Top Apps to Help You Manage Your Money

Published on: 03 October 2017 Last Updated on: 16 August 2019

Smart technology means better money management.

There aren’t many of us who can genuinely hold up our hands and say we’re really good with money. There’s always some room for improvement. Thanks to the smartphone, what was once a rather touchy subject for many people has been simplified and upgraded. If you’re not great at budgeting, you still don’t know how to save, you’re rubbish at paying bills or constantly living in your overdraft then…there’s an app for that.

It makes good sense to learn to manage you money better – it will help you avoid too much debt, and avoiding debt is a good way to keep or gain a good credit score. With a good credit score you will get the best deals on credit cards and secured loans and never again have to rely on bad credit loans for emergencies like the car breaking down.

Mint

The Mint app comes from the brains at Intuit who are also responsible for QuickBooks and TurboTax. It’s rated as one of the tops all in one app for money management, whatever your financial goals. The app helps you to stay on top of bills, identifying what you owe and what you can pay, and provides advice on how to spend and save better. Budgeting is easy and you can track all your spending by connecting up bank accounts and cards.

Penny

Artificial intelligence is the buzzword in apps right now and Penny is a prime example of just how helpful it can really be when it comes to personal finance. Download the app and you’ll have access to your own personal finance coach – Penny. Ask questions, look for solutions and she’ll even volunteer information that you didn’t know that you needed. Penny’s responses come with helpful illustrations, from graphs to GIFs, and are all based on the account information that you have synced up with the app.

Wally

One of the biggest challenges of money management is keeping track of what you spend. Most of us really have no idea where our money goes and why some months we seem to end up with much less than we had planned to. Wally is an app that can change all that. It’s an expense tracking app that has been designed to do all the hard work for you. Rather than manually entering expenses you can simply take photos of receipts and Wally will log and calculate everything to give you a clear idea of where you’re spending too much and where you could save.

Personal Capital

Despite the slightly highbrow claim to be able to “track and manage your net worth,” Personal Capital is actually an incredibly simple tool in the quest for better money management. It uses analytics to help you see what you’re worth, how you’re spending and budgeting, as well as what’s happening with any investments you have. The app also has a feature that allows you to get support from a real financial advisor about putting together a personal finance plan.

Toshl

Toshl’s tag line is “save money, worry less” and the app has been specifically designed to focus on the elements of personal finance that tend to cause us the most stress: expense and budget tracking. Toshl will give you a clear overview of your money and your spending habits and you can also create your own expense reports and export them to PDF or Google so that you never have to be out of touch with what’s going into – or out of – your accounts.

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App Development Benefits: Here’s why you should go Mobile

