How to Stay Safe When Making Mobile Payments?

Published on: 12 February 2019 Last Updated on: 31 October 2024

There’s no doubt that mobile payments are convenient. Just a few quick taps and your purchase is complete. And using a mobile payment is just as secure — if not more so — than other forms of payment because your personal information isn’t shared but rather tokenized and encrypted before being sent over the network.

That being said, there are still some risks associated with using mobile payments, primarily due to the fact that your payment information is stored on your mobile device. By taking a few simple precautions, you can keep your information safe and protect yourself against hackers and thieves who are after your money and your identity.

How to Stay Safe When Making Mobile Payments:

Protect Against Malware:

Regardless of the type of device you use, it is vulnerable to malware. Just as your computer can be infected by viruses and malware, so can your mobile device, and it may be days or weeks before you realize there is an issue. While taking common-sense precautions like not clicking on suspicious links (especially those that come via text). This is all about taking care with the apps you download and being aware of phishing attempts can keep your device free of malware. it’s also worth installing antivirus software. Use maximum internet security software to protect all of your devices, including your home computer, smartphones and tablets. In this way this would keep harmful programs away.

Lock Your Device:

It sounds simple, but it’s important to lock your device with a passcode. Even if your phone does fall into the wrong hands, they shouldn’t be able to access the information on it, especially since most devices will automatically lock down after several incorrect attempts. If your device offers additional security features, like facial recognition or biometrics, enable those as well.

Learn to Use Security Features:

Both Android and Apple devices include features that allow you to remotely lock and protect your device. In case, it is lost or stolen. Be sure to set up these features before something happens, and remember your login information as well. Therefore, you can lock and clear your device quickly before anything happens. Apple’s Find My iPhone service, for example, will not only give you a general idea of the location of your phone. But also allows you to remove any payment cards from your Wallet and disable any automatic logins. To restore your information when you locate the device, you’ll have to know your iCloud password. Using these features can go a long way toward keeping your data safe.

Use Credit Cards:

When setting up your mobile payment accounts, use a credit card rather than a debit card. Should something go wrong and a thief access your phone, you are protected against fraudulent charges on your account if you use a credit card. If a thief accesses your debit card, he or she could drain your account of all your cash before you even realize there is a problem. Also, sign up for your financial provider’s alerts if you have a card attached to mobile payments. Most financial services companies will send alerts for transactions as they occur so you can stay on top of what’s happening.

Avoid Public Wi-Fi:

If you are making a mobile purchase in person, it’s reasonable to expect that the merchant is using a secure network. However, if you’re using mobile payment technology to make a purchase online. Also ensure that you aren’t on public Wi-Fi when you do so. Use your phone’s cellular network or wait until you are home on a password-protected network to avoid. After all, this would be making yourself vulnerable to hackers who watch public Wi-Fi networks for data. It is approachable that they can steal.

6. Use Trusted Apps:

Finally, any time you use your device to make a financial transaction, whether a purchase or just checking your account, use an official app rather than a browser. Apps are usually designed with layers of security built in to protect customers during financial transactions. Using a web browser to access sites, on the other hand, can leave you vulnerable to hackers. It happens especially if you are using public Wi-Fi. Be sure you only download apps from trusted sources, and do not stay logged in when they aren’t in use to keep hackers from using them to access your mobile wallet.

Using your phone to make purchases is easy and safe if you take the right precautions. Be smart about how you use your device, and you shouldn’t have any trouble.

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How to Estimate Your Mobile Project?

