10 Tips for Saving on Prescription Drug Costs

Published on: 03 May 2018 Last Updated on: 09 August 2019

Per capita spending on prescription drugs is higher in America than anywhere else. This is primarily due to the increase in brand-name prescription drug costs.

For anyone dealing with ongoing health issues on a strict budget, this is a big concern. Many people in this situation end up going without much-needed drugs.

Unfortunately, even with health insurance, many drugs can still be rather expensive. It’s becoming more and more necessary for people to seek out ways to reduce costs while still staying healthy.

This may seem impossible, but there are ways. In fact, there are more ways than you may realize.

If you need to cut your prescription drug costs, keep reading. We’re going over ten options that will help you save.

1. Take Advantage of Samples :

Before you start a new medication, make sure you ask about samples. This way you don’t pay for anything upfront while you test out the drug to make sure it’s right for you.

Doctors usually have plenty of sample packets of drugs, especially new ones. Pharmaceutical reps provide them when visiting offices. Drug manufacturers also offer 30-day samples for some drugs.

Instead of paying for an entire month’s supply, ask your doctor about samples. This is perfect if you have a short-term illness, or aren’t sure the drug will work.

2. Always Ask for Generic :

Prescription drug costs are always higher for brand-name options. However, many drugs have generic alternatives that aren’t as expensive.

The same manufacturing standards are applied to these generic versions, but they don’t carry the same advertising and research costs. Essentially, you’re getting the same drug for much less.

Make sure you ask your doctor about generic alternatives to all drugs you’re on. If you’re skeptical about them, ask about their effectiveness and if they’ll have the same effects as the name brands.

3. Get 90-Day Supplies :

You can often save on prescription drug costs by opting for 90-day supplies instead of the standard 30-day.

Many times, local pharmacies will offer discounted rates if you go with 90-day. Your insurance may also offer reduced prices and even provide free delivery.

If you’re trying a drug for the first time, it’s a good idea to stick with a 30-day supply first to make sure the drug works for you. If it does, look into 90-day refills going forward.

4. Always Compare Prices :

You may not realize this, but drug prices fluctuate between pharmacies. Instead of using the pharmacy closest to you, call around to different ones in your area and ask what they charge for the drug you need.

This is especially helpful if you don’t have insurance, as name brand drugs may have significant price differences from one pharmacy to the next.

Once you find the pharmacy with the best deal, make them your go-to source. That way they have your information on file. Remember to always check pharmacies in grocery and retail stores.

5. Shop Online :

When it comes to reducing your prescription drug costs, you have to consider shopping online.

Web-based pharmacies have gained popularity over recent years, and for good reason. They carry most major drugs at low rates.

For example, pharmacies have a user-friendly database of available drugs with price comparison and medication information.

You should also look into mail-order pharmacies. Some insurance companies offer discounts for using them.

6. Split up Your Doses :

A great technique for cutting down prescription drug costs is splitting your pills in half. It may be possible to get a higher dose of a drug from your doctor and then cut the tablets in half so you’re still taking the proper amount.

If the price for the higher dose is the same, you’ll be cutting your cost in half. You also won’t have to bother with refilling your prescription every month.

It’s crucial that you talk to your doctor about doing this first, as this isn’t safe with some drugs.

7. Patient Assistance Programs :

Some drug manufacturers offer aid for individuals on a budget. These assistance programs provide discounts for certain drugs.

When you’re searching online for these, make sure you enter the name of the drug you’re on in your search query.

Some of these programs come with conditions, such as only being available for a few months’ worths of the prescription. But when you’re trying to say money, every little bit helps.

People on Medicare usually aren’t eligible, so make sure you look into the details.

8. Seek Alternatives :

There’s a good chance a completely different drug is just as effective at treating an illness as the one you’re on. And, it may be much cheaper.

Many times, doctors aren’t aware of the cost of certain drugs. That’s why it benefits you to ask if something else could provide the same treatment.

You may find that an alternative is much cheaper.

9. Discount Cards :

Look into whether you’re eligible for prescription drug discount cards.

Some insurance providers will offer them, even auto insurance. Other organizations like AARP sometimes provide discount cards to members.

Search online for pharmacy discount cards. You should always ask your pharmacist if they have any coupons available.

Another place to check is the drug manufacturer’s website. Sometimes you can request to have coupons mailed to you for certain medications.

10. Don’t Rule out Over-the-Counter Drugs :

It’s important to stay on top of the treatment options for your illness. There may be an over-the-counter option that can effectively treat your symptoms. In fact, some prescriptions medications were once over-the-counter.