The rapid proliferation of mobile devices has changed our lives. Right from fitness, shopping, cab-hailing, to travel, there is an app for everything. Everywhere you turn around; you’re likely to find someone using a smartphone app or tablet. Cell phones and mobile internet are affordable and easier to adopt by users from all sections of society. 2016 has already revolutionized mobile app development to new heights. The mobile apps industry has also witnessed an increasing focus on emerging technologies like cloud computing, wearables, big data, and the Internet of Things (IoT). The evolution of this industry will continue on a consistent basis. Economies of Scale By 2017, it’s expected that over 268 billion downloads will generate $77 billion worth of revenue. The mobile app development industry is growing at an alarming pace and there is no stopping. This is the best time for businesses to develop mobile applications. There is no dearth of expert mobile app developers. You can either hire developers dedicated for your project or outsource your project to a mobile development company. The number of skilled and experienced mobile app developers is increasing rapidly, allowing businesses to choose the best mobile app developer at affordable rates. It is about the right time to get a mobile app according to your budget. After all, the mobile application will help take your business to the next level. Location-Based Apps for Contextual Information Mobile apps are all about providing the right information to the user at the right time and location. Beacon technology is revolutionizing mobile apps with its ability to bridge the gap between the offline and online worlds. This technology is all set to transform the way retailers, event managers, enterprises, and education organizations interact with users indoor. The real focus of beacon technology depends on how applications use proximity for marketing and promotions, coupons, content delivery, catalogs, information display, in-store coupons, proximity-activated objects, people and object indoor tracking. Wearable Devices for Increased Personalization Wearable technology is currently in its early adoption phase. However, the launch of Apple Watch has helped the technology to go mainstream. Wearable devices are no longer limited to being a fitness device. It is about connecting devices and helping users stay healthy and live a safe life. Read also: Role of messaging apps in enhancing a company’s market prospects The wearable device can connect and communicate through cellular connectivity or through another device, such as a smartphone using Wi-Fi or Bluetooth®. Wearable devices have given mobility a different dimension altogether taking personalization to a new level. Companies that explore the full capabilities of wearable devices in order to build apps will enhance the user experience in an unimaginable way. Such companies will stand tall. Further, the adoption of this technology at the commercial level will help businesses gain a first-mover advantage. Forecast unit sales of wearables worldwide by category from 2014 to 2016 (in millions) Augmented Reality Augmented reality has completely changed the way we interact with technology and with each other. It is not limited to sci-fi technology or games. This revolutionary technology is making inroads into different business domains such as retail, travel, and education simplifying the most complex functional aspect of products. It is undoubtedly taking a mobile application to new heights. Here are some stats to assist you to decide… AR/VR could hit $150bn in revenue by 2020, with AR taking around $120 billion and VR $30 billion. source: Digi-Capital Facebook bought Oculus for $400 million in cash and $1.6 billion in stock – even though Oculus had not released a commercial product. Source: TechCrunch 336 startups list themselves under AR on Angelist. source: Angelist It is Now More about Personalization The mobile revolution is more about the empowerment of users. It is the ability to work and access information anytime, anywhere. Businesses across the globe are embracing the app personalization to drive higher user engagement levels and customer engagement. Enterprise apps are a new way forward and can dramatically reshape the way we do business. The focus is now shifting towards enterprise apps to leverage advanced functionality in order to make most out of products and services. Calvin is a technology enthusiast working with Hidden Brains Infotech UK – A well-known enterprise mobile application development company in the UK and likes to write about the latest mobile application trends.