Today’s world is the world of alternatives. You have a variety of choices. When you have so much to explore then why not to choose? You can create an interesting mobile application. You need to know the scope, time required and cost of the project. Given below are a few things you should know to estimate your mobile project. Things to do before estimating the Mobile project report There are several factors you need to consider before you want to prepare your mobile project report. In this article, you will get the complete details of it. 1. Estimations: Many specialists recommend people to have an estimation of the future project. You should also do that. It is because the cost of software development is fixed. So you will be benefitted in the future. You should make a budget and execute the plan accordingly. You should clearly know how much you can afford. You will be able to act as per your efficiency. Generally, technology or any mobile project can be prepared in three months. You can plan everything in that duration. 2. Choose the platform: The mobile phones can be either Android or iOS. You need some time to develop an application for both Android and iOS. You can choose anyone. Many people prefer to develop an application for both of them simultaneously. You can also do that. The cost of both of them is equal. So you need not to worry about that. Don’t make a decision on the basis of cost. Make a decision as per your business model. If it permits you to create two applications you can choose both of them. Otherwise, it will be better if you create an application one by one. It will result in reduced energy and time. 3. Features for the future: Initially, you will have some features in your mind. You would love to add them up in the functioning of your application. Don’t commit a mistake by focusing on everything. Listing of functions will work. You should list all the functions. Then you need to prepare designs. Then you have estimated the cost. Late on you can add up functions as per your wish. But make sure not to put extra features. It will be suggested to start with fewer features. Let the application work. You can add more functions later. You can also update the version. This concept of fewer functions is called MVP (Minimum viable product). 4. Design the designs: You will never be able to sell an app with poor UI/UX. You should have a brilliant designer in your team. He will transform your idea into an application. You should have some wireframes before having an estimate of the project. Designing the look of the application is very important. But make sure to have a good designer. He should be aware of the mobile environment. Only then he will be a helping hand for you. An experienced designer will guide you throughout the process. You need to have a design for both Android and iOS. You can also have a different application for Android and tablets. But it will be a time-consuming process. 5. Backend: You should definitely have a backend developer of your project. A well-written API will save the time that developers will spend on supporting network functions. On the contrary, a poor API leads to prolongation of the development process. It is obvious that the project cost will increase due to it. If you have non-scalable API then correct it. You should rewrite it if it is badly written. It may appear to be time-consuming but it will be beneficial for future development. Like the designer, your backend developer should hold expertise and expertise. Be constantly in touch with him. Have a quality assurance. Need for estimating a mobile project: It is not mandatory to do preliminary project assessment. But it should be done to save time and money. It will help in understanding the evaluation procedure necessity. You may get new ideas and details the process of mobile application development. The process of preliminary evaluation appears to be complicated because of the difference in estimation. Many developers evaluate cost and time differently. The difference arises because of their personal experience. This problem can be tackled by not having many evaluators. Take less evaluator and rely on their estimation. Having a preliminary estimate of the timing and cost of application development is the fundamental need. Advantages of a Preliminary Assessment: You will have a competitive application budget. You can implement a lot of good ideas which were not implemented due to a shortage of finances. A correct evaluation will help you in arranging funds. You can forecast the future by assessing financial difficulties. You can schedule the work and distribute tasks accordingly. You will clearly know the cost, guideline, deadline, and materials required according to the project. In the absence of preliminary assessment time and energy are not fully used. You will know the mobile app design cost. Procedure to be followed: You should have a good team of professionals. A good team involves experienced evaluator, designer, backend developer etc. All of them should hold specialization in their fields. A good team will lead to an astonishing mobile application development. Resources will be fully used. There will be fewer errors. Secondly, you should know the target of your application. You should know answers to a few questions. After that, you will be able to prepare a budget. You should know who will use your mobile application. What are their expectations? Such kind of questions will help in the initial assessment. Just after the preparation of the budget, the mobile application design begins. You need to create a minimum viable product. There will arise many problems. You have to constantly evaluate them in order to make justice with your budget. You will come across some issue which developers might be facing. Be in constant touch to help them out. Conclusion: To have an estimate of a mobile project will surely help you out. The only condition is that you have to do that properly. Know the mobile app design cost and make an amazing mobile project. Read Also: Creating Successful Mobile Games: What You Need To Know Google Getting Into Phones – And It’s Changing The Mobile Internet

Phone Recruiting – Out of Date, or Even Better?

