The Insurance Authority approves or rejects the application within 20 working days. Technical and Administrative Staff The technical staff of an insurance broker has specific regulations. It is a requirement to appoint at least 1 General Manager, Internal Auditor, Operation Manager, and 1 qualified worker for each type of insurance. Below are the qualifications for the appointment of technical and administrative staff; A natural individual enjoying full capacity An individual of good conduct; never been sentenced for freedom restricting punishment in a moral decadency crime without rehabilitation. Pays his commercial debts even if not declared bankruptcy. You need to notify the Insurance Authority of appointments, transfers, terminations, or modifications within 60 days. Roles of the Insurance Broker You must make internal by-laws and submit a copy to the Insurance Authority Dubai offices within 3 months after obtaining a license. You must review and update the internal control system continually; this ensures that you have proper laws, regulations, resolutions, and circulars. It is necessary to design an Operations Guide for periodical updates, risk management, and review it according to the rules. Create a professional code of conduct for the staff and supervise and plan their duties according to the Insurance Authority (AI). Collaborate with the internal controller to enable employees to perform their tasks and report any violations to the authority. You can only dismiss the internal controller by the board of management or board of directors’ decision; this happens if you notify the internal controller and IA of the dismissal at least 30 working days before the dismissal. Penalties The IA developed penalties so that insurance brokers do not violate the instructions, regulations, laws, and circulars. If you violate any laws, you receive a warning that compels you to remove the infringement and ensure this does not happen in the future. The IA might suspend you from practicing for a maximum period of 1 year. The Insurance Authority cancels licenses in the following incidences; Violating any license conditions Gross breach of your obligations Failure to renew your license (delay paying fines or failure to pay renewal fees) A final bank declaration associating you with bankruptcy The dissolution and liquidation of your practice Failure to practice your licensed profession within 6 months after obtaining the license If you obtained your license through false information. The insurance sector in the United Arab Emirates is expected to rise; this is why the Insurance Authority issued new regulations to govern insurance brokerage. Brokers have to adhere to set regulations or face penalties. Technical and administrative staff also has to meet various qualifications. This allows brokers to have a set of laws to refer to. Read Also: Insurance- Need of the time 5 Top Tips to Help You Hire The Perfect Attorney

Premises Liability in Indiana

What is Premises Liability? Premises Liability is the legal idea that if someone is injured on your property due to unsafe structures, mismanagement, or other instances of dangerous conditions, you are liable for the injury. Property owners are expected to maintain safe conditions on their property, and if they fail to do so, are held responsible for any accidents that may occur due to their negligence. If you or a family member have been injured on someone else's property, you may be eligible for financial compensation due to medical bills, lost income, distress, pain, and suffering, or wrongful death. What are Indiana's Laws on Premises Liability? Indiana determines Premises Liability based on the nature of the injury and the nature of your presence on the property. The injuries could be from things such as a dog bite, a slip, and fall due to improper maintenance, falling objects, exposure to dangerous substances, or a variety of other hazardous scenarios. In addition to the nature of your injury, Indiana considers the circumstances of your presence on the property when deciding the owner’s “duty of care.” This is divided into three categories: Invitees - Invitees are held in the highest regard in a Premises Liability case, as they are invited onto the property from the owners. It is the responsibility of the owner to suitably warn an invitee of any potential hazards or dangerous conditions. If the property owner has invited an individual onto their property and failed to properly warn the invitee of a hazard that resulted in injury, they are held liable. Licensees - A licensee is an individual who has permission to access a property, but for their own purposes. The property owner is still has a higher “duty of care” to a licensee than a trespasser, but only in that they must inform a licensee of a hazardous condition if the owner explicitly knows about the hazard, or that it is very likely the licensee would be unable to identify the hazard on their own. Trespassers - Trespassers have the lowest duty of care in an Indiana Premises Liability case, because they have entered the property on their own accord, and without permission from the property owner. This does not always mean that they are not entitled to compensation due to an injury, but the circumstances are generally more complicated. If the trespasser is a child, there is a higher duty of care than an adult who knowingly enters a property without the express permission of the property owner. I’ve been injured, should I consider a Premises Liability suit? Regardless of the circumstances of your injury, it is in your best interest to consult with a personal injury attorney in Carmel Indiana regarding your situation. Many law offices will provide a free consultation to explore the circumstances of your injuries, the hazardous conditions that led to your injury, and your rights. There is a statute of limitations for any Premises Liability suits in Indiana, so it is recommended that you pursue this case in a timely manner. Read Also : What You Need To Know To Win Your Slip & Fall Case How To Choose A Personal Injury Lawyer