If you’re on multiple prescriptions, ask your doctor about the possibility of supplementing one of your medications with an over-the-counter drug. This could drastically bring down the cost.

You also shouldn’t rule out holistic treatment options.

Don’t Get Buried Under Prescription Drug Costs :

The cost of visiting your doctor is high enough as it is. Even if you have health insurance, co-pays can add up. Add the high cost of prescriptions and your medical bills start becoming intimidating.

Take some of the stress off by using the tips discussed above. You may be able to save some cash without giving up a healthy life.

For more articles on living a healthy lifestyle, check out our blog.

Read Also :

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *

Related

Good Night’s Sleep

3 Health Advantages of Good Night’s Sleep

Sleep is critical to us, and it has a vital impact on our quality of lives. It is much more than just resting at night and feeling full of energy the next day. Getting enough shut-eye at night has a significant impact on our existence, and if we are deprived of sleep, we often can’t function properly. The lack of sleep can have an adverse effect on our health and well-being.Good Night’s Sleep can make you feel comfortable and agile. The main mistake that many people make is that they often underestimate the importance of sleep. They simply choose to stay awake till late at night watching TV and surfing the web instead of focusing on getting enough shut-eye. Going to bed on time and getting a recommended number of hours of rest is more important than many people think. You shouldn’t sacrifice sleep to get other things done as your health can suffer sooner or later as a result. However, many people have troubles falling asleep in the evening. Many factors contribute to this, and the primary factor is stress. It can be quite difficult to relax and drift off to dreamland at night if you are dealing with a lot of stress. In these situations, it would be the best idea to try meditation or to do some fun activities that will relax you in the evening. Another factor that contributes to sleep deprivation is improper sleeping surface. Many people sleep on old and uncomfortable mattresses that lack support. If you want to get a night of quality rest, you should consider replacing your old mattress with a new one. Luckily, unbiased reviews sites such as realmattressreviews.com can help you find the right mattress and pillows for your bedroom. Comfortable and supportive sleeping surfaces will increase your chances of getting a good night’s sleep that you deserve. Some of the leading health advantages that you can expect to get from sleeping enough on a regular basis include: Your Immune System Will Improve: We all know that the key to fighting infections and diseases is the properly functioning immune system. When we get enough sleep at night, protein molecules that strengthen our immune system are produced. As a result, we are able to fight diseases and infections better. On the other hand, when we lack rest, we are more prone to getting sick as our bodies are not able to fight back. If you want to enjoy the improved functioning of your immune system you should focus on getting enough shut-eye at night. Your Heart Will Become Healthier: Cardiovascular problems are very widespread, and they affect people of all ages, especially seniors. These issues need to be taken seriously as they can have severe consequences. The major contributing factor to these problems is high blood pressure. When you don’t get enough rest at night, the production of stress hormones is affected, and as a result, blood pressure tends to rise because your heart needs to work harder. On the other hand, when you are well-rested, blood pressure levels are kept under control, and your chances of having cardiovascular issues are decreased. You Will Be Able to Control Your Weight Better: If you struggle losing extra pounds, you should focus on sleeping enough at night. Sleep is vital to achieving the desired weight loss goals. Not only it can help us keep our weight under control but it can also help lose weight at a faster pace. When we don’t get enough sleep, we are more likely to consume unhealthy foods, eat more than we should, and less likely to exercise. Of course, you already know that these things contribute to weight gain. On the other hand, when you sleep enough, you are more likely to eat healthily and engage in physical activity, which will help keep your weight under control. Read Also: Why Is Sleeping Well So Important For Job Performance? Effects Of Sleep Deprivation On Your Skin & Good Sleeping Habits

READ MOREDetails
Glo

Keep in Shape More Easily During 2019 Using Glo!