App for Tracking Time at Work: Must-Have Features You Should Know About!

Are you tired of constantly losing track of time at work? If so, you might find an app for tracking time at work to be quite useful. However, choosing the right one can be challenging with the many options available. Don't worry; I've got you covered. In this post, I'll guide you through the process of building the perfect time tracking toolbox so that you can effectively boost your productivity and efficiency. App for Time Tracking at Work: How They Make a Difference? Workplace time monitoring applications are crucial because they benefit organizations and workers in a number of ways. They give employers a comprehensive view of how staff members spend their time, including which jobs take the longest and which ones could be distracting. By identifying inefficient areas, managers can set more realistic timelines and increase productivity, which can result in improved project management. These apps can be eye-opening for workers. This is because they show how much time they have spent on certain tasks. This can enhance their workflow and help them concentrate on the tasks they do well. Time monitoring also guarantees accurate billing, which helps businesses avoid overpaying or losing money due to errors and ensures that workers are paid appropriately for the time they have worked. The Core Features and Functions of Time Tracker at Work Let's start with the foundation - the core function of any app for tracking time at work. The basics should allow you to capture the time spent on various tasks effortlessly. And here's how the top time tracking apps achieve this in three main ways: Simple timers: You can quickly start and stop timers with just one click or keystroke. This is perfect for tasks with clear start and end points, like phone calls or writing reports. Automatic tracking: This function is great for repetitive tasks requiring constant focus as it will help detect your activities, such as using specific software, and automatically log the time, reducing the need for manual intervention. Manual entry: Despite automation, there will always be times when manual entries are necessary. A user-friendly interface for logging time spent on various tasks or breaks is essential. Analytics and Reporting Raw data is helpful, but the critical aspect lies in its analysis. A great time tracking app should give you visible and clear reports to help you understand how time is spent. Time distribution reports: This feature shows where your time goes on projects, clients, or different tasks. You can spot where you are spending too much time and where you can do better. Activity breakdown: This is like a detailed diary of your day. You can see how much time is spent on emails, meetings, real work, and not-so-productive stuff. Trends over time: These reports help see patterns in time use over weeks, months, or even years. It's like a map of where you lose time and how to be more productive in the long run. Collaboration and teamwork In fast-paced work setups, it's super important to track time across teams smoothly. Team dashboards: This helps you clearly see how your team uses time to boost accountability and make projects run even smoother. Shared projects and tasks: You can monitor time spent on shared work to spot issues and ensure efficient collaboration to produce seamless results. Billable hours tracking: Easily track time spent on client projects and create precise invoices for billable services. This is a great way to ensure fair compensation and simplify the billing process. Usability and user interface The best app for time tracking at work becomes an extension of your workflow, not a cumbersome add-on. Here's what to look for in terms of user interface (UI) and user experience (UX): Intuitive interface: A clean and intuitive UI is key. The app should be easy to navigate and allow you to start tracking time with minimal setup time. Customizable dashboards: You should be able to personalize your dashboard to display the information that matters most if needed. This ensures you have a quick snapshot of your time usage at a glance. Multiple platform availability: To work seamlessly across devices, it is suggested to choose an app that offers desktop, web, and mobile versions for effortless time tracking, regardless of location. Security and data privacy Time tracking data is sensitive on so many levels, so it's important to keep it super secure and private: Secure login and data encryption: Look for an app with strong encryption to protect your data. It's also good if the app offers extra security, like two-step verification. Following privacy regulations: It is always mandatory that the app comply with rules like GDPR and CCPA. This way, you have control over your data, and it stays safe. Integrations Establishing connections between your time-tracking software and other everyday tools can improve how well you track your work hours, increase productivity, and provide insightful data. Sync with your calendar: This feature lets you link your time-tracking software with your calendar to automatically track the amount of time you spend on planned tasks. This gives you a thorough picture of your time usage. Combine with communication tools: You can monitor the amount of time you spend on particular discussions or tasks by integrating your time-tracking software with communication platforms like Microsoft Teams or Slack. This will help you see where your time is being spent. Link with productivity apps: Being able to integrate your app for time tracking at work with productivity tools such as project management platforms, to-do lists, or mind mapping software helps break down data overload and boosts your overall efficiency. Advanced Features of Time Tracking App for Work You should know that a perfect time-tracking app does more than just log your hours. It should be able to take control of your time and work smarter. If you're someone who loves having control and flexibility, you'll be glad to know that some apps offer advanced features that take time tracking to the next level: Idle time tracking: Ever wonder how much time you spend scrolling through social media or taking unplanned breaks? With idle time tracking, you can pinpoint periods of inactivity and learn how to minimize distractions to stay focused. Offline tracking: A bad internet connection disrupts your productivity. A few apps let you keep tracking your time even when you're offline and then sync the data once you're back online. Customizable reports: You should be able to tailor the app's automated reports to your unique needs. This function allows you to analyze your time usage from different perspectives and gain valuable insights to help you work more efficiently. Categorization and tagging: This will help you organize your tasks by project, client, or type of work. It makes reporting more insightful and helps you understand where your time is best spent. Detailed notes: Sometimes, a time entry needs a little extra context. With detailed notes, you can capture important details about your tasks and make better time estimates for similar future situations. Bottom Line Investing in a well-equipped app for tracking time at work is a significant step towards greater efficiency and productivity. With the right features in your toolbox, you'll clearly understand where your time goes, determine areas for improvement, and ultimately achieve more in less time. So, explore the options and find the perfect time-tracking app to unlock your full potential. If you have any other questions related to the same, please feel free to let me know. Scroll down until you reach the bottom of the page. Then, leave your comments and queries in the box below. I will be there to answer them all for you! Learn More About: How to Get Your Employees to Use a Time Clock App Is A Time Card App Really Necessary? Data Points To Yes! Enhancing Team Collaboration With Managed Services For Microsoft Teams