Understanding Truck Accidents in Indiana

There has been an exponential rise in road accidents in the past years. With all the modernized rules and standardization of traffic laws, roads should be safer, but still, it is otherwise. The vehicle that is mostly caught up in these hazardous activities is trucks. It is mainly because this works as loaders and these humungous structures are very hard to control. We will be covering the truck accidents in Indiana and all the statistics, laws, and claims related to them in this article. According to leading legal experts at Craig, Kelley & Faultless trucking accidents are complex personal injury lawsuits. The simple reason is that you a victim are going up against big trucking companies and insurance companies. These organizations employ some of the best legal minds that use all their skill and resources to deny compensation claims. You need a legal expert that has prior experience of going up against such bigwigs if you have a chance at just and fair compensation claims. So, what are the common causes of truck accidents? The most common reasons behind these accidents include speeding, visibility issues, distracted driving, and brake failures. The statistics also showed that a large number of these accidents were caused by the trucks following each other too closely and due to unsafe lane movement. A study was done by Federal Motor Carrier Safety Administration to find out the reasons and issues related to truck accidents and it was deduced that the most common of these reasons was overspeeding. The drivers, most of the time, were driving rashly without keeping an eye on the road. ‘Truck drivers are in general found to be faster than normal cars by a margin of 50 percent, The Large Truck Crash Causation Study states. The study also shows that in the recent 963 crashes, 1123 large trucks were involved and 959 motor vehicles, which were not large trucks, were also involved. How is Indiana Affected by Truck Accidents? In Indiana, truck mishaps resulted in more than 1500 injuries and 249 fatalities. The release of the study, involving the truck crashes in Indiana, showed that a total of 16,873 collisions happened in Indiana out of which the trucks were involved in 14709 crashes. The trucks were also involved in 91 percent of the collective fatal collisions. How Do the Law Agencies Help You in Truck Accidents? The laws involving truck accidents cover the injuries, which a person suffers when a collision from a commercial truck happens. The commercial vehicle enforcement unit is dedicated to removing all the unsafe trucks from the roads so the number of trucks can be reduced on the road. Commercial enforcement also ensures vehicle size and weight standards. States must follow the commercial vehicle standard weight and size given by the federal government. These laws are created so that the public is made safe from these injuries. The loss because of the negligence of the other party can be hard and devastating. This is why you need lawyers so that they can fight for your legal rights after a truck accident. The chapman injury law firm is popular for helping out people in this crisis. Chapman injury lawyers provide the best support to the victims. How Can I Claim After a Truck Accident? A claim after an injury from a truck accident can grant you four of the main facilities. These include obligations, medical treatment, injuries, and insurance money. The driver is seen guilty if at least he was 50% obligated for the accident. The compensation can be reduced due to the overall fault of the driver. Similarly, the number of injuries and medical treatment also adds up to the claim value of the victim. If the death was involved in the accident then Indiana law allows the recovery of about $300,000. The money is received by the surviving patients of the victim's family. Read Also: Along For The Ride: Passenger Rights In Vehicle Accidents Overcrowding In Cities Causes Increase Road Traffic Accidents 4 Reasons Why You Should Hire A Car Accident Lawyer

Expert Advice: 5 Crucial Things to Do Immediately after an Automobile Accident

1. Make Sure Everyone Is Okay:

2. Call the Police:

3. Get a Little Info:

4. Document the Scene:

5. File an Insurance Claim:

Get Expert Advice on How to Handle an Automobile Accident:

5 Reasons Why Your Business Needs a Lawyer

Here’s What You Do After Being Involved in an Accident at Work

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Technologies For Creating A Startup Idea

How to Download Facebook Videos on Android?

7 Rules of Effective Ecommerce Web Design

The 10 WordPress Plugins Every Sucessful Blogger Uses

Follow Us

Recent

The Craft Of Wine Bottle Design: All That You Need To Know

Caribbean CBI and Does India Allow Dual Citizenship?

Self-Driving Cars And Pedestrian Safety: Who’s Responsible When Tech Fails?

Ryan McCorvie on Helping Kids Develop a Global Perspective

Related

UAE Insurance Authority Sets New Regulations for Insurance Broking

Premises Liability in Indiana

Understanding Truck Accidents in Indiana

Expert Advice: 5 Crucial Things to Do Immediately after an Automobile Accident

1. Make Sure Everyone Is Okay:

2. Call the Police:

3. Get a Little Info:

4. Document the Scene:

5. File an Insurance Claim:

Get Expert Advice on How to Handle an Automobile Accident:

Share this Article

5 Reasons Why Your Business Needs a Lawyer

Here’s What You Do After Being Involved in an Accident at Work

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related