Today, the expansion of the Internet provides some exciting new learning opportunities. Have you ever wanted to take courses in different Yoga styles to improve your balance, your agility, or your Mindfulness? Take a moment now to find out more about a fascinating fitness opportunity! Try yoga online! The Problem With Most Exercise Schools: In the past, busy daily schedules frequently prevented learners from taking full advantage of exercise courses. Unless you reside close to a large health spa or a gym, joining a class might require a lot of effort. Plus, discovering a capable teacher and obtaining a comfortable practice space sometimes proves challenging, too. Many people simply cannot afford to take time away from work or school to learn Yoga by attending a formal class. Now, thanks to advances in digital technology, you enjoy an unparalleled chance to bring the classes directly to you with yoga online! The Miracle of Online Education: Rapid advances in digital technology now permit people around the world to join online classes in a variety of subjects directly from the comfort of home. Colleges and public school systems have already started using computers to promote effective remote learning. Now, fortunately, this learning method has become widely available for people seeking to become Yoga experts. You enjoy the capability to pursue highly specialized courses in this field without ever leaving home. You simply need Internet access. About Glo: Glo offers a great collection of online Yoga courses in a variety of subjects and styles. A subscription costs only $18 per month, and (remarkably) the site furnishes a completely FREE 15-day trial. Simply sign up for the trial and then begin studying Yoga exercises from several different teachers online at your own pace right at home (or anywhere else). You'll know with assurance whether or not you'll benefit from a subscription personally by the end of the trial period. Could any exercise wellness program prove simpler to start? Some Reasons to Try Glo Today: It does make sense to give Glo a try while the free trial offer remains in place, of course. Don't procrastinate. Take action today if you think you might enjoy learning yoga online. Many people who practice this form of exercise on a daily basis benefit from the calmness of mind, fitness, agility, poise, balance, and a general sense of well being. If you'd like to maintain an exercise program, but you sometimes lack resources, taking a class can provide invaluable assistance. This type of online learning program offers a way to stay disciplined, yet to also learn at your own pace amidst comfortable surroundings. Begin performing Yoga exercises through Glo anywhere you enjoy Internet connectivity. Practice at home, at work, at school, or in a community center with the assistance of the Glo platform! Study Yoga postures at any hour of the day or night. Some Advantages of Yoga Online: Glo offers students the power to remain in charge of their own time. Of course, millions of people in the Millennial generation appreciate this autonomy. Young people today often utilize technology as a tool: they employ mobile devices, laptops, and PCs to unchain themselves from rigid scheduling. Yet people of every age benefit from Glo (including Baby Boomers). You won't need to leave home to exercise, travel to a gym or studio, pay a hefty attendance fee (for each class), and struggle to learn challenging positions in front of other class members on someone else's schedule. Instead, with Glo, you learn at your own pace. Try it today! Read Also: Bed Time Yoga To Sleep Well Ways To Stay Fit And Healthy In Your Senior Years 10 Foods For Vibrant, Glowing And Younger Skin

READ MOREDetails
CBD Dosage

What is the Ideal CBD Dosage for You?

CBD is becoming a buzz nowadays, but there has been a lot of confusion and myths on the best way to use it. A lot of individuals tend to misuse this product by overdosing or consuming it for the wrong reasons. The truth is, CBD dosages vary depending on the type. You can access CBD in various forms such as CBD gummies Canada, edibles, or even CBD oil depending on your preference. The dosage may also be based on how experienced you are and if your body is used to it. Although there is no exact CBD dosing standardization or recommendation, the dosage varies from one person to the other, and therefore finding the right dosage requires you to do some bits of experimentation. What are some of the aspects that will determine your CBD dosage? Here are a few elements to consider. Check the concentration: Also referred to as the strength of CBD, concentration can be used to term the total amount or level of CBD contained in a particular product. The concentration is primarily measured in milligrams and to determine the right dosage; you need to check the amount of CBD per serving. Take an example where you have a bottle of the tincture Canada with a concentration of 750mg and consists of 15 milliliters of tincture and 0.5ml is the standard product serving. This means that every 0.5ml serving will have about 50mg of CBD and that will be the ideal dosage. Your weight: Yes, you read that right. Your body weight plays a significant role in determining how much CBD you need. Ideally, heavy people may need to use the product in high dosage to feel the effects while light people may only need a little bit of it and the effects kick in. What are you looking to achieve: The effects that you desire to accomplish by using CBD can also determine the right dosage for you. CBD comes with a range of perks which include helping in weight loss, helps in easing chronic pain, can be used to eliminate anxiety, depression, and insomnia and you can use CBD for health matters such as liver protection and to acquire anti-cancer properties. The right dosage for you will depend on which one of these you wish to achieve. For example, in the case of chronic pain, those in deep pain may need to use more of it to make the feeling go away faster. Also, it will depend on how your body reacts to the product. You could be using it to treat anxiety, but the anxiousness only goes away when you use a lot of it. People react differently, and it is good that you understand your body first. How tolerant are you? As time goes by, your body might become tolerant of CBD, and you will need to use it in large amounts to get the effects. Tolerance results in reduced effects of using a particular dosage, and you may need to increase it to experience the same impact. If you are wondering which is the best CBD oil dosage for you, check these factors and they will guide you in determining how much should work best for you. All the best! Read Also: 4 Advantages Of Using CBD Oils CBD The Solution To Insomnia What Is Cannabis Oil And How Does CBD Oil Work?

READ MOREDetails