The versatility of the smartphone lies in creating a single point of candidate contact using every conceivable form of messaging, anytime, anywhere. Phone recruiting has pushed traditional recruiting models to the verge of obsolescence and premature retirement. It’s no secret that recruiters are facing difficulties finding the right talent these days. What it seemed to have been easy decades ago, it’s gotten way off the board now with all the commodities, but also drawbacks that new technologies tend to bring. Tools automating recruitment process, systems filtering quality candidates, emails automating replies - it does make you wonder: at what point does it start lacking in a personalized approach. It is basically one of the crucial factors in recognizing that one, the right talent. Having the right recruitment platform is crucial for your business. RecruitLoop has touched on a similar subject questioning if in fact traditional recruiting is obsolete, or not, and we’d like to take it a little bit further. Here are some hints to keep to understand where to start focusing your campaign: 89% of job seekers believe that mobile devices facilitate the job-hunting process 59% of job aspirants save jobs on a mobile device and apply through desktops 45% of ardent job seekers browse jobs vacancies daily using a mobile device The Reach and Potential of the Smartphone Maximizes Recruiting Options A candidate with a smartphone is automatically empowered to receive any communication outreach that defines a corporate recruitment strategy. Face to face text, voice, or video conferencing is a click away. Candidate-specific job postings, employment pages, blog posts, and RSS feeds attract the right job seekers. Employment details are shareable through emails, and companies can send and record text, audio, and videos through cloud-based platforms. Job aspirants can file job applications, transmit pictures, edit resumes, and interact with nodal HR personnel directly. Job applications are available for scrutiny in real-time from any source - Facebook, LinkedIn, or Twitter. Empowering HR with the Mobile Phone as a Top Recruiting Platform Your recruitment master plan would be incomplete without tapping tech-savvy mobile users 24/7. We share insights that’ll motivate you to shift from time-consuming transactional recruiting to result-oriented strategic engagement. Shed painstaking personal profiling and shift to a unified candidate communication interface Traditional recruiters waste tons of time and energy picking up the phone interviewing potential candidates, going through an in-depth process of recruitment - whilst most of their managers say they know if they will hire that person within the first two minutes of an interview. According to research, a traditional interview process takes an average of 23 days - now try and sum up the time and money spent. Using integrated sourcing tools and channels it’s possible to expand and update your candidate base, enabling you to track elaborate job boards and strategize Candidate Relations Management (CRM). You kick-start targeted recruitment campaigns across multiple channels, laying the foundation for reaching out to candidates, campuses, and communities, enabling you to save tons of money, time, and energy. Leverage phone recruiting to land the ideal candidate, instantly Traditional recruiting methods tie hot-candidate requisition to elaborate recruitment protocols, denying recruiters instant access to talent pools. Consider the phone recruiting alternative. Imagine strolling through a park in your spare time and coming face to face with skilled candidate profiles on your mobile. Within seconds of making up your mind, you use the cloud-empowered CRM database to fire off an instant reply to hook up the candidate on Facebook or LinkedIn. Potential smartphone-enabled candidates are more receptive and respond faster to your messaging even when they’re away from their workstations or happen to be in idle time, weekends or vacations. Communicate in a medium that resonates with targeted candidates When you’re hiring remotely through phone recruiting, you are harnessing technology with comprehensive capabilities. Artificial Intelligence (AI) powered software offers solutions covering every stage of your recruitment funnel. AI eliminates personal bias, focuses on candidate experience, and humanizes recruitment. You’re in the ideal position of customizing messages that cater to individual candidate communication preferences. With accurate candidate profiling, you can customize messages via short texts, more elaborate emails, purposeful videos, links to your blogs, or white papers. Your communication can be designed to elicit instant responses using the medium that resonates perfectly with each candidate. Making the Best Use of Smartphones as Your Prime Recruiting Channel Do you know what Dell, NYPD, The U.S. Army, and Microsoft have in common? They’ve all embraced AI to design and implement a mobile-centric recruitment strategy that delivers results. Let’s dig deeper into their modus operandi: Maintain an uncluttered and updated candidate database that becomes a powerful tool for employment branding. Check phone validity to sanitize your candidate database and reduce the bounce rate from unviable calls. Proactively push Job Alerts to candidates that figure prominently in skill and experience profiling. Notify selected candidates with calendar requests to bookmark trade shows, career fairs, and walk-in interviews. Customize email messages to candidates advising interview timings, answering simple questions, guiding them through orientation events and seminars. Harvest potential recruits by posting organizational events in social media complete with company branding and attractive imaging. Barcode the recruitment campaign. This enables candidates to click the barcode and access websites where they can download job applications or enter personal particulars. Enable RSS feeds to informative blogs that keep candidates updated on coming events and allow recruiters to retrieve candidate information in real-time. Design short videos to project the best aspects of your company culture. Use a tone and style that inspires passion in your brand. Humanize recruitment by using CRM tools for staying in touch by mailing greetings, appreciating achievements, endorsing personal milestones, or just say hello to stay connected. Sponsor surveys to keep abreast of candidate interests, job preferences, and availability to continually update the database. The Bottom-Line There’s a candidate out there who is highly skilled, adequately experienced, and competent to address your specific needs, and that candidate carries a cell phone. It’s a no brainer that the mobile phone is the ultimate gateway for harnessing candidates as and when you spot the talent that fits your needs. More importantly, phone recruiting presents you with an integrated platform that gives you one-stop access through a device for mass communication. The handy mobile allows you to gift wrap your message in a medium that evokes a prompt response. Phone recruiting has pushed traditional recruiting models to the verge of obsolescence and premature retirement. The moot question is - are you willing and able to “mobile-size” your recruitment strategy? Read Also: How To Make Money With Your Smartphone 5 Ways to Stream Free Movies and TV Shows on Your Smartphone