Effective Contribution of Educational Apps

Every parent wants his or her kid to get the best education possible. We send them to the best schools, enroll them in the best coaching or tuition centers, and ensure that they are happy and contented. We also try to create the best learning atmosphere at home, with separate rooms, dedicated study tables, charts, globes, informative books, encyclopedias, and other necessities. However, as parents, we fail to take into account one very important aspect. Education in general and the educational system in particular, has evolved rapidly. Curriculums are changing, teaching methods are changing and this is reflected in many areas. The advent of smart classrooms in schools and colleges is a case in point. The Benefits of Imparting Knowledge through Technology: In these changing times, and with the advent of digital technology, it is possible for you as a parent to help your child stay ahead of his or her competition in many ways through apps. Children are exposed to electronic devices like smartphones, tablets, and laptops at an early age. Science has shown that a child’s brain is most active and curious when he is exposed to newer things, models and electronics. With this in mind, learning through Mobile Applications or Apps, as we fondly refer to them, will help the child absorb learning techniques and grasp educational curriculums faster than traditional models of learning. Why the Traditional School or Classroom System of Education is not enough: A standard class strength comprises of roughly 40 to 50 children, depending on the type of school. A standard study period comprises of 25 to 30 minutes. Imagine yourself in the position of your child who has just been introduced to Algebra in Class 5. Do you think that he will have all his queries and doubts being cleared by the teacher in 25 minutes, given that there would be 40 of his classmates who would be having similar doubts? You would say that Tuitions might be an answer, but private tuitions and tuition centers have turned into commercial enterprises that have their own intentions at heart, namely finances. In such a situation, we have seen numerous children bearing a deep aversion to certain subjects- Mathematics: It is difficult to understand, I am scared of it, or I might just pass. History: It is quite boring, I do not feel engaged, or the teacher is quite dull. The list of subjects can go on and on, but the problems enumerated will surely strike a chord with you and your child or the child of your near and dear ones. A parent would want their child to be confident, autonomous, independent and clear. Sometimes, we just need to empower them and let them find their own way. Why Educational Apps is Beneficial? The Digital Revolution has made life easier for almost everyone, and the education segment is no different. Learning, which used to be a dull and boring system, can now be fun and engaging thanks to mobile apps, which have revolutionized and transformed the education industry. By a simple download on mobile phones or tablets, children can have access to the best quality of education, guided by subject experts, at a time of their convenience. Suppose there is a test tomorrow, and your child does not have access to a tuition teacher. What are you going to do to ease his fear? You might want to download the app and help him clarify his doubts with a virtual teacher. In this article, we look at some of the most pertinent reasons that have transformed the lives of children for the better in education and learning- 1. So many options to choose from: The variety of options to learn on these apps are various and quite diverse. Be it your child’s favourite subject or the most difficult one, the concepts are explained in a fun, engaging and dynamic way to make it easy for them to understand. One of the crucial aims of any online learning platform is to make the child understand concepts and solutions in a fun and healthy manner. This dissolves monotony and encourages children to pick up newer models of learning in a much faster manner. 2. Ease of Access: Knowledge and information, both, are easily available through these apps. Both are available just a click away. The information is visually available on your screen at all times- 24X7! As compared to a classroom, which has strict hours of learning, children can take up virtual learning at any time of the day, or at periods when they are most available and open or receptive, or when they need it the most, like clearing last minute doubts, a night before the examinations. 3. Limitless Learning: It is now possible to gain information anytime anywhere through these learning apps as it will let us learn whatever we want from wherever we are (any place). All the geographical information for geography lovers or all the information on mathematical topics like Real numbers and Probability questions is available with detailed explanation and videos to make it easy to understand and learn from the very place you are at, whether it be home, on your way to your child’s examination, or even the dinner table! 4. Access to best Educational Experts: These educational apps have content and videos explained by educators/teachers. Theypossess years of experience in dealing and nurturing young minds. They are familiar with the latest curriculums and are certified from the highest regulatory bodies. The educators on educational apps are subject experts who use fun and informative ways to get the learning across. This takes away the monotony and helps the child grasp newer concepts better. 5. Engagement rate increases: Watching Videos and listening to audios helps students retain the information for a longer period. In other words, the retention power is increased substantially. Apart from this, apps also engage the student in a better way by showing how the concept works in practice, rather than just reading it, or explaining it theoretically. It has been scientifically proven that visual learning has a higher power of retention than just audio learning. Educational Apps: The Final Word: As we had earlier mentioned, education, like other segments of human lives is being exposed and used for all the right reasons. The future of education is accessibility, ease of advice, engagement and breaking the monotony of traditional learning techniques. Educational Apps are bringing forth this very useful and appropriate change in how we define the future for our children. If we are able to exploit the potential of these educational apps, we can rest assure that our child will be happy with his studies, and this in turn, will help him or her develop a better and more confident personality. Read Also: Read This If You Are Appearing For This Year’s JEE Benefits Of Using Technology To Ace Your Physics Kids Will Get These Benefits If They Learn Coding Cracking The Criteria Cognitive Aptitude Test (CCAT) – Unwrapping Its Various Layers! Download or Subscribe to the BYJU’S YouTube Channel to explore a new and engaging way of learning.

Top Apps to Help You Manage Your Money

Mint

Penny

Wally

Personal Capital

Toshl

App Development Benefits: Here’s why you should go Mobile

Top 5 Digital Wallet Apps for Android

Content Rally

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

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App Development Benefits: Here’s why you should go Mobile

App for Tracking Time at Work: Must-Have Features You Should Know About!

Effective Contribution of Educational Apps

Top Apps to Help You Manage Your Money

Mint

Penny

Wally

Personal Capital

Toshl

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App Development Benefits: Here’s why you should go Mobile

Top 5 Digital Wallet Apps for Android

Content Rally wrapped around an online publication where you can publish your own intellectuals. It is a publishing platform designed to make great stories by content creators. This is your era, your place to be online. So come forward share your views, thoughts and ideas via Content Rally.

Leave a Reply

Popular

Follow Us

Recent

Related