How Cost-Effective HONOR 10 Lite Is

Mobile phones have become the need of everyone nowadays. People can find a wide range of mobile phones in various brands. Moreover, you can find the countless specifications of mobiles that have been offered by different mobile companies. If you're looking for a cost-effective mobile phone, HONOR 10 lite consider as the best option. It consists of incredible features that fulfill all your needs. Its features are given below that can help you to pick Honor 10 lite. HONOR 10 Lite comes with TUV Rheinland's well-received safety display certification. In essence, a built-in "eye protection" mode can be arranged to cut off blue light. It is comfortable and warm to read. About HONOR 10 Lite HONOR 10 Lite is listed in the UK. This is a good-looking mobile phone, especially its unique gradual sky blue form. It tends to be the first HONOR smartphone that gives the 6.21-inch dewdrop display. As well as it provides an impressive cinematic display. It is available in 64 GB storage and also you can get it up to 512 GB. Honor 10 lite offers a 24MP front camera with multi-frame image processing technology. Additionally, you can find the AI portrait beauty and enhance the photography light. You can also get the eight different selfie scenarios that help to make your pictures perfect. Moreover, skin smoothing and color adjustments are also adjustable according to your desire. The front panel of the HONOR 10 Lite is controlled by a 6.21-inch IPS LCD panel with an aspect ratio of 19.5: 9. HONOR claims to be able to reach 91% of the screen. Most of the reason can be attributed to the fact that you will get a small dewdrop gap. Part of the reason for this good screen performance is the small chin at the bottom. HONOR is one of the few brands that make smaller chins using chip-on-film technology. It is not close to Apple's achievements through bending the AMOLED panel on the iPhone XS. The HONOR 10 Lite is one of the few mobile phones with an ultra-thin chin, just like the HONOR 8X. Dewdrop notch can ensure that it will appear in your sight, just act as a small spot. Within this price range, there are more "bomber guns" games played on this screen than any other mobile phone. The side frame is thin, which does no harm. Also, its intelligent AI camera function is popular with consumers. It supports intelligent identification of calories, famous cars, etc. It can support users to operate it with one hand by full-screen gestures. In terms of hardware, GPU performance is improved by 130%. The new generation Kirin 710 chip and flagship A73 core design are adopted. It brings surging power under lower power consumption. With 3GB of high-speed memory blessing, it brings a more carefree drag racing experience. With 64GB of large storage, mobile phones can be used as hard disks. GTU Turbo 2.0 can bring users a carefree game experience with a high frame rate. The technology is upgraded, supporting more popular games. It accelerates graphics processing with hard and soft cooperation. It brings a stable game experience with a high frame rate. The manufacturers use Kirin 710 chipset. The chipset has been designed with the latest independently-developed system. You can get seamless gaming through this chip. Also, it offers the Smart Shock and immersive 3D audio that makes the sound quality best. It consists of eight-layer colors that display the various waves of lights through different angles. Its sophisticated colors make this phone more attractive. It is available at a very affordable price with incredible features. Besides, AI-blessed communication technology can identify the status of entering and leaving the elevator. It can restore a 4G network connection after leaving the elevator. AI anti-counterfeiting base station realizes chip-level anti-counterfeiting. It supports a 4G anti-counterfeiting base station. This can intercept fraudulent information brought by a fake base station and make mobile phones safer to use. AI active noise reduction is supported on the call. It can give users a clearer fairy tale experience. In addition to these black technologies, the price of HONOR 10 Lite makes it cost-effective. During the promotion period, it costs 129.99 pounds. Friends who are enchanted can buy it. Features of HONOR 10Lite Let's know some more features of Honor 10 lite that make this phone cost-effective. It has some great specifications that fulfill all your needs and requirements. Network Honor 10 Lite is available in-network provider as well as the sim card type. It is based on your need that what you want to buy. It gives the 2G, 3G, and 4G network capability with nano-SIM. You can use this phone with both SIM and network provider. Display and design It is available in a 6.21 inch LCD with vibrant colors. Its pixel density is 415-pixel pr inches with a touch screen and toughened glass. Dimensions Its size and dimension are amazing and user-friendly. It is very lightweight and can be easily used. Its total weight is 162g, and its size is H154.8. Camera and video It has a wide range of camera through which you can get professional pictures. It has a dual camera, and the front camera is 24 MP and the rear camera 13 MP, as well as you can find 1080 HD quality videos. This smartphone can capture your moment spectacularly. If you have Honor 10 lite, you do not need to buy any other camera for capturing images and videos. Storage Every mobile phone buyer considers storage memory first. The honor 10 lite offers you the best storage. The internal memory is 64 GB that can be extended up to 512 GB. As well as it has a memory card slot that supports help to boost the storage of your mobile phone. You can save a large amount of data in Honor 10 lite. Technical specifications Technical specification tends to be an essential part of any smartphone. It shows the memory and software that has been using on phone. Honor 10 lite consist of a 2.2GHZ octa-core with 3GB RAM. Moreover, its operating system is Android 9.0. Battery timing Battery timings matter a lot while purchasing any smartphone. Honor 10 lite offers up to 653 hours standby time and up to 1200 mints talk time. Moreover, the capacity of the battery is 3400mAh. Product features It consists of MP3 and MP4 player with a headphone port. It has fast charge technology as compared to standard charging. Moreover, you can get the facility of a simple, speedy, and safe fingerprint scanner. It helps you to give better security and makes it easier to unlock the phone only for you. Connectivity It can be easily connected through WIFI, Bluetooth, NFC, and GPS. In this way, you can easily connect your phone with other devices. In a nutshell, a large number of smartphones in different brands are available in the market. But every user wants to buy the most featured phones at an affordable price. When we compare the cost and features, honor 10 lite tends to be the best option. It has tremendous features at an economical price and fulfills the needs and demands of every user. Read Also: Cost-Effective Custom Mobile Accessories Packaging for your Small Business 5 of the Coolest Cases for the iPhone 6S How to Estimate Your Mobile Project

How to Stay Safe When Making Mobile Payments?

How to Stay Safe When Making Mobile Payments:

Protect Against Malware:

Lock Your Device:

Learn to Use Security Features:

Use Credit Cards:

Avoid Public Wi-Fi:

6. Use Trusted Apps:

How to Estimate Your Mobile Project?

Phone Recruiting – Out of Date, or Even Better?

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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How to Estimate Your Mobile Project?

Phone Recruiting – Out of Date, or Even Better?

How Cost-Effective HONOR 10 Lite Is

How to Stay Safe When Making Mobile Payments?

How to Stay Safe When Making Mobile Payments:

Protect Against Malware:

Lock Your Device:

Learn to Use Security Features:

Use Credit Cards:

Avoid Public Wi-Fi:

6. Use Trusted Apps:

Share this Article

How to Estimate Your Mobile Project?

Phone Recruiting – Out of Date, or Even Better?

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related